401(k) Plans

19,321 topics in this forum

1. safe harbor plan start-up and 3-month rule

   By Tom, July 2, 2018
   • 3 replies
   • 1.7k views
   • 
   • Kevin C
   • July 2, 2018

2. 401(a) (17) Compensation limit for off Calendar Year Plan

   By Pammie57, December 5, 2018
   • 3 replies
   • 1.5k views
   • 
   • Larry Starr
   • December 6, 2018

3. Any amendments needed for plan termination besides GUST?

   By Guest Tom Collins, August 10, 1999
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • August 24, 1999

4. 25% of Pay Limit

   By David, March 14, 2000
   • 3 replies
   • 1.8k views
   • 
   • John A
   • March 15, 2000

5. Are annual participant statements required to be sent to 401(k) partic

   By pbarrett, December 7, 2000
   • 3 replies
   • 2k views
   • 
   • RCK
   • December 11, 2000

6. 410(b)-6f Failure

   By Guest PORTE, January 15, 2002
   • 3 replies
   • 1.7k views
   • 
   • Richard Anderson
   • January 16, 2002

7. Catch-up contribution form

   By stephen, March 19, 2002
   • 3 replies
   • 2.1k views
   • 
   • Mike Preston
   • March 22, 2002

8. 415 Limitations

   By MBCarey, January 28, 2003
   • 3 replies
   • 1.2k views
   • 
   • four01kman
   • January 28, 2003

9. conversion screw-up

   By PensionNewbee, May 26, 2004
   • 3 replies
   • 1.4k views
   • 
   • JanetM
   • May 27, 2004

10. excluding per diem employees

    By betheeg, October 6, 2006
    • 3 replies
    • 5.2k views
    • 
    • Locust
    • October 12, 2006

11. Designated Roth Contribuitons

    By Guest Lori J, November 21, 2008
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • November 21, 2008

12. HELP! - 401(k) Coverage Test

    By Doghouse, September 6, 2009
    • 3 replies
    • 2.5k views
    • 
    • Doghouse
    • September 8, 2009

13. 2009 Required Minimum Distribution taken in 2010

    By AKconsult, October 29, 2009
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • November 5, 2009

14. Automatic Enrollment population - Modification of Alloc %

    By buckaroo, September 11, 2013
    • 3 replies
    • 1.1k views
    • 
    • buckaroo
    • September 12, 2013

15. Match (yet to be made) and ACP Failure

    By Gadgetfreak, February 2, 2014   

    • Match
    • ACP
    • (and 1 more)

      Tagged with:

      • Match
      • ACP
      • Fail
    • 3 replies
    • 1.6k views
    • 
    • 12AX7
    • February 3, 2014

16. Stacked Match with 3-month CODA

    By Brenda Wren, May 9, 2018
    • 3 replies
    • 703 views
    • 
    • Luke Bailey
    • May 14, 2018

17. Affiliated Service Groups - Current IRS Guidance??

    By kmhaab, September 10, 2020
    • 3 replies
    • 513 views
    • 
    • C. B. Zeller
    • September 14, 2020

18. Participant cannot be reached to make a deferral election.

    By Guest Jimmy B, August 2, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 3, 2000

19. Deductability of QNC

    By Guest Ella, July 13, 2001
    • 3 replies
    • 3.2k views
    • 
    • QDROphile
    • July 14, 2001

20. Safe Harbor 3% Notice

    By Guest Bob Neal, December 19, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 19, 2002

21. Participant Terminated with Sev-pay...

    By K-t-F, January 31, 2005
    • 3 replies
    • 1.2k views
    • 
    • K-t-F
    • January 31, 2005

22. Failed ADP/ACP Testing

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 11, 2006

23. excess deferrals

    By Felicia, May 3, 2006
    • 3 replies
    • 1.7k views
    • 
    • ERISAnut
    • May 3, 2006

24. Safe Harbor Match Formula

    By WesleyT, February 6, 2009
    • 3 replies
    • 3.8k views
    • 
    • Kevin C
    • February 6, 2009

