Cross-Tested Plans

1,234 topics in this forum

1. Sources for average benefit test

   By steve45, January 12, 2022
   • 1 reply
   • 810 views
   • 
   • BG5150
   • January 12, 2022

2. Accrued-to-date testing after fresh start

   By Dougsbpc, December 16, 2020
   • 1 reply
   • 799 views
   • 
   • CuseFan
   • December 17, 2020

3. IRS backs off on proposed nondiscrim regs

   By Tom Poje, April 15, 2016
   • 1 reply
   • 795 views
   • 
   • FAPInJax
   • April 15, 2016

4. Allocation Formula change on last day of plan year

   By JustnERPA, March 6, 2019
   • 2 replies
   • 790 views
   • 
   • Doc Ument
   • March 7, 2019

5. Aggregation Required?

   By Dougsbpc, August 22, 2019
   • 1 reply
   • 781 views
   • 
   • Mike Preston
   • August 22, 2019

6. Testing assumptions

   By JPIngold, January 29, 2017
   • 2 replies
   • 777 views
   • 
   • JPIngold
   • January 29, 2017

7. Excluded by Job Class

   By Becky Schwing, December 9, 2020
   • 1 reply
   • 776 views
   • 
   • C. B. Zeller
   • December 9, 2020

8. cross tested formula with last day rule and safe harbor 3%

   By pmacduff, March 9, 2016
   • 1 reply
   • 773 views
   • 
   • Mike Preston
   • March 9, 2016

9. Cross tested top heavy rehire

   By pmacduff, March 23, 2018
   • 3 replies
   • 768 views
   • 
   • BG5150
   • March 23, 2018

10. CB/DC with PEO

    By Cloudy, September 13, 2017
    • 2 replies
    • 765 views
    • 
    • Cloudy
    • September 14, 2017

11. Testing Table

    By Young Curmudgeon, February 5, 2016
    • 3 replies
    • 756 views
    • 
    • Mike Preston
    • February 5, 2016

12. Gateway Minimums

    By ConnieStorer, October 21, 2020   

    • db\dc combo plan
    • 2 replies
    • 749 views
    • 
    • ConnieStorer
    • October 22, 2020

13. Gateway Minimum

    By stephen20, January 25, 2020   

    • cross tested
    • profit sharing plan
    • 2 replies
    • 744 views
    • 
    • stephen20
    • January 26, 2020

14. Ind. rate grp flexibility

    By TPApril, February 3, 2021
    • 1 reply
    • 743 views
    • 
    • Mike Preston
    • February 4, 2021

15. Return of 403b employee deferral??

    By dmb, October 18, 2018
    • 2 replies
    • 739 views
    • 
    • PensionPro
    • October 22, 2018

16. Tutorial Needed (Ok, a long class....)

    By RestAssured, January 6, 2021
    • 1 reply
    • 739 views
    • 
    • RestAssured
    • January 6, 2021

17. DC+CB combo but different compensation definitions

    By Jakyasar, December 3, 2020
    • 2 replies
    • 733 views
    • 
    • Jakyasar
    • December 3, 2020

18. Not sure on this one.....

    By Bri, May 16, 2019
    • 4 replies
    • 729 views
    • 
    • Bri
    • May 17, 2019

19. SHM in gateway

    By Audrey, June 26, 2024
    • 2 replies
    • 721 views
    • 
    • Audrey
    • June 27, 2024

20. Late Gateway Contribution

    By Meridith, September 18, 2015
    • 0 replies
    • 714 views
    • 
    • Meridith
    • September 18, 2015

21. Revisiting the issue of a New Comp Plan avoiding being designated a CODA

    By CharlesLeggette, December 3, 2015
    • 0 replies
    • 706 views
    • 
    • CharlesLeggette
    • December 3, 2015

22. Testing Compensation

    By Cloudy, May 9, 2022
    • 2 replies
    • 703 views
    • 
    • 401kology
    • May 10, 2022

23. Cross Tested Final Short Plan Year

    By PFranckowiak, March 7, 2017
    • 2 replies
    • 703 views
    • 
    • Mike Preston
    • March 13, 2017

24. Plan Comp or Full Year Comp for Testing?

    By Sully, December 5, 2024
    • 2 replies
    • 699 views
    • 
    • Sully
    • December 6, 2024

25. Make a top heavy contribution in a non-top heavy plan

    By ERISA Philomath, March 16, 2022
    • 1 reply
    • 670 views
    • 
    • C. B. Zeller
    • March 16, 2022

26. Calculating EBAR itself

    By Belgarath, August 13, 2020
    • 0 replies
    • 657 views
    • 
    • Belgarath
    • August 13, 2020

27. Can a corrective QNEC be used for TH and GW?

    By DavidO, September 10, 2024
    • 1 reply
    • 651 views
    • 
    • Bri
    • September 11, 2024

28. Number of Allocation Rates in Cross Tested Plan

    By Vlad401k, February 8, 2017
    • 1 reply
    • 648 views
    • 
    • Belgarath
    • February 8, 2017

29. Max ER Alloc % per participant

    By jmartin, September 3, 2019
    • 1 reply
    • 636 views
    • 
    • Mike Preston
    • September 3, 2019

30. Imputing Disparity / Cross-Testing DC Plan

    By austin3515, June 12, 2024
    • 1 reply
    • 572 views
    • 
    • Bri
    • June 17, 2024

31. Change in Sponsor's Business Arrangement

    By J Simmons, November 6, 2024
    • 1 reply
    • 544 views
    • 
    • Lois Baker
    • November 6, 2024

32. Floor Offset Plan

    By Sunny Gupta, December 12, 2020
    • 1 reply
    • 542 views
    • 
    • C. B. Zeller
    • December 15, 2020

33. Prevailing Wage Offset and 401(a)(4)

    By Kattdogg12, December 17, 2024
    • 0 replies
    • 476 views
    • 
    • Kattdogg12
    • December 17, 2024

34. Cross Testing and Terminated Participants

    By Kattdogg12, December 16, 2025
    • 3 replies
    • 330 views
    • 
    • Bri
    • December 18, 2025