401(k) Plans

19,332 topics in this forum

1. exclude SOME union employees?

   By AlbanyConsultant, January 16
   • 3 replies
   • 509 views
   • 
   • CuseFan
   • January 19

2. Integrated Profit Sharing

   By ratherbereading, March 25, 2025
   • 2 replies
   • 509 views
   • 
   • ratherbereading
   • March 25, 2025

3. testing each xt deposit... including receivable?

   By AlbanyConsultant, January 31, 2019
   • 7 replies
   • 509 views
   • 
   • Belgarath
   • February 6, 2019

4. $250,000 Benchmark

   By BT, October 24, 2018
   • 1 reply
   • 508 views
   • 
   • DMcGovern
   • October 24, 2018

5. Datair EGTRRA IRS approval letter

   By DDB BN, October 1, 2020
   • 0 replies
   • 508 views
   • 
   • DDB BN
   • October 1, 2020

6. Retroactive CB plan set up for 2022

   By Bob Demontigny, July 13, 2023
   • 2 replies
   • 508 views
   • 
   • cpc0506
   • July 17, 2023

7. Safe Harbor Nonelective with exclusions

   By AKPension, March 15, 2017
   • 5 replies
   • 508 views
   • 
   • ETA Consulting LLC
   • March 15, 2017

8. Eligibility Question

   By bzorc, October 6, 2021
   • 1 reply
   • 508 views
   • 
   • BG5150
   • October 6, 2021

9. Late Form 5500 Filing

   By metsfan026, May 3, 2024
   • 1 reply
   • 507 views
   • 
   • Paul I
   • May 3, 2024

10. First RMD due

    By ratherbereading, December 7, 2022   

    • rmd
    • 4 replies
    • 506 views
    • 
    • Luke Bailey
    • December 15, 2022

11. Two 401(k) Plans, same employer

    By imchipbrown, July 27, 2018
    • 0 replies
    • 506 views
    • 
    • imchipbrown
    • July 27, 2018

12. Negative election/auto enrollment amendment

    By Lori H, September 15, 2016
    • 2 replies
    • 506 views
    • 
    • Lori H
    • September 16, 2016

13. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11, 2025
    • 6 replies
    • 506 views
    • 
    • CuseFan
    • November 13, 2025

14. Question about forced termination of 401k

    By chhejr, January 8, 2021
    • 1 reply
    • 505 views
    • 
    • Bird
    • January 8, 2021

15. Terminated 401(k) plan

    By Cynchbeast, January 16, 2020
    • 2 replies
    • 505 views
    • 
    • Bird
    • January 17, 2020

16. Eligibility for 401(k) & Safe Harbor

    By metsfan026, January 4, 2024
    • 1 reply
    • 505 views
    • 
    • Belgarath
    • January 4, 2024

17. Deferrals > net s/e comp

    By AlbanyConsultant, March 13, 2024
    • 1 reply
    • 505 views
    • 
    • Lou S.
    • March 13, 2024

18. ARA Comment Letter on Amending Safe Harbor Plans

    By austin3515, June 9, 2017
    • 2 replies
    • 505 views
    • 
    • RatherBeGolfing
    • June 10, 2017

19. Excluded class of employees vs allocation conditions for Coverage Testing

    By tghooper, January 26, 2017
    • 1 reply
    • 505 views
    • 
    • Mike Preston
    • January 26, 2017

20. HCE violated 402(g)... effect on profit sharing?

    By AlbanyConsultant, March 7, 2017
    • 2 replies
    • 504 views
    • 
    • AlbanyConsultant
    • March 8, 2017

21. Ineligible employee contributions

    By wifrbr, April 14, 2022
    • 1 reply
    • 503 views
    • 
    • Bri
    • April 14, 2022

22. Rollovers from US plan to PR TSP

    By Chris123, November 18, 2020
    • 0 replies
    • 503 views
    • 
    • Chris123
    • November 18, 2020

23. match true-up question

    By laineb, July 21, 2017
    • 1 reply
    • 503 views
    • 
    • Lou S.
    • July 21, 2017

24. Expiration Date of Duly Executed Election Form

    By Christopher, June 5, 2018
    • 1 reply
    • 503 views
    • 
    • Madison71
    • June 5, 2018

