401(k) Plans

19,275 topics in this forum

1. Auto enroll at rate < full match rate?

   By TPApril, December 14, 2019
   • 2 replies
   • 814 views
   • 
   • ratherbereading
   • December 16, 2019

2. PTO Contribution Amendment

   By Guest Statler, May 18, 2010
   • 0 replies
   • 814 views
   • 
   • Guest
   • May 18, 2010

3. Unlawful to take In-Service withdrawal before 59.5?

   By John K, October 10, 2024
   • 3 replies
   • 813 views
   • 
   • John K
   • October 14, 2024

4. statutory exclusion for ADP ACP test

   By Tom, April 10, 2024
   • 6 replies
   • 813 views
   • 
   • Bri
   • April 12, 2024

5. Advisor fees charged to plan

   By Guest eafrazier, February 14, 2012
   • 0 replies
   • 813 views
   • 
   • Guest
   • February 14, 2012

6. ADP Test - Determining HCE

   By metsfan026, November 13, 2023
   • 3 replies
   • 813 views
   • 
   • Paul I
   • November 13, 2023

7. Testing Related Group Plans

   By 415 Limit, December 4, 2024
   • 6 replies
   • 813 views
   • 
   • CuseFan
   • December 11, 2024

8. Employee becomes agency temp, is he employed on the last day?

   By Jim Chad, January 30, 2018
   • 3 replies
   • 812 views
   • 
   • Luke Bailey
   • January 31, 2018

9. Non-safe harbor definition of compensation applies on to PS

   By cpc0506, September 20, 2015
   • 1 reply
   • 812 views
   • 
   • Tom Poje
   • September 21, 2015

10. Affliated Service Group

    By Chippy, February 26, 2013
    • 0 replies
    • 812 views
    • 
    • Chippy
    • February 26, 2013

11. Top Paid Group question

    By legort69, December 9, 2020
    • 6 replies
    • 812 views
    • 
    • Belgarath
    • December 10, 2020

12. managing revenue sharing

    By Guest MBERISA, July 7, 2010
    • 0 replies
    • 812 views
    • 
    • Guest
    • July 7, 2010

13. SECURE 1.0 - Retroactive Safe Harbor 4% to Correct ADP

    By Towanda, July 28, 2023
    • 1 reply
    • 812 views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2023

14. small plan, all participants quit together

    By Earl, August 25, 2014
    • 4 replies
    • 811 views
    • 
    • Bird
    • August 26, 2014

15. Single participant 401(k) no document

    By Biz Develop Consultant BJF, August 27, 2021
    • 1 reply
    • 811 views
    • 
    • Bird
    • August 30, 2021

16. Sole Prop and Deduction Limit

    By Dazednconfused, July 23, 2018
    • 4 replies
    • 811 views
    • 
    • Larry Starr
    • July 24, 2018

17. Covering employees of unrelated entity

    By Nancy D, April 17, 2014
    • 3 replies
    • 811 views
    • 
    • QDROphile
    • April 17, 2014

18. Post Severance Comp

    By austin3515, March 24, 2014
    • 1 reply
    • 810 views
    • 
    • austin3515
    • March 24, 2014

19. Charging fees to participants for changing tpa

    By TPApril, May 14, 2020
    • 2 replies
    • 810 views
    • 
    • Larry Starr
    • May 15, 2020

20. Fixing a failed ADP test

    By dragondon, April 4, 2024
    • 1 reply
    • 810 views
    • 
    • CuseFan
    • April 4, 2024

21. 401k Accounting for IRA transfer

    By SeanTankarian, February 3, 2015   

    • IRA 401k rollover
    • 1 reply
    • 810 views
    • 
    • QDROphile
    • February 3, 2015

22. Client moved to PEO, termed prior plan, moving out of PEO starting new plan in less than 12 months

    By AlwaysLearning, March 29, 2019   

    • peo
    • 401(k)
    • 4 replies
    • 810 views
    • 
    • AlwaysLearning
    • March 29, 2019

23. Participant Notice Solution (Preparation & Fulfillment)???

    By LANDO, November 10, 2015   

    • participant notices
    • notices
    • (and 4 more)

      Tagged with:

      • participant notices
      • notices
      • fee disclosure notices
      • safe harbor notices
      • combined notices
      • deliver solutions
    • 0 replies
    • 810 views
    • 
    • LANDO
    • November 10, 2015

24. Unregulated institution

    By sunnyj, October 23, 2018
    • 6 replies
    • 810 views
    • 
    • Larry Starr
    • October 23, 2018

25. Bonus Election When Paid w. Regular Payroll

    By 401questions, June 28, 2024
    • 5 replies
    • 810 views
    • 
    • Peter Gulia
    • July 1, 2024

