401(k) Plans

19,275 topics in this forum

1. SECURE2.0 TH change - optional?

   By AlbanyConsultant, February 25
   • 2 replies
   • 626 views
   • 
   • Leopurrd-401k
   • February 26

2. New 401k Plan?

   By B. Geiger, April 11, 2024
   • 3 replies
   • 626 views
   • 
   • Peter Gulia
   • April 12, 2024

3. ECPRS Retroactive Eligibility Amendment

   By austin3515, April 5, 2017
   • 5 replies
   • 626 views
   • 
   • austin3515
   • April 5, 2017

4. small SH due to paid-out participant

   By AlbanyConsultant, March 20
   • 3 replies
   • 626 views
   • 
   • Peter Gulia
   • March 21

5. Corrective process for IRA after-tax basis rolled into 401k?

   By jimjo, April 18, 2017
   • 2 replies
   • 626 views
   • 
   • hr for me
   • April 24, 2017

6. Married 401(k) participant beneficiary not spouse

   By Brewerr, August 8, 2018   

   • 401(k)
   • marital status
   • (and 3 more)

     Tagged with:

     • 401(k)
     • marital status
     • beneficary
     • non-spouse
     • spouse
   • 1 reply
   • 626 views
   • 
   • Larry Starr
   • August 8, 2018

7. ADP Test: can switch from prior to current after EOY

   By TPApril, July 16
   • 2 replies
   • 626 views
   • 
   • Lou S.
   • July 16

8. Plan Document Question

   By khn, January 30, 2024
   • 2 replies
   • 626 views
   • 
   • Patricia Neal Jensen
   • January 31, 2024

9. ADP Contribution amount used for testing

   By Transplant, October 3
   • 5 replies
   • 626 views
   • 
   • Peter Gulia
   • October 6

10. Notice 2023-43 Demographic failure conflict

    By Purplemandinga, June 7, 2023
    • 3 replies
    • 625 views
    • 
    • Purplemandinga
    • June 8, 2023

11. Back wages / Post Severance Comp

    By austin3515, March 5, 2020
    • 1 reply
    • 625 views
    • 
    • EBECatty
    • March 5, 2020

12. Interpretation LTPT

    By thepensionmaven, March 1, 2024
    • 6 replies
    • 625 views
    • 
    • Peter Gulia
    • March 7, 2024

13. Discontinuing a SH Match and impact on Vesting

    By justatester, September 21, 2023
    • 2 replies
    • 625 views
    • 
    • Lou S.
    • September 21, 2023

14. VCP with SEP and SIMPLE 401(k) Errors

    By lakesandtrees, August 1, 2024   

    • simple 401k
    • epcrs
    • (and 1 more)

      Tagged with:

      • simple 401k
      • epcrs
      • vcp
    • 5 replies
    • 625 views
    • 
    • lakesandtrees
    • August 5, 2024

15. Cares Act Distribution a BRF as far as protected benefits are concerned?

    By Purplemandinga, July 7, 2020
    • 9 replies
    • 625 views
    • 
    • Riley Britton
    • July 10, 2020

16. New single member 401(k) for 2020, Still time?

    By K-t-F, August 19, 2021
    • 8 replies
    • 624 views
    • 
    • Ilene Ferenczy
    • August 20, 2021

17. Auto Enrollment Tax Credit

    By austin3515, November 11, 2020
    • 3 replies
    • 624 views
    • 
    • Catch22PGM
    • November 17, 2020

18. What is the Plan Entry Date when Immediate but requires 12 months and 500 hours

    By Megandps, June 25, 2021
    • 3 replies
    • 624 views
    • 
    • BG5150
    • June 28, 2021

19. Involuntary cashout correction

    By 30Rock, January 3, 2024
    • 2 replies
    • 624 views
    • 
    • 30Rock
    • January 4, 2024

20. Normal Blackout

    By austin3515, June 5, 2017
    • 3 replies
    • 624 views
    • 
    • hr for me
    • June 5, 2017

21. Partner Deferred on Draw and has a loss for SE income

    By Pammie57, September 9, 2020
    • 1 reply
    • 624 views
    • 
    • Belgarath
    • September 9, 2020

22. Excess deferrals with losses

    By Bird, April 11, 2023
    • 3 replies
    • 623 views
    • 
    • Bird
    • April 12, 2023

23. verbage on Hardship distribution forms about restarting deferrals

    By Jim Chad, November 9, 2016
    • 1 reply
    • 623 views
    • 
    • TPAJake
    • November 14, 2016

24. Plans eligible to receive safe harbor contributions.

    By AJ North, January 5, 2022
    • 2 replies
    • 623 views
    • 
    • ESOP Guy
    • January 7, 2022

