401(k) Plans

19,489 topics in this forum

1. Forfeiting related match when the ADP test fails

   By Guest 401kBurm, February 26, 2000
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • March 2, 2000

2. Loan Repayment

   By Guest Walter Patricio, February 25, 2000
   • 3 replies
   • 2.1k views
   • 
   • Guest
   • March 2, 2000

3. Did definition of earned income change recently?

   By Spencer, March 1, 2000
   • 1 reply
   • 1.7k views
   • 
   • BeckyMiller
   • March 1, 2000

4. Confusion on ADP refunds

   By bzorc, March 1, 2000
   • 1 reply
   • 2.3k views
   • 
   • Spencer
   • March 1, 2000

5. Who is responsible for top-heavy testing?

   By Guest WDH, February 29, 2000
   • 6 replies
   • 2.1k views
   • 
   • Guest
   • March 1, 2000

6. Amending Plan for Early Eligibility

   By Guest ewmc, March 1, 2000
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • March 1, 2000

7. PS Forfeitures - Annual Limits

   By AndyT, March 1, 2000
   • 1 reply
   • 1.6k views
   • 
   • BTH
   • March 1, 2000

8. New statutory exclusion regulations for ADP/ACP testing

   By Guest VPA, February 28, 2000
   • 4 replies
   • 3.4k views
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   • MWeddell
   • March 1, 2000

9. Top Heavy / "Early" Participation in 401(k) Feature

   By Guest EMC, February 25, 2000
   • 3 replies
   • 2k views
   • 
   • IRC401
   • March 1, 2000

10. Allocation of small forfeiture amounts

    By Guest Frank Jackson, February 28, 2000
    • 1 reply
    • 1.9k views
    • 
    • IRC401
    • March 1, 2000

11. May a participant in a 401(k) purchase covered calls?

    By Guest Edward McElroy, February 26, 2000
    • 3 replies
    • 1.8k views
    • 
    • IRC401
    • March 1, 2000

12. Statistics on Negative Enrollments

    By LCARUSI, February 25, 2000
    • 2 replies
    • 1.4k views
    • 
    • Jon Chambers
    • February 29, 2000

13. Late contribution of deferrals

    By Alan Simpson, February 29, 2000
    • 0 replies
    • 1.6k views
    • 
    • Alan Simpson
    • February 29, 2000

14. Quantech 4.3 testing issues - unconfirmed transactions

    By rcline46, February 25, 2000
    • 6 replies
    • 2k views
    • 
    • Guest
    • February 29, 2000

15. Top-Heavy compensation when a union employee changes to non-union stat

    By John A, February 28, 2000
    • 1 reply
    • 1.9k views
    • 
    • rcline46
    • February 29, 2000

16. ADP & ACP testing excluding under 1 year of service and under age

    By Guest AngelQ, February 26, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • February 28, 2000

17. Using Different Comp numbers for Deferral and Match

    By MWeddell, February 25, 2000
    • 2 replies
    • 1.6k views
    • 
    • Alf
    • February 25, 2000

18. Procedure for elective deferrals for leased employees?

    By John A, February 25, 2000
    • 0 replies
    • 1.8k views
    • 
    • John A
    • February 25, 2000

19. ROI on increasing 401(k)participation

    By Guest weslie kary, February 25, 2000
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 25, 2000

20. Does your company charge participants an administrative fee for loans?

    By Guest Tammie Palchanes, February 22, 2000
    • 4 replies
    • 3.3k views
    • 
    • rcline46
    • February 25, 2000

21. Top-heavy, early eligibility

    By Guest John Nelson, February 24, 2000
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • February 24, 2000

22. Rollover assets and new plan rules

    By Alf, February 24, 2000
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • February 24, 2000

23. Excluding certain HCE's from 3% safe harbor contribution

    By Richard Anderson, February 23, 2000
    • 4 replies
    • 3.5k views
    • 
    • AndyH
    • February 24, 2000

24. Not getting the full benefit of a match - true-up provisions

    By Guest Hardy Eubanks, February 23, 2000
    • 4 replies
    • 2k views
    • 
    • MWeddell
    • February 24, 2000

