401(k) Plans

19,319 topics in this forum

1. Testing requirements for a controlled group with separate plans

   By Rai401k, April 2, 2019
   • 1 reply
   • 585 views
   • 
   • justanotheradmin
   • April 3, 2019

2. Precious metals

   By Jim Chad, March 11, 2016
   • 1 reply
   • 585 views
   • 
   • Belgarath
   • March 11, 2016

3. Due on Sale clause

   By Jim Chad, March 14, 2016
   • 1 reply
   • 585 views
   • 
   • Peter Gulia
   • March 14, 2016

4. Combining Sources

   By 401k Nut, April 25, 2019   

   • 401k
   • 7 replies
   • 585 views
   • 
   • david rigby
   • April 28, 2019

5. Match by payroll but employee max out earlier

   By Sarah73, October 21, 2022
   • 2 replies
   • 585 views
   • 
   • CuseFan
   • October 21, 2022

6. Incorrect ADP Refund to an HCE

   By Rose, June 16, 2022
   • 3 replies
   • 585 views
   • 
   • Luke Bailey
   • June 17, 2022

7. SEP IRA, Simple IRA, and a potential 401(k) plan…?

   By Puffinator, April 1, 2019   

   • sep ira simple ira potential 401(k) plan
   • planning pitfalls
   • 4 replies
   • 584 views
   • 
   • Kevin C
   • April 3, 2019

8. Stock Acquisition and Successor Plan

   By Slem, June 25, 2021
   • 2 replies
   • 584 views
   • 
   • Cardscrazy
   • June 25, 2021

9. Two entities - SECURE 2.0 automatic enrollment rules

   By justanotheradmin, August 26, 2024
   • 2 replies
   • 584 views
   • 
   • Peter Gulia
   • August 26, 2024

10. 2% Shareholder Insurance Premium and Plan Compensation

    By Christopher Wilson, May 11, 2022
    • 1 reply
    • 584 views
    • 
    • Nate S
    • May 13, 2022

11. Participant Loan in Default or not due to CARES Act relief

    By cheersmate, May 3, 2021   

    • loan default
    • cares act loan payment reamortization
    • 3 replies
    • 584 views
    • 
    • C. B. Zeller
    • May 3, 2021

12. Buy Back to Restored forfeiture after rehired- ROTH 401K

    By Panda, March 13, 2025
    • 0 replies
    • 584 views
    • 
    • Panda
    • March 13, 2025

13. Fiduciary's Individual Investments Track Those of Plan as to Which He/She is a Fiduciary

    By Yesrod5, October 16, 2019
    • 2 replies
    • 584 views
    • 
    • CuseFan
    • October 17, 2019

14. minimum gateway with statutory exclusion

    By Tom, June 24, 2025
    • 2 replies
    • 584 views
    • 
    • Kac1214
    • June 25, 2025

15. Terminated SH plan--owner owes himself SH

    By BG5150, June 3, 2016
    • 2 replies
    • 584 views
    • 
    • Lou S.
    • June 3, 2016

16. Determine Compensation in a Control Group

    By Basically, February 8, 2022
    • 4 replies
    • 583 views
    • 
    • Basically
    • February 9, 2022

17. Stock Purchase Question

    By Madison71, September 16, 2019
    • 3 replies
    • 583 views
    • 
    • Kevin C
    • September 17, 2019

18. Safe Harbor Loan Provisions

    By RRivera, July 7, 2017
    • 2 replies
    • 583 views
    • 
    • Tom Poje
    • July 7, 2017

19. Affiliated Service Group?

    By sdix401k, July 24, 2019
    • 1 reply
    • 583 views
    • 
    • Bill Presson
    • July 25, 2019

20. Deductible year of late safe harbor contributions

    By KevinMc, July 5, 2022
    • 3 replies
    • 583 views
    • 
    • CuseFan
    • July 5, 2022

21. Partial Plan Termination - Gov't Contractor lost bid

    By AdKu, October 17, 2017
    • 1 reply
    • 583 views
    • 
    • CuseFan
    • October 17, 2017

22. Eligible Loan Rollover - new guidance

    By 52626, September 18, 2018
    • 1 reply
    • 583 views
    • 
    • C. B. Zeller
    • September 19, 2018

23. Can Employer Give Certain Employee More and How Much?

    By Chris123, May 11, 2021
    • 3 replies
    • 583 views
    • 
    • Gilmore
    • May 12, 2021

24. Employee Termination Date

    By justatester, May 31, 2024
    • 2 replies
    • 582 views
    • 
    • david rigby
    • May 31, 2024

