401(k) Plans

19,317 topics in this forum

1. Safe Harbor plan, plan merger and the top heavy exemption

   By AJ North, October 24, 2022
   • 1 reply
   • 562 views
   • 
   • Lou S.
   • October 24, 2022

2. Black out notice returned

   By Lou81, March 28, 2024
   • 2 replies
   • 562 views
   • 
   • Lou81
   • April 1, 2024

3. Control Group Compliance Issue

   By Chipwood 24, June 28, 2022
   • 5 replies
   • 561 views
   • 
   • Barry Levy
   • June 29, 2022

4. Cycle 3 Discretionary Match - When is the first notice due?

   By 401king, January 17, 2023
   • 3 replies
   • 561 views
   • 
   • RatherBeGolfing
   • January 17, 2023

5. Which Employees to Pull in Coverage

   By Madison Roberts, February 21, 2024
   • 4 replies
   • 561 views
   • 
   • CuseFan
   • February 22, 2024

6. Discretionary match--how discretionary?

   By BG5150, November 20, 2018
   • 2 replies
   • 561 views
   • 
   • Kevin C
   • November 21, 2018

7. Plan Expenses and PPP forgiveness?

   By justanotheradmin, May 21, 2020
   • 1 reply
   • 560 views
   • 
   • Larry Starr
   • May 21, 2020

8. SECURE 2.0 Employer contribution credit

   By justanotheradmin, August 28, 2023
   • 2 replies
   • 560 views
   • 
   • PhilyK
   • August 28, 2023

9. Deferrals and PPP

   By Jakyasar, June 2, 2020
   • 2 replies
   • 560 views
   • 
   • Jakyasar
   • June 2, 2020

10. Payroll by payroll Matching Contribution provision Amended to Stop mid year - ACP TEST

    By AdKu, March 1, 2017
    • 5 replies
    • 560 views
    • 
    • AdKu
    • March 7, 2017

11. ADP/ACP, Ratio Percentage

    By fiona1, March 17, 2017
    • 1 reply
    • 560 views
    • 
    • BG5150
    • March 17, 2017

12. Stat EE and gateway min

    By buckaroo, December 23, 2019
    • 0 replies
    • 560 views
    • 
    • buckaroo
    • December 23, 2019

13. Voluntary Fiduciary Correction (VFC) Filing

    By metsfan026, May 5, 2022
    • 1 reply
    • 559 views
    • 
    • MoJo
    • May 5, 2022

14. Save your 401 plan after losing your job and getting divorced

    By AdrianeMiller, September 8, 2021
    • 2 replies
    • 559 views
    • 
    • BG5150
    • September 8, 2021

15. Vesting for part time employees (Secure Act)

    By Pixie, June 3, 2022
    • 2 replies
    • 559 views
    • 
    • Pam Shoup
    • June 6, 2022

16. EE in plan out of country

    By Becky Schwing, December 13, 2019
    • 3 replies
    • 559 views
    • 
    • Larry Starr
    • December 13, 2019

17. A ridiculous situation

    By Belgarath, September 28, 2023
    • 2 replies
    • 559 views
    • 
    • Belgarath
    • September 29, 2023

18. Employer used PPP money to pay Christmas bonuses

    By RayJJohnsonJr, October 10, 2021
    • 2 replies
    • 558 views
    • 
    • RayJJohnsonJr
    • October 10, 2021

19. Spin-off ADP/ACP question

    By roy819, February 15, 2024
    • 1 reply
    • 558 views
    • 
    • justanotheradmin
    • February 15, 2024

20. Contributing to Wholly Owned Subsidiary

    By khn, October 22, 2024
    • 0 replies
    • 558 views
    • 
    • khn
    • October 22, 2024

21. 401k retirement plan administrator job

    By Indu, July 12, 2022
    • 2 replies
    • 558 views
    • 
    • Indu
    • July 14, 2022

22. Plan allowed participants to exceed 402g

    By austin3515, December 22, 2016
    • 1 reply
    • 558 views
    • 
    • austin3515
    • December 22, 2016

23. ERISA Bond Amount

    By Gadgetfreak, July 19, 2017
    • 2 replies
    • 558 views
    • 
    • 401_noob
    • July 19, 2017

24. Missed Deferral Opportunity

    By JKW, August 15, 2018
    • 1 reply
    • 558 views
    • 
    • Bri
    • August 16, 2018

25. Cross tested Calc

    By Pammie57, March 14, 2017
    • 4 replies
    • 558 views
    • 
    • CuseFan
    • March 14, 2017

26. SAFE HARBOR ELIGIBILITY

    By ANONY0611, March 24, 2023   

    • safe habor
    • safe-harbor
    • (and 2 more)

