401(k) Plans

19,319 topics in this forum

1. 414s Testing

   By austin3515, September 24, 2018
   • 1 reply
   • 656 views
   • 
   • CuseFan
   • September 26, 2018

2. Fidelity Bond on a multiple employer plan

   By austin3515, August 28, 2018
   • 1 reply
   • 655 views
   • 
   • Madison71
   • August 28, 2018

3. Top-Heavy Safe-Harbor

   By Bruce1, December 12, 2025
   • 7 replies
   • 655 views
   • 
   • TPABob
   • December 16, 2025

4. Forced "secondary" Distributions

   By Lou81, October 15, 2024   

   • distributions
   • 0 replies
   • 655 views
   • 
   • Lou81
   • October 15, 2024

5. Recommendations on-line mailing service

   By austin3515, November 18, 2016
   • 2 replies
   • 655 views
   • 
   • austin3515
   • November 20, 2016

6. Matching Forfeitures / Nobody Salary Defers

   By BeanCounterBlues, October 4, 2018
   • 5 replies
   • 655 views
   • 
   • ERISAAPPLE
   • October 6, 2018

7. Profit Sharing Amendments

   By dragondon, May 23, 2023
   • 5 replies
   • 655 views
   • 
   • FORMER ESQ.
   • June 9, 2023

8. Loan Correction

   By khn, April 11, 2022
   • 2 replies
   • 654 views
   • 
   • jsample
   • April 11, 2022

9. Missed Deferrals

   By MGOAdmin, October 2, 2023
   • 2 replies
   • 654 views
   • 
   • MGOAdmin
   • October 2, 2023

10. Is this Severance or even Plan Compensation

    By jkharvey, June 30, 2017
    • 3 replies
    • 654 views
    • 
    • RatherBeGolfing
    • June 30, 2017

11. Options for a participating employer in a safe harbor plan when there is a purchase

    By 30Rock, February 15, 2024
    • 6 replies
    • 653 views
    • 
    • 30Rock
    • February 15, 2024

12. Investment Change Notice Failure

    By Archimage, July 14, 2022
    • 1 reply
    • 653 views
    • 
    • Bill Presson
    • July 14, 2022

13. Limiting the Number of 60-Day Rollovers?

    By metsfan026, November 6, 2025
    • 3 replies
    • 653 views
    • 
    • austin3515
    • November 10, 2025

14. Schwab Small Biz 401k

    By pb401k, October 18, 2019
    • 1 reply
    • 653 views
    • 
    • david rigby
    • October 20, 2019

15. EPCRS de minimis amount - excess contribution

    By krw, October 25, 2022
    • 3 replies
    • 653 views
    • 
    • krw
    • December 1, 2022

16. Cares Act Distribution a BRF as far as protected benefits are concerned?

    By Purplemandinga, July 7, 2020
    • 9 replies
    • 653 views
    • 
    • Riley Britton
    • July 10, 2020

17. Safe Harbor Plan and Hardship issue

    By cpc0506, July 29, 2019
    • 1 reply
    • 652 views
    • 
    • Luke Bailey
    • July 29, 2019

18. Discretionary Match

    By katie58, March 18, 2020
    • 1 reply
    • 652 views
    • 
    • BG5150
    • March 18, 2020

19. curious question about catch up

    By K2retire, July 20, 2016
    • 5 replies
    • 652 views
    • 
    • Tom Poje
    • July 21, 2016

20. SS# Detector

    By austin3515, March 22, 2016
    • 3 replies
    • 652 views
    • 
    • austin3515
    • March 22, 2016

21. need professional help and reassurance - solo 401k anxiety

    By anxious, December 26, 2022
    • 2 replies
    • 652 views
    • 
    • Appleby
    • January 2, 2023

22. compensation question yet again!!

    By pmacduff, May 9, 2019
    • 1 reply
    • 652 views
    • 
    • justanotheradmin
    • May 9, 2019

23. Resources finding an old BPD?

    By Griswold, May 19, 2020
    • 4 replies
    • 651 views
    • 
    • Peter Gulia
    • May 21, 2020

24. 401k and Loan and termination question

    By Fquinones81, October 18, 2021
    • 3 replies
    • 651 views
    • 
    • MoJo
    • October 18, 2021

25. Plan Document Restatements - Solo 401(k) Plans

    By metsfan026, March 27, 2025
    • 2 replies
    • 651 views
    • 
    • AlbanyConsultant
    • March 28, 2025

