401(k) Plans

19,317 topics in this forum

1. Eligibility for 401(k) & Safe Harbor

   By metsfan026, January 4, 2024
   • 1 reply
   • 498 views
   • 
   • Belgarath
   • January 4, 2024

2. Definition of Compensation | Medical Loss Ratio (MLR) Rebates

   By DCqanda, May 14, 2021
   • 0 replies
   • 498 views
   • 
   • DCqanda
   • May 14, 2021

3. Prior testing and first year match

   By Jim Chad, February 9, 2016
   • 1 reply
   • 498 views
   • 
   • Tom Poje
   • February 9, 2016

4. auto enrollment for pre-12/29/22 plans and LTPTE

   By AlbanyConsultant, November 29, 2023
   • 1 reply
   • 498 views
   • 
   • Peter Gulia
   • November 29, 2023

5. Excluded class of employees vs allocation conditions for Coverage Testing

   By tghooper, January 26, 2017
   • 1 reply
   • 498 views
   • 
   • Mike Preston
   • January 26, 2017

6. Failure to Deposit Elective Deferrals - SCP or VCP

   By John K, October 22, 2024
   • 1 reply
   • 497 views
   • 
   • Lauren0507
   • October 23, 2024

7. Top Heavy/Safe Harbor

   By Stash026, June 3, 2020
   • 1 reply
   • 497 views
   • 
   • Mike Preston
   • June 4, 2020

8. Ineligible employee contributions

   By wifrbr, April 14, 2022
   • 1 reply
   • 496 views
   • 
   • Bri
   • April 14, 2022

9. Rollovers from US plan to PR TSP

   By Chris123, November 18, 2020
   • 0 replies
   • 496 views
   • 
   • Chris123
   • November 18, 2020

10. Expiration Date of Duly Executed Election Form

    By Christopher, June 5, 2018
    • 1 reply
    • 496 views
    • 
    • Madison71
    • June 5, 2018

11. Controlled group

    By PS, July 21, 2021
    • 1 reply
    • 496 views
    • 
    • Mike Preston
    • July 21, 2021

12. Eligibility related

    By Jakyasar, May 9, 2024
    • 2 replies
    • 496 views
    • 
    • jsample
    • May 10, 2024

13. Form 5558 - Incorrect Plan Name and Plan Number

    By CLE401kGuy, September 5, 2019
    • 0 replies
    • 496 views
    • 
    • CLE401kGuy
    • September 5, 2019

14. 5500 For PEP

    By Keith Lowery, October 14, 2024
    • 2 replies
    • 495 views
    • 
    • Keith Lowery
    • October 14, 2024

15. First RMD due

    By ratherbereading, December 7, 2022   

    • rmd
    • 4 replies
    • 495 views
    • 
    • Luke Bailey
    • December 15, 2022

16. post year contribution correction

    By WCC, January 5, 2017
    • 1 reply
    • 495 views
    • 
    • Bird
    • January 5, 2017

17. Earnings on a Corrected Profit Sharing Contribution

    By ac, January 4, 2023
    • 2 replies
    • 495 views
    • 
    • Always Complicated
    • January 6, 2023

18. match true-up question

    By laineb, July 21, 2017
    • 1 reply
    • 494 views
    • 
    • Lou S.
    • July 21, 2017

19. Is top heavy required under 401k plan?

    By Jakyasar, January 5, 2024
    • 4 replies
    • 494 views
    • 
    • Jakyasar
    • January 8, 2024

20. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 493 views
    • 
    • thepensionmaven
    • March 15, 2023

21. Terminated 401(k) plan

    By Cynchbeast, January 16, 2020
    • 2 replies
    • 493 views
    • 
    • Bird
    • January 17, 2020

22. SH Status Post-Sale if All Es Hired by Buyer

    By Plan Doc, June 23, 2023
    • 4 replies
    • 493 views
    • 
    • Plan Doc
    • June 28, 2023

23. measuring year for "Break in Service"?

