403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. Nondiscrimination Testing for Two Identical Plans of the Employer

   By oldman63, July 3, 2019
   • 1 reply
   • 647 views
   • 
   • CuseFan
   • July 3, 2019

2. NFP need an extension to deposit ER ctb after 5/15?

   By AlbanyConsultant, February 2, 2024
   • 1 reply
   • 647 views
   • 
   • CuseFan
   • February 2, 2024

3. Non-ERISA (public school) eligibility

   By Belgarath, May 5, 2017
   • 1 reply
   • 647 views
   • 
   • ETA Consulting LLC
   • May 5, 2017

4. Are 403(b) vendors allowing a participant to self-certify hardship?

   By Peter Gulia, December 13, 2023
   • 0 replies
   • 646 views
   • 
   • Peter Gulia
   • December 13, 2023

5. Restatements if you are using Relius document system

   By Belgarath, June 6, 2025
   • 2 replies
   • 645 views
   • 
   • Belgarath
   • June 9, 2025

6. Permissive aggregation for coverage/ACP testing

   By Belgarath, January 27, 2023
   • 0 replies
   • 641 views
   • 
   • Belgarath
   • January 27, 2023

7. 403(b) ineligible employer - no 5500's

   By WCC, November 12, 2018
   • 1 reply
   • 637 views
   • 
   • Carol V. Calhoun
   • November 13, 2018

8. Student-Teacher Exclusion

   By DTH, March 2, 2018
   • 0 replies
   • 636 views
   • 
   • DTH
   • March 2, 2018

9. 403(b) and 401(k) testing

   By MetsFan86, November 15, 2021
   • 0 replies
   • 633 views
   • 
   • MetsFan86
   • November 15, 2021

10. 5500 IRS Opinion Letter number and date

    By Tom, July 30, 2024
    • 0 replies
    • 632 views
    • 
    • Tom
    • July 30, 2024

11. 403(b) nonamenders

    By Belgarath, July 2, 2020
    • 2 replies
    • 631 views
    • 
    • Belgarath
    • July 7, 2020

12. 403(b) Plan Post-Merger - to Terminate or not to Terminate??

    By kmhaab, August 28, 2018
    • 0 replies
    • 626 views
    • 
    • kmhaab
    • August 28, 2018

13. ERISA or Non-ERISA 403(b) Plan

    By John Feldt ERPA CPC QPA, January 12, 2018   

    • exempt
    • non-erisa
    • 0 replies
    • 626 views
    • 
    • John Feldt ERPA CPC QPA
    • January 12, 2018

14. 403(b)

    By thepensionmaven, September 25, 2020
    • 1 reply
    • 619 views
    • 
    • Patricia Neal Jensen
    • September 28, 2020

15. 15-Year Service Catch-up and Nursing Homes

    By DTH, June 3, 2018
    • 1 reply
    • 615 views
    • 
    • Belgarath
    • June 4, 2018

16. Any updates on Non-ERISA Governmental 401K plans

    By JOH, February 24, 2021
    • 0 replies
    • 614 views
    • 
    • JOH
    • February 24, 2021

17. Employee contributions 5500 requirement

    By Just Tri, November 18, 2019
    • 1 reply
    • 614 views
    • 
    • baneja
    • November 19, 2019

18. Hardship Withdrawal - Member has mix of non-qualified Roth and Pre-tax money

    By KaJay, July 14, 2021
    • 0 replies
    • 614 views
    • 
    • KaJay
    • July 14, 2021

19. Wants 401k. Has 403b plan now.

    By coleboy, November 14, 2017
    • 2 replies
    • 614 views
    • 
    • Flyboyjohn
    • November 15, 2017

20. Exclude from Match

    By cdavis25, March 30, 2017
    • 2 replies
    • 612 views
    • 
    • Carol V. Calhoun
    • March 31, 2017

21. 402(g) excess--employee contributed to multiple plans

    By EPCRSGuru, December 11, 2023
    • 2 replies
    • 607 views
    • 
    • cathyw
    • December 13, 2023

22. 403b plan with no eligibility exclusions...

    By bhodge113, March 5, 2024
    • 2 replies
    • 605 views
    • 
    • Belgarath
    • March 6, 2024

23. Annuity Distribution Rollover from Break in Service

    By DeborahPal, May 7, 2020
    • 2 replies
    • 602 views
    • 
    • david rigby
    • May 7, 2020

24. 403(b) and Direct Deposit

    By Silver70, April 5, 2016
    • 0 replies
    • 599 views
    • 
    • Silver70
    • April 5, 2016

25. individual non-ERISA TSA... considered "paid out" for plan termination?

