401(k) Plans

19,337 topics in this forum

1. Catch up contributions in off-calendar year plan

   By Guest Dave Peckham, August 5, 2011
   • 9 replies
   • 2.7k views
   • 
   • Bird
   • August 8, 2011

2. Negative elections for current employees?

   By Wessex, November 23, 1998
   • 10 replies
   • 2.7k views
   • 
   • Guest
   • January 5, 1999

3. QNECs and catch up contributions

   By Guest phyphy, March 22, 2004
   • 10 replies
   • 2.7k views
   • 
   • jquazza
   • March 24, 2004

4. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

   By metsfan026, September 16, 2025
   • 4 replies
   • 2.7k views
   • 
   • David D
   • September 17, 2025

5. SECURE 2.0 2025 auto-enrollment applying to LTPT employees?

   By Belgarath, October 28, 2024
   • 6 replies
   • 2.7k views
   • 
   • RatherBeGolfing
   • October 31, 2024

6. ADP and 402(g) Failure

   By Guest Leigh Lindsey, November 18, 1999
   • 1 reply
   • 2.7k views
   • 
   • Guest
   • November 18, 1999

7. Inclusion of ineligible employee

   By Guest Peggy806, March 2, 2009
   • 3 replies
   • 2.7k views
   • 
   • Tom Poje
   • March 31, 2009

8. money purchase to 401(k)

   By Lori H, November 6, 2008
   • 10 replies
   • 2.7k views
   • 
   • Guest
   • November 6, 2008

9. Rabbi Trust and Divorce

   By Guest halka, April 2, 2002
   • 3 replies
   • 2.7k views
   • 
   • Guest
   • April 2, 2002

10. NHCEs covered under DB Plan, can HCE's contribute to 401(k) Plan?

    By Guest Richard Scheer, February 1, 2002
    • 16 replies
    • 2.7k views
    • 
    • Guest
    • February 4, 2002

11. Undocumented Immigrant

    By Guest BED, August 19, 2011
    • 2 replies
    • 2.7k views
    • 
    • Peter Gulia
    • August 19, 2011

12. acquistion and plan freeze amendment

    By MATRIX, August 20, 2025
    • 1 reply
    • 2.7k views
    • 
    • CuseFan
    • August 21, 2025

13. Topheavy minimum contribution

    By Guest TCAT, October 15, 1998
    • 1 reply
    • 2.7k views
    • 
    • LCARUSI
    • October 16, 1998

14. Can a company announce a 401k Safe Harbor change and then abandon the change the next day?

    By Guest helcul, December 4, 2006
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • December 7, 2006

15. Excess Annual Additions and ADP/ACP Test

    By Guest ArrowMatt, January 24, 2004
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • January 29, 2004

16. Top Heavy plan excludes HCEs, no profit sharing, but what if an HCE is non-key?

    By Tom, May 23, 2023
    • 8 replies
    • 2.7k views
    • 
    • CuseFan
    • May 23, 2023

17. Proxy voting

    By Scuba 401, January 21, 2000
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • January 25, 2000

18. Top Heavy Minimum Deadline

    By Dougsbpc, March 3, 2005
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • March 6, 2005

19. What to do with gain from recordkeeping erorrs?

    By Guest GMedley, May 11, 2001
    • 7 replies
    • 2.7k views
    • 
    • Kevin C
    • February 20, 2009

20. Reimbursement of Plan Sponsor by Plan for certain Plan Expenses

    By Guest SCUDDESLER, January 6, 2004
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • January 9, 2004

21. Must a 5310-A form be filed?

    By Guest Phil L, May 23, 2000
    • 3 replies
    • 2.7k views
    • 
    • KIP KRAUS
    • May 26, 2000

22. Safe Harbor to prior year term?

    By jmartin, March 1, 2018
    • 15 replies
    • 2.7k views
    • 
    • Tom Poje
    • March 9, 2018

23. What can an employer do with unclaimed money?

    By Guest Adriana Hook, May 22, 2001
    • 7 replies
    • 2.7k views
    • 
    • AndyH
    • May 25, 2001

24. After-Tax Contributions

    By Guest SSSP, December 1, 2014
    • 12 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • December 11, 2014

25. Permissible Withdrawals under EACA and ADP/ACP

    By PMC, November 12, 2007
    • 10 replies
    • 2.7k views
    • 
    • Belgarath
    • November 15, 2007

