401(k) Plans

19,317 topics in this forum

1. EPCRS QNEC's and ADP Testing

   By austin3515, August 30, 2016
   • 1 reply
   • 647 views
   • 
   • rcline46
   • August 30, 2016

2. Final 5500-SF

   By Ahuntingus, June 1, 2020
   • 2 replies
   • 647 views
   • 
   • Ahuntingus
   • June 1, 2020

3. Involuntary cashout correction

   By 30Rock, January 3, 2024
   • 2 replies
   • 647 views
   • 
   • 30Rock
   • January 4, 2024

4. PPP2 2020 PS deposited in 2021 - can include?

   By TPApril, January 22, 2021
   • 1 reply
   • 647 views
   • 
   • vacat
   • January 30, 2021

5. Safe Harbor Match Question

   By Pammie57, March 6, 2019
   • 4 replies
   • 647 views
   • 
   • Kevin C
   • March 6, 2019

6. Non Calendar Plan and Compensation for Initial Short Year

   By Susan S., December 8, 2015
   • 1 reply
   • 647 views
   • 
   • Tom Poje
   • December 8, 2015

7. Additional funding due on Plan that is terminating

   By MaryM, December 11, 2015
   • 2 replies
   • 647 views
   • 
   • MaryM
   • December 11, 2015

8. Safe Harbor Non-Elective full to part time

   By Roger, October 19, 2020
   • 2 replies
   • 647 views
   • 
   • Roger
   • October 19, 2020

9. Due Dates of Tax Returns

   By austin3515, November 20, 2017
   • 1 reply
   • 647 views
   • 
   • ERISAAPPLE
   • November 22, 2017

10. In-Plan 401(k) Roth Conversion

    By Tom, June 9, 2022
    • 3 replies
    • 647 views
    • 
    • pmacduff
    • June 9, 2022

11. combined 401K contribution limits

    By CG1, June 29, 2017
    • 4 replies
    • 647 views
    • 
    • CG1
    • June 30, 2017

12. Safe Harbor401(k) with Sponsor LLC

    By thepensionmaven, August 26, 2024
    • 2 replies
    • 646 views
    • 
    • Paul I
    • August 26, 2024

13. so much for safe harbor, but...

    By Bri, February 19, 2018
    • 3 replies
    • 646 views
    • 
    • Bri
    • February 20, 2018

14. Only employee with a balance, 0% vested

    By Logan401, January 25, 2021
    • 9 replies
    • 646 views
    • 
    • Logan401
    • January 27, 2021

15. 402(g) excess for self-employed individual

    By DLavigne, October 12, 2020
    • 1 reply
    • 646 views
    • 
    • Bird
    • October 13, 2020

16. Married 401(k) participant beneficiary not spouse

    By Brewerr, August 8, 2018   

    • 401(k)
    • marital status
    • (and 3 more)

      Tagged with:

      • 401(k)
      • marital status
      • beneficary
      • non-spouse
      • spouse
    • 1 reply
    • 646 views
    • 
    • Larry Starr
    • August 8, 2018

17. Top Heavy to HCE - can it be taken out?

    By TPApril, June 12, 2022
    • 4 replies
    • 646 views
    • 
    • Lou S.
    • June 13, 2022

18. Failed Minimum Coverage Test Options

    By Coleboy1, September 27, 2024
    • 3 replies
    • 646 views
    • 
    • C. B. Zeller
    • September 27, 2024

19. Top-Heavy Safe-Harbor

    By Bruce1, December 12, 2025
    • 7 replies
    • 645 views
    • 
    • TPABob
    • December 16, 2025

20. Missed Deferral 2016 and 2017 - still fix?

    By JKW, February 20, 2018
    • 3 replies
    • 645 views
    • 
    • Mike Preston
    • February 23, 2018

21. 401k HCE Ineligible Contributions

    By wifrbr, January 30, 2020
    • 1 reply
    • 645 views
    • 
    • Bri
    • January 31, 2020

22. autoenrollment refund?

