401(k) Plans

19,275 topics in this forum

1. ADP testing - controlled group

   By Chippy, August 29, 2017
   • 8 replies
   • 1.4k views
   • 
   • Belgarath
   • August 30, 2017

2. Asset sale plan merger

   By R. Butler, December 1, 2014
   • 8 replies
   • 3.4k views
   • 
   • BW
   • December 4, 2014

3. Does a controlled group of businesses exist?

   By Guest Barry, August 11, 1999
   • 8 replies
   • 2k views
   • 
   • Guest
   • August 17, 1999

4. More RMD Fun After Death

   By austin3515, November 2, 2010
   • 8 replies
   • 2.1k views
   • 
   • Guest
   • November 3, 2010

5. Fees to former participants

   By ombskid, July 20, 2015
   • 8 replies
   • 3.8k views
   • 
   • Francis
   • November 20, 2021

6. Maxing Annual Additions Plus Funding Backdoor Roth

   By AJC, September 8, 2020
   • 8 replies
   • 1.5k views
   • 
   • acm_acm
   • September 10, 2020

7. Self-Employed Owner and payroll period match

   By Guest HMoore, August 11, 2005
   • 8 replies
   • 3.4k views
   • 
   • E as in ERISA
   • November 16, 2005

8. Testing for aggregated plans

   By Kevin C, April 13, 2012
   • 8 replies
   • 1.4k views
   • 
   • Kevin C
   • April 16, 2012

9. End of year amendment to safe harbor 401k

   By Gilmore, December 1, 2017
   • 8 replies
   • 905 views
   • 
   • Gilmore
   • December 1, 2017

10. Amendment to Safe Harbor 401(k) Plan

    By Guest Celtics, January 31, 2014   

    • safe harbor amendments
    • 8 replies
    • 3.6k views
    • 
    • austin3515
    • February 3, 2014

11. miniscule error causes top heavy problem

    By M Norton, January 31, 2019   

    • sh match error
    • top heavy issue
    • 8 replies
    • 1.3k views
    • 
    • M Norton
    • February 4, 2019

12. Eligibile to Participate, but no Allocation

    By JRG, June 24, 2011
    • 8 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • June 27, 2011

13. No match on Roth 401k

    By austin3515, February 25, 2010
    • 8 replies
    • 1.7k views
    • 
    • Kevin C
    • February 26, 2010

14. 401(k) Loan balances in Plan termination

    By Guest tgraham, November 2, 2004
    • 8 replies
    • 3.9k views
    • 
    • QDROphile
    • November 4, 2004

15. fiscal year, 415 and catch-up

    By Golgi, March 24, 2010
    • 8 replies
    • 2.8k views
    • 
    • Kevin C
    • March 26, 2010

16. DB/DC combo plan gateway when the DC plan has 1,000 hours requirement if terminated before the end of the plan year?

    By AdKu, May 9, 2018
    • 8 replies
    • 1.3k views
    • 
    • JackS
    • May 10, 2018

17. S Corp Solo 401k - Can health premiums count as wages?

    By Guest notmyhand, December 2, 2014
    • 8 replies
    • 15.8k views
    • 
    • Farmergal
    • December 17, 2015

18. correction under EPCRS for missed deferrals

    By Barbara, May 20, 2019
    • 8 replies
    • 1.3k views
    • 
    • Barbara
    • May 23, 2019

19. Is this nondiscriminatory?

    By erisageek1978, August 15
    • 8 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 19

20. Hardship withdrawal suspension period

    By 401kspeclst, January 29, 2018
    • 7 replies
    • 5.7k views
    • 
    • MWeddell
    • January 30, 2018

21. Controlled Group

    By Jeff Young, July 19, 2019
    • 7 replies
    • 1.5k views
    • 
    • Luke Bailey
    • July 23, 2019

22. LTPT, 401(k) only for now

    By Belgarath, August 9, 2023
    • 7 replies
    • 878 views
    • 
    • Peter Gulia
    • August 10, 2023

23. Find a participant

    By Guest Alwaysthinking, January 16, 2004
    • 7 replies
    • 1.8k views
    • 
    • Brian Gallagher
    • October 26, 2004

24. Hardship - Loans First?

    By austin3515, July 14, 2010
    • 7 replies
    • 1.5k views
    • 
    • BG5150
    • July 15, 2010

25. 9/30 Plan Year End and Catch Up

    By Mr Bagwell, December 4, 2017   

    • catch up
    • off calendar year
    • 7 replies
    • 2.6k views
    • 
    • Mr Bagwell
    • December 8, 2017