26. Testing with Safe Harbor Plans that contain Profit Sharing

    By dragondon, May 25, 2023
    • 7 replies
    • 2.7k views
    • 
    • Mr Bagwell
    • May 26, 2023

27. Beneficiary dies - Does beneficiary's spouse receive death benefit?

    By Guest CHRISTA, February 4, 2002
    • 5 replies
    • 2.7k views
    • 
    • mbozek
    • February 6, 2002

28. Controlled Group - 2 plans safe harbor/non safe harbor

    By WCC, September 30, 2013
    • 1 reply
    • 2.7k views
    • 
    • ETA Consulting LLC
    • September 30, 2013

29. Blackout Notice & individual accounts

    By Guest jim williams, July 21, 2004
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • July 22, 2004

30. Black out notice for pooled accounting

    By Jim Chad, June 5, 2003
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • June 6, 2003

31. Puerto Rico Residents in US Qualified Plan - Can they be excluded from ACP Test?

    By Guest rocnrols2, December 5, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 17, 2003

32. ADP & Catch-up

    By Guest Rosemary Raymer, February 13, 2003
    • 12 replies
    • 2.7k views
    • 
    • MGB
    • April 21, 2003

33. RMD Recipient Will Not Respond to RMD Notices

    By CAR, July 27, 2015
    • 11 replies
    • 2.7k views
    • 
    • mbozek
    • July 29, 2015

34. Solo 401(k) & Max Profit Sharing Contribution

    By ubermax, April 18, 2017
    • 14 replies
    • 2.7k views
    • 
    • Mike Preston
    • April 21, 2017

35. RMDs for off calendar plan years

    By ratherbereading, October 24, 2022
    • 3 replies
    • 2.7k views
    • 
    • Lou S.
    • October 24, 2022

36. rehired employees with auto enrollment

    By K2retire, June 3, 2014
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • June 3, 2014

37. Neglected Solo 401k

    By cybertruck, January 30, 2020
    • 6 replies
    • 2.7k views
    • 
    • cybertruck
    • January 31, 2020

38. Amend Use of Forfeiture

    By 12AX7, August 8, 2011
    • 10 replies
    • 2.7k views
    • 
    • GMK
    • August 8, 2011

39. Too much match from Too much Compensation

    By Mr Bagwell, February 27, 2017   

    • match
    • 4 replies
    • 2.7k views
    • 
    • Mr Bagwell
    • February 28, 2017

40. New Comparability/Safe-Harbor - Partners max, but want to give less to one of the partners

    By Guest THess, February 15, 2005
    • 20 replies
    • 2.7k views
    • 
    • Alf
    • February 17, 2005

41. Uni-K as S Corp Owner?

    By Scott, May 14, 2003
    • 11 replies
    • 2.7k views
    • 
    • mbozek
    • May 16, 2003

42. Can QNEC be used to pass ACP

    By Lori Foresz, September 28, 2004
    • 3 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 29, 2004

43. IRA participation when company offers 401K..

    By Guest Carl C, January 18, 2003
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • January 21, 2003

44. Automatic Rollovers and Fidelity

    By Effen, March 23, 2005
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • March 25, 2005

45. 401 k Form 5500 for common-ownership companies

    By Guest zenrodeo, July 21, 2005
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • July 21, 2005

46. questionable match formula

    By AndyH, June 8, 2001
    • 21 replies
    • 2.7k views
    • 
    • Tom Poje
    • June 12, 2001

47. Exclude deferrals from bonus from SH Match?

    By jkharvey, April 13, 2018
    • 7 replies
    • 2.7k views
    • 
    • Luke Bailey
    • June 18, 2018

48. employer coding 401(k) deferrals as after tax on W-2 for one HCE...wha

    By Guest DeePA, February 20, 2003
    • 15 replies
    • 2.7k views
    • 
    • Mike Preston
    • February 21, 2003

49. PPA Remedial Amendment Period

    By IRA, February 24, 2010
    • 4 replies
    • 2.7k views
    • 
    • Kevin C
    • February 25, 2010

50. ADP using net compensation

    By Guest Dumb & Dumber, June 21, 2012
    • 7 replies
    • 2.7k views
    • 
    • BG5150
    • June 25, 2012