401(k) Plans

19,337 topics in this forum

1. Waiting period for employer contributions

   By Guest Wahoo77, March 17, 2003
   • 3 replies
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • March 17, 2003

2. Safe Harbor Plan

   By Guest JJC, April 21, 2003
   • 3 replies
   • 1.2k views
   • 
   • R. Butler
   • April 21, 2003

3. Employer Match Contribution Maximum based on definition of Compensation

   By buckaroo, September 20, 2004
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • September 21, 2004

4. Maximum Hardship Amounts

   By MBCarey, November 2, 2007
   • 3 replies
   • 1.5k views
   • 
   • masteff
   • November 5, 2007

5. Primerica as Plan Investment Advisor

   By Guest caseyb, August 10, 2009
   • 3 replies
   • 2k views
   • 
   • GBurns
   • August 11, 2009

6. Safe Harbor NEC - odd formula

   By 401QUE, October 23, 2013   

   • Safe Harbor
   • 414(s) Test
   • (and 2 more)

     Tagged with:

     • Safe Harbor
     • 414(s) Test
     • reasonableness test
     • excluding bonus
   • 3 replies
   • 2.2k views
   • 
   • BG5150
   • October 24, 2013

7. safe harbor plan start-up and 3-month rule

   By Tom, July 2, 2018
   • 3 replies
   • 1.7k views
   • 
   • Kevin C
   • July 2, 2018

8. 401(a) (17) Compensation limit for off Calendar Year Plan

   By Pammie57, December 5, 2018
   • 3 replies
   • 1.5k views
   • 
   • Larry Starr
   • December 6, 2018

9. Any amendments needed for plan termination besides GUST?

   By Guest Tom Collins, August 10, 1999
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • August 24, 1999

10. 25% of Pay Limit

    By David, March 14, 2000
    • 3 replies
    • 1.8k views
    • 
    • John A
    • March 15, 2000

11. Are annual participant statements required to be sent to 401(k) partic

    By pbarrett, December 7, 2000
    • 3 replies
    • 2k views
    • 
    • RCK
    • December 11, 2000

12. 410(b)-6f Failure

    By Guest PORTE, January 15, 2002
    • 3 replies
    • 1.7k views
    • 
    • Richard Anderson
    • January 16, 2002

13. Catch-up contribution form

    By stephen, March 19, 2002
    • 3 replies
    • 2.1k views
    • 
    • Mike Preston
    • March 22, 2002

14. 415 Limitations

    By MBCarey, January 28, 2003
    • 3 replies
    • 1.3k views
    • 
    • four01kman
    • January 28, 2003

15. conversion screw-up

    By PensionNewbee, May 26, 2004
    • 3 replies
    • 1.4k views
    • 
    • JanetM
    • May 27, 2004

16. excluding per diem employees

    By betheeg, October 6, 2006
    • 3 replies
    • 5.2k views
    • 
    • Locust
    • October 12, 2006

17. Designated Roth Contribuitons

    By Guest Lori J, November 21, 2008
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • November 21, 2008

18. HELP! - 401(k) Coverage Test

    By Doghouse, September 6, 2009
    • 3 replies
    • 2.5k views
    • 
    • Doghouse
    • September 8, 2009

19. 2009 Required Minimum Distribution taken in 2010

    By AKconsult, October 29, 2009
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • November 5, 2009

20. Automatic Enrollment population - Modification of Alloc %

    By buckaroo, September 11, 2013
    • 3 replies
    • 1.1k views
    • 
    • buckaroo
    • September 12, 2013

21. Match (yet to be made) and ACP Failure

    By Gadgetfreak, February 2, 2014   

    • Match
    • ACP
    • (and 1 more)

      Tagged with:

      • Match
      • ACP
      • Fail
    • 3 replies
    • 1.6k views
    • 
    • 12AX7
    • February 3, 2014

22. Stacked Match with 3-month CODA

    By Brenda Wren, May 9, 2018
    • 3 replies
    • 717 views
    • 
    • Luke Bailey
    • May 14, 2018

