401(k) Plans

19,275 topics in this forum

1. Top Heavy Minimums - DC Plan

   By PJ2009, March 17, 2009
   • 1 reply
   • 1k views
   • 
   • Tom Poje
   • March 18, 2009

2. Top Heavy Minimums in Safe Harbor Match Plan with a DB

   By drakecohen, January 30, 2014   

   • defined
   • benefit
   • (and 5 more)

     Tagged with:

     • defined
     • benefit
     • top
     • heavy
     • safe
     • harbor
     • match
   • 2 replies
   • 1.9k views
   • 
   • K2retire
   • January 31, 2014

3. top heavy on sarsep rollovers

   By MJ Hartman, December 13, 2002
   • 0 replies
   • 1.2k views
   • 
   • MJ Hartman
   • December 13, 2002

4. Top Heavy Paired Plans

   By austin3515, January 3, 2003
   • 3 replies
   • 1.4k views
   • 
   • austin3515
   • January 5, 2003

5. Top Heavy percentage

   By Dazednconfused, November 23, 2010
   • 3 replies
   • 1.3k views
   • 
   • Dazednconfused
   • November 23, 2010

6. Top heavy percentage - 60.71% rounds down to 60%, so plan not top-heav

   By Jean, February 17, 1999
   • 15 replies
   • 3.6k views
   • 
   • AndyH
   • July 24, 2002

7. Top Heavy Plan

   By Guest CAP, August 23, 2001
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • August 23, 2001

8. Top Heavy Plan

   By nerd-party-administrator, October 7, 2020
   • 6 replies
   • 1.1k views
   • 
   • BG5150
   • October 7, 2020

9. Top Heavy Plan

   By Guest At Peace, March 31, 2003
   • 1 reply
   • 1.5k views
   • 
   • Tom Poje
   • April 1, 2003

10. Top Heavy Plan - attribution rules apply to terminated employee

    By Nancy D, November 4, 2013
    • 2 replies
    • 1k views
    • 
    • Nancy D
    • November 5, 2013

11. Top Heavy Plan + Safe Harbor Match

    By metsfan026, August 26, 2024
    • 5 replies
    • 1.1k views
    • 
    • metsfan026
    • August 28, 2024

12. Top Heavy Plan adding Safe Harbor

    By Guest willwork4shoes, November 13, 2003
    • 5 replies
    • 1.2k views
    • 
    • Lynn Campbell
    • November 14, 2003

13. Top Heavy Plan and Adjustments to Year-End Balances

    By Guest lforesz, February 28, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 1, 2001

14. Top Heavy plan but everyone is highly compensated

    By Guest smhjr, December 24, 2004
    • 2 replies
    • 1.1k views
    • 
    • R. Butler
    • December 24, 2004

15. Top Heavy plan excludes HCEs, no profit sharing, but what if an HCE is non-key?

    By Tom, May 23, 2023
    • 8 replies
    • 2.3k views
    • 
    • CuseFan
    • May 23, 2023

16. TOP HEAVY PLAN IN-SERVICE DISTRIBUTION

    By Guest ROB VIDOVICH, April 9, 2003
    • 5 replies
    • 2.5k views
    • 
    • Brian Gallagher
    • April 10, 2003

17. Top Heavy Plan Minimum Contributions

    By Ananda, October 25, 2021
    • 5 replies
    • 1.4k views
    • 
    • Ananda
    • October 25, 2021

18. Top Heavy Plan no contributions on behalf on Key EE's

    By Guest ROB VIDOVICH, October 23, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 24, 2001

19. Top heavy plan with a catch up contribution.

    By pbarrett, November 27, 2001
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • November 28, 2001

20. Top Heavy Plan with DB contributions

    By cpc0506, February 21, 2019
    • 7 replies
    • 1.1k views
    • 
    • justanotheradmin
    • February 22, 2019

21. top heavy plan with no employer discretionary profit sharing contribut

    By Guest ROB VIDOVICH, May 8, 2001
    • 6 replies
    • 2.8k views
    • 
    • Guest
    • April 4, 2002

22. Top Heavy plan with Safe Harbor Match and New Comparability Profit Sharing

    By AS TPA, April 3, 2019
    • 9 replies
    • 1.6k views
    • 
    • Tom Poje
    • April 4, 2019

23. Top heavy plan, match with allocation requirements

    By RCK13, March 4, 2021   

    • top heavy
    • top heavy issue
    • (and 3 more)

      Tagged with:

