401(k) Plans

19,319 topics in this forum

1. Permissible Withdrawals under EACA and ADP/ACP

   By PMC, November 12, 2007
   • 10 replies
   • 2.7k views
   • 
   • Belgarath
   • November 15, 2007

2. acquistion and plan freeze amendment

   By MATRIX, August 20, 2025
   • 1 reply
   • 2.7k views
   • 
   • CuseFan
   • August 21, 2025

3. Must a 5310-A form be filed?

   By Guest Phil L, May 23, 2000
   • 3 replies
   • 2.7k views
   • 
   • KIP KRAUS
   • May 26, 2000

4. LTPT and Per Diem Employees

   By Coleboy1, November 16, 2023
   • 10 replies
   • 2.7k views
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   • Peter Gulia
   • March 3, 2025

5. 401k part owner not participating in plan

   By tertue, September 20, 2012
   • 7 replies
   • 2.7k views
   • 
   • ETA Consulting LLC
   • September 20, 2012

6. Owner-only 401(k) plans; why not cover children or parents too?

   By spiritrider, May 5, 2015
   • 5 replies
   • 2.7k views
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   • ETA Consulting LLC
   • May 6, 2015

7. 414(s) Compensation Exclusion for "Fringe Benefits"

   By JRN, July 26, 2024
   • 5 replies
   • 2.7k views
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   • G8Rs
   • July 30, 2024

8. RMD Recipient Will Not Respond to RMD Notices

   By CAR, July 27, 2015
   • 11 replies
   • 2.7k views
   • 
   • mbozek
   • July 29, 2015

9. Safe Harbor Calculation on K-1 earnings

   By Deaconmomma, May 11, 2016
   • 5 replies
   • 2.7k views
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   • BG5150
   • May 11, 2016

10. Topheavy minimum contribution

    By Guest TCAT, October 15, 1998
    • 1 reply
    • 2.7k views
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    • LCARUSI
    • October 16, 1998

11. Amend Use of Forfeiture

    By 12AX7, August 8, 2011
    • 10 replies
    • 2.7k views
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    • GMK
    • August 8, 2011

12. ADP/ACP test...

    By Guest RONNIE WASEL, November 5, 2002
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • November 7, 2002

13. Uni-K as S Corp Owner?

    By Scott, May 14, 2003
    • 11 replies
    • 2.7k views
    • 
    • mbozek
    • May 16, 2003

14. ADP & Catch-up

    By Guest Rosemary Raymer, February 13, 2003
    • 12 replies
    • 2.7k views
    • 
    • MGB
    • April 21, 2003

15. Can QNEC be used to pass ACP

    By Lori Foresz, September 28, 2004
    • 3 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 29, 2004

16. ADP Test for Prevailing Wage Plan

    By Guest notapensiongeek, August 25, 2008
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • August 25, 2008

17. Safe Harbor 401k plan with 3% SHNEC

    By Guest terric, January 5, 2005
    • 6 replies
    • 2.7k views
    • 
    • austin3515
    • January 12, 2005

18. 401(a)(4) General test - cite needed for Average Benefit Percentage Te

    By John A, February 7, 2002
    • 3 replies
    • 2.7k views
    • 
    • Mike Preston
    • February 11, 2002

19. New Comparability/Safe-Harbor - Partners max, but want to give less to one of the partners

    By Guest THess, February 15, 2005
    • 20 replies
    • 2.7k views
    • 
    • Alf
    • February 17, 2005

20. employer coding 401(k) deferrals as after tax on W-2 for one HCE...wha

    By Guest DeePA, February 20, 2003
    • 15 replies
    • 2.7k views
    • 
    • Mike Preston
    • February 21, 2003

21. May a Plan be amended to require 401(k) contributions as a condition o

    By Hoard1, December 1, 1999
    • 14 replies
    • 2.7k views
    • 
    • IRC401
    • January 20, 2000

22. ADP using net compensation

    By Guest Dumb & Dumber, June 21, 2012
    • 7 replies
    • 2.7k views
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    • BG5150
    • June 25, 2012

23. IRA participation when company offers 401K..

    By Guest Carl C, January 18, 2003
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • January 21, 2003

