401(k) Plans

19,332 topics in this forum

1. MEP as successor plan... but requiring rollovers into the MEP

   By AlbanyConsultant, February 27, 2024
   • 1 reply
   • 666 views
   • 
   • jsample
   • February 28, 2024

2. 4 plans merging into 1

   By justatester, November 9, 2012
   • 0 replies
   • 666 views
   • 
   • justatester
   • November 9, 2012

3. Top Heavy Minimum

   By DocumentDiva, January 29, 2024
   • 2 replies
   • 666 views
   • 
   • Bird
   • January 30, 2024

4. Oppose 401A Payout

   By Ron J, November 19, 2024
   • 6 replies
   • 666 views
   • 
   • david rigby
   • November 20, 2024

5. Safe Harbor Match mid-year suspension - notice

   By Belgarath, June 29, 2020
   • 3 replies
   • 666 views
   • 
   • Belgarath
   • July 1, 2020

6. reallocate deferrals to catch-up

   By M Norton, July 27, 2023
   • 3 replies
   • 666 views
   • 
   • Lou S.
   • July 27, 2023

7. Successor Plan Rule

   By K2, November 12, 2019
   • 1 reply
   • 665 views
   • 
   • Luke Bailey
   • November 13, 2019

8. Partners and after-tax

   By John Feldt ERPA CPC QPA, November 9, 2016   

   • after-tax
   • partner
   • (and 1 more)

     Tagged with:

     • after-tax
     • partner
     • timing of election
   • 0 replies
   • 665 views
   • 
   • John Feldt ERPA CPC QPA
   • November 9, 2016

9. Client question about discretionary match.....need feedback

   By Pammie57, April 29, 2020
   • 12 replies
   • 665 views
   • 
   • Larry Starr
   • April 29, 2020

10. Does EPCRS require calculating and depositing "earnings on earnings" for missed contributions?

    By ERISA guy, June 12, 2025
    • 2 replies
    • 665 views
    • 
    • Artie M
    • June 16, 2025

11. Schwab Small Biz 401k

    By pb401k, October 18, 2019
    • 1 reply
    • 665 views
    • 
    • david rigby
    • October 20, 2019

12. Is this Severance or even Plan Compensation

    By jkharvey, June 30, 2017
    • 3 replies
    • 665 views
    • 
    • RatherBeGolfing
    • June 30, 2017

13. Merger of Corporations & Successor Plan

    By shERPA, October 27, 2017
    • 0 replies
    • 664 views
    • 
    • shERPA
    • October 27, 2017

14. Rollover inside same plan

    By cdavis25, December 17, 2015
    • 1 reply
    • 664 views
    • 
    • Lou S.
    • December 17, 2015

15. COVID-19 Safe Harbor Relief Notice 2020-52

    By RatherBeGolfing, June 29, 2020
    • 1 reply
    • 664 views
    • 
    • RestAssured
    • July 13, 2020

16. Matching Forfeitures / Nobody Salary Defers

    By BeanCounterBlues, October 4, 2018
    • 5 replies
    • 664 views
    • 
    • ERISAAPPLE
    • October 6, 2018

17. When is merger effective and how to report?

    By Kac1214, October 9, 2025
    • 3 replies
    • 663 views
    • 
    • david rigby
    • October 14, 2025

18. 401k and Loan and termination question

    By Fquinones81, October 18, 2021
    • 3 replies
    • 663 views
    • 
    • MoJo
    • October 18, 2021

19. Only employee with a balance, 0% vested

    By Logan401, January 25, 2021
    • 9 replies
    • 663 views
    • 
    • Logan401
    • January 27, 2021

20. Self Directed Brokerage / FBO Accounts / Lifetime Income Disclosures

    By austin3515, March 22, 2022
    • 2 replies
    • 663 views
    • 
    • austin3515
    • March 22, 2022

21. Income Stems From Crypto Currency?

    By metsfan026, January 25, 2022
    • 7 replies
    • 663 views
    • 
    • Peter Gulia
    • January 26, 2022

22. Cares Act Distribution a BRF as far as protected benefits are concerned?

    By Purplemandinga, July 7, 2020
    • 9 replies
    • 663 views
    • 
    • Riley Britton
    • July 10, 2020

23. transfer from benefits eligible status job to a non-benefits eligible job & 401(k) plan compensation

    By alexa, June 16, 2023
    • 3 replies
    • 662 views
    • 
    • justanotheradmin
    • June 19, 2023

24. No Accountants Opinion Attached to 5500 - 2022

    By John K, June 28, 2024
    • 1 reply
    • 662 views
    • 
    • Calavera
    • July 1, 2024

