Cross-Tested Plans

1,233 topics in this forum

1. Imputed Disparity in a Cross Tested Plan where all HCEs earn < FICA

   By CharlesLeggette, October 27, 2015
   • 2 replies
   • 985 views
   • 
   • AndyH
   • October 27, 2015

2. An integrated Plan [IRC 401(l)] wants to add discretionary cross tested contribution source

   By CharlesLeggette, October 19, 2015
   • 2 replies
   • 931 views
   • 
   • Tom Poje
   • October 19, 2015

3. Ramification of -11g amendment

   By jquazza, September 30, 2015
   • 11 replies
   • 2k views
   • 
   • Mike Preston
   • October 2, 2015

4. Mortality table for calculations. Which one?

   By BG5150, September 24, 2015
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • September 25, 2015

5. Late Gateway Contribution

   By Meridith, September 18, 2015
   • 0 replies
   • 701 views
   • 
   • Meridith
   • September 18, 2015

6. Age weighted Profit Sharing allocation

   By cpc0506, September 7, 2015
   • 7 replies
   • 3.3k views
   • 
   • Mike Preston
   • September 8, 2015

7. Average Benefit Test - Allocations vs Accruals

   By MGOAdmin, September 3, 2015   

   • average benefit test
   • allocation
   • (and 3 more)

     Tagged with:

     • average benefit test
     • allocation
     • accrual
     • contribution
     • benefit
   • 3 replies
   • 1.8k views
   • 
   • Mike Preston
   • September 3, 2015

8. Is Gateway contribution required in this case?

   By AKconsult, August 13, 2015
   • 2 replies
   • 1.3k views
   • 
   • Tom Poje
   • August 13, 2015

9. Variation of Last Day Rule

   By jpod, July 30, 2015
   • 11 replies
   • 2.1k views
   • 
   • Kevin C
   • July 30, 2015

10. Each Participant in own group and IRS audit

    By Rai401k, April 20, 2015
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • July 20, 2015

11. Fail Safe language for coverage purposes

    By cpc0506, July 17, 2015
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • July 19, 2015

12. 11g Amendment and Eligibility

    By Dougsbpc, June 24, 2015
    • 3 replies
    • 2.7k views
    • 
    • Dougsbpc
    • June 25, 2015

13. Three DC Plans

    By Cloudy, June 17, 2015
    • 4 replies
    • 959 views
    • 
    • Cloudy
    • June 19, 2015

14. Gateway vs. Special Gateway Minimum Requirement

    By ERISA1, June 5, 2015
    • 8 replies
    • 1.5k views
    • 
    • AndyH
    • June 16, 2015

15. Plan Favoring NHCE

    By Santo Gold, May 14, 2015
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • May 19, 2015

16. Davis Bacon Prev Wage - discretion?

    By cheersmate, May 13, 2015   

    • cross tested 401k
    • davis bacon
    • (and 2 more)

      Tagged with:

      • cross tested 401k
      • davis bacon
      • prevailing wage
      • discretionary deposit
    • 0 replies
    • 1.4k views
    • 
    • cheersmate
    • May 13, 2015

17. Prevailing wage cross-tested plan. What's in the rate group test?

    By MR, September 27, 2000
    • 8 replies
    • 4.8k views
    • 
    • TPApril
    • April 21, 2015

18. HCE determination in a Controlled Group becoming a multiple emplohyer

    By dmb, April 15, 2015
    • 1 reply
    • 1.4k views
    • 
    • My 2 cents
    • April 16, 2015

19. General Testing - One Employer with 2 Plans

    By Rob P, March 27, 2015
    • 13 replies
    • 3.3k views
    • 
    • Tom Poje
    • April 1, 2015

20. Terminated with less than 500 hours

    By dmb, February 25, 2015
    • 2 replies
    • 4.2k views
    • 
    • Tom Poje
    • February 26, 2015

21. gateway testing

    By Chippy, February 12, 2015
    • 4 replies
    • 1.8k views
    • 
    • Mike Preston
    • February 24, 2015

22. Strange demographics

    By Penpack, February 6, 2015
    • 4 replies
    • 1.3k views
    • 
    • Penpack
    • February 9, 2015

23. Combo Plan design - Too Aggressive?

    By Cloudy, January 9, 2015
    • 9 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • January 12, 2015

24. 410b Coverage Test

    By Chippy, January 8, 2015
    • 2 replies
    • 2.2k views
    • 
    • Chippy
    • January 9, 2015

25. new comp - each participant in their own group

    By Chippy, December 30, 2014
    • 4 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 30, 2014

26. Compensation for average benefits percentage test

    By Belgarath, December 22, 2014
    • 3 replies
    • 2.1k views
    • 
    • chc93
    • December 23, 2014

