401(k) Plans

19,275 topics in this forum

1. Eligibility and Rehire Question

   By Bill D., September 24, 2020
   • 2 replies
   • 824 views
   • 
   • Gilmore
   • September 25, 2020

2. Unterminate plan termination

   By TA, March 12, 2020
   • 2 replies
   • 824 views
   • 
   • david rigby
   • March 12, 2020

3. Fixed Annuity Matures 1099R Issued to 401k Plan

   By AmyETPA, January 25, 2021
   • 3 replies
   • 824 views
   • 
   • Bird
   • January 26, 2021

4. RMD from Roth

   By Brenda Wren, July 8
   • 4 replies
   • 824 views
   • 
   • Bruce1
   • July 10

5. Forfeitures from a DC plan to fund a DB plan of the same ER

   By AdKu, April 24, 2017
   • 4 replies
   • 824 views
   • 
   • Tom Poje
   • April 24, 2017

6. Is Interest On Late Contributions Needed?

   By metsfan026, November 9, 2022
   • 2 replies
   • 824 views
   • 
   • Belgarath
   • November 10, 2022

7. Merging two plan, one ends 5/31, other ends 12/31

   By Guest lindamichals, June 29, 2004
   • 0 replies
   • 823 views
   • 
   • Guest
   • June 29, 2004

8. Safe harbor 3% Nonelective contribution

   By alwaysaquestion, April 25, 2024
   • 3 replies
   • 823 views
   • 
   • Kattdogg12
   • May 24, 2024

9. Age waiver in a new document

   By cpc0506, September 16, 2014
   • 1 reply
   • 823 views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2014

10. Open and shut eligibility for nonelective contribution

    By 7806akp, October 17, 2013
    • 1 reply
    • 823 views
    • 
    • ETA Consulting LLC
    • October 17, 2013

11. CFP Experience Requirement - TPA

    By ERISA13, May 12, 2015
    • 0 replies
    • 823 views
    • 
    • ERISA13
    • May 12, 2015

12. matching contributions

    By Guest Salvador A Mander, February 21, 2010
    • 1 reply
    • 823 views
    • 
    • Tom Poje
    • February 22, 2010

13. how long can you be 'otherwise excludable'

    By cpc0506, October 21, 2013
    • 1 reply
    • 823 views
    • 
    • ETA Consulting LLC
    • October 21, 2013

14. Plan Sponsor Amendment after stock purchase of thte Plan

    By LMOC, March 30, 2015
    • 2 replies
    • 822 views
    • 
    • LMOC
    • March 30, 2015

15. Family Attribution rules for Trust Beneficiary

    By NW529, January 3, 2020   

    • 401k
    • top heavy
    • (and 4 more)

      Tagged with:

      • 401k
      • top heavy
      • key employee
      • key top heavy
      • attribution rules
      • trust
    • 1 reply
    • 822 views
    • 
    • Luke Bailey
    • January 6, 2020

16. Maximum Loan / market dropped

    By Lou81, June 17, 2021   

    • loan
    • 6 replies
    • 822 views
    • 
    • BenefitJack
    • June 19, 2021

17. Fiduciary Rule

    By Scuba 401, June 8, 2017
    • 4 replies
    • 822 views
    • 
    • Scuba 401
    • June 9, 2017

18. Excess Contribution

    By Guest elang, April 9, 2012
    • 0 replies
    • 822 views
    • 
    • Guest
    • April 9, 2012

19. SH NEC contributions to PS plan

    By Cynchbeast, September 8, 2019
    • 5 replies
    • 822 views
    • 
    • imchipbrown
    • September 9, 2019

20. ADP Test Lay offs

    By PFranckowiak, February 24, 2010
    • 0 replies
    • 822 views
    • 
    • PFranckowiak
    • February 24, 2010

21. Summary Annual Report

    By Nassau, March 7, 2011
    • 0 replies
    • 821 views
    • 
    • Nassau
    • March 7, 2011

22. Plan mortgage to purchase land

    By Guest jrc, August 29, 2012
    • 0 replies
    • 821 views
    • 
    • Guest
    • August 29, 2012

23. Must withdrawals come out pro rata Roth and pre-tax?

    By Guest Rissa, January 30, 2010
    • 1 reply
    • 821 views
    • 
    • Guest
    • January 31, 2010

24. No Covid distribution/loan for you

    By Mr Bagwell, April 7, 2020
    • 6 replies
    • 821 views
    • 
    • Mr Bagwell
    • April 7, 2020

