401(k) Plans

19,275 topics in this forum

1. Safe Harbor - can we change mid-year to fund match faster?

   By masteff, June 3, 2015
   • 6 replies
   • 1.3k views
   • 
   • masteff
   • June 4, 2015

2. OFF Calendar Plan Year and 402g Limits

   By Pammie57, October 19, 2021
   • 6 replies
   • 1.8k views
   • 
   • BG5150
   • October 20, 2021

3. Retired or Terminated for purposes of Match

   By Pammie57, February 22, 2022
   • 6 replies
   • 1.1k views
   • 
   • ESOP Guy
   • March 1, 2022

4. How is ADP test w/ statutory exclusions administered?

   By Guest PLHart, March 23, 2001
   • 6 replies
   • 2.4k views
   • 
   • KJohnson
   • March 27, 2001

5. ACP question

   By fiona1, March 16, 2006
   • 6 replies
   • 1.9k views
   • 
   • pmacduff
   • March 22, 2006

6. 401k safe harbor and mid year changes

   By Tom Poje, December 23, 2013
   • 6 replies
   • 3.6k views
   • 
   • TPApril
   • September 1, 2017

7. Triple Stacked Match

   By cpc0506, November 12, 2015
   • 6 replies
   • 2.2k views
   • 
   • RatherBeGolfing
   • May 15, 2017

8. is a voluntary after-tax contribution subaccount "pre-tax"?

   By carelessostrich, May 23, 2020
   • 6 replies
   • 1.2k views
   • 
   • C. B. Zeller
   • May 26, 2020

9. What do with current 401K now that I'm starting a business

   By Guest Jack_Norton, March 6, 2001
   • 6 replies
   • 1.8k views
   • 
   • Bill Berke
   • March 6, 2001

10. Switching between current and prior year testing for ADP/ACP tests

    By Guest sammy, April 17, 2001
    • 6 replies
    • 5.7k views
    • 
    • Guest
    • February 26, 2002

11. Can I move my 401K?

    By Guest Carl C, October 9, 2001
    • 6 replies
    • 2.3k views
    • 
    • MGB
    • October 10, 2001

12. one employee in two unrelated employers plans.

    By Moe Howard, February 9, 2004
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • February 12, 2004

13. In-service distribution

    By PensionNewbee, May 6, 2004
    • 6 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • May 10, 2004

14. Safe Harbor in Top Heavy Plan

    By ombskid, March 10, 2011
    • 6 replies
    • 2.6k views
    • 
    • BG5150
    • March 10, 2011

15. New Blackout Notice Requirements?

    By Logan401, April 5, 2011
    • 6 replies
    • 2.7k views
    • 
    • Logan401
    • April 8, 2011

16. 5% Owner

    By cammy9, January 14, 2016
    • 6 replies
    • 1.9k views
    • 
    • Mike Preston
    • January 15, 2016

17. In Home Supported Services (IHSS)

    By Jennie, March 30, 2018
    • 6 replies
    • 6.3k views
    • 
    • Jennie
    • April 2, 2018

18. Self Employed Deduction of Contributions

    By austin3515, April 23, 2012
    • 6 replies
    • 1.6k views
    • 
    • mbozek
    • April 24, 2012

19. Changing Entry Dates

    By IRA, August 2, 2013
    • 6 replies
    • 1.8k views
    • 
    • austin3515
    • August 2, 2013

20. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.4k views
    • 
    • LANDO
    • March 2, 2016

21. Part time to full time and back

    By ombskid, October 25, 2016
    • 6 replies
    • 1.2k views
    • 
    • rcline46
    • October 31, 2016

22. 401k vs. Keogh

    By jgerardy, September 21, 2020
    • 6 replies
    • 1.7k views
    • 
    • jgerardy
    • September 24, 2020

23. Plan wording for negative elections

    By Guest amock, February 10, 1999
    • 6 replies
    • 1.5k views
    • 
    • Larry M
    • April 13, 1999

24. Safe Harbor Contribution to Selective HCEs

    By Guest mcw, September 11, 2008
    • 6 replies
    • 1.7k views
    • 
    • buckaroo
    • September 16, 2008

25. How soon does a Safe Harbor contribution have to be allocated?

    By BG5150, September 4, 2014
    • 6 replies
    • 1.2k views
    • 
    • Bird
    • September 5, 2014