26. Testing with Safe Harbor Plans that contain Profit Sharing

    By dragondon, May 25, 2023
    • 7 replies
    • 2.3k views
    • 
    • Mr Bagwell
    • May 26, 2023

27. Bankruptcy in 401k Plans

    By Guest JEP, July 13, 2001
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • July 13, 2001

28. Existing business, new plan Eligibility?

    By Guest rickw, December 31, 2006
    • 7 replies
    • 2k views
    • 
    • Kimberly S
    • January 5, 2007

29. Top Heavy for Partners

    By nancy, February 8, 2022
    • 7 replies
    • 706 views
    • 
    • Luke Bailey
    • February 9, 2022

30. 100% of pay

    By pmacduff, June 24, 2002
    • 7 replies
    • 2.5k views
    • 
    • Archimage
    • June 26, 2002

31. Issues to look out for re merger of 401(k)'s???

    By chris, August 27, 2002
    • 7 replies
    • 1.4k views
    • 
    • E as in ERISA
    • August 29, 2002

32. Rainmaker Plus

    By Guest Dolores, November 5, 2007
    • 7 replies
    • 2.9k views
    • 
    • Peanut Butter Man
    • November 7, 2007

33. Nondiscrim and Controlled Group

    By Randy Watson, August 7, 2008
    • 7 replies
    • 3.3k views
    • 
    • Randy Watson
    • August 8, 2008

34. Grandfathered CODA

    By justatester, March 10, 2023
    • 7 replies
    • 921 views
    • 
    • Paul I
    • March 15, 2023

35. Suspensing Money

    By Guest andmik, September 8, 2008
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • September 12, 2008

36. Safe Harbor Plans - True Up

    By Guest Becki625, August 13, 2007
    • 7 replies
    • 3.7k views
    • 
    • QDROphile
    • August 14, 2007

37. 401(k) deposit check lost in mail, ultimately late, can it be excused?

    By TPApril, October 6, 2012
    • 7 replies
    • 7.1k views
    • 
    • austin3515
    • October 9, 2012

38. Backdating of 401k enrollment?

    By Guest EricW, December 1, 2009
    • 7 replies
    • 4.4k views
    • 
    • K2retire
    • December 2, 2009

39. Tracking Employer vs Employee contributions in a Solo(K)

    By Guest snmhanson, March 25, 2014
    • 7 replies
    • 3.2k views
    • 
    • ESOP Guy
    • March 26, 2014

40. W-2 compensation, but no hours

    By Guest mmc, September 9, 2005
    • 7 replies
    • 2.3k views
    • 
    • mbozek
    • September 12, 2005

41. GAP on 415 refunds - Yes or No?

    By fiona1, October 2, 2008
    • 7 replies
    • 4.5k views
    • 
    • BG5150
    • February 26, 2016

42. last day rule for match

    By k man, March 15, 2000
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • March 17, 2000

43. Investment Expenses paid by employer

    By austin3515, August 6, 2004
    • 7 replies
    • 2k views
    • 
    • KJohnson
    • August 6, 2004

44. Multiple Profit Sharing Contributions

    By WesleyT, August 3, 2011
    • 7 replies
    • 2.2k views
    • 
    • ETA Consulting LLC
    • August 4, 2011

45. RMD Rules under CARES Act

    By Benefits Vet, April 2, 2020
    • 7 replies
    • 1.2k views
    • 
    • Larry Starr
    • April 2, 2020

46. Amendment to Limit HCE to $1 of 401k

    By austin3515, March 31, 2011
    • 7 replies
    • 2k views
    • 
    • Guest
    • July 25, 2011

47. "Effective Opportunity" to defer and new SH plan

    By QP_Guy, September 16, 2019   

    • 401k safe harbor
    • 7 replies
    • 1.6k views
    • 
    • Larry Starr
    • September 19, 2019

48. SPD Requirement

    By Bruce1, December 6, 2024
    • 7 replies
    • 865 views
    • 
    • Bruce1
    • December 11, 2024

49. What's deadline for filing 5500 for a short plan year?

    By MBCarey, September 12, 2003
    • 7 replies
    • 2.3k views
    • 
    • Lynn Campbell
    • September 17, 2003

50. IRA withdrawal by mistake

    By Guest riabaj, March 16, 2007
    • 7 replies
    • 3.6k views
    • 
    • Appleby
    • March 27, 2007