401(k) Plans

19,362 topics in this forum

1. Excise Tax on Refund of Match Deposited as a Lump-Sum after the End of the Plan Year

   By Christopher Wilson, March 15, 2022
   • 1 reply
   • 880 views
   • 
   • Lou S.
   • March 15, 2022

2. 1099-R(s) for 402(g) excess

   By BG5150, March 15, 2022
   • 1 reply
   • 1.3k views
   • 
   • Lou S.
   • March 15, 2022

3. Correcting a sequence number on a solo 401(k) plan

   By scottsb, March 11, 2022
   • 1 reply
   • 907 views
   • 
   • Bri
   • March 14, 2022

4. 1% key employees and options

   By Griswold, March 6, 2022
   • 8 replies
   • 1.3k views
   • 
   • Luke Bailey
   • March 10, 2022

5. Partner with Negative Self Employment Income and PPP Forgiveness

   By Mr Bagwell, March 9, 2022
   • 4 replies
   • 1.2k views
   • 
   • Dare Johnson
   • March 10, 2022

6. Failed ACP Match Refunds

   By Coleboy1, February 24, 2022
   • 3 replies
   • 1.1k views
   • 
   • Bri
   • March 10, 2022

7. HCEs not receiving regular employer match

   By Rose, March 9, 2022
   • 2 replies
   • 569 views
   • 
   • BG5150
   • March 9, 2022

8. Leased Employees - Problems with 410(b)

   By Y401k, March 8, 2022
   • 3 replies
   • 1k views
   • 
   • Y401k
   • March 9, 2022

9. ADP Refund--HCE has both Roth and Pre-Tax deferrals

   By BG5150, March 3, 2022
   • 11 replies
   • 3.2k views
   • 
   • Luke Bailey
   • March 8, 2022

10. Non Discrimination Testing for Amendment Permitting Early Entry Into 401(k) Plan

    By PensionPro, February 25, 2022
    • 7 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 8, 2022

11. Wants to change Solo 401(k) plan as Corp is hiring first common law employee.

    By kpension, March 2, 2022
    • 14 replies
    • 1.5k views
    • 
    • ERISA1
    • March 8, 2022

12. safe harbor match plan, retro amendment to make employee eligible and top heavy exemption

    By DMcGovern, March 1, 2022
    • 1 reply
    • 519 views
    • 
    • mming
    • March 4, 2022

13. Affiliated Service Group Question

    By metsfan026, March 2, 2022
    • 3 replies
    • 546 views
    • 
    • C. B. Zeller
    • March 4, 2022

14. SAFE HARBOR AND CONTROLLED GROUP

    By Earl, February 28, 2007
    • 38 replies
    • 23.1k views
    • 
    • Luke Bailey
    • March 3, 2022
15. Sale of business

    Topic was moved to forum Operating a TPA or Consulting Firm

16. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

    By BG5150, February 23, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • March 1, 2022

17. Deferral... Voluntary Contribution... Mess!

    By K-t-F, March 1, 2022
    • 0 replies
    • 351 views
    • 
    • K-t-F
    • March 1, 2022

18. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 826 views
    • 
    • metsfan026
    • March 1, 2022

19. Retired or Terminated for purposes of Match

    By Pammie57, February 22, 2022
    • 6 replies
    • 1.2k views
    • 
    • ESOP Guy
    • March 1, 2022

20. Safe Harbor mid-year amendment to compensation definition - nonelective contribution plan

    By Belgarath, February 28, 2022
    • 0 replies
    • 727 views
    • 
    • Belgarath
    • February 28, 2022

21. Participant Took Coronavirus-Related Distribution in 2020, Tax Spread over 3 Years; Can Repayment of Amount Otherwise Taxed Be Deducted?

    By rocknrolls2, February 26, 2022
    • 2 replies
    • 376 views
    • 
    • C. B. Zeller
    • February 28, 2022

22. QACA Plan

    By 52626, February 25, 2022
    • 4 replies
    • 1.5k views
    • 
    • Gadgetfreak
    • February 27, 2022

23. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 846 views
    • 
    • C. B. Zeller
    • February 25, 2022

24. 401k payroll missed 3 loan repayments of $57.02...Using VCFP Model Form..Is there a Fee to use ? Is form 5530 Required?