25. curious question about catch up

    By K2retire, July 20, 2016
    • 5 replies
    • 662 views
    • 
    • Tom Poje
    • July 21, 2016

26. Safe Harbor Non-Elective full to part time

    By Roger, October 19, 2020
    • 2 replies
    • 662 views
    • 
    • Roger
    • October 19, 2020

27. Missed Deferrals

    By MGOAdmin, October 2, 2023
    • 2 replies
    • 662 views
    • 
    • MGOAdmin
    • October 2, 2023

28. Coverage Testing - Controlled Group

    By 52626, April 7, 2022
    • 2 replies
    • 662 views
    • 
    • C. B. Zeller
    • April 7, 2022

29. ERISA Bond - owners of an S Corp

    By Tom, July 5, 2023
    • 2 replies
    • 661 views
    • 
    • EBP
    • July 6, 2023

30. Recommendations on-line mailing service

    By austin3515, November 18, 2016
    • 2 replies
    • 661 views
    • 
    • austin3515
    • November 20, 2016

31. S/H 401(k) and General Test Based on Allocation Rates

    By MarZDoates, November 17, 2017
    • 4 replies
    • 661 views
    • 
    • MarZDoates
    • November 20, 2017

32. Failed Minimum Coverage Test Options

    By Coleboy1, September 27, 2024
    • 3 replies
    • 661 views
    • 
    • C. B. Zeller
    • September 27, 2024

33. 415 and noncalendar year

    By DPL, October 5, 2017
    • 4 replies
    • 661 views
    • 
    • ESOP Guy
    • October 9, 2017

34. 415(c) and Amended Tax Returns

    By Cephas, August 19, 2025
    • 2 replies
    • 660 views
    • 
    • Cephas
    • August 20, 2025

35. Resources finding an old BPD?

    By Griswold, May 19, 2020
    • 4 replies
    • 660 views
    • 
    • Peter Gulia
    • May 21, 2020

36. New 401k plan - Am I missing something in the regs for eligibility?

    By Jakyasar, April 21, 2023
    • 3 replies
    • 660 views
    • 
    • Paul I
    • April 24, 2023

37. Business pays Medicare / Supplement premium for Sub S Owner

    By DDB BN, February 20, 2020
    • 1 reply
    • 659 views
    • 
    • spiritrider
    • February 21, 2020

38. Forced "secondary" Distributions

    By Lou81, October 15, 2024   

    • distributions
    • 0 replies
    • 659 views
    • 
    • Lou81
    • October 15, 2024

39. Investment Change Notice Failure

    By Archimage, July 14, 2022
    • 1 reply
    • 659 views
    • 
    • Bill Presson
    • July 14, 2022

40. 414s Testing

    By austin3515, September 24, 2018
    • 1 reply
    • 659 views
    • 
    • CuseFan
    • September 26, 2018

41. Not too good to be true is it?

    By austin3515, January 26, 2025
    • 2 replies
    • 659 views
    • 
    • austin3515
    • January 28, 2025

42. need professional help and reassurance - solo 401k anxiety

    By anxious, December 26, 2022
    • 2 replies
    • 659 views
    • 
    • Appleby
    • January 2, 2023

43. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 659 views
    • 
    • Below Ground
    • September 3, 2020

44. Safe Harbor Plan and Hardship issue

    By cpc0506, July 29, 2019
    • 1 reply
    • 658 views
    • 
    • Luke Bailey
    • July 29, 2019

45. Interpretation LTPT

    By thepensionmaven, March 1, 2024
    • 6 replies
    • 658 views
    • 
    • Peter Gulia
    • March 7, 2024

46. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 658 views
    • 
    • Lou S.
    • February 27, 2017

47. Is a Non-owner spouse considered an HCE for 2024 if newly married?

    By Renee Crabill, June 11, 2025
    • 1 reply
    • 658 views
    • 
    • Lou S.
    • June 11, 2025

48. SH Match true-up required for owner?

    By Puffinator, December 2, 2017   

    • sh match
    • hce owner
    • 1 reply
    • 658 views
    • 
    • ETA Consulting LLC
    • December 2, 2017

49. Safe Harbor401(k) with Sponsor LLC

    By thepensionmaven, August 26, 2024
    • 2 replies
    • 657 views
    • 
    • Paul I
    • August 26, 2024

50. What Form to use for 2020 SF or EZ

    By DPSRich, March 4, 2021
    • 3 replies
    • 657 views
    • 
    • Bird
    • March 4, 2021