401(k) Plans

19,321 topics in this forum

1. AE Mandate

   By MATRIX, July 30, 2025
   • 7 replies
   • 2k views
   • 
   • MATRIX
   • July 30, 2025

2. Safe Harbor 3% Non-elective with Match

   By Guest PensionHelpers, January 13, 2004
   • 7 replies
   • 1.7k views
   • 
   • chris
   • February 5, 2004

3. Forfeiture Account Incorrectly Used

   By Guest koo, January 20, 2010
   • 7 replies
   • 1.9k views
   • 
   • austin3515
   • January 21, 2010

4. Payroll Deferral Election Changes

   By Gadgetfreak, June 17, 2011
   • 7 replies
   • 5.1k views
   • 
   • Guest
   • June 20, 2011

5. Taxes and Roth 401k Contributions

   By Zooey72, March 23, 2021
   • 7 replies
   • 1.8k views
   • 
   • Mike Preston
   • March 25, 2021

6. Aggressive Discretionary Matching Formula

   By metsfan026, April 2, 2025
   • 7 replies
   • 1.1k views
   • 
   • metsfan026
   • April 4, 2025

7. Original 401k adoption agreement from 2001 signed but not dated

   By Guest usafa89, April 19, 2013   

   • IRS audit cap
   • 7 replies
   • 3k views
   • 
   • Guest
   • May 13, 2013

8. For a merger of 401(k) plans, do you like December 31 or January 1

   By Peter Gulia, June 18, 2014
   • 7 replies
   • 3.3k views
   • 
   • anspai
   • March 29, 2015

9. How do you determine who is in the top-paid group?

   By Guest Tara Curran, September 14, 2000
   • 7 replies
   • 23.9k views
   • 
   • david rigby
   • September 15, 2000

10. Participant Opts Out!

    By Jilliandiz, October 18, 2005
    • 7 replies
    • 2.2k views
    • 
    • WDIK
    • October 20, 2005

11. 401k plan loan interest

    By Guest fender5150, August 2, 2007
    • 7 replies
    • 2.2k views
    • 
    • masteff
    • August 10, 2007

12. SIMPLE to 401K Mid-Year Question

    By Guest 401kguy, August 31, 2007
    • 7 replies
    • 1.7k views
    • 
    • CTipper
    • September 16, 2007

13. How to transfer the contribution from Sep-IRA to Solo-401k

    By Guest EPlus, May 7, 2008
    • 7 replies
    • 11.6k views
    • 
    • Guest
    • May 10, 2008

14. Control Group Coverage Test

    By pixmax, May 6, 2019
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • May 8, 2019

15. Safe Harbor amended out of Safe Harbor, now wants to amend back in

    By Belgarath, May 1, 2020
    • 7 replies
    • 934 views
    • 
    • msmith
    • May 5, 2020

16. self employed and deferrals

    By thepensionmaven, March 18, 2024
    • 7 replies
    • 1.1k views
    • 
    • thepensionmaven
    • March 21, 2024

17. Catch-ups and Roth availability

    By BG5150, August 1, 2025
    • 7 replies
    • 943 views
    • 
    • RatherBeGolfing
    • August 4, 2025

18. Safe Harbor Nonelective mid year change to comp definition

    By Belgarath, June 20, 2017
    • 7 replies
    • 2.4k views
    • 
    • Tom Poje
    • June 21, 2017

19. 401(k) is Primary Beneficiary on a whole life policy

    By JEBMRC, March 18, 2024
    • 7 replies
    • 583 views
    • 
    • JEBMRC
    • March 19, 2024

20. Top Heavy Contributions

    By MBCarey, July 8, 2003
    • 7 replies
    • 2.1k views
    • 
    • R. Butler
    • July 9, 2003

21. Under $5,000 force out procedures

    By FundeK, March 4, 2004
    • 7 replies
    • 2.7k views
    • 
    • doombuggy
    • March 8, 2004

22. "minimum" Minimum Required Distrib

    By austin3515, November 20, 2006
    • 7 replies
    • 4.5k views
    • 
    • BG5150
    • November 22, 2006

23. Bank leveraging company loan to get 401k business

    By Guest dstran, October 21, 2008
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • October 22, 2008

24. How does a non-participant go about researching the details of a specific 401(k) plan?

    By joel, September 27, 2003
    • 7 replies
    • 1.8k views
    • 
    • maverick
    • October 3, 2003

25. Opt-Out Notice...Huh?

    By Guest dhall, February 2, 2009
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • February 3, 2009

26. Self Directed plan investments

    By Gary, December 19, 2009
    • 7 replies
    • 1.7k views
    • 
    • Bird
    • January 14, 2010

27. 2000 hours for a match???

