401(k) Plans

19,275 topics in this forum

1. Excluded Clases and CalSavers Retirement Savings Trust Act

   By Fibonacci, December 17, 2024
   • 1 reply
   • 442 views
   • 
   • Peter Gulia
   • December 18, 2024

2. No Fund Change Notice

   By khn, June 14, 2023
   • 1 reply
   • 442 views
   • 
   • Paul I
   • June 14, 2023

3. Plan Sponsor/Name change after pye date of 5500

   By TPApril, September 18, 2021
   • 1 reply
   • 442 views
   • 
   • Bill Presson
   • September 20, 2021

4. Net Operating Loss on Earned Income Calc

   By austin3515, July 8, 2021
   • 0 replies
   • 441 views
   • 
   • austin3515
   • July 8, 2021

5. Can employer deduct 2021 ACP Safe Harbor Match on 2022 Tax Return?

   By cheersmate, October 17, 2022
   • 2 replies
   • 441 views
   • 
   • cheersmate
   • October 17, 2022

6. ESOP FEE

   By DABU, November 12, 2021
   • 1 reply
   • 441 views
   • 
   • Cardscrazy
   • November 20, 2021

7. Escaping a PEP and establishing a new single-Employer 401(k) plan

   By 415 Limit, February 21, 2023
   • 0 replies
   • 441 views
   • 
   • 415 Limit
   • February 21, 2023

8. Affiliated Services Group - professional corp of ALCs, or not

   By TPApril, July 12, 2022
   • 2 replies
   • 440 views
   • 
   • Luke Bailey
   • July 12, 2022

9. Controlled Group Compensation Question

   By pholosofizer, September 10, 2018
   • 0 replies
   • 440 views
   • 
   • pholosofizer
   • September 10, 2018

10. LLC taxed as a Sole Proprietor

    By ac, September 7, 2023
    • 2 replies
    • 440 views
    • 
    • Bill Presson
    • September 8, 2023

11. orphaned plan sort of?

    By Jim Chad, August 7, 2018
    • 3 replies
    • 440 views
    • 
    • ERISAAPPLE
    • August 7, 2018

12. Controlled Group Testing & Coverage

    By justatester, June 10, 2019
    • 1 reply
    • 439 views
    • 
    • CuseFan
    • June 11, 2019

13. Must safe-harbor matching or nonelective contributions be withdrawal-restricted.

    By Peter Gulia, December 9, 2022   

    • safe harbor
    • 1 reply
    • 439 views
    • 
    • Bill Presson
    • December 10, 2022

14. Safe Harbor Notice

    By R. Butler, November 28, 2023
    • 0 replies
    • 439 views
    • 
    • R. Butler
    • November 28, 2023

15. More questions on MEP to SEP

    By justatester, October 26, 2020   

    • testing questions
    • 1 reply
    • 439 views
    • 
    • Alonzo Church
    • October 26, 2020

16. Missed Loan Payments

    By MGOAdmin, November 11, 2019   

    • loans
    • takeover
    • 0 replies
    • 438 views
    • 
    • MGOAdmin
    • November 11, 2019

17. ADP correction - then match calculation?

    By WCC, February 22, 2017
    • 1 reply
    • 438 views
    • 
    • Tom Poje
    • February 22, 2017

18. Controlled Group Spreadsheet

    By aleallie, March 29
    • 0 replies
    • 438 views
    • 
    • aleallie
    • March 29

19. Paid out terminated employee due SH contribution

    By K-t-F, February 2, 2021
    • 2 replies
    • 438 views
    • 
    • K-t-F
    • February 8, 2021

20. Enhanced safe harbor and testing requirements

    By dragondon, May 12, 2023
    • 1 reply
    • 438 views
    • 
    • Paul I
    • May 12, 2023

21. Payroll Company stopped Deferrals

    By msmith, December 27, 2019
    • 0 replies
    • 438 views
    • 
    • msmith
    • December 27, 2019

22. Plan moves to MEP mid-year, one ADP test? Two?

    By BG5150, December 13, 2018
    • 0 replies
    • 437 views
    • 
    • BG5150
    • December 13, 2018

23. Using 2021 Forms 1096 with 2022 Forms 1099-R

    By AJC, February 16, 2023
    • 3 replies
    • 437 views
    • 
    • Kristina Kan
    • February 17, 2023

24. SH to Simple

    By Bob Demontigny, March 13, 2024
    • 2 replies
    • 436 views
    • 
    • CuseFan
    • March 14, 2024

25. Split between pretax and Roth when employee about to max out

    By Sarah73, October 21, 2022
    • 2 replies
    • 436 views
    • 
    • Lou S.
    • October 21, 2022

26. 401K Loan - Not Deducted From Distribution to Spouse. What Next?

