401(k) Plans

19,317 topics in this forum

1. Controlled Group Spreadsheet

   By aleallie, March 29, 2025
   • 0 replies
   • 474 views
   • 
   • aleallie
   • March 29, 2025

2. 401(k) plan for controlled group

   By cathyw, September 23, 2016
   • 0 replies
   • 474 views
   • 
   • cathyw
   • September 23, 2016

3. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

   By LauraS, August 13, 2025   

   • 401k
   • testing
   • (and 3 more)

     Tagged with:

     • 401k
     • testing
     • controlled group
     • qaca
     • safe harbor
   • 1 reply
   • 474 views
   • 
   • justanotheradmin
   • August 14, 2025

4. Employer Match as Roth

   By metsfan026, February 14, 2024
   • 1 reply
   • 473 views
   • 
   • Lou S.
   • February 14, 2024

5. Change in Sponsor's Business Arrangement

   By J Simmons, November 6, 2024
   • 1 reply
   • 473 views
   • 
   • Lou S.
   • November 7, 2024

6. S-Corp and whether or not to add ROTH provisions for 2026

   By cheersmate, November 16, 2025
   • 2 replies
   • 473 views
   • 
   • PensionPete
   • November 18, 2025

7. 5500-SF or 5500-EZ

   By drakecohen, May 30, 2023
   • 1 reply
   • 472 views
   • 
   • WDIK
   • May 30, 2023

8. Safe Harbor Match not Deposited for Calendar Year 2017

   By msmith, February 18, 2019
   • 2 replies
   • 472 views
   • 
   • msmith
   • February 18, 2019

9. Discretionary Match

   By mjf624, February 17, 2017   

   • discretionary match
   • 1 reply
   • 472 views
   • 
   • Kevin C
   • February 17, 2017

10. ADP testing

    By cpc0506, June 5, 2018   

    • excluded employee
    • 1 reply
    • 472 views
    • 
    • Kevin C
    • June 7, 2018

11. Coronavirus-Related Distributions - Mandatory Distributions

    By EBECatty, April 1, 2020
    • 2 replies
    • 472 views
    • 
    • RatherBeGolfing
    • April 2, 2020

12. New Plan Filing Requirements

    By KevinMc, October 15, 2024
    • 1 reply
    • 471 views
    • 
    • justanotheradmin
    • October 15, 2024

13. ACA mid year auto escalation - notice timing?

    By WCC, July 1, 2024
    • 1 reply
    • 471 views
    • 
    • C. B. Zeller
    • July 1, 2024

14. Timing for Making Company Contributions

    By J Simmons, November 3, 2021
    • 1 reply
    • 471 views
    • 
    • C. B. Zeller
    • November 3, 2021

15. $250,000 Minimum Assets for Form 5500

    By metsfan026, July 1, 2024
    • 1 reply
    • 471 views
    • 
    • Jakyasar
    • July 1, 2024

16. Eligible Designated Beneficiary

    By ALS, February 8, 2021
    • 1 reply
    • 471 views
    • 
    • EBECatty
    • February 8, 2021

17. Ownership Through Another Company

    By Vlad401k, April 30, 2021
    • 1 reply
    • 470 views
    • 
    • Lou S.
    • April 30, 2021

18. KSOP - Substantial and Recurring Contributions

    By EBECatty, February 21, 2017
    • 2 replies
    • 470 views
    • 
    • EBECatty
    • February 21, 2017

19. Late safe habor/profit sharing

    By Chris DeMay, June 8, 2020   

    • vcp
    • 1 reply
    • 470 views
    • 
    • Bird
    • June 8, 2020

20. Corrective Distribution on account of failed ADP/ACP test

    By Pammie57, February 10, 2020
    • 1 reply
    • 470 views
    • 
    • ratherbereading
    • February 10, 2020

21. More questions on MEP to SEP

    By justatester, October 26, 2020   

    • testing questions
    • 1 reply
    • 470 views
    • 
    • Alonzo Church
    • October 26, 2020

22. 457 and Catch-Up Contributions

    By MTWeeks, September 11, 2019
    • 2 replies
    • 470 views
    • 
    • Patricia Neal Jensen
    • September 12, 2019

23. QNEC

    By thepensionmaven, September 14, 2017   

    • qnec
    • 2 replies
    • 469 views
    • 
    • Belgarath
    • September 14, 2017

24. Fiscal Year contribution funding for Calendar Year Plan

    By BLM, August 1, 2017
    • 0 replies
    • 469 views
    • 
    • BLM
    • August 1, 2017

25. Mid year auto enroll change

    By 401KsRme, February 11, 2025
    • 0 replies
    • 469 views
    • 
    • 401KsRme
    • February 11, 2025