27. (a)(4) testing of excluded employee

    By KCA, December 18, 2014
    • 8 replies
    • 3.8k views
    • 
    • KCA
    • December 19, 2014

28. Gateway Determination in Cross Tested 401kPS with SH Match

    By cheersmate, December 6, 2014   

    • gateway
    • cross tested
    • (and 1 more)

      Tagged with:

      • gateway
      • cross tested
      • Safe Harbor Match
    • 6 replies
    • 3.4k views
    • 
    • chc93
    • December 9, 2014

29. The Effect of Top Heavy Allocations on Gateway Allocations

    By mming, November 19, 2014
    • 1 reply
    • 1.2k views
    • 
    • chc93
    • November 19, 2014

30. Prepaying a Gateway Contribution

    By ratherbereading, November 7, 2014   

    • Gateway
    • Profit Sharing
    • 13 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 12, 2014

31. Vesting on 11g amendment

    By Dougsbpc, August 7, 2014
    • 8 replies
    • 4.5k views
    • 
    • rcline46
    • September 4, 2014

32. CPA says Gateway is only required contrib in a cross tested PSP

    By CharlesLeggette, July 22, 2014   

    • crosstesting
    • new comp
    • (and 1 more)

      Tagged with:

      • crosstesting
      • new comp
      • 401(a)(4)
    • 27 replies
    • 10.4k views
    • 
    • Mike Preston
    • August 22, 2014

33. Are NHCEs required to receive?

    By Logan401, August 14, 2014
    • 1 reply
    • 1.2k views
    • 
    • My 2 cents
    • August 14, 2014

34. Profit Sharing and the Last Day Rule

    By Logan401, July 30, 2014   

    • New Comparability
    • 3 replies
    • 2.8k views
    • 
    • MWeddell
    • July 30, 2014

35. Restructure the Plan

    By Logan401, June 23, 2014
    • 20 replies
    • 2.5k views
    • 
    • Logan401
    • July 3, 2014

36. 11-g amendment

    By Dougsbpc, July 1, 2014   

    • Any order involved?
    • 1 reply
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • July 1, 2014

37. Must Two Plans be Treated as One?

    By Dougsbpc, February 7, 2012
    • 15 replies
    • 3.9k views
    • 
    • BG5150
    • June 6, 2014

38. Two Eligibilities and Coverage Testing

    By TPA Bob, May 29, 2014
    • 2 replies
    • 1.1k views
    • 
    • TPA Bob
    • May 30, 2014

39. Disaggregation into 2 componant plans

    By Earl, May 17, 2014
    • 5 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • May 19, 2014

40. What gateway language is needed in the DC document?

    By shERPA, November 22, 2013   

    • Aggregating with a DB
    • 4 replies
    • 2.1k views
    • 
    • Tom Poje
    • April 23, 2014

41. DB/DC combined testing

    By jpod, April 21, 2014
    • 6 replies
    • 2.7k views
    • 
    • Tom Poje
    • April 22, 2014

42. Safe Harbor Match and Gateway

    By Dougsbpc, April 2, 2014
    • 3 replies
    • 2.9k views
    • 
    • pmacduff
    • April 4, 2014

43. DB/DC Combo Cross-testing BRF - QJSA the same

    By Guest adiinc, April 2, 2014   

    • cross-testing QJSA
    • 1 reply
    • 1.2k views
    • 
    • MWeddell
    • April 2, 2014

44. Are SEP Contributions included in ABT

    By Lori Foresz, April 1, 2014
    • 1 reply
    • 1.1k views
    • 
    • PensionPro
    • April 1, 2014

45. Notice to Trustees About Cross-Tested Allocation

    By Laura Harrington, May 3, 2011
    • 6 replies
    • 3.1k views
    • 
    • Tom Poje
    • March 3, 2014

46. Comp for Testing when plan has 3 different entry dates

    By dmb, January 29, 2014
    • 0 replies
    • 1.3k views
    • 
    • dmb
    • January 29, 2014

47. 414s compensation and testing

    By Chippy, December 23, 2013
    • 1 reply
    • 1.4k views
    • 
    • Jim Chad
    • December 24, 2013

48. ABT - and Restructuring

    By Gilmore, December 13, 2013
    • 7 replies
    • 2.5k views
    • 
    • Gilmore
    • December 13, 2013

49. Use of interest rate in the cross test

    By BG5150, December 6, 2013
    • 3 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 6, 2013

50. Safe Harbor Match to Meet Gateway?

    By Dougsbpc, November 25, 2013
    • 1 reply
    • 4.2k views
    • 
    • Lou S.
    • November 25, 2013