401(k) Plans

19,275 topics in this forum

1. QSLOB Election - Who is the employer?

   By Trisports, July 30, 2020
   • 1 reply
   • 757 views
   • 
   • Bill Presson
   • July 31, 2020

2. Plan Mergers/Controlled Group

   By KevinMc, January 8, 2024
   • 3 replies
   • 757 views
   • 
   • KevinMc
   • January 8, 2024

3. DOL guidance re recordkeeper searches

   By benefitsguru, March 15, 2016
   • 0 replies
   • 757 views
   • 
   • benefitsguru
   • March 15, 2016

4. Top Heavy - Initial Plan Year accrual not paid

   By legort69, August 3, 2017   

   • top heavy
   • initial plan year
   • (and 1 more)

     Tagged with:

     • top heavy
     • initial plan year
     • accrual
   • 2 replies
   • 757 views
   • 
   • RatherBeGolfing
   • August 4, 2017

5. Contributions

   By EP, June 7, 2018   

   • contributions
   • payroll
   • (and 1 more)

     Tagged with:

     • contributions
     • payroll
     • deferrals
   • 3 replies
   • 757 views
   • 
   • Larry Starr
   • June 8, 2018

6. Safe Harbor Match True-Up

   By nerd-party-administrator, February 26, 2020
   • 2 replies
   • 756 views
   • 
   • nerd-party-administrator
   • February 27, 2020

7. ACP Test Refunds

   By ratherbereading, March 8, 2021   

   • acp
   • earnings
   • (and 1 more)

     Tagged with:

     • acp
     • earnings
     • refunds
   • 2 replies
   • 756 views
   • 
   • ratherbereading
   • March 9, 2021

8. Coverage Tests

   By Guest Celtics, March 27, 2014
   • 2 replies
   • 755 views
   • 
   • MWeddell
   • March 31, 2014

9. Foreign 401k

   By AbsolutelyOkayPossibly, November 10, 2020
   • 2 replies
   • 755 views
   • 
   • AbsolutelyOkayPossibly
   • November 10, 2020

10. Lifetime income disclosures - timing headaches

    By AlbanyConsultant, July 5, 2022
    • 4 replies
    • 755 views
    • 
    • AlbanyConsultant
    • July 14, 2022

11. S Corp filed return and wants to file an amended return

    By DDB BN, April 8, 2020
    • 2 replies
    • 755 views
    • 
    • Peter Gulia
    • April 8, 2020

12. safe harbor when business commmenced 7/1

    By thepensionmaven, September 10, 2019
    • 4 replies
    • 755 views
    • 
    • Eve Sav
    • September 13, 2019

13. 401(k) SH plan moves to MEP

    By jkharvey, April 9, 2014
    • 0 replies
    • 754 views
    • 
    • jkharvey
    • April 9, 2014

14. Maximizing Catch Up

    By khn, September 7, 2016
    • 5 replies
    • 754 views
    • 
    • ETA Consulting LLC
    • September 9, 2016

15. Revoke 2021 SH Match Notice & Contribution

    By susieQ, December 23, 2020
    • 4 replies
    • 754 views
    • 
    • FORMER ESQ.
    • December 24, 2020

16. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 754 views
    • 
    • Peter Gulia
    • January 30, 2019

17. Affiliated Service Group and Testing

    By 52626, March 29, 2019
    • 1 reply
    • 753 views
    • 
    • C. B. Zeller
    • March 29, 2019

18. |Cash vs 401k

    By 52626, August 16, 2023
    • 8 replies
    • 753 views
    • 
    • Roycal
    • August 18, 2023

19. Mandatory 20% withholding on hardship distribution not paid.

    By rblum50, July 9, 2024
    • 1 reply
    • 753 views
    • 
    • C. B. Zeller
    • July 9, 2024

20. Early Inclusion of Otherwise Eligible Employee Failures

    By ValerieG11, March 19, 2024
    • 1 reply
    • 753 views
    • 
    • Lou S.
    • March 19, 2024

21. Top Heavy Silliness

    By C. B. Zeller, June 26, 2018
    • 3 replies
    • 753 views
    • 
    • C. B. Zeller
    • June 27, 2018

22. Plan Mergers/Controlled Group

    By KevinMc, October 2, 2024
    • 1 reply
    • 753 views
    • 
    • MDCPA
    • October 3, 2024

23. SEP + Profit Sharing or Cash Balance

    By Stash026, April 7, 2021
    • 4 replies
    • 753 views
    • 
    • shERPA
    • April 7, 2021

24. Missed Opportunity to Defer with Safe Harbor Match

    By Cobras59, June 28, 2022
    • 3 replies
    • 752 views
    • 
    • MWeddell
    • July 8, 2022

