401(k) Plans

19,317 topics in this forum

1. Excess Deferral and Excess Contributions in 2010

   By Below Ground, January 5, 2010
   • 25 replies
   • 10k views
   • 
   • RatherBeGolfing
   • February 28, 2017

2. Deduction for Keogh contribution

   By Guest Diane DuFresne, March 17, 2012
   • 25 replies
   • 5.5k views
   • 
   • Bird
   • March 21, 2012

3. Timing of Deposit of 401(k) Salary Deferrals

   By Guest ubpMR, April 8, 2002
   • 25 replies
   • 8k views
   • 
   • Guest
   • April 17, 2002

4. Payback Loan After Default - after 1099R issued

   By Sophia Wang, May 27, 2020
   • 25 replies
   • 10.8k views
   • 
   • Barbara S
   • September 6, 2020

5. incorrect social secutity number

   By k man, July 26, 2004
   • 25 replies
   • 13.1k views
   • 
   • WDIK
   • August 30, 2004

6. So much for business friendly...

   By austin3515, January 4, 2018
   • 25 replies
   • 3.1k views
   • 
   • MoJo
   • March 15, 2018

7. Doctor with leased employees

   By Guest Pat Metallic, September 24, 2007
   • 25 replies
   • 7.4k views
   • 
   • Guest
   • October 1, 2007

8. Partial Plan Termination Rules

   By austin3515, March 18, 2020
   • 25 replies
   • 4.5k views
   • 
   • Mike Preston
   • February 18, 2021

9. Exclude one LLC Partner from Permitted Disparity

   By PMZJohn, January 10, 2019   

   • safe harbor with permitted disparity
   • 25 replies
   • 2.4k views
   • 
   • Larry Starr
   • January 15, 2019

10. Death after signing form, but before processing

    By austin3515, September 20, 2016
    • 25 replies
    • 4.5k views
    • 
    • GMK
    • September 22, 2016

11. Personal Brokerage Accounts in 401(k) Plans

    By Guest MPretlow, May 8, 2000
    • 25 replies
    • 5.3k views
    • 
    • Jon Chambers
    • June 5, 2000

12. SECURE ACT - LTPT Employees

    By 52626, July 19, 2023
    • 25 replies
    • 4k views
    • 
    • Barbara
    • October 18, 2023

13. illiquid asset

    By Scuba 401, June 4, 2013
    • 25 replies
    • 7.2k views
    • 
    • John Feldt ERPA CPC QPA
    • June 7, 2013

14. Wording of Merger effective date

    By austin3515, August 10, 2025
    • 25 replies
    • 3k views
    • 
    • MoJo
    • August 12, 2025

15. plan audits

    By Guest CAM223, March 10, 2005
    • 25 replies
    • 4.6k views
    • 
    • Kirk Maldonado
    • March 21, 2005

16. Encourage Retirees to take a Lump Sum Distribution

    By Ananda, October 7, 2021
    • 24 replies
    • 2.5k views
    • 
    • Luke Bailey
    • October 28, 2021

17. TPA fees passed to TERM Paticipants

    By PainPA, February 10, 2012
    • 24 replies
    • 2.9k views
    • 
    • GMK
    • February 16, 2012

18. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 4k views
    • 
    • R. Butler
    • December 10, 2003

19. Must deferrals be stopped if a loan is taken?

    By Guest Miller426, September 14, 2009
    • 24 replies
    • 2.9k views
    • 
    • K2retire
    • September 21, 2009

20. Mid-year change creates multiple employer plan

    By Guest Pennysaver, July 28, 2012
    • 24 replies
    • 11.2k views
    • 
    • EBECatty
    • March 10, 2016

21. self-employed one-person 401(k0

    By Guest 401kproman, February 20, 2002
    • 24 replies
    • 6.1k views
    • 
    • KJohnson
    • January 16, 2003

22. Marijuana Dispensary

    By austin3515, November 1, 2017
    • 24 replies
    • 5.1k views
    • 
    • RatherBeGolfing
    • March 22, 2019

23. What is a Reasonable Business Classification?

    By austin3515, March 14, 2016
    • 24 replies
    • 3k views
    • 
    • DMcGovern
    • March 16, 2016

24. Use of forfeitures to fund elective contributions and loan repayments in 401(k) plan

    By Luke Bailey, September 21, 2017   

    • 401(k)
    • forfeitures
    • 24 replies
    • 2.8k views
    • 
    • duckthing
    • September 27, 2017

25. New TPA: what is transferred?

    By Guest Key Lime Pie, December 12, 2009
    • 24 replies
    • 3.5k views
    • 
    • Below Ground
    • December 21, 2009