    By LancasterKat, October 20, 2021
    • 1 reply
    • 435 views
    • 
    • Bird
    • October 20, 2021

27. 132(j) Comp and Matching Contributions

    By srhall, July 16, 2020   

    • 401k
    • 132(j)
    • (and 2 more)

      Tagged with:

      • 401k
      • 132(j)
      • match
      • employer contribution
    • 3 replies
    • 434 views
    • 
    • Alonzo Church
    • July 17, 2020

28. Matching Contributions With Monthly Plan Entry

    By metsfan026, August 17, 2023
    • 3 replies
    • 434 views
    • 
    • BG5150
    • August 22, 2023

29. Affiliated Service Group?

    By Alan Simpson, May 16, 2022
    • 1 reply
    • 434 views
    • 
    • C. B. Zeller
    • May 16, 2022

30. Hardship Distribution

    By thepensionmaven, August 9, 2017   

    • hardship max
    • 4 replies
    • 434 views
    • 
    • thepensionmaven
    • August 10, 2017

31. Requirements for Long Term Part Time Employees

    By KevinMc, November 12, 2024
    • 2 replies
    • 434 views
    • 
    • Lou S.
    • November 12, 2024

32. bad 415(c) correction - prohibited transaction?

    By casey72, August 24, 2023
    • 1 reply
    • 433 views
    • 
    • Josette
    • August 24, 2023

33. COVID Emergency Sick Leave Wages

    By Muzukii, January 20, 2021
    • 1 reply
    • 433 views
    • 
    • JRN
    • January 20, 2021

34. Form 6088 for terminating 401(k) Plan

    By RWPHoenix, August 7, 2018
    • 1 reply
    • 433 views
    • 
    • RWPHoenix
    • August 7, 2018

35. Amending today at 4% SHNEc for 2020

    By austin3515, February 19, 2021
    • 2 replies
    • 432 views
    • 
    • austin3515
    • February 19, 2021

36. Salary Deferral contribution timing

    By alwaysaquestion, September 9, 2024
    • 1 reply
    • 432 views
    • 
    • WCC
    • September 9, 2024

37. Establishing a PS only plan after plan year ends

    By cpc0506, August 3, 2022
    • 1 reply
    • 432 views
    • 
    • Lou S.
    • August 3, 2022

38. Acquisitions with a SIMPLE and a 401k

    By Kac1214, January 11, 2023
    • 2 replies
    • 431 views
    • 
    • Kac1214
    • January 11, 2023

39. Are most 401(k) plans self-directed?

    By ClintonF, March 23, 2023
    • 2 replies
    • 431 views
    • 
    • C. B. Zeller
    • March 23, 2023

40. SECURE 2.0 & new plan in 2022 / Saver's Credits

    By TPApril, March 23, 2023
    • 0 replies
    • 431 views
    • 
    • TPApril
    • March 23, 2023

41. calendar year match true up, off calendar year plan

    By TommyGunn13, October 17, 2019
    • 0 replies
    • 431 views
    • 
    • TommyGunn13
    • October 17, 2019

42. One to One Correction - 401(k) Plan Uses Prior Year Method Otherwise Excludible

    By PensionPro, February 25, 2020
    • 0 replies
    • 430 views
    • 
    • PensionPro
    • February 25, 2020

43. Can 401(k) be rolled over to Roth IRA directly?

    By Maria Ku, December 17, 2018
    • 1 reply
    • 430 views
    • 
    • Lou S.
    • December 17, 2018

44. First 5500 for 3-year old Solo 401(k). Beginning assets to report?

    By 401king, January 20, 2021
    • 1 reply
    • 430 views
    • 
    • Lou S.
    • January 20, 2021

45. Catch up contributions at a previous employer with short limitation year

    By ERISA-Bubs, August 21, 2023
    • 1 reply
    • 429 views
    • 
    • Bri
    • August 21, 2023

46. Fixing controlled group coverage failure

    By JPete, June 14, 2019
    • 0 replies
    • 429 views
    • 
    • JPete
    • June 14, 2019

47. Contribution offsets?

    By Mleech, February 27
    • 0 replies
    • 428 views
    • 
    • Mleech
    • February 27

48. Reporting excess deferrals

    By TPApril, March 17, 2021
    • 1 reply
    • 428 views
    • 
    • Lou S.
    • March 17, 2021

49. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20
    • 3 replies
    • 427 views
    • 
    • Bri
    • August 21

50. 402g failure - two plans, one plan terminated mid year

    By WCC, July 28, 2021
    • 1 reply
    • 427 views
    • 
    • Belgarath
    • July 28, 2021