401(k) Plans

19,337 topics in this forum

1. EACA - Former Employee and the 10% Additional Tax

   By Guest Bob:, September 13, 2016   

   • 414(w) 72(t)
   • 0 replies
   • 529 views
   • 
   • Guest
   • September 13, 2016

2. do deferrals refunded due to zero net s/e comp trigger TH minimum?

   By AlbanyConsultant, October 2, 2024
   • 2 replies
   • 529 views
   • 
   • Gina Alsdorf
   • October 2, 2024

3. End of year requirements for Profit sharing and non-electives

   By dragondon, November 10, 2022
   • 1 reply
   • 529 views
   • 
   • Bill Presson
   • November 10, 2022

4. SIMPLE IRA excess

   By thepensionmaven, September 24, 2020
   • 2 replies
   • 528 views
   • 
   • Bird
   • September 28, 2020

5. Top Heavy Contributions

   By Stash026, June 21, 2019
   • 2 replies
   • 528 views
   • 
   • Tom Poje
   • June 21, 2019

6. non profit organization

   By Chippy, September 23, 2021
   • 2 replies
   • 528 views
   • 
   • Patricia Neal Jensen
   • September 27, 2021

7. Cares withdrawal withholding

   By JRSP533, May 9, 2020
   • 1 reply
   • 528 views
   • 
   • david rigby
   • May 9, 2020

8. Employer Stock in 401k plan - exit strategy

   By Jesse C, September 19, 2025
   • 3 replies
   • 527 views
   • 
   • Jesse C
   • September 20, 2025

9. IRS Preapproved Plan Submission - Cover letter

   By youngbenefitslawyer, January 15, 2025
   • 0 replies
   • 527 views
   • 
   • youngbenefitslawyer
   • January 15, 2025

10. Employer Reimbursement of Brokerage Account Expenses

    By ERISAGal, March 18, 2020   

    • 401k
    • fees
    • (and 2 more)

      Tagged with:

      • 401k
      • fees
      • brokerage accts
      • contribution requirements
    • 0 replies
    • 527 views
    • 
    • ERISAGal
    • March 18, 2020

11. Force-Outs

    By MTWeeks, April 25, 2023
    • 3 replies
    • 527 views
    • 
    • CuseFan
    • April 27, 2023

12. Annuity illustrations_Secure Act

    By gc@chimentowebb.com, July 25, 2023
    • 1 reply
    • 527 views
    • 
    • garrettwadley
    • July 26, 2023

13. Contribution error

    By BellaBee41, October 3, 2025
    • 3 replies
    • 527 views
    • 
    • BellaBee41
    • October 13, 2025

14. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 527 views
    • 
    • Lou S.
    • March 6, 2023

15. safe harbor non-elective

    By thepensionmaven, February 25, 2024
    • 1 reply
    • 526 views
    • 
    • Bill Presson
    • February 25, 2024

16. Earned Income Calculation

    By 415 Limit, March 8, 2024
    • 2 replies
    • 526 views
    • 
    • 415 Limit
    • March 8, 2024

17. Distribution made in the abscense of a distributable event

    By AbsolutelyOkayPossibly, January 12, 2021
    • 1 reply
    • 525 views
    • 
    • ESOP Guy
    • January 12, 2021

18. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 525 views
    • 
    • Larry Starr
    • January 2, 2019

19. Balance for Covid distribution

    By JRSP533, April 27, 2020
    • 3 replies
    • 525 views
    • 
    • JRSP533
    • April 30, 2020

20. RMD 10 Year Rule

    By ALS, October 15, 2020
    • 1 reply
    • 525 views
    • 
    • Bird
    • October 16, 2020

21. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 525 views
    • 
    • MWeddell
    • August 26, 2020

22. Distribution Error - Vesting

    By Vlad401k, September 14, 2021
    • 1 reply
    • 524 views
    • 
    • Bill Presson
    • September 14, 2021

23. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 524 views
    • 
    • Lou S.
    • March 25, 2024

24. Age limit to after-tax 401(k) w/conversions to Roth?

    By matthny, May 13, 2019
    • 3 replies
    • 524 views
    • 
    • matthny
    • May 15, 2019

25. 401k 415

    By pgold, February 6, 2017
    • 4 replies
    • 523 views
    • 
    • K2
    • February 6, 2017

