401(k) Plans

19,321 topics in this forum

1. Maximizing HCEs while Minimizing NHCEs

   By Guest NewB, June 24, 2009
   • 1 reply
   • 1.5k views
   • 
   • K2retire
   • June 25, 2009

2. 410(b) test for match contributions

   By Santo Gold, January 12, 2007
   • 2 replies
   • 1.5k views
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   • BG5150
   • January 19, 2007

3. Controlled group

   By Mark Miller, January 25, 2021
   • 6 replies
   • 1.5k views
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   • CuseFan
   • January 26, 2021

4. New auto enroll set up

   By pmacduff, March 24, 2015
   • 3 replies
   • 1.5k views
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   • K2retire
   • March 25, 2015

5. No Contributions in the First Plan Year

   By BeanCounterBlues, February 20, 2017
   • 12 replies
   • 1.5k views
   • 
   • austin3515
   • February 24, 2017

6. Proposed Roth 401(k) and federal employees

   By Guest KJoseph, September 12, 2000
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • September 12, 2000

7. Elective Transfers

   By Gilmore, April 24, 2017
   • 1 reply
   • 1.5k views
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   • Gilmore
   • April 25, 2017

8. Non-English Requirements

   By Guest Astro, January 22, 2007
   • 2 replies
   • 1.5k views
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   • Guest
   • January 24, 2007

9. Missing Participants/Terminated Plan

   By Guest Frank Jackson, December 6, 1999
   • 0 replies
   • 1.5k views
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   • Guest
   • December 6, 1999

10. Hardship Withdrawal

    By Guest Bergy, August 26, 2002
    • 1 reply
    • 1.5k views
    • 
    • Mike Preston
    • August 26, 2002

11. Mid-Year Deferral Change By Employees

    By Guest ralar, December 8, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • December 10, 1999

12. coverage testing

    By Guest SueM382, January 2, 2007
    • 6 replies
    • 1.5k views
    • 
    • Tom Poje
    • January 3, 2007

13. Investment Insurance

    By Guest charlesperry, December 28, 2011
    • 5 replies
    • 1.5k views
    • 
    • GBurns
    • December 28, 2011

14. Rollover to an IRA of balance over $5000 - spousal consent???

    By Pammie57, April 14, 2022
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • April 18, 2022

15. Short Plan Year - Minimum months required?

    By KTB, December 18, 2013
    • 3 replies
    • 1.5k views
    • 
    • KTB
    • December 19, 2013

16. ACP Safe Harbor Match Mid-Year Amendment

    By JRN, May 29, 2014   

    • ACP Safe Harbor Amendment
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • June 6, 2014

17. Does an estate need to apply for a tax ID to receive a benefit?

    By MR, January 22, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • January 22, 2002

18. When to RFP

    By Guest gmykytyn, September 20, 2006
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • September 21, 2006

19. Davis-Bacon 401(k) plan

    By Guest jreed@e-apc.com, September 26, 2013   

    • Prevailing Wage
    • 3 replies
    • 1.5k views
    • 
    • PensionPro
    • September 30, 2013

20. Contributions, splits and buys

    By Guest Kriso, October 14, 2003
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • October 15, 2003

21. Normal or Separation from Service Distribution

    By Guest M.A., October 20, 2006
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • October 21, 2006

22. Safe harbor design

    By Guest Christie Banks, August 30, 2001
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • August 31, 2001

23. Long-Term Disability Er Paid Premiums

    By austin3515, February 13, 2023
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • April 14, 2025

24. Rollover voluntary after tax to Roth?

    By Jim Chad, April 18, 2013
    • 1 reply
    • 1.5k views
    • 
    • ETA Consulting LLC
    • April 18, 2013

25. Employer giving too much ER Match & correction?

    By EBP Guy, September 20, 2023
    • 2 replies
    • 1.5k views
    • 
    • BG5150
    • September 20, 2023

26. Covering Summer Help

    By Guest SPollock, August 14, 1999
    • 1 reply
    • 1.5k views
    • 
    • Ervin Barham
    • August 16, 1999