25. Prior testing and first year match

    By Jim Chad, February 9, 2016
    • 1 reply
    • 503 views
    • 
    • Tom Poje
    • February 9, 2016

26. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13, 2025   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 503 views
    • 
    • justanotheradmin
    • August 14, 2025

27. Correction of erroneous Roth deferrals

    By M_2015, August 13, 2024
    • 1 reply
    • 502 views
    • 
    • R Griffith
    • September 10, 2024

28. SH Status Post-Sale if All Es Hired by Buyer

    By Plan Doc, June 23, 2023
    • 4 replies
    • 502 views
    • 
    • Plan Doc
    • June 28, 2023

29. Eligibility related

    By Jakyasar, May 9, 2024
    • 2 replies
    • 502 views
    • 
    • jsample
    • May 10, 2024

30. auto enrollment for pre-12/29/22 plans and LTPTE

    By AlbanyConsultant, November 29, 2023
    • 1 reply
    • 502 views
    • 
    • Peter Gulia
    • November 29, 2023

31. measuring year for "Break in Service"?

    By Jim Chad, December 5, 2017
    • 3 replies
    • 501 views
    • 
    • Jim Chad
    • December 6, 2017

32. Fees For Filing 1099-R to IRS Late

    By metsfan026, April 11, 2024
    • 1 reply
    • 501 views
    • 
    • david rigby
    • April 11, 2024

33. Failure to Deposit Elective Deferrals - SCP or VCP

    By John K, October 22, 2024
    • 1 reply
    • 501 views
    • 
    • Lauren0507
    • October 23, 2024

34. post year contribution correction

    By WCC, January 5, 2017
    • 1 reply
    • 501 views
    • 
    • Bird
    • January 5, 2017

35. Employer Stock in 401k plan - exit strategy

    By Jesse C, September 19, 2025
    • 3 replies
    • 501 views
    • 
    • Jesse C
    • September 20, 2025

36. Forfeitures and prior plan year 2016

    By alexa, September 26, 2017
    • 1 reply
    • 501 views
    • 
    • ETA Consulting LLC
    • September 26, 2017

37. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 501 views
    • 
    • ESOP Guy
    • August 26, 2020

38. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 500 views
    • 
    • thepensionmaven
    • March 15, 2023

39. Top Heavy/Safe Harbor

    By Stash026, June 3, 2020
    • 1 reply
    • 500 views
    • 
    • Mike Preston
    • June 4, 2020

40. 2025’s limits on early-out distributions

    By Peter Gulia, November 4, 2024
    • 3 replies
    • 500 views
    • 
    • Peter Gulia
    • November 4, 2024

41. Controlled group

    By PS, July 21, 2021
    • 1 reply
    • 500 views
    • 
    • Mike Preston
    • July 21, 2021

42. IRS guidance for Catch-Up contributions and for Auto Enrollment scheduled to be published next week

    By Paul I, January 10, 2025
    • 0 replies
    • 498 views
    • 
    • Paul I
    • January 10, 2025

43. SEP IRA Contribution, Rollover to 401k, Backdoor Roth in the same year?

    By 401king, April 27, 2023
    • 1 reply
    • 498 views
    • 
    • truphao
    • April 27, 2023

44. Earnings on a Corrected Profit Sharing Contribution

    By ac, January 4, 2023
    • 2 replies
    • 498 views
    • 
    • Always Complicated
    • January 6, 2023

45. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 498 views
    • 
    • Luke Bailey
    • November 5, 2019

46. Is top heavy required under 401k plan?

    By Jakyasar, January 5, 2024
    • 4 replies
    • 497 views
    • 
    • Jakyasar
    • January 8, 2024

47. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 496 views
    • 
    • Paul I
    • August 16, 2023

48. self-employed participants vs. mandatory automatic enrollment

    By AlbanyConsultant, February 4, 2025
    • 0 replies
    • 496 views
    • 
    • AlbanyConsultant
    • February 4, 2025

49. Match formula limit change mid year

    By legort69, July 29, 2020
    • 1 reply
    • 495 views
    • 
    • Bird
    • July 30, 2020

50. Change of Ownership for a Company taxed as a Partnership

    By Vlad401k, November 24, 2020
    • 1 reply
    • 495 views
    • 
    • Bird
    • November 24, 2020