Cross-Tested Plans

1,233 topics in this forum

1. New Comparability Plans

   By abanky, February 1, 2005
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • February 2, 2005

2. New Comparability Provisions

   By Randy Watson, February 25, 2005
   • 14 replies
   • 2.9k views
   • 
   • ERISA1
   • March 9, 2005

3. New Comparability PS Allocation In SH 401k

   By mming, October 20, 2010
   • 1 reply
   • 1.6k views
   • 
   • Tom Poje
   • October 20, 2010

4. new comparability regs have been released

   By Guest, October 6, 2000
   • 5 replies
   • 1.9k views
   • 
   • AndyH
   • October 9, 2000

5. New Comparability Safe Harbor 401(k) Plan

   By msmith, November 30, 2010
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • November 30, 2010

6. New Comparability v. Cash Balance Plans

   By IRC401, March 22, 2000
   • 0 replies
   • 1.4k views
   • 
   • IRC401
   • March 22, 2000

7. New Comparability, Volume Submitters, and IRS Submissions

   By Guest LWilson, July 23, 2002
   • 17 replies
   • 3.7k views
   • 
   • BFree
   • November 20, 2003

8. New Comparibility Calculation

   By Guest AJM 34, April 19, 2007
   • 4 replies
   • 4.3k views
   • 
   • Mike Preston
   • April 19, 2007

9. New Comparibility Plan and QNECs

   By Richard Anderson, September 6, 1999
   • 1 reply
   • 1.6k views
   • 
   • Erik Read
   • September 8, 1999

10. New Cross Tested Plan - Partial Year

    By DP, October 25, 2005
    • 10 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • November 2, 2005

11. New CTPS plan in addition to SH401k?

    By TPAnnie, October 5, 2012
    • 23 replies
    • 5.3k views
    • 
    • Kevin C
    • November 12, 2012

12. New Definition of HCEs?

    By Guest Grumpy456, June 6, 2008
    • 1 reply
    • 2k views
    • 
    • Guest
    • June 9, 2008

13. New or amended to Cross Tested Plan?

    By Guest SPollock, January 21, 1999
    • 4 replies
    • 1.8k views
    • 
    • MWeddell
    • January 23, 1999

14. New Plan Design too aggressive?

    By cheersmate, April 8, 2021   

    • secure act
    • cross-tested
    • (and 3 more)

      Tagged with:

      • secure act
      • cross-tested
      • individual rate groups
      • immediate eligibility exception
      • vesting with plan effective date
    • 6 replies
    • 1k views
    • 
    • cheersmate
    • April 23, 2021

15. NHCE gets allocation and forfeits in same year

    By SheilaD, May 13, 2010
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 24, 2010

16. NHCE received overstated contribution

    By dmb, April 18, 2012
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • April 19, 2012

17. No Allocation For HCEs?

    By mming, July 17, 2009
    • 1 reply
    • 1.4k views
    • 
    • J Simmons
    • July 17, 2009

18. No allocation to HCE

    By Logan401, April 3, 2018
    • 21 replies
    • 2.3k views
    • 
    • BG5150
    • April 5, 2018

19. Non deferring participants as an allocation class?

    By Richard Anderson, June 20, 2000
    • 6 replies
    • 1.7k views
    • 
    • actuarysmith
    • July 17, 2000

20. Non Discrim Classsification Test- Midpoints

    By Guest William Lehman, January 23, 2003
    • 1 reply
    • 992 views
    • 
    • Archimage
    • January 23, 2003

21. Non Elective SH 401k with New Comp Base allocation

    By dmb, August 29, 2012
    • 10 replies
    • 2.6k views
    • 
    • ETA Consulting LLC
    • August 30, 2012

22. Non qualified stock option plan and its effects on HCE determination

    By Guest smhjr, August 2, 2004
    • 1 reply
    • 1.2k views
    • 
    • BeckyMiller
    • August 4, 2004

23. Non top heavy Plan - participant <1000 hrs

    By pmacduff, February 21, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 24, 2003

24. Non-Excludable Employees with $0.00 Allocations?

    By Logan401, January 24, 2023
    • 5 replies
    • 969 views
    • 
    • C. B. Zeller
    • January 24, 2023

25. Nondiscrimination testing - 414(s) compensation - which employees included?

    By Belgarath, April 16, 2013
    • 8 replies
    • 6.1k views
    • 
    • Belgarath
    • April 18, 2013