    By Ken_BenefitScape, February 25, 2022
    • 1 reply
    • 689 views
    • 
    • EBP
    • February 25, 2022

25. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 4 replies
    • 849 views
    • 
    • Bird
    • February 25, 2022

26. Lifetime Income Illustration Formula

    By JOH, August 25, 2021
    • 8 replies
    • 3k views
    • 
    • 401king
    • February 25, 2022

27. new payroll company forgot to withhold 401k

    By Old Reliable, February 23, 2022
    • 2 replies
    • 733 views
    • 
    • EBP
    • February 24, 2022

28. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 1 reply
    • 443 views
    • 
    • Bri
    • February 24, 2022

29. Service Spanning rules and entry date

    By BG5150, February 22, 2022
    • 4 replies
    • 1k views
    • 
    • Nate S
    • February 24, 2022

30. Lost Wages

    By Dazednconfused, February 23, 2022
    • 3 replies
    • 1.4k views
    • 
    • Nate S
    • February 23, 2022

31. Employer contributions based on hour worked?

    By kmhaab, February 17, 2022
    • 13 replies
    • 2.2k views
    • 
    • Peter Gulia
    • February 22, 2022

32. Fixed Fee Deductions - can it be discriminatory?

    By TPApril, February 10, 2022
    • 10 replies
    • 1.3k views
    • 
    • Patricia Neal Jensen
    • February 22, 2022

33. 410b test with sh match and disc match

    By Lou81, February 8, 2022
    • 9 replies
    • 2.5k views
    • 
    • Lou81
    • February 18, 2022

34. Titling s/d accts when co. name always changing

    By TPApril, February 15, 2022
    • 2 replies
    • 796 views
    • 
    • Bill Presson
    • February 15, 2022

35. Gross up a partner's earned income by after-tax employee contributions?

    By Will.I.Am, February 12, 2022
    • 10 replies
    • 1.1k views
    • 
    • Bri
    • February 15, 2022

36. Flexible Discretionary match and employee allocation groups

    By Tom, February 15, 2022
    • 2 replies
    • 546 views
    • 
    • Bri
    • February 15, 2022

37. K-1 Compensation For An S-Corp

    By metsfan026, February 15, 2022
    • 6 replies
    • 5k views
    • 
    • CuseFan
    • February 15, 2022

38. Lost Earnings and form 5330

    By Ahuntingus, February 8, 2022
    • 12 replies
    • 4.7k views
    • 
    • Belgarath
    • February 15, 2022

39. Entry date on plan effective date

    By steve45, February 11, 2022
    • 8 replies
    • 1.3k views
    • 
    • steve45
    • February 15, 2022

40. What if participant wants backup on ADP refund?

    By BG5150, February 11, 2022
    • 13 replies
    • 1.8k views
    • 
    • Lou S.
    • February 14, 2022

41. Top Heavy for Partners

    By nancy, February 8, 2022
    • 7 replies
    • 774 views
    • 
    • Luke Bailey
    • February 9, 2022

42. Excluding from testing EE left with less than 500 hours

    By Jim Chad, February 9, 2022
    • 6 replies
    • 1.4k views
    • 
    • CuseFan
    • February 9, 2022

43. Determine Compensation in a Control Group

    By Basically, February 8, 2022
    • 4 replies
    • 623 views
    • 
    • Basically
    • February 9, 2022

44. 401k - Employee excessively accelerating contributions (deferrals)

    By famoosemutt, February 7, 2022
    • 1 reply
    • 729 views
    • 
    • WCC
    • February 7, 2022

45. Plans Merged; Prior Plan Administered a Higher ER Match % than Plan Doc called for. Are corrective measures needed?

    By ERISA Rookie, February 3, 2022
    • 4 replies
    • 739 views
    • 
    • rocknrolls2
    • February 4, 2022

46. PS 58 Cost and inservice distributions

    By Jester, February 2, 2022
    • 5 replies
    • 1.8k views
    • 
    • Liz Hallam
    • February 4, 2022

47. Safe Harbor 401(K) Plan with Automatic Enrollment

    By RayRay, February 1, 2022
    • 5 replies
    • 1.4k views
    • 
    • Bill Presson
    • February 2, 2022

48. 401k Plan vs. 403(b) for a non-profit organization

    By Pammie57, January 20, 2022
    • 9 replies
    • 3k views
    • 
    • jsample
    • February 2, 2022

49. Referral to third party administrator for Individual 401K

    By MFouz, January 7, 2022
    • 13 replies
    • 3.7k views
    • 
    • Catch22PGM
    • February 1, 2022

50. Covered Comp Tables

    By austin3515, February 1, 2022
    • 5 replies
    • 743 views
    • 
    • Bri
    • February 1, 2022