26. Amending Vesting Schedule

    By austin3515, February 27, 2018
    • 24 replies
    • 6.1k views
    • 
    • Rafael
    • November 18, 2020

27. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 24 replies
    • 4k views
    • 
    • Peter Gulia
    • December 28, 2022

28. Borrow from a 401k to pay credit debt?

    By Guest telarsen, April 16, 2005
    • 24 replies
    • 4.6k views
    • 
    • austin3515
    • April 21, 2005

29. Is it Practicing Law?

    By austin3515, August 16, 2017
    • 24 replies
    • 3.2k views
    • 
    • Old Benefits Dog
    • August 23, 2017

30. 401(k) plan has separate annuity contracts, employer wants to transfer plan

    By katieinny, January 31, 2011
    • 24 replies
    • 2.8k views
    • 
    • K2retire
    • February 3, 2011

31. Forfeitures To Offset Safe Harbor

    By austin3515, September 2, 2015
    • 24 replies
    • 2.2k views
    • 
    • BG5150
    • September 14, 2015

32. LTPT - interns

    By Belgarath, November 28, 2023
    • 24 replies
    • 4.6k views
    • 
    • RatherBeGolfing
    • December 6, 2023

33. The end of the Fiduciary Rule??

    By austin3515, May 2, 2018
    • 24 replies
    • 1.4k views
    • 
    • austin3515
    • May 10, 2018

34. One person LLC w/1 Employee - Solo 401k?

    By jsmith1985, November 23, 2014
    • 24 replies
    • 4.7k views
    • 
    • jsmith1985
    • December 17, 2014

35. husband and wife - separate plans?

    By MR, December 15, 2005
    • 24 replies
    • 7.4k views
    • 
    • GBurns
    • December 23, 2005

36. Fidelity Bond Web-sites

    By austin3515, March 20, 2014
    • 24 replies
    • 2.1k views
    • 
    • Peter Gulia
    • March 25, 2014

37. 401k Loan - Deemed Distribution Date?

    By Gannuscio, August 11, 2016   

    • Distribution Date
    • 401k Loan
    • (and 1 more)

      Tagged with:

      • Distribution Date
      • 401k Loan
      • 1099
    • 24 replies
    • 6.8k views
    • 
    • Gannuscio
    • August 18, 2016

38. 404(c) & Defaults

    By Guest tschenk, April 24, 2002
    • 23 replies
    • 3.2k views
    • 
    • Guest
    • April 27, 2002

39. Retirement Distribution

    By jim241, May 10, 2018   

    • 401k
    • retirement
    • (and 2 more)

      Tagged with:

      • 401k
      • retirement
      • distributions
      • lump sum
    • 23 replies
    • 2.5k views
    • 
    • Luke Bailey
    • May 16, 2018

40. Can a partner participate in the company's 401(k) plan?

    By Sean Macklin, January 5, 2021
    • 23 replies
    • 7.5k views
    • 
    • Luke Bailey
    • January 12, 2021

41. Safe Harbor Match and discretionary match

    By rcline46, November 22, 2005
    • 23 replies
    • 7.1k views
    • 
    • KJohnson
    • December 1, 2008

42. 401(a) or Annual Compensation Limit

    By Guest hwilliams, November 29, 2004
    • 23 replies
    • 10.1k views
    • 
    • Guest
    • December 8, 2004

43. Does a rollover count as a repayment for forfeiture restoration purpos

    By Guest Jane Francis, February 13, 2001
    • 23 replies
    • 5.3k views
    • 
    • AndyH
    • February 28, 2001

44. Current Solo K - New Plan Next Year

    By sdix401k, September 24, 2019
    • 23 replies
    • 2.2k views
    • 
    • Bill Presson
    • September 30, 2019

45. Antialienation/ IRS Tax Levy

    By Guest tonjer, February 11, 2003
    • 23 replies
    • 6.4k views
    • 
    • Guest
    • February 14, 2003

46. Early entry of soon-to-be HCE

    By Flyboyjohn, February 7, 2018
    • 23 replies
    • 3.8k views
    • 
    • Larry Starr
    • February 13, 2018

47. Time taking aim at 401k plans

    By J Simmons, October 11, 2009
    • 23 replies
    • 3.6k views
    • 
    • GMK
    • October 14, 2009

48. Fees -Nationwide

    By k man, January 22, 2002
    • 23 replies
    • 5.1k views
    • 
    • Guest
    • October 24, 2002

49. Plan Restatement when change of TPA/Custodian

    By legort69, January 19, 2005
    • 23 replies
    • 5.1k views
    • 
    • mbozek
    • January 25, 2005

50. Minimum Acct Balances

    By austin3515, November 3, 2014
    • 23 replies
    • 2.5k views
    • 
    • austin3515
    • November 6, 2014