25. Any issues to watch out for if the PS contribution is based on a participant making elective deferrals?

    By jkharvey, June 4, 2015
    • 5 replies
    • 821 views
    • 
    • ESOP Guy
    • June 4, 2015

26. One negative Schedule C... possibly outweighed by the owner's other compensation?

    By AlbanyConsultant, August 31, 2021
    • 3 replies
    • 821 views
    • 
    • CuseFan
    • August 31, 2021

27. Solo 401k - multiple partnerships

    By bwurts, July 1, 2016
    • 1 reply
    • 821 views
    • 
    • Kevin C
    • July 7, 2016

28. Controlled Group - Multiple Plans - Coverage Testing

    By msmith, August 8, 2018
    • 2 replies
    • 821 views
    • 
    • msmith
    • August 10, 2018

29. Safe harbor match suspenseion

    By Pam S., January 31, 2020
    • 4 replies
    • 820 views
    • 
    • Pam S.
    • February 5, 2020

30. blackout period w/out moving recordkeepers?

    By TPApril, March 1, 2019
    • 4 replies
    • 819 views
    • 
    • BG5150
    • March 4, 2019

31. Is this an expense that can be paid from plan assets?

    By jkharvey, January 19, 2011
    • 1 reply
    • 819 views
    • 
    • david rigby
    • January 19, 2011

32. Form 5500-EZ - Who Is Eligible

    By metsfan026, October 11, 2022
    • 2 replies
    • 819 views
    • 
    • C. B. Zeller
    • October 11, 2022

33. Separate Bonus Selection Not Subject To Auto-Escalation

    By Howard_Mark, December 3, 2015
    • 0 replies
    • 819 views
    • 
    • Howard_Mark
    • December 3, 2015

34. Cash in lue of fringe benefit counted as comp?

    By Jim Chad, March 13, 2017
    • 2 replies
    • 819 views
    • 
    • Mike Preston
    • March 13, 2017

35. Changing the Plan Year

    By Nassau, March 16, 2012
    • 1 reply
    • 818 views
    • 
    • ETA Consulting LLC
    • March 16, 2012

36. New Comp Contribution red flags

    By Sammiemor, April 4, 2017
    • 7 replies
    • 818 views
    • 
    • K2
    • April 4, 2017

37. service provider disclosure (notice of changes)

    By k man, January 14, 2013
    • 0 replies
    • 818 views
    • 
    • k man
    • January 14, 2013

38. Deferral accrual - part of a pay period?

    By AlbanyConsultant, November 7, 2024
    • 5 replies
    • 818 views
    • 
    • ESOP Guy
    • November 8, 2024

39. Nonqualified Roth earnings

    By Guest jim williams, February 27, 2012
    • 1 reply
    • 818 views
    • 
    • ETA Consulting LLC
    • February 27, 2012

40. Sale of business as of 10/1 (stock sale) and ADP test

    By Pammie57, September 27, 2018
    • 8 replies
    • 818 views
    • 
    • QP_Guy
    • September 28, 2018

41. Top Heavy

    By ratherbereading, July 28, 2016   

    • Key top heavy
    • 9 replies
    • 818 views
    • 
    • My 2 cents
    • July 28, 2016

42. Fiscal plan deferral limit

    By Jakyasar, August 25, 2022
    • 3 replies
    • 818 views
    • 
    • Jakyasar
    • August 28, 2022

43. Controlled Group - different PYE

    By pholosofizer, August 11, 2015
    • 5 replies
    • 816 views
    • 
    • Mike Preston
    • August 11, 2015

44. can we create a plan for 3 partners in 2019

    By thepensionmaven, December 3, 2019
    • 8 replies
    • 816 views
    • 
    • C. B. Zeller
    • December 5, 2019

45. Military leave - loan provision

    By AKconsult, April 9, 2013
    • 0 replies
    • 815 views
    • 
    • AKconsult
    • April 9, 2013

46. Multiple employer

    By cdavis25, March 8, 2018
    • 2 replies
    • 815 views
    • 
    • CuseFan
    • March 8, 2018

47. ACP testing question

    By fiona1, March 19, 2014
    • 0 replies
    • 815 views
    • 
    • fiona1
    • March 19, 2014

48. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

    By Pammie57, August 7, 2023
    • 6 replies
    • 815 views
    • 
    • Belgarath
    • August 9, 2023

49. startup 401k plan

    By Dawn, May 11, 2018
    • 4 replies
    • 814 views
    • 
    • RatherBeGolfing
    • May 12, 2018

50. plan consolidation

    By thepensionmaven, January 3, 2017
    • 1 reply
    • 814 views
    • 
    • ETA Consulting LLC
    • January 3, 2017