401(k) Plans

19,321 topics in this forum

1. excess 415 for terminated employee

   By Nancy D, January 29, 2019   

   • 415 excess
   • 5 replies
   • 1.2k views
   • 
   • Nancy D
   • January 30, 2019

2. Safe harbor Change

   By coleboy, January 28, 2019
   • 1 reply
   • 396 views
   • 
   • C. B. Zeller
   • January 28, 2019

3. Missed Deferral - Catch Up Contribution

   By 52626, January 27, 2019
   • 10 replies
   • 3.4k views
   • 
   • cheersmate
   • January 31, 2019

4. Matching Contribution True Up By Mistake

   By TPA Bob, January 26, 2019   

   • safe harbor match
   • true up
   • 1 reply
   • 680 views
   • 
   • Luke Bailey
   • January 28, 2019

5. Discretionary Match After Plan Year End

   By Gilmore, January 26, 2019
   • 14 replies
   • 4.1k views
   • 
   • Tom Poje
   • February 4, 2019

6. recognizing past service / 401k testing

   By CLE401kGuy, January 25, 2019
   • 3 replies
   • 758 views
   • 
   • Bri
   • January 28, 2019

7. Add Voluntary After tax to SH Plan--does it mess with TH?

   By BG5150, January 25, 2019
   • 7 replies
   • 924 views
   • 
   • Kevin C
   • February 4, 2019

8. 401k terminating; starting a SIMPLE

   By Santo Gold, January 25, 2019
   • 1 reply
   • 3.4k views
   • 
   • Luke Bailey
   • January 26, 2019

9. affiliated service group

   By Scuba 401, January 24, 2019
   • 1 reply
   • 350 views
   • 
   • Scuba 401
   • January 24, 2019

10. Fully Vested Match = QMAC?

    By legort69, January 23, 2019
    • 12 replies
    • 2.9k views
    • 
    • MWeddell
    • December 6, 2019

11. Leaving MEP to start own plan

    By cpc0506, January 23, 2019
    • 5 replies
    • 3.8k views
    • 
    • thepensionmaven
    • January 28, 2019

12. 401k excess matching of $18

    By Liam, January 23, 2019
    • 11 replies
    • 2.4k views
    • 
    • Below Ground
    • January 29, 2019

13. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 743 views
    • 
    • Doc Ument
    • January 23, 2019

14. excluding "on-call" pay and hours

    By M Norton, January 21, 2019   

    • exclusions
    • on-call pay
    • 6 replies
    • 2.9k views
    • 
    • M Norton
    • January 31, 2019

15. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 978 views
    • 
    • Luke Bailey
    • January 22, 2019

16. Loan Repayment/Maternity Leave

    By Stash026, January 17, 2019
    • 3 replies
    • 2.5k views
    • 
    • 401_noob
    • January 17, 2019

17. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 906 views
    • 
    • tghooper
    • January 17, 2019

18. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 5.7k views
    • 
    • ESOP Guy
    • January 17, 2019

19. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 15, 2019

20. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 646 views
    • 
    • Kevin C
    • January 15, 2019

21. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 858 views
    • 
    • CuseFan
    • January 10, 2019

22. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 2.4k views
    • 
    • Larry Starr
    • January 15, 2019

23. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.4k views
    • 
    • card
    • January 9, 2019

24. non active members of LLC in ADP test

    By Jim Chad, January 9, 2019
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • January 9, 2019

25. Missed sending Disclosure

    By CLE401kGuy, January 7, 2019
    • 1 reply
    • 1.7k views
    • 
    • C. B. Zeller
    • January 8, 2019

26. 5500 EZ filing

    By Earl, January 6, 2019
    • 7 replies
    • 930 views
    • 
    • Karoline Curran
    • January 8, 2019

27. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 938 views
    • 
    • Karoline Curran
    • January 7, 2019

28. TPA

    By TPAexplorer, January 4, 2019   

    • safe harbor 401k plan with new comp allocation
    • 2 replies
    • 640 views
    • 
    • JackS
    • January 7, 2019

29. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 798 views
    • 
    • BG5150
    • January 8, 2019

30. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 1.8k views
    • 
    • Below Ground
    • January 21, 2019

31. Advising participant of deemed/defaulted loan

    By Karoline Curran, January 4, 2019
    • 6 replies
    • 2.2k views
    • 
    • IHC
    • January 17, 2019

32. Failure to Allocate Transferred DB Assets - 4980 Reversion?

    By EBECatty, January 3, 2019
    • 6 replies
    • 1.5k views
    • 
    • VeryOldMan
    • May 28, 2020

33. Loan Offset / Repayment Under New Rules

    By austin3515, January 2, 2019
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • January 4, 2019

34. Amnending SH Plan AFTER SH Notice Distributed

    By austin3515, January 2, 2019
    • 12 replies
    • 792 views
    • 
    • shERPA
    • January 4, 2019

35. Fee Disclosures and Corporate Fund Actions

    By pb5350, December 31, 2018
    • 1 reply
    • 550 views
    • 
    • card
    • January 1, 2019

36. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 519 views
    • 
    • Larry Starr
    • January 2, 2019

37. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 993 views
    • 
    • SoCalActuary
    • January 16, 2019

38. plan participant paid after termination

    By M Norton, December 28, 2018   

    • last day
    • plan compensation
    • 2 replies
    • 642 views
    • 
    • hr for me
    • December 30, 2018

39. Freeze a 401(k) plan

    By sb0828, December 28, 2018   

    • freeze
    • 7 replies
    • 3.5k views
    • 
    • Larry Starr
    • January 3, 2019

40. Splitting Plans to avoid audit

    By cpc0506, December 28, 2018
    • 14 replies
    • 3.2k views
    • 
    • Kevin C
    • January 4, 2019

41. New Company - short plan year

    By Gilmore, December 28, 2018
    • 2 replies
    • 565 views
    • 
    • Gilmore
    • December 28, 2018

42. Missed deferrals in final payroll of 2018

    By 30Rock, December 27, 2018
    • 3 replies
    • 570 views
    • 
    • RPAS
    • December 28, 2018

43. 402g Refund and 1099R's

    By wifrbr, December 27, 2018
    • 4 replies
    • 1.6k views
    • 
    • Mr Bagwell
    • December 28, 2018

44. Implementing Student Loan Repayment Benefit

    By Flyboyjohn, December 26, 2018
    • 1 reply
    • 675 views
    • 
    • Larry Starr
    • December 26, 2018

45. Can an individual without an EIN set up a plan?

    By AKconsult, December 26, 2018
    • 15 replies
    • 1.7k views
    • 
    • FPGuy
    • January 2, 2019

46. Amend Standard 401k with company match

    By thepensionmaven, December 24, 2018
    • 2 replies
    • 418 views
    • 
    • thepensionmaven
    • December 24, 2018

47. Top-Paid Group and 410(b)(6)(C)

    By austin3515, December 24, 2018
    • 9 replies
    • 1.8k views
    • 
    • Larry Starr
    • December 27, 2018

48. Rollover before eligible

    By msmith, December 21, 2018
    • 3 replies
    • 1.4k views
    • 
    • Luke Bailey
    • December 27, 2018

49. Changing Plan Year in a Safe Harbor Plan

    By cpc0506, December 21, 2018
    • 1 reply
    • 1.3k views
    • 
    • Kevin C
    • December 26, 2018

50. ASG - Coverage Transition

    By Gilmore, December 21, 2018
    • 2 replies
    • 547 views
    • 
    • Gilmore
    • December 26, 2018