    By Jim Chad, October 5, 2016
    • 2 replies
    • 645 views
    • 
    • Jim Chad
    • October 5, 2016

23. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 645 views
    • 
    • Below Ground
    • September 3, 2020

24. SH Match true-up required for owner?

    By Puffinator, December 2, 2017   

    • sh match
    • hce owner
    • 1 reply
    • 645 views
    • 
    • ETA Consulting LLC
    • December 2, 2017

25. ERISA Bond - owners of an S Corp

    By Tom, July 5, 2023
    • 2 replies
    • 644 views
    • 
    • EBP
    • July 6, 2023

26. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 644 views
    • 
    • Kevin C
    • January 15, 2019

27. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 644 views
    • 
    • Larry Starr
    • January 24, 2018

28. HCE Determination for Church Sponsored 401(k) Plan

    By AJC, April 9, 2019
    • 2 replies
    • 643 views
    • 
    • AJC
    • April 9, 2019

29. Back wages / Post Severance Comp

    By austin3515, March 5, 2020
    • 1 reply
    • 643 views
    • 
    • EBECatty
    • March 5, 2020

30. Deferral on Zero Compensation

    By Plan Doc, May 18, 2022
    • 7 replies
    • 642 views
    • 
    • Plan Doc
    • May 19, 2022

31. Promoting Company Stock

    By khn, September 26, 2017
    • 2 replies
    • 642 views
    • 
    • MoJo
    • September 26, 2017

32. auto enrollment to pretax or Roth

    By WCC, March 22, 2022
    • 3 replies
    • 642 views
    • 
    • Peter Gulia
    • March 24, 2022

33. terminating of safe harbor mid year

    By Scuba 401, March 9, 2018
    • 1 reply
    • 642 views
    • 
    • EBECatty
    • March 9, 2018

34. 404 Compensation

    By steve45, November 26, 2021   

    • 404
    • compensation
    • 1 reply
    • 642 views
    • 
    • Bri
    • November 26, 2021

35. Safe harbor 401-k Plan Termination

    By KevinMc, July 12, 2019
    • 1 reply
    • 642 views
    • 
    • Bird
    • July 15, 2019

36. 401k plan - ineligible employee deferred and got refund

    By Jakyasar, May 20, 2022
    • 4 replies
    • 641 views
    • 
    • Bri
    • May 24, 2022

37. Prevailing wage only plan termination

    By pjb1835, November 8, 2017   

    • plan termination
    • 2 replies
    • 641 views
    • 
    • austin3515
    • November 9, 2017

38. Coverage and Safe Harbor Match

    By DocumentDiva, January 23, 2024
    • 3 replies
    • 641 views
    • 
    • DocumentDiva
    • January 23, 2024

39. Partner Deferred on Draw and has a loss for SE income

    By Pammie57, September 9, 2020
    • 1 reply
    • 641 views
    • 
    • Belgarath
    • September 9, 2020

40. Otherwise Excludable Employee is the only NHCE in an ADP tested plan

    By Moss, August 16, 2021
    • 1 reply
    • 640 views
    • 
    • Bri
    • August 16, 2021

41. 401k contribution reduced and never raised

    By ratherbereading, December 13, 2016   

    • Reduce contribution
    • 1 reply
    • 640 views
    • 
    • WCC
    • December 13, 2016

42. Discretionary Employer Match

    By Coleboy1, November 30, 2022
    • 2 replies
    • 640 views
    • 
    • Riley Britton
    • November 30, 2022

43. Calculating earnings

    By ratherbereading, January 26, 2016   

    • distribution error
    • earnings calculation
    • 1 reply
    • 640 views
    • 
    • ESOP Guy
    • January 26, 2016

44. Plans eligible to receive safe harbor contributions.

    By AJ North, January 5, 2022
    • 2 replies
    • 640 views
    • 
    • ESOP Guy
    • January 7, 2022

45. Corrective process for IRA after-tax basis rolled into 401k?

    By jimjo, April 18, 2017
    • 2 replies
    • 640 views
    • 
    • hr for me
    • April 24, 2017

46. Discontinuing a SH Match and impact on Vesting

    By justatester, September 21, 2023
    • 2 replies
    • 640 views
    • 
    • Lou S.
    • September 21, 2023

47. Schedule C Employer Contribution Limit

    By Bruce1, July 31, 2024
    • 3 replies
    • 640 views
    • 
    • Bill Presson
    • August 9, 2024

48. plan participant paid after termination

    By M Norton, December 28, 2018   

    • last day
    • plan compensation
    • 2 replies
    • 639 views
    • 
    • hr for me
    • December 30, 2018

49. Employee has excess deferrals b/t current emp. and former emp. (unrelated) for 2017, past April 15 deadline, does either employer have to issue corrective W-2?

    By Pxhesq, April 27, 2018
    • 1 reply
    • 639 views
    • 
    • Tom Poje
    • April 27, 2018

50. When is merger effective and how to report?

    By Kac1214, October 9, 2025
    • 3 replies
    • 638 views
    • 
    • david rigby
    • October 14, 2025