26. Should I file a Sched H or 5500-SF? - Count of BOY participants

    By Bruddah Kimo, March 23, 2016
    • 7 replies
    • 810 views
    • 
    • My 2 cents
    • March 24, 2016

27. Controlled Group or not

    By cpc0506, December 27, 2010
    • 1 reply
    • 810 views
    • 
    • Tom Poje
    • December 27, 2010

28. Discretionary deposits in 401K to make up for missed match

    By PGWilliams, December 19, 2019
    • 3 replies
    • 810 views
    • 
    • Lou S.
    • December 19, 2019

29. Controlled Group - Employee-Owned Stock Exclusion

    By EBECatty, June 3, 2019
    • 5 replies
    • 809 views
    • 
    • Luke Bailey
    • June 4, 2019

30. 401(k) for self employed

    By thepensionmaven, December 20, 2016
    • 1 reply
    • 809 views
    • 
    • rcline46
    • December 20, 2016

31. Overlap between Auto election period and a Blackout period

    By Sidney, November 18, 2019
    • 2 replies
    • 809 views
    • 
    • cathgrace
    • November 19, 2019

32. Should QNECs be included in total ER contrib for Max Deduct.?

    By Guest Puff, March 5, 2014   

    • QNEC Maximum Deductibility
    • 1 reply
    • 809 views
    • 
    • Lou S.
    • March 5, 2014

33. Imputing Permitted Disparity

    By austin3515, December 22, 2015
    • 4 replies
    • 809 views
    • 
    • austin3515
    • December 22, 2015

34. SECURE 2.0 Roth treatment of catch-up contributions

    By youngbenefitslawyer, February 11
    • 3 replies
    • 809 views
    • 
    • Peter Gulia
    • February 11

35. Stock attribution question after death

    By Lou S., January 30, 2014
    • 2 replies
    • 809 views
    • 
    • Lou S.
    • January 31, 2014

36. Spousal consent to distributions

    By Tom, June 17, 2024
    • 3 replies
    • 808 views
    • 
    • Tom
    • June 19, 2024

37. Safe harbor 401(k)

    By Guest Salvador A Mander, October 17, 2011
    • 0 replies
    • 808 views
    • 
    • Guest
    • October 17, 2011

38. Safe Harbor 401k Closing / Contribution Requirements

    By jtbrown1111, August 15, 2019   

    • safe harbor plans
    • 7 replies
    • 808 views
    • 
    • Bri
    • August 16, 2019

39. 403(b) deferral test/refund

    By mlp0816, June 4, 2014
    • 1 reply
    • 808 views
    • 
    • austin3515
    • June 5, 2014

40. Excess Annual Addition

    By nancy, January 23, 2020
    • 4 replies
    • 808 views
    • 
    • Luke Bailey
    • January 24, 2020

41. In-Service distribution from 401(k) that includes terminated DB rollover

    By Tom, December 20, 2022
    • 2 replies
    • 808 views
    • 
    • CuseFan
    • December 20, 2022

42. Change in Controlled Group - affect on 401(k)

    By M Norton, January 20, 2022   

    • controlled group change
    • mixed plans
    • 1 reply
    • 808 views
    • 
    • Luke Bailey
    • January 24, 2022

43. No Rollover Contribution Fees for 6 Months -- Any Issues?

    By Interested Party, February 5
    • 5 replies
    • 808 views
    • 
    • Interested Party
    • February 5

44. Recommendations sought for solo 401(k) auditor

    By blguest, May 7   

    • audit
    • 401k plan
    • (and 2 more)

      Tagged with:

      • audit
      • 401k plan
      • real estate
      • qdro
    • 1 reply
    • 807 views
    • 
    • Appleby
    • May 14

45. Form 5310 submissions through pay.gov

    By BenefitsBum, October 21, 2021
    • 4 replies
    • 807 views
    • 
    • bito'money
    • December 16, 2021

46. SH Nonelective - First Plan Year

    By Gilmore, April 29, 2021
    • 6 replies
    • 807 views
    • 
    • Lou S.
    • May 18, 2021

47. Compensation for HCE determination

    By justatester, February 6
    • 2 replies
    • 807 views
    • 
    • Artie M
    • February 10

48. add match with prior year testing - issues?

    By AlbanyConsultant, December 3, 2024
    • 5 replies
    • 807 views
    • 
    • C. B. Zeller
    • December 4, 2024

49. Participant Diversification

    By khn, September 10, 2013
    • 1 reply
    • 807 views
    • 
    • GMK
    • September 10, 2013

50. Amending a Maybe Safe Harbor Plan

    By kgr12, May 27, 2015
    • 1 reply
    • 806 views
    • 
    • Lou S.
    • May 27, 2015