    By AlbanyConsultant, December 22, 2021
    • 0 replies
    • 594 views
    • 
    • AlbanyConsultant
    • December 22, 2021

26. Final non-ERISA 403(b) 5500-SF??

    By QP_Guy, March 23, 2020
    • 0 replies
    • 593 views
    • 
    • QP_Guy
    • March 23, 2020

27. 403(b) plan sponsor purchases the stock of a for-profit corporation

    By Belgarath, July 28, 2022
    • 4 replies
    • 587 views
    • 
    • Belgarath
    • August 2, 2022

28. Failed ACP. Can I cure with QMAC?

    By SPilger, December 6, 2021
    • 0 replies
    • 586 views
    • 
    • SPilger
    • December 6, 2021

29. Public Schools and Pre-approved 403(b) Plans

    By JRG, May 25, 2017
    • 0 replies
    • 585 views
    • 
    • JRG
    • May 25, 2017

30. 403(b) pre-approved plan advisory letter

    By Belgarath, April 11, 2017
    • 0 replies
    • 583 views
    • 
    • Belgarath
    • April 11, 2017

31. deleted

    By AMDG, January 9, 2017
    • 0 replies
    • 579 views
    • 
    • AMDG
    • January 9, 2017

32. Ineligible EE allowed to make deferrals: correction?

    By BG5150, June 13, 2023
    • 2 replies
    • 578 views
    • 
    • Paul I
    • June 15, 2023

33. starting a 403(b) plan in PA for a public school

    By Santo Gold, June 13, 2017
    • 0 replies
    • 577 views
    • 
    • Santo Gold
    • June 13, 2017

34. Plan document not updated for final 403(b) regulations

    By oldman63, January 24, 2019
    • 1 reply
    • 577 views
    • 
    • Kevin C
    • January 24, 2019

35. 403(b) to 401(k) - Apologies if redundant

    By HarleyBabe, September 29, 2019
    • 2 replies
    • 576 views
    • 
    • Mr Bagwell
    • September 30, 2019

36. 403b plan - exclusion of portion of part-time employee population?

    By t.haley, March 29, 2024
    • 0 replies
    • 575 views
    • 
    • t.haley
    • March 29, 2024

37. 403(b) Plan and disregarded entity

    By Belgarath, February 28, 2024
    • 2 replies
    • 573 views
    • 
    • Belgarath
    • February 29, 2024

38. Employer contribution made for two terminated employees by mistake.

    By KaJay, February 9, 2021
    • 1 reply
    • 571 views
    • 
    • Peter Gulia
    • February 10, 2021

39. Church plan and allocation hours for non-elective

    By cpc0506, November 15, 2019
    • 0 replies
    • 570 views
    • 
    • cpc0506
    • November 15, 2019

40. LTD Makes Employer Contributions

    By khn, February 12, 2021
    • 0 replies
    • 570 views
    • 
    • khn
    • February 12, 2021

41. ACP Carve out method

    By MGOAdmin, September 21, 2023
    • 1 reply
    • 562 views
    • 
    • Patricia Neal Jensen
    • September 25, 2023

42. Financial Audit of Public School 403(b) Plan

    By JRG, April 25, 2017
    • 2 replies
    • 557 views
    • 
    • Carol V. Calhoun
    • April 26, 2017

43. Type 2 organization - automatically a controlled group?

    By AlbanyConsultant, February 20, 2018
    • 0 replies
    • 556 views
    • 
    • AlbanyConsultant
    • February 20, 2018

44. Plan Amendment Effective, but Late Adopted

    By BenefitsRUs21, July 8, 2019
    • 1 reply
    • 554 views
    • 
    • david rigby
    • July 8, 2019

45. Counting Pre-Break Service for Post-Break Vesting

    By BigERISA, January 23, 2017   

    • elective deferrals
    • 401(k)
    • (and 1 more)

      Tagged with:

      • elective deferrals
      • 401(k)
      • 403(b)
    • 0 replies
    • 552 views
    • 
    • BigERISA
    • January 23, 2017

46. Disqualification of School system 403(b) Plan

    By Belgarath, November 6, 2023
    • 2 replies
    • 541 views
    • 
    • Belgarath
    • November 6, 2023

47. HCFSA

    By Christine Oliver, December 13, 2023
    • 1 reply
    • 526 views
    • 
    • david rigby
    • December 13, 2023

48. Period Certain Rollovers Past 70

    By ScottyD, April 4, 2017
    • 0 replies
    • 521 views
    • 
    • ScottyD
    • April 4, 2017

49. FAB 2009-02 excluded participants in a plan term situation

    By AlbanyConsultant, September 10, 2019
    • 0 replies
    • 505 views
    • 
    • AlbanyConsultant
    • September 10, 2019

50. transfer between plans of same employer

    By AlbanyConsultant, November 1, 2017
    • 0 replies
    • 488 views
    • 
    • AlbanyConsultant
    • November 1, 2017