      • top heavy
      • top heavy issue
      • top heavy test
      • match
      • allocation requirements
    • 4 replies
    • 1.1k views
    • 
    • RCK13
    • March 4, 2021

24. Top Heavy Plans that are Safe Harbor Plan

    By Guest Michele Ciz, October 26, 2010
    • 1 reply
    • 930 views
    • 
    • Tom Poje
    • October 26, 2010

25. Top Heavy Plans Vesting and How to Accommodate.

    By dragondon, October 10, 2022
    • 3 replies
    • 660 views
    • 
    • Lou S.
    • October 10, 2022

26. top heavy prior year correction

    By Tom, September 3, 2017
    • 1 reply
    • 664 views
    • 
    • RatherBeGolfing
    • September 3, 2017

27. Top Heavy question

    By drewmc2001, May 25, 2015   

    • Top Heavy
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • November 11, 2015

28. Top Heavy Question

    By Guest mattman, April 23, 2003
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • April 24, 2003

29. top heavy question

    By Tom, March 5
    • 2 replies
    • 863 views
    • 
    • Below Ground
    • March 6

30. Top Heavy Question

    By MBCarey, April 24, 2009
    • 5 replies
    • 1.7k views
    • 
    • 12AX7
    • May 1, 2009

31. Top Heavy Question

    By Guest Alwaysthinking, June 9, 2003
    • 4 replies
    • 1.1k views
    • 
    • kocak
    • June 14, 2003

32. Top Heavy Question

    By wsp, April 26, 2006
    • 4 replies
    • 2.5k views
    • 
    • wsp
    • April 27, 2006

33. Top Heavy Question

    By kocak, February 28, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 2, 1999

34. Top Heavy question regarding a "Former" Key EE

    By Guest KD40, February 6, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • February 7, 2003

35. Top Heavy Question- Return of all COntributions

    By Guest Kelly55, December 22, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 22, 2004

36. Top Heavy questions

    By Guest judyw, July 22, 2004
    • 4 replies
    • 1.2k views
    • 
    • jquazza
    • July 23, 2004

37. Top Heavy Required Aggregation Group

    By Dennis Povloski, March 5, 2016
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • March 7, 2016

38. Top Heavy required? When different elgibility dates for 401(k) and Pro

    By Guest William Lehman, April 21, 1999
    • 4 replies
    • 1.7k views
    • 
    • Earl
    • December 2, 1999

39. Top Heavy requirement for deferral only 401k

    By dmb, December 2, 2010
    • 5 replies
    • 2.5k views
    • 
    • dmb
    • December 3, 2010

40. top heavy requirement if Key employee is over 50 and defers catch up only?

    By Lori H, July 2, 2014
    • 4 replies
    • 928 views
    • 
    • Lori H
    • July 2, 2014

41. Top Heavy Requirement Re: Age

    By Guest Ted Kowalchuk, CFP, CFS,, August 28, 2002
    • 3 replies
    • 1.3k views
    • 
    • rcline46
    • August 29, 2002

42. Top Heavy Requirements

    By Guest Toni Jo, August 8, 2007
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 8, 2007

43. Top heavy rules for 2002

    By Guest leigh.lindsey, July 16, 2001
    • 1 reply
    • 1.6k views
    • 
    • John A
    • July 26, 2001

44. Top Heavy Safe Harbor

    By Guest WWPDRC, September 2, 2006
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • September 5, 2006

45. top heavy safe harbor

    By pmacduff, May 21, 2012
    • 1 reply
    • 931 views
    • 
    • K2retire
    • May 21, 2012

46. Top Heavy Safe Harbor 401(k)

    By Guest Robk, August 2, 2006
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 2, 2006

47. Top Heavy Safe Harbor 401(k) Plan with different eligibilty requirements

    By Guest vqualplan, August 5, 2005
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • August 8, 2005

48. Top Heavy Safe Harbor Match

    By PFranckowiak, March 19, 2020
    • 6 replies
    • 942 views
    • 
    • Belgarath
    • March 20, 2020

49. Top Heavy Safe Harbor Match Plan w/ Prevailing Wage

    By 401_noob, July 24, 2018   

    • top heavy
    • 1 reply
    • 1k views
    • 
    • C. B. Zeller
    • July 24, 2018

50. Top Heavy Safe Harbor Non Elective Plan

    By KevinMc, June 12, 2013
    • 2 replies
    • 1.2k views
    • 
    • KevinMc
    • June 12, 2013