26. small plan Audit Waiver checked on From 5500-SF & Regulated Financial Institution on SAR / AFN

    By AdKu, May 26, 2017
    • 2 replies
    • 468 views
    • 
    • BG5150
    • May 30, 2017

27. ESOP FEE

    By DABU, November 12, 2021
    • 1 reply
    • 468 views
    • 
    • Cardscrazy
    • November 20, 2021

28. Deferral rate changes for money earned but not paid

    By Loves401(k), April 13, 2018
    • 1 reply
    • 467 views
    • 
    • WCC
    • April 13, 2018

29. MEP Questions in connection with 2024 law change about spousal aggregation

    By Brenda Wren, September 25, 2024
    • 2 replies
    • 467 views
    • 
    • Brenda Wren
    • September 25, 2024

30. Plan / Company Merger

    By MGOAdmin, June 15, 2022   

    • plan merger
    • comany merger
    • (and 1 more)

      Tagged with:

      • plan merger
      • comany merger
      • controlled group
    • 1 reply
    • 467 views
    • 
    • Luke Bailey
    • June 16, 2022

31. Multiemployer ADP Testing

    By LarryDavid, September 14, 2022
    • 1 reply
    • 466 views
    • 
    • Luke Bailey
    • September 19, 2022

32. Net Operating Loss on Earned Income Calc

    By austin3515, July 8, 2021
    • 0 replies
    • 466 views
    • 
    • austin3515
    • July 8, 2021

33. Forfeitures from Merged Plan

    By 52626, February 15, 2023
    • 1 reply
    • 466 views
    • 
    • Nate S
    • February 16, 2023

34. Eligibility 101

    By coleboy, November 21, 2017
    • 1 reply
    • 466 views
    • 
    • Doghouse
    • November 21, 2017

35. Otherwise Excludables tested Separately

    By BLM, May 8, 2017
    • 1 reply
    • 465 views
    • 
    • Tom Poje
    • May 8, 2017

36. Missed Loan Payments

    By MGOAdmin, November 11, 2019   

    • loans
    • takeover
    • 0 replies
    • 463 views
    • 
    • MGOAdmin
    • November 11, 2019

37. No Fund Change Notice

    By khn, June 14, 2023
    • 1 reply
    • 463 views
    • 
    • Paul I
    • June 14, 2023

38. Requirements for Long Term Part Time Employees

    By KevinMc, November 12, 2024
    • 2 replies
    • 463 views
    • 
    • Lou S.
    • November 12, 2024

39. 945 withholding for 2021

    By thepensionmaven, December 29, 2022
    • 1 reply
    • 463 views
    • 
    • Tom
    • December 29, 2022

40. Law firm with 401-k splitting

    By KevinMc, May 19, 2017
    • 1 reply
    • 462 views
    • 
    • ETA Consulting LLC
    • May 19, 2017

41. orphaned plan sort of?

    By Jim Chad, August 7, 2018
    • 3 replies
    • 462 views
    • 
    • ERISAAPPLE
    • August 7, 2018

42. 30 Day Notice Fee Disclosure

    By khn, March 12, 2019
    • 0 replies
    • 462 views
    • 
    • khn
    • March 12, 2019

43. Enhanced safe harbor and testing requirements

    By dragondon, May 12, 2023
    • 1 reply
    • 462 views
    • 
    • Paul I
    • May 12, 2023

44. EPCRS - Small Excess Amounts

    By 52626, August 4, 2021
    • 1 reply
    • 462 views
    • 
    • BG5150
    • August 5, 2021

45. Contingent Benefit Rule in Terminated Plan

    By EBECatty, September 9, 2019
    • 1 reply
    • 462 views
    • 
    • Luke Bailey
    • September 9, 2019

46. Bank is pushing back on opening account for plan

    By BG5150, July 17, 2020
    • 2 replies
    • 461 views
    • 
    • david rigby
    • July 17, 2020

47. Controlled Group Compensation Question

    By pholosofizer, September 10, 2018
    • 0 replies
    • 461 views
    • 
    • pholosofizer
    • September 10, 2018

48. Is this an ASG?

    By DDB BN, February 1, 2023
    • 1 reply
    • 461 views
    • 
    • Lou S.
    • February 1, 2023

49. Can employer deduct 2021 ACP Safe Harbor Match on 2022 Tax Return?

    By cheersmate, October 17, 2022
    • 2 replies
    • 461 views
    • 
    • cheersmate
    • October 17, 2022

50. 5500-EZ - Controlled/Affiliated Service Group - Accrued Basis - File?

    By TPApril, September 20, 2023
    • 0 replies
    • 461 views
    • 
    • TPApril
    • September 20, 2023