401(k) Plans

19,321 topics in this forum

1. Overpayment of ADP/ACP corrections

   By Ervin Barham, March 8, 2001
   • 4 replies
   • 2.2k views
   • 
   • Kristina
   • March 8, 2001

2. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

   By Guest jhilliard, December 11, 2003
   • 4 replies
   • 2.1k views
   • 
   • MWeddell
   • December 11, 2003

3. rehire of former employee

   By lexi, February 28, 2008
   • 4 replies
   • 1.8k views
   • 
   • Bird
   • March 4, 2008

4. Erisa Bond

   By PFranckowiak, June 23, 2008
   • 4 replies
   • 1.8k views
   • 
   • Kimberly S
   • June 24, 2008

5. Match is offset by Prevailing wage

   By pensiongeek, January 17, 2020
   • 4 replies
   • 878 views
   • 
   • Below Ground
   • January 20, 2020

6. Top Heavy Issue Family Attribution

   By Guest ROB VIDOVICH, February 20, 2002
   • 4 replies
   • 2.6k views
   • 
   • Guest
   • February 21, 2002

7. Employment Tax Withholding on 401(k) Salary Deferrals for Non-Residents

   By Guest EMM118, September 19, 2006
   • 4 replies
   • 2k views
   • 
   • Guest
   • September 20, 2006

8. HCE and Current Year Testing Method

   By Guest think2much, December 12, 2006
   • 4 replies
   • 3k views
   • 
   • Tom Poje
   • April 13, 2007

9. Deferral % or Dollar Amount

   By Guest notapensiongeek, September 17, 2008
   • 4 replies
   • 1.3k views
   • 
   • ERISAnut
   • September 19, 2008

10. 401k along with pure p/s plan

    By Guest lip, December 3, 2008
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • December 3, 2008

11. Spinoff a mid-year amendment to safe harbor 401(k) plan?

    By Doghouse, August 10, 2015
    • 4 replies
    • 2.6k views
    • 
    • Kevin C
    • August 11, 2015

12. Safe Harbor status and impermissible hardship

    By 30Rock, April 6, 2017
    • 4 replies
    • 599 views
    • 
    • 30Rock
    • April 7, 2017

13. Required Form 5500 For Under $250,000?

    By Stash026, September 29, 2020
    • 4 replies
    • 1.8k views
    • 
    • thepensionmaven
    • September 30, 2020

14. Trustee Dies - no authorized signer

    By Ahuntingus, November 24, 2020
    • 4 replies
    • 1.6k views
    • 
    • Appleby
    • November 29, 2020

15. First RMD due

    By ratherbereading, December 7, 2022   

    • rmd
    • 4 replies
    • 497 views
    • 
    • Luke Bailey
    • December 15, 2022

16. 1999 ADP/ACP TESTING

    By Guest CGBS, January 20, 2000
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • January 21, 2000

17. Calculating earnings on ADP refunds

    By Guest cohenron, February 29, 2004
    • 4 replies
    • 4.6k views
    • 
    • Harwood
    • March 1, 2004

18. Top Heavy questions

    By Guest judyw, July 22, 2004
    • 4 replies
    • 1.2k views
    • 
    • jquazza
    • July 23, 2004

19. Deductible Traditional IRA to a 401k

    By Guest Elfman, August 13, 2004
    • 4 replies
    • 1.2k views
    • 
    • Lori Friedman
    • August 26, 2004

20. safe harbor hardships from deferrals

    By k man, September 28, 2004
    • 4 replies
    • 1.8k views
    • 
    • R. Butler
    • September 28, 2004

21. Fees and benefits of having an outside advisor on a 401Kplan

    By Guest Vickey, May 4, 2010
    • 4 replies
    • 1.1k views
    • 
    • david rigby
    • May 5, 2010

22. Age 62 / Hardship Distribution / Safe Harbor Money

    By austin3515, May 14, 2013
    • 4 replies
    • 1.1k views
    • 
    • BG5150
    • May 14, 2013

23. Plan left a controlled group

    By calexbraska, July 24, 2018
    • 4 replies
    • 4.9k views
    • 
    • Tom Poje
    • July 25, 2018

24. 50% Owner lists 0 hours but compensation on census

    By jsample, March 9, 2020
    • 4 replies
    • 1.1k views
    • 
    • jsample
    • March 9, 2020