26. ADP refund deadline ?

    By pholosofizer, October 26, 2017
    • 1 reply
    • 523 views
    • 
    • Mike Preston
    • October 26, 2017

27. Deferral Eligibility Amendment Safe Harbor Plan

    By ATM, April 22, 2019
    • 1 reply
    • 523 views
    • 
    • 401king
    • April 22, 2019

28. deferral from bonus - plan doc operational failure

    By doombuggy, September 27, 2017
    • 1 reply
    • 523 views
    • 
    • MoJo
    • September 27, 2017

29. Is my math correct for deduction/415(c)?

    By Jakyasar, June 22, 2020
    • 3 replies
    • 523 views
    • 
    • Jakyasar
    • July 14, 2020

30. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 523 views
    • 
    • austin3515
    • March 25, 2019

31. One owner - SEP for LLC, PS for Inc.?

    By TPApril, June 16, 2021
    • 2 replies
    • 522 views
    • 
    • Lou S.
    • June 16, 2021

32. Missed deferral election changing from 5% to 2%.

    By Jim Chad, January 5, 2018
    • 1 reply
    • 522 views
    • 
    • ERISAAPPLE
    • January 8, 2018

33. Auto Increases under an EACA

    By austin3515, May 7, 2020
    • 1 reply
    • 522 views
    • 
    • Luke Bailey
    • May 8, 2020

34. Community Land Trust

    By cpc0506, October 23, 2020
    • 2 replies
    • 522 views
    • 
    • Luke Bailey
    • October 23, 2020

35. Safe Harbor 401(k) with new controlled entity

    By cathyw, February 27, 2020
    • 2 replies
    • 521 views
    • 
    • cathyw
    • February 28, 2020

36. Seperate Plans / Commingled Accounts

    By austin3515, December 21, 2023
    • 2 replies
    • 521 views
    • 
    • austin3515
    • December 28, 2023

37. Amending SH effective date

    By BG5150, August 6, 2019
    • 3 replies
    • 521 views
    • 
    • Mike Preston
    • August 6, 2019

38. Eligibility on change in Organization structure

    By Lawrence, May 29, 2018   

    • corp change
    • eligibility
    • 1 reply
    • 521 views
    • 
    • mming
    • May 29, 2018

39. Affiliated Service Groups - Current IRS Guidance??

    By kmhaab, September 10, 2020
    • 3 replies
    • 520 views
    • 
    • C. B. Zeller
    • September 14, 2020

40. when is a deferral considered late for for 5500 purposes for an owner

    By efwrpa, September 7, 2017   

    • late deferral
    • 1 reply
    • 520 views
    • 
    • CuseFan
    • September 8, 2017

41. SH excess contribution financial statements question

    By JQZ2028, September 8, 2021   

    • excess contribution
    • audited financial statements
    • 1 reply
    • 520 views
    • 
    • Bird
    • September 9, 2021

42. Definition of Compensation | Medical Loss Ratio (MLR) Rebates

    By DCqanda, May 14, 2021
    • 0 replies
    • 520 views
    • 
    • DCqanda
    • May 14, 2021

43. 5500 For PEP

    By Keith Lowery, October 14, 2024
    • 2 replies
    • 519 views
    • 
    • Keith Lowery
    • October 14, 2024

44. Integrated Profit Sharing

    By ratherbereading, March 25, 2025
    • 2 replies
    • 519 views
    • 
    • ratherbereading
    • March 25, 2025

45. Off Calendar PY - ADP catchup with no deferrals?

    By Gilmore, June 18, 2020
    • 2 replies
    • 519 views
    • 
    • Gilmore
    • June 19, 2020

46. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13, 2025   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 519 views
    • 
    • justanotheradmin
    • August 14, 2025

47. Safe Harbor Plans

    By M_2015, March 28, 2023
    • 4 replies
    • 518 views
    • 
    • C. B. Zeller
    • March 28, 2023

48. Form 5558 - Incorrect Plan Name and Plan Number

    By CLE401kGuy, September 5, 2019
    • 0 replies
    • 518 views
    • 
    • CLE401kGuy
    • September 5, 2019

49. Eligibility Question

    By bzorc, October 6, 2021
    • 1 reply
    • 518 views
    • 
    • BG5150
    • October 6, 2021

50. Late Deposit

    By PFranckowiak, April 12, 2018
    • 1 reply
    • 517 views
    • 
    • ETA Consulting LLC
    • April 12, 2018