27. Loan repayments

    By rlb64, December 16, 2004
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • December 17, 2004

28. Fully Vest Term'd EEs Non-vested Bals?

    By Guest cole stevenson, August 28, 2000
    • 2 replies
    • 1.5k views
    • 
    • rcline46
    • August 31, 2000

29. Long Term Part Time Employee - plan started 1/1/2023

    By MQS0413, August 21, 2025
    • 2 replies
    • 1.5k views
    • 
    • MQS0413
    • August 21, 2025

30. Loan provision with c-corp law firm

    By Guest S FISCHER, January 16, 2002
    • 1 reply
    • 1.5k views
    • 
    • Belgarath
    • January 16, 2002

31. Correcting 401a4 - Gateway for corrections?

    By Guest chris4013, July 21, 2005
    • 2 replies
    • 1.5k views
    • 
    • Archimage
    • July 22, 2005

32. 401(k) Election Form 404(c) Compliance

    By Guest fatcatsplat, October 8, 2009
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • October 8, 2009

33. Terminating plan

    By Guest AngelQ, January 13, 2000
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 13, 2000

34. Top Heavy Example

    By Guest jetfaninmn, October 10, 2005
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • October 10, 2005

35. Profit Sharing for owner who is the only eligible participant

    By Alex Daisy, September 16, 2009
    • 12 replies
    • 1.5k views
    • 
    • Guest
    • September 23, 2009

36. VFCP Application - Excise Tax Paid To Plan

    By sdix401k, June 7, 2018
    • 3 replies
    • 1.5k views
    • 
    • sdix401k
    • June 8, 2018

37. Employer Securities in a Multiple Employer Plan

    By Guest LMalone, February 13, 2002
    • 1 reply
    • 1.5k views
    • 
    • Kirk Maldonado
    • February 15, 2002

38. I made a DUMB mistake and wonder if anybody has any ideas for saving my butt?

    By RayJJohnsonJr, September 4, 2009
    • 5 replies
    • 1.5k views
    • 
    • MWeddell
    • September 8, 2009

39. Participant Loan - IRA Rollover

    By Guest dhoefer, March 23, 2004
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 24, 2004

40. Safe Harbor Contribution on Wage Settlement Penalty

    By Zoey, May 29, 2019
    • 2 replies
    • 1.5k views
    • 
    • Zoey
    • June 3, 2019

41. VFCP on Late deferral contribution - prohibited transaction exemption 2002-51 (not more than 180 days) and $20 de-minimus

    By AdKu, May 18, 2018   

    • vfcp on late deferral contribution - prohibited transaction exemption 2002-51 (not more than 180 days) and $20 de-minimus
    • 2 replies
    • 1.5k views
    • 
    • AdKu
    • May 18, 2018

42. Fiduciary Training

    By Guest benefitsanalyst, April 14, 2004
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • April 19, 2004

43. Key Employee

    By Guest jstout2507, October 13, 2002
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • October 14, 2002

44. New 401(k) plan after terminated 401(k) plan

    By Guest Becky Egan, January 10, 2001
    • 2 replies
    • 1.5k views
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    • MWeddell
    • January 12, 2001

45. ADP and fiscal year

    By Guest moosegirl, August 28, 2003
    • 3 replies
    • 1.5k views
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    • R. Butler
    • August 29, 2003

46. can a company have 2 separate 401(k) plans, and what happens when one

    By Guest Jaki Delia, January 12, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • January 12, 2001

47. RMD Payments

    By Guest andmik, November 16, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 16, 2005

48. ACP failure, refund to participant, losses, 1099-R

    By pmacduff, May 17, 2023
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • May 17, 2023

49. Can a 401k plan become a market maker when offering company stock?

    By Guest JimJohnstone, December 6, 2000
    • 3 replies
    • 1.5k views
    • 
    • Jon Chambers
    • December 7, 2000

50. Transfer to foreign affiliate

    By Guest carsca, April 1, 2003
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • April 1, 2003