      Tagged with:

      • safe habor
      • safe-harbor
      • eligiblity
      • retroactive
    • 1 reply
    • 557 views
    • 
    • C. B. Zeller
    • March 24, 2023

27. Employee Retention Credit

    By AlbanyConsultant, January 25, 2023
    • 2 replies
    • 557 views
    • 
    • AlbanyConsultant
    • December 26, 2023

28. not meeting eligibility due to COVID hour reduction

    By AlbanyConsultant, January 14, 2021
    • 1 reply
    • 557 views
    • 
    • FORMER ESQ.
    • January 15, 2021

29. Loan taken which exceeds borrowing limitation

    By Tom, September 13, 2023
    • 2 replies
    • 557 views
    • 
    • Peter Gulia
    • September 13, 2023

30. All time record for ADP %

    By Tom Poje, March 1, 2017
    • 5 replies
    • 557 views
    • 
    • Mike Preston
    • March 1, 2017

31. 401(k) limit between 2 Plans

    By Vlad401k, February 1, 2021
    • 3 replies
    • 557 views
    • 
    • CuseFan
    • February 1, 2021

32. DC 415 limit with potential short plan year

    By Tom, April 23, 2024
    • 1 reply
    • 556 views
    • 
    • Lou S.
    • April 24, 2024

33. Compensation exclusions

    By hileman, June 1, 2017
    • 3 replies
    • 556 views
    • 
    • CuseFan
    • June 1, 2017

34. late 5500EZ relief program question

    By HarryX, March 13, 2024
    • 3 replies
    • 556 views
    • 
    • CuseFan
    • March 14, 2024

35. Safe Harbor 401(k) Match top heavy plan - PS only to non-key/non-HCE

    By Tom, February 4, 2025
    • 1 reply
    • 556 views
    • 
    • RatherBeGolfing
    • February 4, 2025

36. Leased Employees and Counting Hours

    By JustMe, October 3, 2017
    • 2 replies
    • 556 views
    • 
    • JustMe
    • October 3, 2017

37. Controlled group with 3 partnerships, one has a loss. How to calculate compensation

    By jkharvey, February 20, 2025
    • 1 reply
    • 555 views
    • 
    • Peter Gulia
    • February 20, 2025

38. Control Group Issues

    By LWEBSTER, March 26, 2018
    • 2 replies
    • 555 views
    • 
    • LWEBSTER
    • March 28, 2018

39. Compensation limit and 2 plans in controlled group

    By 30Rock, March 4, 2025
    • 2 replies
    • 555 views
    • 
    • 30Rock
    • March 4, 2025

40. Are the LTPT employees required to be provided SH and/or PS

    By Jakyasar, March 13, 2025
    • 1 reply
    • 555 views
    • 
    • Bri
    • March 14, 2025

41. New participants post stock deal - use plan year comp or prorated comp for QACA SH match?

    By ts5555, August 19, 2021
    • 0 replies
    • 554 views
    • 
    • ts5555
    • August 19, 2021

42. 415 DC Limit for mid-yr new participant

    By TPApril, September 26, 2020
    • 3 replies
    • 554 views
    • 
    • Lou S.
    • September 28, 2020

43. Flexible Discretionary Match notice requirement

    By R. Scott, December 6, 2022
    • 1 reply
    • 554 views
    • 
    • Below Ground
    • December 7, 2022

44. Short Plan Year - Match correction

    By Gilmore, August 9, 2018
    • 2 replies
    • 554 views
    • 
    • Gilmore
    • August 10, 2018

45. ACP Test - One-to-One Correction Method

    By KMMB, September 18, 2019
    • 1 reply
    • 553 views
    • 
    • Kevin C
    • September 18, 2019

46. Summary Plan Description Delivery Requirements

    By Brigid, September 23, 2019
    • 1 reply
    • 553 views
    • 
    • Bird
    • September 23, 2019

47. Crediting Service in Plans with Service-Based Exclusions

    By 401 Chaos, May 18, 2018
    • 1 reply
    • 553 views
    • 
    • CuseFan
    • May 18, 2018

48. New plans and immediate eligibility vs 1-yr service

    By TPApril, March 23, 2023
    • 3 replies
    • 553 views
    • 
    • Lou S.
    • March 23, 2023

49. Multiple K-1s, net negative, can owner defer from positive K-1?

    By 401(k)athryn, September 13, 2018
    • 1 reply
    • 553 views
    • 
    • Bird
    • September 17, 2018

50. Section 404 and Non-Profit

    By Guest_Question, March 17, 2025
    • 1 reply
    • 553 views
    • 
    • CuseFan
    • March 17, 2025