401(k) Plans

19,337 topics in this forum

1. Plan's NRA is 55 and Participant is leaving on medical disability at age 56

   By Pammie57, June 11, 2024
   • 6 replies
   • 658 views
   • 
   • Peter Gulia
   • June 13, 2024

2. Form 5330

   By Guest mwest, July 17, 2001
   • 6 replies
   • 2.2k views
   • 
   • Guest
   • July 20, 2001

3. Benefits Rights and Features

   By Guest cxs, December 21, 2005
   • 6 replies
   • 3.1k views
   • 
   • Guest
   • January 18, 2006

4. HCE determination question - NQ deferred comp

   By Guest tellidaho, July 20, 2006
   • 6 replies
   • 2k views
   • 
   • Guest
   • July 20, 2006

5. Change of Plan Year to Get Safe Harbor

   By austin3515, January 4, 2012
   • 6 replies
   • 1.2k views
   • 
   • austin3515
   • January 5, 2012

6. Solo 401(k), First 5500, DFVC

   By 401king, February 6, 2018
   • 6 replies
   • 1.5k views
   • 
   • 401king
   • February 7, 2018

7. In-Service Distributions of 401(k) Contributions

   By Stash026, October 24, 2018
   • 6 replies
   • 2.5k views
   • 
   • Larry Starr
   • October 25, 2018

8. Combining account balances upon death

   By rblum50, June 3, 2019
   • 6 replies
   • 875 views
   • 
   • Belgarath
   • June 4, 2019

9. Who pays insurance premiums for policies in the plan?

   By Guest Theresa, January 24, 2001
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • January 30, 2001

10. Can expenses associated with a pooled account option be taken pro-rata

    By John A, February 14, 2001
    • 6 replies
    • 1.7k views
    • 
    • RCK
    • February 14, 2001

11. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2.1k views
    • 
    • Cardscrazy
    • March 21, 2019

12. BRF testing for vesting

    By 30Rock, February 6, 2018
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 8, 2018

13. OK, why can't you do this?

    By RayJJohnsonJr, March 10, 2011
    • 6 replies
    • 1.3k views
    • 
    • RayJJohnsonJr
    • March 10, 2011

14. ADP corrective distribution

    By Belgarath, January 21, 2004
    • 6 replies
    • 2.3k views
    • 
    • Tom Poje
    • January 21, 2004

15. Plan Assets - Sole Proprietors

    By Guest jeffline, September 1, 2004
    • 6 replies
    • 2k views
    • 
    • mbozek
    • September 1, 2004

16. Administrative Challenge

    By Gary, December 19, 2008
    • 6 replies
    • 1.5k views
    • 
    • JanetM
    • December 23, 2008

17. After Tax and Match

    By justatester, October 15, 2012
    • 6 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • October 15, 2012

18. Safe Harbor - can we change mid-year to fund match faster?

    By masteff, June 3, 2015
    • 6 replies
    • 1.3k views
    • 
    • masteff
    • June 4, 2015

19. OFF Calendar Plan Year and 402g Limits

    By Pammie57, October 19, 2021
    • 6 replies
    • 1.9k views
    • 
    • BG5150
    • October 20, 2021

20. Retired or Terminated for purposes of Match

    By Pammie57, February 22, 2022
    • 6 replies
    • 1.2k views
    • 
    • ESOP Guy
    • March 1, 2022

21. How is ADP test w/ statutory exclusions administered?

    By Guest PLHart, March 23, 2001
    • 6 replies
    • 2.4k views
    • 
    • KJohnson
    • March 27, 2001

22. ACP question

    By fiona1, March 16, 2006
    • 6 replies
    • 2k views
    • 
    • pmacduff
    • March 22, 2006

23. 401k safe harbor and mid year changes

    By Tom Poje, December 23, 2013
    • 6 replies
    • 3.7k views
    • 
    • TPApril
    • September 1, 2017

24. Triple Stacked Match

    By cpc0506, November 12, 2015
    • 6 replies
    • 2.2k views
    • 
    • RatherBeGolfing
    • May 15, 2017

25. is a voluntary after-tax contribution subaccount "pre-tax"?