25. Titling s/d accts when co. name always changing

    By TPApril, February 15, 2022
    • 2 replies
    • 752 views
    • 
    • Bill Presson
    • February 15, 2022

26. Normal Retirement Age DB/DC combo plan

    By wifrbr, May 15, 2018
    • 4 replies
    • 752 views
    • 
    • Calavera
    • May 16, 2018

27. 415 Limit and Catch-up

    By NW529, December 4, 2020   

    • 415
    • catchup
    • 3 replies
    • 752 views
    • 
    • BG5150
    • December 7, 2020

28. Missing Participants Terminated Plans

    By Guest roseadmin, October 22, 2010
    • 0 replies
    • 752 views
    • 
    • Guest
    • October 22, 2010

29. Safe Harbor Match Contribution Source

    By KevinMc, March 2, 2018
    • 2 replies
    • 752 views
    • 
    • Tom Poje
    • March 2, 2018

30. Safe Harbor Question

    By Stash026, October 27, 2015
    • 3 replies
    • 752 views
    • 
    • Tom Poje
    • October 27, 2015

31. What happens when due to the buying/selling of stock, companies are no longer a controlled group part way through the year?

    By katieinny, October 15, 2010
    • 0 replies
    • 751 views
    • 
    • katieinny
    • October 15, 2010

32. Converting SIMPLE IRA to 401k - Notice REquirement

    By austin3515, May 23
    • 2 replies
    • 751 views
    • 
    • austin3515
    • May 23

33. Missed Deferral/SH Match

    By Pammie57, September 19, 2017
    • 1 reply
    • 751 views
    • 
    • WCC
    • September 19, 2017

34. Plan Eligibility Amendment

    By TPA, November 3, 2020
    • 1 reply
    • 751 views
    • 
    • C. B. Zeller
    • November 3, 2020

35. Roth rollover to 401(k) Plan

    By Jim Chad, August 5, 2015
    • 1 reply
    • 750 views
    • 
    • Lou S.
    • August 5, 2015

36. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 750 views
    • 
    • metsfan026
    • March 1, 2022

37. single entry date - how does it work?

    By AlbanyConsultant, August 13, 2024
    • 5 replies
    • 749 views
    • 
    • Gina Alsdorf
    • August 22, 2024

38. "Testing Quality Data"

    By austin3515, March 9, 2020
    • 2 replies
    • 749 views
    • 
    • austin3515
    • March 9, 2020

39. Switching SH for 2020

    By Jakyasar, October 1, 2020
    • 5 replies
    • 749 views
    • 
    • Chipwood 24
    • October 7, 2020

40. Year End Discretionary Matching Contribution amended to x% payroll by payroll Matching contribution

    By AdKu, December 2, 2016   

    • Year End Discretionary Matchi
    • x% payroll by payroll Matchin
    • 0 replies
    • 749 views
    • 
    • AdKu
    • December 2, 2016

41. 401k entitlement

    By Sheila Mitchell, August 26, 2018
    • 3 replies
    • 749 views
    • 
    • QDROphile
    • August 28, 2018

42. Excludible NHCE becomes HCE, quits, minimum coverage issue

    By JWRB, December 14, 2016
    • 6 replies
    • 748 views
    • 
    • MWeddell
    • December 14, 2016

43. loan default

    By mehmgo, January 7, 2021
    • 4 replies
    • 748 views
    • 
    • Bill Presson
    • January 8, 2021

44. Matches

    By coleboy, May 31, 2018
    • 5 replies
    • 748 views
    • 
    • MWeddell
    • June 1, 2018

45. Contributing to Solo 401k but has eligible EE

    By pj20, November 7, 2024
    • 3 replies
    • 748 views
    • 
    • pj20
    • November 7, 2024

46. finding which 1099's involve Roth so they can be coed correctly

    By Jim Chad, December 24, 2010
    • 0 replies
    • 748 views
    • 
    • Jim Chad
    • December 24, 2010

47. one person plans subject to DOL's 7-day deferral deposit rule?

    By Pinefresh, May 24, 2016
    • 2 replies
    • 748 views
    • 
    • rcline46
    • May 25, 2016

48. Merging Safe Harbor Plans

    By Gilmore, September 23, 2021
    • 2 replies
    • 748 views
    • 
    • Gilmore
    • September 24, 2021

49. Automatic Enrollment under SECURE 2.0

    By sb0828, July 24, 2024
    • 1 reply
    • 748 views
    • 
    • RatherBeGolfing
    • July 25, 2024

50. 401k <> safe harbor eligibilty

    By TPApril, May 16, 2023
    • 8 replies
    • 748 views
    • 
    • EBP
    • May 17, 2023