401(k) Plans

19,317 topics in this forum

1. Top Heavy Contributions

   By Stash026, June 21, 2019
   • 2 replies
   • 512 views
   • 
   • Tom Poje
   • June 21, 2019

2. IRS Preapproved Plan Submission - Cover letter

   By youngbenefitslawyer, January 15, 2025
   • 0 replies
   • 512 views
   • 
   • youngbenefitslawyer
   • January 15, 2025

3. Age limit to after-tax 401(k) w/conversions to Roth?

   By matthny, May 13, 2019
   • 3 replies
   • 512 views
   • 
   • matthny
   • May 15, 2019

4. Age weighted and 401(a)(4) non discrimination Testing

   By TH 401k, August 20, 2025
   • 3 replies
   • 511 views
   • 
   • Bri
   • August 21, 2025

5. One owner - SEP for LLC, PS for Inc.?

   By TPApril, June 16, 2021
   • 2 replies
   • 511 views
   • 
   • Lou S.
   • June 16, 2021

6. Missed deferral election changing from 5% to 2%.

   By Jim Chad, January 5, 2018
   • 1 reply
   • 511 views
   • 
   • ERISAAPPLE
   • January 8, 2018

7. Match in Excess of Cap

   By bzorc, January 11, 2017
   • 4 replies
   • 511 views
   • 
   • BG5150
   • January 11, 2017

8. Employer Reimbursement of Brokerage Account Expenses

   By ERISAGal, March 18, 2020   

   • 401k
   • fees
   • (and 2 more)

     Tagged with:

     • 401k
     • fees
     • brokerage accts
     • contribution requirements
   • 0 replies
   • 511 views
   • 
   • ERISAGal
   • March 18, 2020

9. non profit organization

   By Chippy, September 23, 2021
   • 2 replies
   • 511 views
   • 
   • Patricia Neal Jensen
   • September 27, 2021

10. when is a deferral considered late for for 5500 purposes for an owner

    By efwrpa, September 7, 2017   

    • late deferral
    • 1 reply
    • 510 views
    • 
    • CuseFan
    • September 8, 2017

11. Seperate Plans / Commingled Accounts

    By austin3515, December 21, 2023
    • 2 replies
    • 510 views
    • 
    • austin3515
    • December 28, 2023

12. Force-Outs

    By MTWeeks, April 25, 2023
    • 3 replies
    • 509 views
    • 
    • CuseFan
    • April 27, 2023

13. Balance for Covid distribution

    By JRSP533, April 27, 2020
    • 3 replies
    • 509 views
    • 
    • JRSP533
    • April 30, 2020

14. Community Land Trust

    By cpc0506, October 23, 2020
    • 2 replies
    • 509 views
    • 
    • Luke Bailey
    • October 23, 2020

15. Prevailing Wage Compensation

    By jeff77, April 5, 2017
    • 1 reply
    • 508 views
    • 
    • CuseFan
    • April 5, 2017

16. Employer Contribution Tax Credit / FICA Wages

    By austin3515, January 7, 2024
    • 3 replies
    • 508 views
    • 
    • austin3515
    • January 17, 2024

17. SH excess contribution financial statements question

    By JQZ2028, September 8, 2021   

    • excess contribution
    • audited financial statements
    • 1 reply
    • 508 views
    • 
    • Bird
    • September 9, 2021

18. Off Calendar PY - ADP catchup with no deferrals?

    By Gilmore, June 18, 2020
    • 2 replies
    • 508 views
    • 
    • Gilmore
    • June 19, 2020

19. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 508 views
    • 
    • MWeddell
    • August 26, 2020

20. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 1 reply
    • 507 views
    • 
    • Peter Gulia
    • December 18, 2024

21. platform plus individual brokerage accounts

    By Pixie, November 6, 2025
    • 4 replies
    • 507 views
    • 
    • Peter Gulia
    • November 7, 2025

22. Deferral Eligibility Amendment Safe Harbor Plan

    By ATM, April 22, 2019
    • 1 reply
    • 507 views
    • 
    • 401king
    • April 22, 2019

23. Is my math correct for deduction/415(c)?

    By Jakyasar, June 22, 2020
    • 3 replies
    • 507 views
    • 
    • Jakyasar
    • July 14, 2020

24. do deferrals refunded due to zero net s/e comp trigger TH minimum?

