401(k) Plans

19,275 topics in this forum

1. Auto Increases under an EACA

   By austin3515, May 7, 2020
   • 1 reply
   • 482 views
   • 
   • Luke Bailey
   • May 8, 2020

2. Off Calendar: Secure 2.0 Roth Rules

   By justatester, October 16
   • 2 replies
   • 481 views
   • 
   • MDCPA
   • October 21

3. 5500 audit requirement

   By Tom, August 26, 2024
   • 1 reply
   • 481 views
   • 
   • Bruce1
   • August 26, 2024

4. Two 401(k) Plans, same employer

   By imchipbrown, July 27, 2018
   • 0 replies
   • 481 views
   • 
   • imchipbrown
   • July 27, 2018

5. Form 5558 - Incorrect Plan Name and Plan Number

   By CLE401kGuy, September 5, 2019
   • 0 replies
   • 481 views
   • 
   • CLE401kGuy
   • September 5, 2019

6. Ineligible employee contributions

   By wifrbr, April 14, 2022
   • 1 reply
   • 480 views
   • 
   • Bri
   • April 14, 2022

7. Cares Act and Secure Act - Amendments required by?

   By 401KsRme, October 15
   • 1 reply
   • 480 views
   • 
   • Lou S.
   • October 15

8. Late Form 5500 Filing

   By metsfan026, May 3, 2024
   • 1 reply
   • 480 views
   • 
   • Paul I
   • May 3, 2024

9. Eligibility related

   By Jakyasar, May 9, 2024
   • 2 replies
   • 480 views
   • 
   • jsample
   • May 10, 2024

10. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 480 views
    • 
    • Lou S.
    • March 25, 2024

11. Question about forced termination of 401k

    By chhejr, January 8, 2021
    • 1 reply
    • 479 views
    • 
    • Bird
    • January 8, 2021

12. SH excess contribution financial statements question

    By JQZ2028, September 8, 2021   

    • excess contribution
    • audited financial statements
    • 1 reply
    • 479 views
    • 
    • Bird
    • September 9, 2021

13. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 478 views
    • 
    • Paul I
    • August 16, 2023

14. Controlled group

    By PS, July 21, 2021
    • 1 reply
    • 478 views
    • 
    • Mike Preston
    • July 21, 2021

15. Integrated Profit Sharing

    By ratherbereading, March 25
    • 2 replies
    • 478 views
    • 
    • ratherbereading
    • March 25

16. Retroactive CB plan set up for 2022

    By Bob Demontigny, July 13, 2023
    • 2 replies
    • 478 views
    • 
    • cpc0506
    • July 17, 2023

17. Earnings on a Corrected Profit Sharing Contribution

    By ac, January 4, 2023
    • 2 replies
    • 478 views
    • 
    • Always Complicated
    • January 6, 2023

18. do deferrals refunded due to zero net s/e comp trigger TH minimum?

    By AlbanyConsultant, October 2, 2024
    • 2 replies
    • 478 views
    • 
    • Gina Alsdorf
    • October 2, 2024

19. Safe Harbor Match Issues

    By FishOn, February 9, 2024
    • 0 replies
    • 477 views
    • 
    • FishOn
    • February 9, 2024

20. 401k HCE limit as a fraction

    By TPApril, June 29, 2022
    • 3 replies
    • 476 views
    • 
    • CuseFan
    • June 30, 2022

21. First RMD due

    By ratherbereading, December 7, 2022   

    • rmd
    • 4 replies
    • 476 views
    • 
    • Luke Bailey
    • December 15, 2022

22. Missed deferrals

    By Cynchbeast, March 26, 2020
    • 2 replies
    • 476 views
    • 
    • Cynchbeast
    • March 29, 2020

23. Solo(k) Notices

    By Purplemandinga, November 21, 2017
    • 2 replies
    • 476 views
    • 
    • Purplemandinga
    • November 21, 2017

24. Add Profit Sharing Contribution Type

    By AmyETPA, November 17, 2020
    • 2 replies
    • 475 views
    • 
    • BG5150
    • November 17, 2020

25. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 475 views
    • 
    • ESOP Guy
    • August 26, 2020

26. Affiliated Service Groups - Current IRS Guidance??

    By kmhaab, September 10, 2020
    • 3 replies
    • 474 views
    • 
    • C. B. Zeller
    • September 14, 2020

27. measuring year for "Break in Service"?