25. When would a sole proprietor (with no employee) want a § 401(k) arrangement?

    By Peter Gulia, February 2, 2023   

    • sole proprietor
    • 4 replies
    • 588 views
    • 
    • Paul I
    • February 8, 2023

26. Has anyone combined a 401(k) plan and a nonqualified "wrap-around

    By Guest, December 14, 2000
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • December 18, 2000

27. PLan year higher defrral limits apply to.

    By Guest Thornton, January 6, 2002
    • 4 replies
    • 1.8k views
    • 
    • Tom Poje
    • January 8, 2002

28. Calculation of Catch-up Match

    By Gruegen, January 16, 2003
    • 4 replies
    • 1.8k views
    • 
    • Tom Poje
    • January 17, 2003

29. Changing plan year end from 12/30 to 12/31

    By Brian Gallagher, October 13, 2003
    • 4 replies
    • 1.4k views
    • 
    • Alf
    • October 22, 2003

30. Compensation used for Safe Harbor

    By Guest allyson, June 21, 2006
    • 4 replies
    • 1.4k views
    • 
    • Archimage
    • June 21, 2006

31. 2011 Contribution was forgotten

    By Jim Chad, August 12, 2013
    • 4 replies
    • 1.1k views
    • 
    • BG5150
    • August 13, 2013

32. Post tax contribution

    By Sherrie W, December 20, 2017   

    • 401k
    • deposit error
    • 4 replies
    • 637 views
    • 
    • Luke Bailey
    • December 21, 2017

33. Employer stock in a 401(k) plan.

    By Guest Vons, May 12, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • May 15, 1999

34. different eligibility requirements for salaried vs. hourly

    By Guest Boilerburm, January 22, 2002
    • 4 replies
    • 3k views
    • 
    • Guest
    • January 24, 2002

35. Deleting a Catch-Up Contribution Provision

    By Guest Callan, September 4, 2002
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • September 4, 2002

36. Catch-Up Universal Availability

    By Guest OHH, September 19, 2003
    • 4 replies
    • 2.1k views
    • 
    • R. Butler
    • September 19, 2003

37. 401k loan default

    By Guest hsocwarren, March 26, 2007
    • 4 replies
    • 4.9k views
    • 
    • rcline46
    • March 26, 2007

38. First Deferral

    By pam@bbm, July 7, 2016
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • July 8, 2016

39. SECURE Birth or Adoption Distribution

    By Gruegen, March 10, 2020
    • 4 replies
    • 1.4k views
    • 
    • BTG
    • March 13, 2020

40. Timeframe to amend 2004 Profit Sharing Plan Allocation Method

    By Guest ChopperPilot, January 18, 2005
    • 4 replies
    • 1.5k views
    • 
    • could be me maybe not
    • January 18, 2005

41. Plan Imposed Limit

    By rlb64, October 11, 2005
    • 4 replies
    • 1.7k views
    • 
    • JanetM
    • October 12, 2005

42. 401(k) PS & ESOP Plan - whose contribution?

    By Guest SuzieQNEC, March 9, 2009
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • April 9, 2009

43. Controlled Group?

    By Guest YvonneT, October 19, 2011
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • October 19, 2011

44. ADP Testing

    By Guest elang, May 2, 2012
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • May 4, 2012

45. Changing Investment options in 401k plan

    By fynn6%7, November 24, 2015
    • 4 replies
    • 964 views
    • 
    • WCC
    • November 24, 2015

46. W2 wages of Auto Reimb Only and wants to defer

    By KTB, March 9, 2016
    • 4 replies
    • 861 views
    • 
    • hr for me
    • March 10, 2016

47. Best payroll start date for contributions

    By TPApril, February 16, 2017
    • 4 replies
    • 572 views
    • 
    • Bill Presson
    • February 16, 2017

48. In Plan Roth Rollovers vs Roth Conversions

    By austin3515, August 2, 2020
    • 4 replies
    • 3.2k views
    • 
    • CarolC
    • August 4, 2020

49. TEFRA Election on RMD

    By Becky Schwing, October 29, 2021
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • November 2, 2021

50. Participant, age 76. Can he still make elective salary deferrals?

    By Guest Donna Henderson, December 14, 2000
    • 4 replies
    • 1.5k views
    • 
    • david rigby
    • December 14, 2000