    By carelessostrich, May 23, 2020
    • 6 replies
    • 1.2k views
    • 
    • C. B. Zeller
    • May 26, 2020

26. What do with current 401K now that I'm starting a business

    By Guest Jack_Norton, March 6, 2001
    • 6 replies
    • 1.9k views
    • 
    • Bill Berke
    • March 6, 2001

27. Switching between current and prior year testing for ADP/ACP tests

    By Guest sammy, April 17, 2001
    • 6 replies
    • 5.7k views
    • 
    • Guest
    • February 26, 2002

28. Can I move my 401K?

    By Guest Carl C, October 9, 2001
    • 6 replies
    • 2.4k views
    • 
    • MGB
    • October 10, 2001

29. one employee in two unrelated employers plans.

    By Moe Howard, February 9, 2004
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • February 12, 2004

30. In-service distribution

    By PensionNewbee, May 6, 2004
    • 6 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • May 10, 2004

31. Safe Harbor in Top Heavy Plan

    By ombskid, March 10, 2011
    • 6 replies
    • 2.7k views
    • 
    • BG5150
    • March 10, 2011

32. New Blackout Notice Requirements?

    By Logan401, April 5, 2011
    • 6 replies
    • 2.8k views
    • 
    • Logan401
    • April 8, 2011

33. 5% Owner

    By cammy9, January 14, 2016
    • 6 replies
    • 1.9k views
    • 
    • Mike Preston
    • January 15, 2016

34. In Home Supported Services (IHSS)

    By Jennie, March 30, 2018
    • 6 replies
    • 6.5k views
    • 
    • Jennie
    • April 2, 2018

35. Self Employed Deduction of Contributions

    By austin3515, April 23, 2012
    • 6 replies
    • 1.6k views
    • 
    • mbozek
    • April 24, 2012

36. Changing Entry Dates

    By IRA, August 2, 2013
    • 6 replies
    • 1.8k views
    • 
    • austin3515
    • August 2, 2013

37. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.5k views
    • 
    • LANDO
    • March 2, 2016

38. Part time to full time and back

    By ombskid, October 25, 2016
    • 6 replies
    • 1.2k views
    • 
    • rcline46
    • October 31, 2016

39. 401k vs. Keogh

    By jgerardy, September 21, 2020
    • 6 replies
    • 1.9k views
    • 
    • jgerardy
    • September 24, 2020

40. Plan wording for negative elections

    By Guest amock, February 10, 1999
    • 6 replies
    • 1.6k views
    • 
    • Larry M
    • April 13, 1999

41. Safe Harbor Contribution to Selective HCEs

    By Guest mcw, September 11, 2008
    • 6 replies
    • 1.7k views
    • 
    • buckaroo
    • September 16, 2008

42. How soon does a Safe Harbor contribution have to be allocated?

    By BG5150, September 4, 2014
    • 6 replies
    • 1.2k views
    • 
    • Bird
    • September 5, 2014

43. Order in the Universe

    By rcline46, December 14, 2007
    • 6 replies
    • 1.8k views
    • 
    • JanetM
    • December 18, 2007

44. Plan Termination Due to Merger of 2 Companies into Another New Company

    By Anagoge, December 16, 2014
    • 6 replies
    • 1.7k views
    • 
    • Anagoge
    • December 17, 2014

45. Satisfying ABT on Allocations and Rate Group Testing on Benefits

    By CLE401kGuy, February 25, 2021
    • 6 replies
    • 1.2k views
    • 
    • Mike Preston
    • February 26, 2021

46. 401(a)17 and Matching contributions.

    By Guest marie kelly, May 9, 2001
    • 6 replies
    • 2.5k views
    • 
    • Medusa
    • May 10, 2001

47. Deferrals not stopped on terminated employee

    By JKW, February 13, 2013
    • 6 replies
    • 1.4k views
    • 
    • JKW
    • February 15, 2013

48. less than 1000 hour employee

    By mjf06241972, April 5, 2019
    • 6 replies
    • 1.1k views
    • 
    • Lou S.
    • April 5, 2019

49. Correcting 404 failures

    By Guest PatLovett, February 14, 2001
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • February 19, 2001

50. 401k distributions during employment; who governs this directive?

    By Guest phactor, June 27, 2004
    • 6 replies
    • 2k views
    • 
    • MoJo
    • June 28, 2004