401(k) Plans

19,334 topics in this forum

1. safe harbor notice - signed?

   By TPApril, November 26, 2022
   • 3 replies
   • 854 views
   • 
   • Bill Presson
   • November 28, 2022

2. Required Minimum Distribution

   By Guest KRS401k, March 14, 2011
   • 2 replies
   • 854 views
   • 
   • Guest
   • March 14, 2011

3. Break-In Service & Plan Re-entry

   By Danny CPA, February 16, 2011
   • 0 replies
   • 854 views
   • 
   • Danny CPA
   • February 16, 2011

4. IRS Issues Proposed Hardship Withdrawal Rules

   By Lois Baker, November 9, 2018
   • 7 replies
   • 854 views
   • 
   • Peter Gulia
   • November 14, 2018

5. Excise Tax on Refund of Match Deposited as a Lump-Sum after the End of the Plan Year

   By Christopher Wilson, March 15, 2022
   • 1 reply
   • 854 views
   • 
   • Lou S.
   • March 15, 2022

6. Contributing to Solo 401k but has eligible EE

   By pj20, November 7, 2024
   • 3 replies
   • 854 views
   • 
   • pj20
   • November 7, 2024

7. Discontinue SH Nonelective

   By austin3515, June 30, 2009
   • 1 reply
   • 854 views
   • 
   • Jim Chad
   • July 1, 2009

8. multiple employer plan and form 5558

   By cpc0506, October 8, 2013
   • 0 replies
   • 854 views
   • 
   • cpc0506
   • October 8, 2013

9. Auto Enroll Notices

   By JKW, November 29, 2016
   • 2 replies
   • 854 views
   • 
   • John Feldt ERPA CPC QPA
   • December 2, 2016

10. 403b deferrals in the ABT

    By 30Rock, October 6, 2011
    • 0 replies
    • 853 views
    • 
    • 30Rock
    • October 6, 2011

11. allocating deferrals to catch-up to make room for PS

    By M Norton, February 13, 2019   

    • catch-up deferrals
    • 2 replies
    • 853 views
    • 
    • M Norton
    • February 13, 2019

12. Another LTPT Inquiry

    By thepensionmaven, June 27, 2025
    • 8 replies
    • 853 views
    • 
    • RatherBeGolfing
    • June 30, 2025

13. Prior Year Testing

    By CLE401kGuy, November 7, 2014
    • 1 reply
    • 853 views
    • 
    • Tom Poje
    • November 10, 2014

14. TH Minimum to New Keys

    By austin3515, October 28, 2010
    • 2 replies
    • 853 views
    • 
    • DMcGovern
    • October 28, 2010

15. controlled group question

    By K2retire, March 12, 2015
    • 2 replies
    • 853 views
    • 
    • K2retire
    • March 12, 2015

16. Unregulated institution

    By sunnyj, October 23, 2018
    • 6 replies
    • 852 views
    • 
    • Larry Starr
    • October 23, 2018

17. Employer Stock Restricted to Current Employees Only?

    By kmhaab, October 25, 2018
    • 5 replies
    • 852 views
    • 
    • QDROphile
    • October 29, 2018

18. Unterminate plan termination

    By TA, March 12, 2020
    • 2 replies
    • 852 views
    • 
    • david rigby
    • March 12, 2020

19. Compensation Definition

    By Stash026, March 11, 2021
    • 3 replies
    • 852 views
    • 
    • justanotheradmin
    • March 11, 2021

20. 401K Plans -- Prohibited Transactions

    By Guest John P., April 2, 2012
    • 0 replies
    • 852 views
    • 
    • Guest
    • April 2, 2012

21. Excluding compensation retroactive

    By karl, October 4, 2016
    • 2 replies
    • 852 views
    • 
    • karl
    • October 5, 2016

22. Automatic Stay and 'Home Bill" Loans

    By in-house ERISA, May 17, 2019
    • 5 replies
    • 852 views
    • 
    • Luke Bailey
    • May 21, 2019

23. Loan defaulted due to administrative issue

    By katie58, November 28, 2012
    • 1 reply
    • 851 views
    • 
    • ETA Consulting LLC
    • November 28, 2012

24. Small Business and Work Opportunity tax act of 2007

    By austin3515, November 5, 2009
    • 0 replies
    • 851 views
    • 
    • austin3515
    • November 5, 2009