25. Inclusion of ineligible employee

    By Guest Peggy806, March 2, 2009
    • 3 replies
    • 2.7k views
    • 
    • Tom Poje
    • March 31, 2009

26. 404a5 Disclosures to "Non-Participating" Participants

    By austin3515, August 27, 2012
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • August 27, 2012

27. Participant Loan / VCP Filing

    By austin3515, April 13, 2016
    • 3 replies
    • 955 views
    • 
    • Belgarath
    • April 14, 2016

28. Who is counted as an NHCE

    By LHW, September 12, 2019
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • September 13, 2019

29. TERMINATED employee recieved letter from SoCIAL Security re his 401k asset value

    By SSRRS, June 11, 2021
    • 3 replies
    • 710 views
    • 
    • SSRRS
    • June 11, 2021

30. ESOP401(K)Annual Addition limits.

    By Guest Babs, August 7, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • August 25, 1999

31. Leave of Absence & Contribution Eligibility

    By metsfan026, May 31, 2024
    • 3 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • June 3, 2024

32. When is merger effective and how to report?

    By Kac1214, October 9, 2025
    • 3 replies
    • 647 views
    • 
    • david rigby
    • October 14, 2025

33. Age 70 1/2 in 2004

    By Guest Commuter Rex, July 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • WDIK
    • July 11, 2003

34. Stock Options and Ownership Attribution

    By Guest Midas, April 26, 2005
    • 3 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • April 27, 2005

35. TOP HEAVY TEST

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • March 11, 2006

36. ADP refund without 1099-R

    By Guest ladycpa2, February 18, 2008
    • 3 replies
    • 4.1k views
    • 
    • 401_4_ever
    • February 19, 2008

37. Automatic Enrollment

    By CLE401kGuy, August 31, 2017   

    • automatic enrollment
    • 3 replies
    • 1.3k views
    • 
    • BenefitJack
    • September 2, 2017

38. hardship post-6 month wait

    By Tom, October 11, 2017
    • 3 replies
    • 1.1k views
    • 
    • RTK
    • October 17, 2017

39. PEO spin-off to single employer plan

    By cathyw, September 12, 2019
    • 3 replies
    • 4.1k views
    • 
    • Kevin C
    • September 18, 2019

40. Roth election for Employer Contributions

    By Tom, April 22, 2025
    • 3 replies
    • 1k views
    • 
    • Tom
    • April 24, 2025

41. LLCs, LLPs- business entities and compensation

    By Guest Napili, June 1, 2003
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • June 3, 2003

42. What limits need to be pro rata for our 401(k) plan's first, short plan year?

    By Guest lilnemo, September 11, 2003
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 17, 2003

43. disclosure in spd of fees charged directly to participants

    By k man, July 14, 2004
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • July 15, 2004

44. Reduction of cross tested percentage to NHCEs from 7% to 3%, but 5% has already been deposited into Participant accounts. Can cash be removed?

    By Guest ChopperPilot, March 10, 2005
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • March 11, 2005

45. VFCP for late deposits

    By Dan, December 7, 2007
    • 3 replies
    • 1.6k views
    • 
    • Dan
    • December 10, 2007

46. Partner deducts 401(a) PLUS 401(k)?

    By rcline46, April 15, 2008
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • April 15, 2008

47. QDRO Pending?

    By austin3515, April 23, 2010
    • 3 replies
    • 2.9k views
    • 
    • GMK
    • April 23, 2010

48. Plan Termination and 415 Limit

    By NW529, July 21, 2019   

    • 401k plan
    • plan termination
    • (and 2 more)

      Tagged with:

      • 401k plan
      • plan termination
      • 415 limit
      • contribution cessation
    • 3 replies
    • 1.9k views
    • 
    • NW529
    • July 22, 2019

49. Record Keeper Change FROM TIAA

    By CSBill, June 11, 2021
    • 3 replies
    • 907 views
    • 
    • MoJo
    • June 15, 2021

50. Participant Directed Brokerage or "supermarket" accounts in

    By Guest Kerry, March 11, 1999
    • 3 replies
    • 1.4k views
    • 
    • Dawn Hafner
    • March 12, 1999