401(k) Plans

19,275 topics in this forum

1. Vesting At Retirement Age

   By Coleboy1, May 23, 2024
   • 9 replies
   • 3k views
   • 
   • AMDG
   • April 24

2. Roth election for Employer Contributions

   By Tom, April 22
   • 3 replies
   • 996 views
   • 
   • Tom
   • April 24

3. 401k VFCP excel calculator

   By PathFinder111, April 23   

   • vfcp
   • 0 replies
   • 876 views
   • 
   • PathFinder111
   • April 23

4. Depositing elective deferrals before they occur

   By mariemonroe, April 23
   • 2 replies
   • 868 views
   • 
   • Paul I
   • April 23

5. Force out IRA

   By Bruce1, April 23
   • 3 replies
   • 1k views
   • 
   • CuseFan
   • April 23

6. Plan Never Fully Closed even though terminated

   By 401kAllTheWay, April 22
   • 1 reply
   • 1.1k views
   • 
   • Paul I
   • April 22

7. ERISA plan document disclosure to former participant

   By 30Rock, April 21
   • 6 replies
   • 2.2k views
   • 
   • 30Rock
   • April 22

8. ADP/ACP question

   By roy819, April 21
   • 0 replies
   • 802 views
   • 
   • roy819
   • April 21

9. Nevada Employee Savings Trust Program

   By gregburst, April 18
   • 1 reply
   • 1.1k views
   • 
   • Peter Gulia
   • April 18

10. Documenting EACA mandate exemption

    By QP_Guy, April 18
    • 1 reply
    • 905 views
    • 
    • Belgarath
    • April 18

11. 401k Matching True-Up Question

    By PensionPete, April 16
    • 6 replies
    • 3.7k views
    • 
    • PensionPete
    • April 17

12. Basic QNEC question-failed ADP

    By ratherbereading, April 16
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • April 17

13. Failure to implement deferral election

    By Bruce1, April 16
    • 3 replies
    • 1.1k views
    • 
    • Artie M
    • April 17

14. Searching for "Lost" Participants

    By metsfan026, April 15
    • 6 replies
    • 1.4k views
    • 
    • Pam Shoup
    • April 16

15. Mandatory Auto Enrollment Effective Date

    By FishOn, April 15
    • 2 replies
    • 4.5k views
    • 
    • Peter Gulia
    • April 15

16. Question about (QRP) Qualified Replacement Plan investments from terminated DB plan

    By Indiana Joes, April 14
    • 3 replies
    • 1.2k views
    • 
    • Artie M
    • April 15

17. Termination of SH Matching plan to convert to SIMPLE IRA

    By GwenOC, April 8
    • 4 replies
    • 947 views
    • 
    • GwenOC
    • April 15

18. Hardship Determination

    By metsfan026, April 11
    • 4 replies
    • 1.3k views
    • 
    • Ken Marblestone
    • April 15

19. RMD for "of counsel" attorney

    By nancy, April 9
    • 7 replies
    • 1.6k views
    • 
    • david rigby
    • April 14

20. LLC 401K Contribution(s)

    By Nic Pospiech, April 14
    • 2 replies
    • 1k views
    • 
    • Peter Gulia
    • April 14

21. Long-Term Disability Er Paid Premiums

    By austin3515, February 13, 2023
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • April 14

22. 401k Participant Loan repayments greater than the loan schedule.

    By ScottCPFA, April 4
    • 4 replies
    • 1.6k views
    • 
    • ScottCPFA
    • April 14

23. Safe Harbor Plan and Sale/acquisition

    By 30Rock, April 10
    • 10 replies
    • 1.7k views
    • 
    • Belgarath
    • April 14

24. QACA Match - formula not being capped

    By Spencer, April 11
    • 0 replies
    • 521 views
    • 
    • Spencer
    • April 11

25. Different Matching Contribution For Different Employees Question

    By metsfan026, April 5
    • 6 replies
    • 1.6k views
    • 
    • metsfan026
    • April 11