25. ADP/ACP Test

    By Guest Joanne Davey, February 28, 2003
    • 0 replies
    • 851 views
    • 
    • Guest
    • February 28, 2003

26. Amend a Final 5500-EZ?

    By cowdogman, April 9, 2019
    • 2 replies
    • 851 views
    • 
    • cowdogman
    • April 11, 2019

27. QSLOB treatment

    By K2retire, November 11, 2013
    • 0 replies
    • 851 views
    • 
    • K2retire
    • November 11, 2013

28. ADP Testing - Mandatory Aggregation

    By 415 Limit, March 1, 2024
    • 1 reply
    • 851 views
    • 
    • CuseFan
    • March 4, 2024

29. Annual Required Participant Notice Question

    By khn, September 17, 2014
    • 1 reply
    • 851 views
    • 
    • GMK
    • September 17, 2014

30. Self directed plan

    By Gary, December 11, 2009
    • 0 replies
    • 851 views
    • 
    • Gary
    • December 11, 2009

31. Loan Repayments While On Suspension

    By metsfan026, March 12, 2024
    • 2 replies
    • 851 views
    • 
    • metsfan026
    • March 14, 2024

32. Company match

    By csanch11, June 26, 2019
    • 1 reply
    • 851 views
    • 
    • Lou S.
    • June 26, 2019

33. What are the difficulties with 60-something catch-up elective deferrals?

    By Peter Gulia, December 23, 2022
    • 7 replies
    • 851 views
    • 
    • Peter Gulia
    • January 1, 2023

34. Suggested Reading for Testing and Aggregation Topics

    By Guest jjq, March 5, 2011
    • 1 reply
    • 851 views
    • 
    • 12AX7
    • March 7, 2011

35. Missed Opportunity to Defer with Safe Harbor Match

    By Cobras59, June 28, 2022
    • 3 replies
    • 850 views
    • 
    • MWeddell
    • July 8, 2022

36. 401(k) to 403(b)

    By R. Butler, May 24, 2010
    • 0 replies
    • 850 views
    • 
    • R. Butler
    • May 24, 2010

37. ADP REFUNDS based on "bad" census data for 2015

    By Pammie57, August 23, 2016
    • 2 replies
    • 850 views
    • 
    • BG5150
    • August 26, 2016

38. incorrectly calculated match

    By K2retire, July 31, 2015
    • 3 replies
    • 850 views
    • 
    • Mike Preston
    • August 1, 2015

39. Roth In-Plan Conversion

    By Guest emcelroy, October 19, 2010
    • 1 reply
    • 850 views
    • 
    • Guest
    • October 19, 2010

40. Cashing out 401k

    By Hartek, April 29, 2024
    • 4 replies
    • 850 views
    • 
    • ratherbereading
    • April 29, 2024

41. Another Ineligible 401(k) Contribution Question

    By 401kAllTheWay, September 8, 2023   

    • correction method
    • 8 replies
    • 850 views
    • 
    • 401kAllTheWay
    • September 8, 2023

42. Automatic enrollment in error

    By SusanKD, January 4, 2018
    • 1 reply
    • 850 views
    • 
    • Larry Starr
    • January 6, 2018

43. can we create a plan for 3 partners in 2019

    By thepensionmaven, December 3, 2019
    • 8 replies
    • 850 views
    • 
    • C. B. Zeller
    • December 5, 2019

44. Fiduciary Rule

    By Scuba 401, June 8, 2017
    • 4 replies
    • 850 views
    • 
    • Scuba 401
    • June 9, 2017

45. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 850 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

46. New Comp formula requirements in plan documents.

    By Purplemandinga, October 23, 2020
    • 5 replies
    • 850 views
    • 
    • CuseFan
    • October 23, 2020

47. How much time is involved in "In plan Roth Rollovers and Transfers"

    By Jim Chad, September 11, 2013
    • 1 reply
    • 849 views
    • 
    • K2retire
    • October 28, 2013

48. Immediate Entry but no pay until 2014

    By CLE401kGuy, December 26, 2013
    • 1 reply
    • 849 views
    • 
    • masteff
    • December 26, 2013

49. New Comp Contribution red flags

    By Sammiemor, April 4, 2017
    • 7 replies
    • 849 views
    • 
    • K2
    • April 4, 2017

50. Solo 401k - multiple partnerships

    By bwurts, July 1, 2016
    • 1 reply
    • 849 views
    • 
    • Kevin C
    • July 7, 2016