25. HCE Exclusion in 401(k) Plan

    By Hoard1, February 23, 2000
    • 2 replies
    • 1.8k views
    • 
    • MWeddell
    • February 24, 2000

26. 401(k) Plans - Compensation and Limits

    By Guest T Cahoon, February 23, 2000
    • 1 reply
    • 1.6k views
    • 
    • Alf
    • February 24, 2000

27. Multiple Use Testing

    By Guest TrustMe401k, February 23, 2000
    • 1 reply
    • 1.5k views
    • 
    • M R Bernardin
    • February 23, 2000

28. Eligible employee mistakenly excluded from making contrbutions.

    By Guest ars, February 18, 2000
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • February 23, 2000

29. ADP/ACP test question

    By Guest Theresa, February 16, 2000
    • 8 replies
    • 2k views
    • 
    • Guest
    • February 22, 2000

30. Is it permissible to net matching contributions for 415 limits?

    By John A, February 22, 2000
    • 0 replies
    • 1.5k views
    • 
    • John A
    • February 22, 2000

31. Employer Matching Contributions Used as Top Heavy Minimums

    By Guest Larry McNamara, February 9, 2000
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • February 22, 2000

32. 401(k) Plan/SARSEP Testing

    By Guest Jean Blackwood, February 20, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 22, 2000

33. Reimbursement of plan expenses

    By Guest cascigm, February 21, 2000
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • February 21, 2000

34. Different rates of match conditioned upon where participant directs hi

    By Guest LMalone, February 15, 2000
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • February 21, 2000

35. Can an employer change discretionary match?

    By Guest Bob Miller, February 21, 2000
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • February 21, 2000

36. Amend plan to delay payment to terminee

    By Jed Macy, February 12, 2000
    • 4 replies
    • 1.9k views
    • 
    • IRC401
    • February 19, 2000

37. Deduction for contributions (Sec. 404)

    By Guest Melissa Winslow, February 16, 2000
    • 2 replies
    • 2.9k views
    • 
    • AndyH
    • February 18, 2000

38. Joint and Survivor/Spousal Consent

    By Guest Lucie, February 18, 2000
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 18, 2000

39. SAR

    By Guest Juracek, February 9, 2000
    • 12 replies
    • 2.5k views
    • 
    • imchipbrown
    • February 18, 2000

40. Contributions 2 employers 401k plans and Keogh

    By Guest Christine Walker, February 17, 2000
    • 2 replies
    • 2k views
    • 
    • imchipbrown
    • February 18, 2000

41. Incorrect Match Refund Timing

    By Guest DennisT, February 17, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 18, 2000

42. Stock Distribution and Beneficiary Basis from 401k plan.

    By Guest fusiuser, February 17, 2000
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • February 17, 2000

43. Plain language prospectuses for 401(k)investments

    By Guest Anne V, February 8, 2000
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • February 17, 2000

44. Top Heavy Test; Fiscal yr amending to calendar year

    By Jean, February 17, 2000
    • 0 replies
    • 1.7k views
    • 
    • Jean
    • February 17, 2000

45. Short Plan Year-ADP/ACP Testing

    By Guest Lori Basilico, February 12, 2000
    • 1 reply
    • 2k views
    • 
    • Alf
    • February 16, 2000

46. How do we determine HCE's in a spinnoff company?

    By Guest Rob Walter, February 15, 2000
    • 1 reply
    • 1.6k views
    • 
    • Alf
    • February 16, 2000

47. Assumed 3% deferrals

    By Guest CGBS, February 15, 2000
    • 1 reply
    • 1.4k views
    • 
    • Alf
    • February 16, 2000

48. Exception to the "same desk" rule?

    By Guest, February 13, 2000
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • February 16, 2000

49. PEOs

    By Guest ANNEBV, February 15, 2000
    • 1 reply
    • 1.7k views
    • 
    • Alf
    • February 16, 2000

50. 5500 never filed.

    By Guest Melissa Winslow, February 15, 2000
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • February 16, 2000