26. Order in the Universe

    By rcline46, December 14, 2007
    • 6 replies
    • 1.8k views
    • 
    • JanetM
    • December 18, 2007

27. Plan Termination Due to Merger of 2 Companies into Another New Company

    By Anagoge, December 16, 2014
    • 6 replies
    • 1.7k views
    • 
    • Anagoge
    • December 17, 2014

28. Satisfying ABT on Allocations and Rate Group Testing on Benefits

    By CLE401kGuy, February 25, 2021
    • 6 replies
    • 1.1k views
    • 
    • Mike Preston
    • February 26, 2021

29. 401(a)17 and Matching contributions.

    By Guest marie kelly, May 9, 2001
    • 6 replies
    • 2.5k views
    • 
    • Medusa
    • May 10, 2001

30. Deferrals not stopped on terminated employee

    By JKW, February 13, 2013
    • 6 replies
    • 1.4k views
    • 
    • JKW
    • February 15, 2013

31. less than 1000 hour employee

    By mjf06241972, April 5, 2019
    • 6 replies
    • 1k views
    • 
    • Lou S.
    • April 5, 2019

32. Correcting 404 failures

    By Guest PatLovett, February 14, 2001
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 19, 2001

33. 401k distributions during employment; who governs this directive?

    By Guest phactor, June 27, 2004
    • 6 replies
    • 2k views
    • 
    • MoJo
    • June 28, 2004

34. Employer accidentally stopped participant 401(k) contributions and mat

    By Guest geslack, April 16, 1999
    • 6 replies
    • 2.6k views
    • 
    • Alf
    • December 18, 2000

35. Dual Elig Match Calculation

    By Guest LoloV, August 6, 2003
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • August 22, 2003

36. Fixing enrollment of ineligible employees

    By Guest RopedIn, March 27, 2009
    • 6 replies
    • 1.8k views
    • 
    • Kevin C
    • March 31, 2009

37. Hardship after loan default

    By Bird, February 11, 2015
    • 6 replies
    • 1.7k views
    • 
    • hr for me
    • February 13, 2015

38. Employee Moving to Puerto Rico

    By khn, June 4, 2015
    • 6 replies
    • 2.3k views
    • 
    • khn
    • June 5, 2015

39. excess deposits/415 issues

    By Jakyasar, March 26, 2023
    • 6 replies
    • 964 views
    • 
    • Jakyasar
    • March 28, 2023

40. Eligiblity of a Rehire

    By Lou81, August 23, 2023   

    • rehire
    • 6 replies
    • 953 views
    • 
    • Lou81
    • August 25, 2023

41. Sole prop DB cost exceeds income - deferrals allowed?

    By Belgarath, March 25, 2008
    • 6 replies
    • 1.4k views
    • 
    • AndyH
    • March 26, 2008

42. Non-Resident Trustee

    By wifrbr, April 2, 2018
    • 6 replies
    • 2k views
    • 
    • QP_Guy
    • April 5, 2018

43. Forfeitures

    By Guest JB2, November 10, 1998
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • November 21, 1998

44. Triggerring the Top Heavy Minimum

    By Guest chris4013, April 4, 2003
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • April 7, 2003

45. QDRO - participant quits - ex spouse still leave $ in plan?

    By KTB, July 5, 2011
    • 6 replies
    • 1.5k views
    • 
    • masteff
    • July 7, 2011

46. Relius / FIS

    By austin3515, January 18, 2016
    • 6 replies
    • 2.1k views
    • 
    • austin3515
    • January 18, 2016

47. 401K termination upon bankruptcy - administrator fees

    By Guest motti, October 14, 2006
    • 6 replies
    • 2.6k views
    • 
    • RCK
    • October 17, 2006

48. ASG (not Control group) with partner plan and safe harbor plan

    By TPApril, October 24, 2017   

    • plan adoption
    • 6 replies
    • 1.1k views
    • 
    • TPApril
    • October 5, 2018

49. treatment of former employees

    By Guest Charlie Stevens, April 20, 1999
    • 6 replies
    • 2.5k views
    • 
    • david shipp
    • April 21, 1999

50. Safe Harbor Match for HCE's

    By Guest MrT, November 12, 2007
    • 6 replies
    • 2.2k views
    • 
    • Tom Poje
    • November 13, 2007