    By AlbanyConsultant, October 2, 2024
    • 2 replies
    • 507 views
    • 
    • Gina Alsdorf
    • October 2, 2024

25. Safe Harbor 401(k) with new controlled entity

    By cathyw, February 27, 2020
    • 2 replies
    • 506 views
    • 
    • cathyw
    • February 28, 2020

26. Safe Harbor Plans

    By M_2015, March 28, 2023
    • 4 replies
    • 506 views
    • 
    • C. B. Zeller
    • March 28, 2023

27. Datair EGTRRA IRS approval letter

    By DDB BN, October 1, 2020
    • 0 replies
    • 506 views
    • 
    • DDB BN
    • October 1, 2020

28. Eligibility on change in Organization structure

    By Lawrence, May 29, 2018   

    • corp change
    • eligibility
    • 1 reply
    • 505 views
    • 
    • mming
    • May 29, 2018

29. Late Form 5500 Filing

    By metsfan026, May 3, 2024
    • 1 reply
    • 505 views
    • 
    • Paul I
    • May 3, 2024

30. Auto Increases under an EACA

    By austin3515, May 7, 2020
    • 1 reply
    • 505 views
    • 
    • Luke Bailey
    • May 8, 2020

31. Safe Harbor Nonelective with exclusions

    By AKPension, March 15, 2017
    • 5 replies
    • 505 views
    • 
    • ETA Consulting LLC
    • March 15, 2017

32. testing each xt deposit... including receivable?

    By AlbanyConsultant, January 31, 2019
    • 7 replies
    • 505 views
    • 
    • Belgarath
    • February 6, 2019

33. Eligibility Question

    By bzorc, October 6, 2021
    • 1 reply
    • 505 views
    • 
    • BG5150
    • October 6, 2021

34. safe harbor match plan, retro amendment to make employee eligible and top heavy exemption

    By DMcGovern, March 1, 2022
    • 1 reply
    • 504 views
    • 
    • mming
    • March 4, 2022

35. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6, 2025
    • 2 replies
    • 504 views
    • 
    • Interested Party
    • November 7, 2025

36. Late Deposit

    By PFranckowiak, April 12, 2018
    • 1 reply
    • 504 views
    • 
    • ETA Consulting LLC
    • April 12, 2018

37. $250,000 Benchmark

    By BT, October 24, 2018
    • 1 reply
    • 503 views
    • 
    • DMcGovern
    • October 24, 2018

38. Negative election/auto enrollment amendment

    By Lori H, September 15, 2016
    • 2 replies
    • 503 views
    • 
    • Lori H
    • September 16, 2016

39. Earned Income Calculation

    By 415 Limit, March 8, 2024
    • 2 replies
    • 503 views
    • 
    • 415 Limit
    • March 8, 2024

40. Retroactive CB plan set up for 2022

    By Bob Demontigny, July 13, 2023
    • 2 replies
    • 503 views
    • 
    • cpc0506
    • July 17, 2023

41. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 503 views
    • 
    • duckthing
    • March 15, 2019

42. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 503 views
    • 
    • Lou S.
    • March 25, 2024

43. Urgently Need help: 2018 Excess Employer contribution self-correction

    By hameshatumkochaha, July 10, 2020
    • 4 replies
    • 502 views
    • 
    • hameshatumkochaha
    • July 14, 2020

44. Two 401(k) Plans, same employer

    By imchipbrown, July 27, 2018
    • 0 replies
    • 502 views
    • 
    • imchipbrown
    • July 27, 2018

45. ARA Comment Letter on Amending Safe Harbor Plans

    By austin3515, June 9, 2017
    • 2 replies
    • 502 views
    • 
    • RatherBeGolfing
    • June 10, 2017

46. Interesting Update On VCP Fees (not exciting news)

    By austin3515, April 18, 2018
    • 2 replies
    • 502 views
    • 
    • austin3515
    • April 18, 2018

47. Question about forced termination of 401k

    By chhejr, January 8, 2021
    • 1 reply
    • 501 views
    • 
    • Bird
    • January 8, 2021

48. Deferrals > net s/e comp

    By AlbanyConsultant, March 13, 2024
    • 1 reply
    • 501 views
    • 
    • Lou S.
    • March 13, 2024

49. HCE violated 402(g)... effect on profit sharing?

    By AlbanyConsultant, March 7, 2017
    • 2 replies
    • 500 views
    • 
    • AlbanyConsultant
    • March 8, 2017

50. Eligibility for 401(k) & Safe Harbor

    By metsfan026, January 4, 2024
    • 1 reply
    • 498 views
    • 
    • Belgarath
    • January 4, 2024