25. Switch from Safe Harbor Non Elective to Safe Harbor Match Mid Year

    By roundlou, April 2, 2020
    • 1 reply
    • 582 views
    • 
    • C. B. Zeller
    • April 2, 2020

26. Controlled Group Question

    By Becky Schwing, September 14, 2021
    • 5 replies
    • 582 views
    • 
    • C. B. Zeller
    • September 15, 2021

27. 401k enrollment date versus contribution change date

    By ACK, January 12, 2022
    • 2 replies
    • 582 views
    • 
    • ACK
    • January 12, 2022

28. Change Eligibility Requirements Temporarily?

    By Lucky32, December 22, 2022
    • 2 replies
    • 582 views
    • 
    • CuseFan
    • December 22, 2022

29. Change initial Plan Year for SH Plan?

    By BG5150, July 23, 2019
    • 2 replies
    • 581 views
    • 
    • Luke Bailey
    • July 24, 2019

30. Breaking away from a PEO MEP

    By Chipwood 24, October 7, 2020
    • 1 reply
    • 581 views
    • 
    • Alonzo Church
    • October 8, 2020

31. Union - LTPT

    By TH 401k, January 21, 2025
    • 1 reply
    • 581 views
    • 
    • ratherbereading
    • January 22, 2025

32. New VFCP Program - Poll on Anticipated Use

    By austin3515, March 27, 2025
    • 0 replies
    • 581 views
    • 
    • austin3515
    • March 27, 2025

33. 401(k) is Primary Beneficiary on a whole life policy

    By JEBMRC, March 18, 2024
    • 7 replies
    • 581 views
    • 
    • JEBMRC
    • March 19, 2024

34. Covid_ Hardship Withdrawal (Spouse laid off/terminated) & (loans)

    By RRivera, April 1, 2020
    • 1 reply
    • 581 views
    • 
    • Mike Preston
    • April 2, 2020

35. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15, 2025
    • 5 replies
    • 580 views
    • 
    • jsample
    • November 19, 2025

36. 401(k)/Profit-Sharing Plan with Group Annuity Contracts

    By NewBieHere, October 16, 2025
    • 4 replies
    • 579 views
    • 
    • BG5150
    • November 14, 2025

37. Wellcare 401(k)

    By joel, July 15, 2017
    • 1 reply
    • 579 views
    • 
    • david rigby
    • July 15, 2017

38. Safe Harbor Eligibility

    By Chippy, August 9, 2019
    • 1 reply
    • 579 views
    • 
    • justanotheradmin
    • August 9, 2019

39. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 579 views
    • 
    • RatherBeGolfing
    • August 26, 2020

40. 401(k) Eve?

    By CuseFan, September 8, 2022
    • 8 replies
    • 578 views
    • 
    • BG5150
    • September 12, 2022

41. Fair Market Value every year for EZ filers?

    By Brenda Wren, August 15, 2024
    • 3 replies
    • 578 views
    • 
    • CuseFan
    • August 16, 2024

42. LPTP Question - Age Requirement

    By Gilmore, August 21, 2023
    • 2 replies
    • 578 views
    • 
    • Gilmore
    • August 22, 2023

43. ADP Test and Hardship amounts

    By cpc0506, August 29, 2016
    • 2 replies
    • 578 views
    • 
    • Tom Poje
    • August 29, 2016

44. Blackout Notice

    By jeff77, September 8, 2016
    • 1 reply
    • 578 views
    • 
    • Lou S.
    • September 8, 2016

45. How to test controlled group with 2 different plans?

    By Jakyasar, October 2, 2021
    • 0 replies
    • 578 views
    • 
    • Jakyasar
    • October 2, 2021

46. Signing Form 5500

    By metsfan026, October 8, 2024
    • 3 replies
    • 577 views
    • 
    • Basically
    • October 9, 2024

47. Roth 401(k)

    By thepensionmaven, December 21, 2015
    • 1 reply
    • 577 views
    • 
    • Bird
    • December 22, 2015

48. Merged MP to PS and In-service withdrawals

    By Cobras59, April 5, 2019
    • 3 replies
    • 576 views
    • 
    • Bri
    • April 5, 2019

49. Employee enters before eligible in 2017

    By DDB BN, May 6, 2020
    • 1 reply
    • 576 views
    • 
    • Bri
    • May 6, 2020

50. Plan has Division A and Divison B with Different Match Policies

    By austin3515, December 7, 2023
    • 3 replies
    • 576 views
    • 
    • CuseFan
    • December 7, 2023