26. nondiscriminatory classification 1.410(b)-4

    By John Feldt ERPA CPC QPA, February 19, 2016   

    • ratio percent test
    • coverage test
    • (and 3 more)

      Tagged with:

      • ratio percent test
      • coverage test
      • average benefits
      • nondiscriminatory class
      • reasonable business class
    • 14 replies
    • 2.4k views
    • 
    • Tom Poje
    • February 23, 2016

27. Nondiscriminatory Classification for ABT portion of Coverage

    By Vlad401k, February 26, 2018
    • 3 replies
    • 1.1k views
    • 
    • PensionPro
    • February 26, 2018

28. Nondiscriminatory classification table

    By BG5150, January 6, 2016
    • 4 replies
    • 1.2k views
    • 
    • K2retire
    • January 7, 2016

29. Nondiscriminatory Classification Test

    By austin3515, May 28
    • 3 replies
    • 4.4k views
    • 
    • Belgarath
    • May 28

30. Normal Retirement

    By pmacduff, June 21, 2004
    • 14 replies
    • 2.6k views
    • 
    • Tom Poje
    • August 23, 2004

31. Normal Retirement Age and Testing Age

    By John Feldt ERPA CPC QPA, April 10, 2007
    • 12 replies
    • 3.6k views
    • 
    • John Feldt ERPA CPC QPA
    • May 22, 2007

32. Normal Retirement Age Just 55

    By austin3515, December 26, 2018
    • 26 replies
    • 2.9k views
    • 
    • AndyH
    • December 27, 2018

33. Normalizing Factors (EBAR)

    By Below Ground, April 7, 2008
    • 34 replies
    • 12.2k views
    • 
    • Below Ground
    • June 10, 2008

34. Not for profit with 401(a) and 403(b)

    By rcline46, March 17, 2010
    • 25 replies
    • 11.9k views
    • 
    • TLGeer
    • April 20, 2010

35. Not sure on this one.....

    By Bri, May 16, 2019
    • 4 replies
    • 716 views
    • 
    • Bri
    • May 17, 2019

36. Notice to Trustees About Cross-Tested Allocation

    By Laura Harrington, May 3, 2011
    • 6 replies
    • 3.1k views
    • 
    • Tom Poje
    • March 3, 2014

37. NRDs are different

    By Guest lerieleech, December 2, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 9, 2005

38. Number of Allocation Rates in Cross Tested Plan

    By Vlad401k, February 8, 2017
    • 1 reply
    • 636 views
    • 
    • Belgarath
    • February 8, 2017

39. Number of groups in document vs in test

    By bevfair, January 17, 2012
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • January 18, 2012

40. Offsetting discretionary contributions by safe harbor non-elective con

    By AndyH, January 3, 2000
    • 2 replies
    • 1.6k views
    • 
    • AndyH
    • January 5, 2000

41. OK for HCE group to choose zero contribution?

    By Lynn Campbell, March 3, 2004
    • 5 replies
    • 1.3k views
    • 
    • Mike Preston
    • March 3, 2004

42. Old Cross teted Question

    By Hoard1, September 29, 2000
    • 6 replies
    • 1.8k views
    • 
    • Hoard1
    • October 2, 2000

43. On-line source for overview of restructuring and component testing?

    By Guest rickw, January 2, 2003
    • 5 replies
    • 1.4k views
    • 
    • AndyH
    • January 7, 2003

44. One or Two SPD's

    By Guest, April 13, 2000
    • 5 replies
    • 1.7k views
    • 
    • Steve72
    • July 31, 2002

45. One rate group

    By ombskid, April 9, 2010
    • 1 reply
    • 1.2k views
    • 
    • J Simmons
    • April 9, 2010

46. Only 1 NHCE

    By Logan401, January 19, 2016
    • 1 reply
    • 846 views
    • 
    • Tom Poje
    • January 19, 2016

47. opinions desired regarding the 'Cross testing' Pension Loopholes artic

    By Guest, March 8, 2000
    • 1 reply
    • 1.3k views
    • 
    • Dave Baker
    • March 9, 2000

48. Opting Out vs Testing

    By DP, July 27, 2004
    • 5 replies
    • 2.1k views
    • 
    • DP
    • August 20, 2004

49. Otherwise excludable employee

    By thepensionmaven, August 15, 2010
    • 13 replies
    • 3.5k views
    • 
    • TPA Bob
    • August 20, 2010

50. Otherwise Excludable Employees

    By Guest Rutager, January 16, 2007
    • 4 replies
    • 2.7k views
    • 
    • AndyH
    • January 16, 2007