26. Client question about discretionary match.....need feedback

    By Pammie57, April 29, 2020
    • 12 replies
    • 651 views
    • 
    • Larry Starr
    • April 29, 2020

27. MAX SH NEC %

    By Basically, January 25, 2024
    • 4 replies
    • 651 views
    • 
    • Belgarath
    • January 29, 2024

28. In-Plan 401(k) Roth Conversion

    By Tom, June 9, 2022
    • 3 replies
    • 651 views
    • 
    • pmacduff
    • June 9, 2022

29. PS effect of not maxing deferral in non-calendar yr plan

    By AlbanyConsultant, December 29, 2020
    • 4 replies
    • 651 views
    • 
    • JackS
    • December 29, 2020

30. Business pays Medicare / Supplement premium for Sub S Owner

    By DDB BN, February 20, 2020
    • 1 reply
    • 650 views
    • 
    • spiritrider
    • February 21, 2020

31. Notice 2023-43 Demographic failure conflict

    By Purplemandinga, June 7, 2023
    • 3 replies
    • 650 views
    • 
    • Purplemandinga
    • June 8, 2023

32. transfer from benefits eligible status job to a non-benefits eligible job & 401(k) plan compensation

    By alexa, June 16, 2023
    • 3 replies
    • 650 views
    • 
    • justanotheradmin
    • June 19, 2023

33. Interpretation LTPT

    By thepensionmaven, March 1, 2024
    • 6 replies
    • 650 views
    • 
    • Peter Gulia
    • March 7, 2024

34. Compensation Exclusions, etc.

    By ratherbereading, June 2, 2022
    • 4 replies
    • 650 views
    • 
    • ratherbereading
    • June 6, 2022

35. Additional funding due on Plan that is terminating

    By MaryM, December 11, 2015
    • 2 replies
    • 650 views
    • 
    • MaryM
    • December 11, 2015

36. S/H 401(k) and General Test Based on Allocation Rates

    By MarZDoates, November 17, 2017
    • 4 replies
    • 650 views
    • 
    • MarZDoates
    • November 20, 2017

37. Severance pay and SH NEC

    By Cynchbeast, August 30, 2019
    • 1 reply
    • 650 views
    • 
    • Luke Bailey
    • September 3, 2019

38. Top Heavy Minimum

    By DocumentDiva, January 29, 2024
    • 2 replies
    • 650 views
    • 
    • Bird
    • January 30, 2024

39. EPCRS QNEC's and ADP Testing

    By austin3515, August 30, 2016
    • 1 reply
    • 649 views
    • 
    • rcline46
    • August 30, 2016

40. What Form to use for 2020 SF or EZ

    By DPSRich, March 4, 2021
    • 3 replies
    • 649 views
    • 
    • Bird
    • March 4, 2021

41. 1099 R for Participant with Roth and non-Roth monies

    By Pammie57, January 25, 2016
    • 1 reply
    • 649 views
    • 
    • Lou S.
    • January 25, 2016

42. 2022 SH contribution not deposited yet (2024) - how to fix?

    By M Norton, April 30, 2024
    • 2 replies
    • 649 views
    • 
    • M Norton
    • April 30, 2024

43. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 649 views
    • 
    • Lou S.
    • February 27, 2017

44. mid year change to safe harbor matc

    By 52626, May 31, 2016
    • 2 replies
    • 649 views
    • 
    • BG5150
    • May 31, 2016

45. fixing excess contribution in EZ plan

    By M Norton, May 28, 2021
    • 2 replies
    • 649 views
    • 
    • BG5150
    • June 1, 2021

46. match contribution eligibility determined quarterly?

    By Santo Gold, December 4, 2018
    • 2 replies
    • 649 views
    • 
    • Kevin C
    • December 5, 2018

47. 415 Limit when an owner is in more than one plan

    By emmetttrudy, February 1, 2017
    • 2 replies
    • 648 views
    • 
    • emmetttrudy
    • February 2, 2017

48. Solo401k and Statuatory w2 income

    By cwparsons, February 29, 2020
    • 3 replies
    • 648 views
    • 
    • Larry Starr
    • March 9, 2020

49. so much for safe harbor, but...

    By Bri, February 19, 2018
    • 3 replies
    • 648 views
    • 
    • Bri
    • February 20, 2018

50. Forfeitures in late correction of ACP failure

    By CuseFan, April 9, 2018
    • 2 replies
    • 648 views
    • 
    • CuseFan
    • April 10, 2018