    By Jim Chad, December 5, 2017
    • 3 replies
    • 474 views
    • 
    • Jim Chad
    • December 6, 2017

28. Eligibility in a New Safe Harbor 401k Plan

    By Pammie57, June 10, 2019
    • 1 reply
    • 474 views
    • 
    • CuseFan
    • June 10, 2019

29. late EACA/QDIA notice consequences?

    By AlbanyConsultant, November 22, 2022
    • 0 replies
    • 473 views
    • 
    • AlbanyConsultant
    • November 22, 2022

30. Employer Contribution Tax Credit / FICA Wages

    By austin3515, January 7, 2024
    • 3 replies
    • 473 views
    • 
    • austin3515
    • January 17, 2024

31. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 473 views
    • 
    • Luke Bailey
    • November 5, 2019

32. 401(k) non-elective safe harbor plan that excludes a small numer of NHCEs from making elective deferrals

    By RWPHoenix, December 5, 2018
    • 1 reply
    • 472 views
    • 
    • ETA Consulting LLC
    • December 5, 2018

33. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 471 views
    • 
    • thepensionmaven
    • March 15, 2023

34. Change of Ownership for a Company taxed as a Partnership

    By Vlad401k, November 24, 2020
    • 1 reply
    • 471 views
    • 
    • Bird
    • November 24, 2020

35. Eligibility for 401(k) & Safe Harbor

    By metsfan026, January 4, 2024
    • 1 reply
    • 471 views
    • 
    • Belgarath
    • January 4, 2024

36. Corrective Distributions for 3 Plan Years

    By pixiebear, November 16, 2023
    • 2 replies
    • 471 views
    • 
    • Luke Bailey
    • November 18, 2023

37. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2
    • 3 replies
    • 471 views
    • 
    • MATRIX
    • October 3

38. QACA and LTPT auto enrollment

    By 30Rock, February 26
    • 0 replies
    • 470 views
    • 
    • 30Rock
    • February 26

39. Fees For Filing 1099-R to IRS Late

    By metsfan026, April 11, 2024
    • 1 reply
    • 470 views
    • 
    • david rigby
    • April 11, 2024

40. match true-up question

    By laineb, July 21, 2017
    • 1 reply
    • 470 views
    • 
    • Lou S.
    • July 21, 2017

41. Can a safe harbor plan use shifting / borrowing from ADP to pass ACP

    By oberwolfach, March 14, 2024
    • 0 replies
    • 470 views
    • 
    • oberwolfach
    • March 14, 2024

42. Are after tax contributions subject to the 402 g limit or the 100% of compensation portion of the 415 limit?

    By dragondon, December 22, 2022
    • 1 reply
    • 470 views
    • 
    • C. B. Zeller
    • December 22, 2022

43. CARES Act - Non-Cash Bonus

    By glhotdog, March 4, 2021
    • 1 reply
    • 469 views
    • 
    • CuseFan
    • March 5, 2021

44. SH Status Post-Sale if All Es Hired by Buyer

    By Plan Doc, June 23, 2023
    • 4 replies
    • 469 views
    • 
    • Plan Doc
    • June 28, 2023

45. Definition of Compensation | Medical Loss Ratio (MLR) Rebates

    By DCqanda, May 14, 2021
    • 0 replies
    • 469 views
    • 
    • DCqanda
    • May 14, 2021

46. Open Enrollment

    By Becky Schwing, August 19, 2021
    • 1 reply
    • 468 views
    • 
    • C. B. Zeller
    • August 19, 2021

47. First year of the plan with HCEs limited due to lack of SH

    By Jakyasar, December 20, 2024
    • 4 replies
    • 468 views
    • 
    • Jakyasar
    • December 20, 2024

48. Startup Safe Harbor Non-elective 401(k)

    By Gilmore, September 1, 2020
    • 1 reply
    • 468 views
    • 
    • Gilmore
    • September 1, 2020

49. Match formula limit change mid year

    By legort69, July 29, 2020
    • 1 reply
    • 467 views
    • 
    • Bird
    • July 30, 2020

50. Where to put deemed distribution due to loan default on 2020 Form 5500- Schedule H

    By rblum50, September 14, 2021
    • 2 replies
    • 467 views
    • 
    • rblum50
    • September 14, 2021