Retirement Plans in General

5,839 topics in this forum

1. RMD on a small amount in DBP

   By Jakyasar, March 26
   • 3 replies
   • 1.1k views
   • 
   • Bill Presson
   • March 26

2. Solo DB plan for non-equity partner with a twist

   By drakecohen, March 25
   • 3 replies
   • 1.1k views
   • 
   • FORMER ESQ.
   • March 25

3. 414(s) related

   By Jakyasar, March 20
   • 4 replies
   • 1.2k views
   • 
   • Jakyasar
   • March 20

4. Should an employer’s retirement plan accept saver’s-match contributions?

   By Peter Gulia, March 16
   • 2 replies
   • 1.6k views
   • 
   • Peter Gulia
   • March 17

5. What Year to Credit Voluntary After Tax Cont?

   By Basically, February 17
   • 2 replies
   • 1.2k views
   • 
   • Basically
   • March 9

6. Rollover in service distribution

   By thepensionmaven, April 17, 2025
   • 6 replies
   • 5.5k views
   • 
   • JenniferOhio
   • March 6

7. Inflation-adjusted limits back to 1996 available

   By Carol V. Calhoun, February 26
   • 19 replies
   • 2.3k views
   • 
   • Carol V. Calhoun
   • March 4

8. Is it fair to charge a participant $30 a year for a locator service she did not request?

   By Peter Gulia, February 25
   • 11 replies
   • 1.6k views
   • 
   • Peter Gulia
   • February 28

9. MEP Administration

   By WolverineBenefits, February 26
   • 4 replies
   • 1.2k views
   • 
   • justanotheradmin
   • February 27

10. Integration calculation and check on a self employed individual

    By Magill, February 24
    • 3 replies
    • 1.1k views
    • 
    • Bri
    • February 26

11. Distribution Check

    By ombskid, February 24
    • 6 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 25

12. Is It Permissible for a Plan to Pay IRS Penalties?

    By Connor, February 20
    • 6 replies
    • 1.8k views
    • 
    • Artie M
    • February 24

13. Large Plan Audits: what to expect?

    By Miles Leech, February 20   

    • large plan
    • 5500
    • 6 replies
    • 2.1k views
    • 
    • RGDP
    • February 23

14. ownership Ownership for a company held by many holding firms?

    By Miles Leech, February 16
    • 1 reply
    • 1k views
    • 
    • Peter Gulia
    • February 17

15. Post-severance compensation that crosses plan years - practical operation

    By ASmithCPA, February 14
    • 3 replies
    • 2k views
    • 
    • Peter Gulia
    • February 16

16. 403(b) plan contribution limits

    By KaJay, February 3
    • 1 reply
    • 1.5k views
    • 
    • CuseFan
    • February 3

17. Happy Groundhog Day!

    By CuseFan, February 2
    • 0 replies
    • 709 views
    • 
    • CuseFan
    • February 2

18. coverage testing two plans in a controlled group

    By AlbanyConsultant, January 27
    • 1 reply
    • 955 views
    • 
    • CuseFan
    • January 28

19. Mega Back Door related

    By Jakyasar, January 23
    • 6 replies
    • 1.6k views
    • 
    • Jakyasar
    • January 24

20. Instead of a typical last-day condition, may a qualified plan allocate a year’s contribution only among those employed the next February 15?

    By Peter Gulia, January 20
    • 12 replies
    • 2.1k views
    • 
    • Peter Gulia
    • January 21

21. When must the new 402(f) notices be implemented?

    By Belgarath, January 21
    • 1 reply
    • 1.8k views
    • 
    • Paul I
    • January 21

22. IRS Online Application for EIN (Form SS-4) Issues

    By WDIK, December 2, 2025
    • 1 reply
    • 5.7k views
    • 
    • 401kWhisperer
    • January 20

23. New Career Path into Retirement Plans

    By HarleyBabe, January 13
    • 7 replies
    • 7.2k views
    • 
    • HarleyBabe
    • January 15

24. What is my testing age for combo plan?

    By Jakyasar, January 13
    • 1 reply
    • 919 views
    • 
    • John Feldt ERPA CPC QPA
    • January 15

25. Anti-cutback rule for union employees in a plan covering both union and non-union employees

    By Belgarath, January 13
    • 5 replies
    • 1.5k views
    • 
    • Effen
    • January 14