26. Operational failure of involuntary cash-outs and rollovers

    By 30Rock, April 8
    • 10 replies
    • 1.4k views
    • 
    • 30Rock
    • April 11

27. ERISA Preemption of State Legislation Prohibiting Investments tied to Chinese/Foreign Adversaries

    By ERISAQuestions1234, April 10
    • 1 reply
    • 582 views
    • 
    • Peter Gulia
    • April 10

28. Agent’s fraudulent adoption of 401(k) plan

    By JungRet, April 4
    • 5 replies
    • 1.3k views
    • 
    • Gina Alsdorf
    • April 8

29. Safe Harbor plan with discretionary match using flexible discretionary formula

    By R. Butler, April 7
    • 0 replies
    • 495 views
    • 
    • R. Butler
    • April 7

30. SECURE 2.0 amendment

    By Tom, April 4
    • 3 replies
    • 1.2k views
    • 
    • Paul I
    • April 7

31. Aggressive Discretionary Matching Formula

    By metsfan026, April 2
    • 7 replies
    • 1k views
    • 
    • metsfan026
    • April 4

32. Money purchase pension assets in top heavy testing

    By Mleech, April 3
    • 3 replies
    • 630 views
    • 
    • ESOP Guy
    • April 3

33. Discretionary Matching Contribution Question

    By metsfan026, March 29
    • 4 replies
    • 742 views
    • 
    • metsfan026
    • April 1

34. Flexible Discretionary Match Formula

    By Transplant, April 1
    • 1 reply
    • 544 views
    • 
    • Paul I
    • April 1

35. Enhanced safe harbor match rules

    By Tom, March 26
    • 2 replies
    • 1.1k views
    • 
    • Tom
    • March 31

36. For the automatic-contribution requirement, what is the employer?

    By Peter Gulia, March 29
    • 4 replies
    • 551 views
    • 
    • Peter Gulia
    • March 30

37. S-Corp, W-2, 401k and match deposits

    By LMK TPA, March 28
    • 6 replies
    • 1.1k views
    • 
    • Paul I
    • March 29

38. Controlled Group Spreadsheet

    By aleallie, March 29
    • 0 replies
    • 438 views
    • 
    • aleallie
    • March 29

39. Different vesting schedules

    By 30Rock, March 28
    • 5 replies
    • 1.2k views
    • 
    • 30Rock
    • March 29

40. Spousal Consent and Power of Attorney

    By ejohnke, March 26
    • 6 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 28

41. 'Prefunding' Profit Sharing Contributions

    By 0AMatt, March 27   

    • profit sharing
    • correction
    • 6 replies
    • 990 views
    • 
    • Paul I
    • March 28

42. Plan Document Restatements - Solo 401(k) Plans

    By metsfan026, March 27
    • 2 replies
    • 618 views
    • 
    • AlbanyConsultant
    • March 28

43. True-up Timing - BRF Issue?

    By BTG, March 26
    • 5 replies
    • 977 views
    • 
    • Paul I
    • March 27

44. New VFCP Program - Poll on Anticipated Use

    By austin3515, March 27
    • 0 replies
    • 555 views
    • 
    • austin3515
    • March 27

45. Top heavy contribution for key employee

    By cathyw, March 24
    • 11 replies
    • 1.5k views
    • 
    • Paul I
    • March 26

46. Integrated Profit Sharing

    By ratherbereading, March 25
    • 2 replies
    • 478 views
    • 
    • ratherbereading
    • March 25

47. Long-term, Part-time for plan that excludes PT

    By Tom, March 24
    • 4 replies
    • 923 views
    • 
    • Peter Gulia
    • March 25

48. small SH due to paid-out participant

    By AlbanyConsultant, March 20
    • 3 replies
    • 626 views
    • 
    • Peter Gulia
    • March 21

49. Avoiding the Top-Heavy Mininum - Cash Flow Constraints

    By austin3515, March 19
    • 2 replies
    • 759 views
    • 
    • austin3515
    • March 19

50. Missing participant records

    By 30Rock, March 19
    • 3 replies
    • 1.1k views
    • 
    • 30Rock
    • March 19