23. Affiliated Service Groups - Current IRS Guidance??

    By kmhaab, September 10, 2020
    • 3 replies
    • 520 views
    • 
    • C. B. Zeller
    • September 14, 2020

24. Participant cannot be reached to make a deferral election.

    By Guest Jimmy B, August 2, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 3, 2000

25. Deductability of QNC

    By Guest Ella, July 13, 2001
    • 3 replies
    • 3.2k views
    • 
    • QDROphile
    • July 14, 2001

26. Safe Harbor 3% Notice

    By Guest Bob Neal, December 19, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 19, 2002

27. Participant Terminated with Sev-pay...

    By K-t-F, January 31, 2005
    • 3 replies
    • 1.2k views
    • 
    • K-t-F
    • January 31, 2005

28. Failed ADP/ACP Testing

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 11, 2006

29. excess deferrals

    By Felicia, May 3, 2006
    • 3 replies
    • 1.7k views
    • 
    • ERISAnut
    • May 3, 2006

30. Safe Harbor Match Formula

    By WesleyT, February 6, 2009
    • 3 replies
    • 3.8k views
    • 
    • Kevin C
    • February 6, 2009

31. Inclusion of ineligible employee

    By Guest Peggy806, March 2, 2009
    • 3 replies
    • 2.7k views
    • 
    • Tom Poje
    • March 31, 2009

32. 404a5 Disclosures to "Non-Participating" Participants

    By austin3515, August 27, 2012
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • August 27, 2012

33. Participant Loan / VCP Filing

    By austin3515, April 13, 2016
    • 3 replies
    • 960 views
    • 
    • Belgarath
    • April 14, 2016

34. Who is counted as an NHCE

    By LHW, September 12, 2019
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • September 13, 2019

35. TERMINATED employee recieved letter from SoCIAL Security re his 401k asset value

    By SSRRS, June 11, 2021
    • 3 replies
    • 718 views
    • 
    • SSRRS
    • June 11, 2021

36. ESOP401(K)Annual Addition limits.

    By Guest Babs, August 7, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • August 25, 1999

37. Leave of Absence & Contribution Eligibility

    By metsfan026, May 31, 2024
    • 3 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • June 3, 2024

38. When is merger effective and how to report?

    By Kac1214, October 9, 2025
    • 3 replies
    • 668 views
    • 
    • david rigby
    • October 14, 2025

39. Age 70 1/2 in 2004

    By Guest Commuter Rex, July 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • WDIK
    • July 11, 2003

40. Stock Options and Ownership Attribution

    By Guest Midas, April 26, 2005
    • 3 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • April 27, 2005

41. TOP HEAVY TEST

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • March 11, 2006

42. ADP refund without 1099-R

    By Guest ladycpa2, February 18, 2008
    • 3 replies
    • 4.2k views
    • 
    • 401_4_ever
    • February 19, 2008

43. Automatic Enrollment

    By CLE401kGuy, August 31, 2017   

    • automatic enrollment
    • 3 replies
    • 1.3k views
    • 
    • BenefitJack
    • September 2, 2017

44. hardship post-6 month wait

    By Tom, October 11, 2017
    • 3 replies
    • 1.1k views
    • 
    • RTK
    • October 17, 2017

45. PEO spin-off to single employer plan

    By cathyw, September 12, 2019
    • 3 replies
    • 4.2k views
    • 
    • Kevin C
    • September 18, 2019

46. Roth election for Employer Contributions

    By Tom, April 22, 2025
    • 3 replies
    • 1.1k views
    • 
    • Tom
    • April 24, 2025

47. LLCs, LLPs- business entities and compensation

    By Guest Napili, June 1, 2003
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • June 3, 2003

48. What limits need to be pro rata for our 401(k) plan's first, short plan year?

    By Guest lilnemo, September 11, 2003
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 17, 2003

49. disclosure in spd of fees charged directly to participants

    By k man, July 14, 2004
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • July 15, 2004

50. Reduction of cross tested percentage to NHCEs from 7% to 3%, but 5% has already been deposited into Participant accounts. Can cash be removed?

    By Guest ChopperPilot, March 10, 2005
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • March 11, 2005