    By Jim Chad, December 5, 2017
    • 3 replies
    • 492 views
    • 
    • Jim Chad
    • December 6, 2017

24. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 492 views
    • 
    • Paul I
    • August 16, 2023

25. Fees For Filing 1099-R to IRS Late

    By metsfan026, April 11, 2024
    • 1 reply
    • 492 views
    • 
    • david rigby
    • April 11, 2024

26. IRS guidance for Catch-Up contributions and for Auto Enrollment scheduled to be published next week

    By Paul I, January 10, 2025
    • 0 replies
    • 492 views
    • 
    • Paul I
    • January 10, 2025

27. Forfeitures and prior plan year 2016

    By alexa, September 26, 2017
    • 1 reply
    • 492 views
    • 
    • ETA Consulting LLC
    • September 26, 2017

28. Can a safe harbor plan use shifting / borrowing from ADP to pass ACP

    By oberwolfach, March 14, 2024
    • 0 replies
    • 491 views
    • 
    • oberwolfach
    • March 14, 2024

29. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 491 views
    • 
    • ESOP Guy
    • August 26, 2020

30. Flexible Discretionary match and employee allocation groups

    By Tom, February 15, 2022
    • 2 replies
    • 490 views
    • 
    • Bri
    • February 15, 2022

31. 2025’s limits on early-out distributions

    By Peter Gulia, November 4, 2024
    • 3 replies
    • 490 views
    • 
    • Peter Gulia
    • November 4, 2024

32. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 490 views
    • 
    • Luke Bailey
    • November 5, 2019

33. Add Profit Sharing Contribution Type

    By AmyETPA, November 17, 2020
    • 2 replies
    • 489 views
    • 
    • BG5150
    • November 17, 2020

34. Transfer from a PEO-MEP to a 401k Plan

    By 401kSteve, February 27, 2021
    • 0 replies
    • 489 views
    • 
    • 401kSteve
    • February 27, 2021

35. SEP IRA Contribution, Rollover to 401k, Backdoor Roth in the same year?

    By 401king, April 27, 2023
    • 1 reply
    • 489 views
    • 
    • truphao
    • April 27, 2023

36. Safe Harbor Match Issues

    By FishOn, February 9, 2024
    • 0 replies
    • 489 views
    • 
    • FishOn
    • February 9, 2024

37. Safe harbor plan and cessation of some participating employers

    By 30Rock, February 14, 2024
    • 0 replies
    • 488 views
    • 
    • 30Rock
    • February 14, 2024

38. Missed deferrals

    By Cynchbeast, March 26, 2020
    • 2 replies
    • 488 views
    • 
    • Cynchbeast
    • March 29, 2020

39. Off Calendar Catch Up Question

    By Gilmore, October 19, 2021
    • 4 replies
    • 487 views
    • 
    • Gilmore
    • October 20, 2021

40. Eligibility in a New Safe Harbor 401k Plan

    By Pammie57, June 10, 2019
    • 1 reply
    • 487 views
    • 
    • CuseFan
    • June 10, 2019

41. Change of Ownership for a Company taxed as a Partnership

    By Vlad401k, November 24, 2020
    • 1 reply
    • 487 views
    • 
    • Bird
    • November 24, 2020

42. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 1 reply
    • 487 views
    • 
    • C. B. Zeller
    • March 8, 2019

43. self-employed participants vs. mandatory automatic enrollment

    By AlbanyConsultant, February 4, 2025
    • 0 replies
    • 487 views
    • 
    • AlbanyConsultant
    • February 4, 2025

44. Penalty for Late Filing of 1094/1095

    By metsfan026, April 10, 2024
    • 1 reply
    • 486 views
    • 
    • Sabrina1
    • April 10, 2024

45. late EACA/QDIA notice consequences?

    By AlbanyConsultant, November 22, 2022
    • 0 replies
    • 486 views
    • 
    • AlbanyConsultant
    • November 22, 2022

46. Deductible limit and excess annual additions

    By cpc0506, September 8, 2017
    • 1 reply
    • 486 views
    • 
    • ETA Consulting LLC
    • September 9, 2017

47. Match formula limit change mid year

    By legort69, July 29, 2020
    • 1 reply
    • 486 views
    • 
    • Bird
    • July 30, 2020

48. CARES Act - Non-Cash Bonus

    By glhotdog, March 4, 2021
    • 1 reply
    • 486 views
    • 
    • CuseFan
    • March 5, 2021

49. Who's The Employer?

    By AmyETPA, March 23, 2022
    • 1 reply
    • 486 views
    • 
    • CuseFan
    • March 24, 2022

50. Solo(k) Notices

    By Purplemandinga, November 21, 2017
    • 2 replies
    • 486 views
    • 
    • Purplemandinga
    • November 21, 2017