26. Annual contributions to a Keogh Plan

    By With Appreciation...., January 9
    • 3 replies
    • 1.5k views
    • 
    • David D
    • January 9

27. Can you define a Break in Service as 12 months working <1,000 hours

    By ESOP Guy, January 7
    • 6 replies
    • 1.6k views
    • 
    • Paul I
    • January 9

28. Creditor Protection for non-spouse beneficiary

    By Barbara, January 7
    • 0 replies
    • 828 views
    • 
    • Barbara
    • January 7

29. Cyle 4 Pre-Approved Plans

    By FormsRstillmylife, January 6
    • 0 replies
    • 822 views
    • 
    • FormsRstillmylife
    • January 6

30. Benefit Admin Training

    By WolverineBenefits, December 29, 2025
    • 3 replies
    • 1.2k views
    • 
    • mbvs
    • December 31, 2025

31. 2 Single Member Business', same owner... can either business pay the ER Cont?

    By Basically, December 16, 2025
    • 2 replies
    • 1k views
    • 
    • Basically
    • December 29, 2025

32. HAPPY HOLIDAYS!

    By CuseFan, December 19, 2025
    • 2 replies
    • 968 views
    • 
    • RatherBeGolfing
    • December 24, 2025

33. SECURE 2.0 - Amend now or later?

    By Sully, December 18, 2025
    • 3 replies
    • 1.9k views
    • 
    • Gilmore
    • December 19, 2025

34. Combo plan, CG, deduction related

    By Jakyasar, December 19, 2025
    • 2 replies
    • 958 views
    • 
    • Jakyasar
    • December 19, 2025

35. New Employer - Short Tax Year

    By Gilmore, December 16, 2025
    • 5 replies
    • 1.4k views
    • 
    • Gilmore
    • December 18, 2025

36. Late deferrals: calculating lost earnings

    By BG5150, December 16, 2025
    • 2 replies
    • 4k views
    • 
    • Artie M
    • December 17, 2025

37. profit sharing Any way to fix this profit sharing spread this year?

    By Miles Leech, December 9, 2025   

    • new comparability
    • 9 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • December 17, 2025

38. Is RMD required?

    By Jakyasar, September 10, 2025
    • 9 replies
    • 4.2k views
    • 
    • Jakyasar
    • December 16, 2025

39. Enhanced SH Match

    By jkdoll2, December 10, 2025
    • 4 replies
    • 1.1k views
    • 
    • BG5150
    • December 15, 2025

40. Wrong definition of compensation used to calculate deferrals in multiple employer plan

    By KaJay, December 3, 2025
    • 8 replies
    • 1.8k views
    • 
    • Peter Gulia
    • December 10, 2025

41. Retiring the end of this year - hurray!

    By Belgarath, December 5, 2025
    • 4 replies
    • 1.3k views
    • 
    • Bill Presson
    • December 5, 2025

42. ASG: Are Schools/Day Cares service organizations?

    By Appalachian_Trail, December 3, 2025
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • December 5, 2025

43. Form 5330 filed electronically late with an excise tax due

    By ESOP Guy, December 3, 2025
    • 0 replies
    • 878 views
    • 
    • ESOP Guy
    • December 3, 2025

44. May look for a new valuation system

    By Jakyasar, December 1, 2025
    • 0 replies
    • 787 views
    • 
    • Jakyasar
    • December 1, 2025

45. If a search for a missing participant finds a new address, what do you do with it?

    By Peter Gulia, April 16, 2025
    • 10 replies
    • 5.6k views
    • 
    • Belgarath
    • November 26, 2025

46. Controlled Group Question

    By kimso, November 21, 2025
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • November 25, 2025

47. Derrin Watson -- Riding into the sunset

    By S Derrin Watson, November 20, 2025
    • 11 replies
    • 2.2k views
    • 
    • BG5150
    • November 24, 2025

48. Controlled Group Relationship - Household Employees

    By Vlad401k, November 21, 2025
    • 1 reply
    • 7.6k views
    • 
    • Peter Gulia
    • November 21, 2025

49. RMD related

    By Jakyasar, November 7, 2025
    • 3 replies
    • 1.5k views
    • 
    • Jakyasar
    • November 13, 2025

50. For an age 60-63 catch-up, is 2026’s inflation adjusted amount $12,000 or $11,250?

    By Peter Gulia, November 7, 2025
    • 16 replies
    • 3.3k views
    • 
    • austin3515
    • November 13, 2025