24. 415 Safe Harbor Compensation

    By Madison71, December 22, 2009
    • 1 reply
    • 2.7k views
    • 
    • Madison71
    • December 22, 2009

25. Defined Contrib. Participant Education & Prospectus Delivery

    By Guest DCool, September 20, 2000
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • October 25, 2002

26. Can you freeze a SIMPLE 401(k) Plan?

    By Guest UKH, October 29, 2001
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • October 31, 2001

27. Under $5,000 force out procedures

    By FundeK, March 4, 2004
    • 7 replies
    • 2.7k views
    • 
    • doombuggy
    • March 8, 2004

28. Buyer with 401(k) Acquiring Company with SIMPLE

    By Guest jhall, January 25, 2008
    • 5 replies
    • 2.7k views
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    • Appleby
    • January 25, 2008

29. PPA Remedial Amendment Period

    By IRA, February 24, 2010
    • 4 replies
    • 2.7k views
    • 
    • Kevin C
    • February 25, 2010

30. Cap on Deferrals for HCE in Plan Document?

    By lkpittman, January 23, 2002
    • 6 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 24, 2002

31. safe harbor 401k, top heavy, IRS opinion

    By Tom Poje, October 30, 2002
    • 10 replies
    • 2.7k views
    • 
    • Tom Poje
    • November 1, 2002

32. 401K termination upon bankruptcy - administrator fees

    By Guest motti, October 14, 2006
    • 6 replies
    • 2.7k views
    • 
    • RCK
    • October 17, 2006

33. rehired employees with auto enrollment

    By K2retire, June 3, 2014
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • June 3, 2014

34. After-tax contribution limits?

    By Guest Kayla, December 30, 2004
    • 2 replies
    • 2.7k views
    • 
    • MWeddell
    • January 3, 2005

35. 401 k Form 5500 for common-ownership companies

    By Guest zenrodeo, July 21, 2005
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • July 21, 2005

36. Merger of two 401(k) plans; any special provisions for corporate resolution ?

    By Guest tintree73, December 30, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 31, 2003

37. Reallocated forfeitures

    By rlb64, December 21, 2004
    • 14 replies
    • 2.7k views
    • 
    • rlb64
    • December 22, 2004

38. Can a safe-harbor plan that matches on a payroll basis match on deferrals on compensation in excess of the comp. limit?

    By JDuns, January 21, 2004
    • 5 replies
    • 2.7k views
    • 
    • QDROphile
    • January 29, 2004

39. After-Tax Contributions

    By Guest SSSP, December 1, 2014
    • 12 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • December 11, 2014

40. 9/30 Plan Year End and Catch Up

    By Mr Bagwell, December 4, 2017   

    • catch up
    • off calendar year
    • 7 replies
    • 2.7k views
    • 
    • Mr Bagwell
    • December 8, 2017

41. How to merge two 401(k) plans?

    By Guest SJPrince, July 12, 2000
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • July 19, 2000

42. HCE limited in deferrals, looking for alternatives

    By Lori H, February 3, 2005
    • 16 replies
    • 2.7k views
    • 
    • WDIK
    • February 4, 2005

43. Top heavy and former key ee's

    By Guest lindamichals, February 2, 2006
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • February 2, 2006

44. Safe Harbor (Non-elective 3%) - HELP!

    By lkpittman, March 25, 2002
    • 10 replies
    • 2.7k views
    • 
    • lkpittman
    • March 27, 2002

45. Automatic Rollovers and Fidelity

    By Effen, March 23, 2005
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • March 25, 2005

46. Charitable IRA contributions

    By lexi, September 28, 2006
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • November 28, 2006

47. Definition of Compensation

    By austin3515, March 29, 2013
    • 9 replies
    • 2.7k views
    • 
    • austin3515
    • April 2, 2013

48. Top Heavy

    By Randy Watson, May 16, 2007
    • 15 replies
    • 2.7k views
    • 
    • Randy Watson
    • May 24, 2007

49. questionable match formula

    By AndyH, June 8, 2001
    • 21 replies
    • 2.6k views
    • 
    • Tom Poje
    • June 12, 2001

50. Top Heavy 401(k)

    By pmacduff, May 22, 2008
    • 7 replies
    • 2.6k views
    • 
    • pmacduff
    • June 4, 2008