25. HCE Determination for Church Sponsored 401(k) Plan

    By AJC, April 9, 2019
    • 2 replies
    • 622 views
    • 
    • AJC
    • April 9, 2019

26. PArticipants Statements Electronically?

    By austin3515, June 29, 2016
    • 2 replies
    • 622 views
    • 
    • ESOP Guy
    • June 29, 2016

27. 401k plan - ineligible employee deferred and got refund

    By Jakyasar, May 20, 2022
    • 4 replies
    • 622 views
    • 
    • Bri
    • May 24, 2022

28. Missed deferral opportunity

    By BG5150, May 25, 2022
    • 3 replies
    • 622 views
    • 
    • Luke Bailey
    • May 27, 2022

29. two divisions, only one PPT eligible in one division

    By JHalligan, November 23, 2022
    • 2 replies
    • 621 views
    • 
    • CuseFan
    • November 29, 2022

30. MEP as successor plan... but requiring rollovers into the MEP

    By AlbanyConsultant, February 27, 2024
    • 1 reply
    • 621 views
    • 
    • jsample
    • February 28, 2024

31. Allowing 401(k) but Excluding From Safe Harbor Match

    By metsfan026, January 10, 2024
    • 3 replies
    • 621 views
    • 
    • austin3515
    • January 11, 2024

32. Deferral on Zero Compensation

    By Plan Doc, May 18, 2022
    • 7 replies
    • 621 views
    • 
    • Plan Doc
    • May 19, 2022

33. TPA

    By TPAexplorer, January 4, 2019   

    • safe harbor 401k plan with new comp allocation
    • 2 replies
    • 621 views
    • 
    • JackS
    • January 7, 2019

34. Incorrect match included in ACP test?

    By CLM65, December 9, 2015   

    • incorrect match
    • ACP test
    • 2 replies
    • 621 views
    • 
    • CLM65
    • December 10, 2015

35. MAX SH NEC %

    By Basically, January 25, 2024
    • 4 replies
    • 621 views
    • 
    • Belgarath
    • January 29, 2024

36. Safe Harbor Non-Elective full to part time

    By Roger, October 19, 2020
    • 2 replies
    • 621 views
    • 
    • Roger
    • October 19, 2020

37. Missed Deferrals

    By MGOAdmin, October 2, 2023
    • 2 replies
    • 621 views
    • 
    • MGOAdmin
    • October 2, 2023

38. S Corp Employer contribution and W2 Income

    By tomriddle, December 15, 2016
    • 2 replies
    • 620 views
    • 
    • Bird
    • December 15, 2016

39. 20% Federal Withholding

    By KevinMc, July 12, 2018
    • 3 replies
    • 620 views
    • 
    • KevinMc
    • July 12, 2018

40. Discretionary Employer Match

    By Coleboy1, November 30, 2022
    • 2 replies
    • 620 views
    • 
    • Riley Britton
    • November 30, 2022

41. PPP2 2020 PS deposited in 2021 - can include?

    By TPApril, January 22, 2021
    • 1 reply
    • 620 views
    • 
    • vacat
    • January 30, 2021

42. Not too good to be true is it?

    By austin3515, January 26
    • 2 replies
    • 620 views
    • 
    • austin3515
    • January 28

43. Underfunded safe harbor match

    By legort69, September 6, 2019
    • 2 replies
    • 620 views
    • 
    • Larry Starr
    • September 6, 2019

44. Loan Correction

    By khn, April 11, 2022
    • 2 replies
    • 619 views
    • 
    • jsample
    • April 11, 2022

45. Otherwise Excludable Employee is the only NHCE in an ADP tested plan

    By Moss, August 16, 2021
    • 1 reply
    • 619 views
    • 
    • Bri
    • August 16, 2021

46. 410(b) question

    By bzorc, November 22, 2016
    • 1 reply
    • 619 views
    • 
    • Lou S.
    • November 22, 2016

47. 404 Compensation

    By steve45, November 26, 2021   

    • 404
    • compensation
    • 1 reply
    • 619 views
    • 
    • Bri
    • November 26, 2021

48. Profit Sharing Amendments

    By dragondon, May 23, 2023
    • 5 replies
    • 619 views
    • 
    • FORMER ESQ.
    • June 9, 2023

49. 401k vesting lost when transferring abroad

    By George, March 27, 2017
    • 2 replies
    • 618 views
    • 
    • MoJo
    • March 28, 2017

50. Post tax contribution

    By Sherrie W, December 20, 2017   

    • 401k
    • deposit error
    • 4 replies
    • 618 views
    • 
    • Luke Bailey
    • December 21, 2017