    By Guest Tim Baker, July 25, 2000
    • 7 replies
    • 2.9k views
    • 
    • pjkoehler
    • July 28, 2000

28. adjustable loan interest rate

    By jeff mandell, November 17, 2024
    • 7 replies
    • 1.2k views
    • 
    • Peter Gulia
    • December 4, 2024

29. ADP testing using W-2

    By Guest Hartnett123, January 13, 2004
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • January 13, 2004

30. 401(k) distributions

    By Guest Michele Silverman, September 28, 2006
    • 7 replies
    • 2.8k views
    • 
    • Guest
    • September 29, 2006

31. Compensation

    By Mr Bagwell, October 2, 2017   

    • compensation
    • 125
    • (and 1 more)

      Tagged with:

      • compensation
      • 125
      • health insurance
    • 7 replies
    • 2.6k views
    • 
    • Mr Bagwell
    • October 3, 2017

32. Penalty for faliure to withhold taxes

    By BG5150, October 19, 2020
    • 7 replies
    • 1.8k views
    • 
    • Bird
    • October 20, 2020

33. Income Stems From Crypto Currency?

    By metsfan026, January 25, 2022
    • 7 replies
    • 658 views
    • 
    • Peter Gulia
    • January 26, 2022

34. Does a recordkeeper have an indicator for whether a participant is an employee or is a self-employed individual?

    By Peter Gulia, August 4, 2025
    • 7 replies
    • 667 views
    • 
    • Peter Gulia
    • August 5, 2025

35. Looking at document restatements Retirement age 62 or 65?

    By Jim Chad, June 19, 2014
    • 7 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • June 19, 2014

36. S Corps and Controlled Groups

    By Guest LLandau, May 6, 2003
    • 7 replies
    • 2k views
    • 
    • Guest
    • May 7, 2003

37. Timing of Refunds of Excess Contributions

    By Guest k_bo, March 29, 2005
    • 7 replies
    • 1.5k views
    • 
    • QDROphile
    • March 29, 2005

38. Practical Guidance Over Dispute of Proper Beneficiary

    By Guest jhall, October 2, 2007
    • 7 replies
    • 3.1k views
    • 
    • Bob R
    • October 5, 2007

39. My new doc has "deemed severance of employment"

    By Jim Chad, June 19, 2014
    • 7 replies
    • 10.6k views
    • 
    • SearchLight
    • June 27, 2014

40. Loan as a rollover from one employer 401(k) to new er 401(k) plan

    By Guest pinsall, June 18, 2000
    • 7 replies
    • 2.7k views
    • 
    • Kirk Maldonado
    • June 21, 2000

41. QNEC and ADP Testing

    By Guest TMS, October 14, 2013   

    • QNEC
    • ADP
    • 7 replies
    • 4k views
    • 
    • buckaroo
    • October 16, 2013

42. Failure to make timely corrective distribution for Excess Contribution

    By James Matt Ullakko, April 30, 2001
    • 7 replies
    • 2.7k views
    • 
    • James Matt Ullakko
    • May 9, 2001

43. Minimum Coverage Testing

    By Coleboy1, September 24, 2025
    • 7 replies
    • 2.5k views
    • 
    • Bruce1
    • September 30, 2025

44. Controlled Group Quirk

    By Below Ground, September 29, 2016   

    • Not for Profit Firm
    • 7 replies
    • 1.1k views
    • 
    • Below Ground
    • October 7, 2016

45. Deceased Participant - No Beneficiary, No Estate and Plan is Terminating?

    By kmhaab, September 23, 2021
    • 7 replies
    • 18.9k views
    • 
    • Luke Bailey
    • October 27, 2021

46. late deferral contribution

    By Lou81, May 10, 2023   

    • late deferrals
    • 7 replies
    • 962 views
    • 
    • Nate S
    • May 15, 2023

47. Discrimination Testing

    By Guest gerry326, October 19, 2001
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • October 22, 2001

48. How to apply cap on matching contributions expressed in terms of a per

    By Hoard1, November 15, 1999
    • 7 replies
    • 2.4k views
    • 
    • Hoard1
    • November 18, 1999

49. can a 401k distribution be rolled over to an account in England?

    By Guest TeriWB, June 13, 2005
    • 7 replies
    • 3.3k views
    • 
    • Guest
    • June 16, 2005

50. Self Employed

    By Randy Watson, May 26, 2006
    • 7 replies
    • 1.7k views
    • 
    • Belgarath
    • June 7, 2006