401(k) Plans

19,319 topics in this forum

1. Blackout Notices for Transfers out of a MEP 5500 disclosure

   By Purplemandinga, August 5, 2019
   • 2 replies
   • 677 views
   • 
   • Purplemandinga
   • August 6, 2019

2. non-elective deposited each payroll

   By Chippy, February 28, 2018
   • 2 replies
   • 677 views
   • 
   • Luke Bailey
   • March 1, 2018

3. Eligibility Senior Moment

   By thepensionmaven, June 11, 2024
   • 4 replies
   • 676 views
   • 
   • thepensionmaven
   • June 14, 2024

4. New Safe Company - SH Plan

   By Becky Schwing, July 27, 2020
   • 2 replies
   • 676 views
   • 
   • Kevin C
   • August 7, 2020

5. How are you interpreting SECURE 2.0 Section 350?

   By Belgarath, February 8, 2023
   • 2 replies
   • 676 views
   • 
   • Belgarath
   • February 8, 2023

6. After tax contribution in testing.

   By swam, March 15, 2024   

   • after tax contributions
   • acp test
   • (and 1 more)

     Tagged with:

     • after tax contributions
     • acp test
     • 401(m)
   • 3 replies
   • 676 views
   • 
   • Bri
   • March 15, 2024

7. ACP test

   By cdavis25, March 8, 2018
   • 3 replies
   • 676 views
   • 
   • BG5150
   • March 9, 2018

8. New Plan Setup - Plan Year For Safe Harbor With Automatic Increase

   By metsfan026, September 27, 2023
   • 2 replies
   • 676 views
   • 
   • Gilmore
   • September 27, 2023

9. 402(g) Violation?

   By Joe L, September 9, 2020   

   • 401k
   • testing
   • (and 1 more)

     Tagged with:

     • 401k
     • testing
     • 402(g)
   • 1 reply
   • 676 views
   • 
   • MWeddell
   • September 9, 2020

10. Non QJSA 401(k) spousal waiver for beneficiary

    By Jim Chad, December 13, 2016
    • 2 replies
    • 675 views
    • 
    • GMK
    • December 13, 2016

11. 2 EMPLOYEE RETIREMENT PLAN _ TOP HEAVY

    By RRivera, February 8, 2018   

    • top heavy
    • 2 replies
    • 675 views
    • 
    • Tom Poje
    • February 9, 2018

12. Missed opportunity in a EACA plan

    By cpc0506, May 30, 2017
    • 1 reply
    • 675 views
    • 
    • BG5150
    • May 30, 2017

13. affiliated service group after tax deferral

    By Nic Pospiech, January 27, 2025
    • 3 replies
    • 675 views
    • 
    • Nic Pospiech
    • January 27, 2025

14. Shout out to my TPA Peeps on 1099-Rs

    By austin3515, February 13, 2024
    • 5 replies
    • 674 views
    • 
    • austin3515
    • February 13, 2024

15. 401k payroll missed 3 loan repayments of $57.02...Using VCFP Model Form..Is there a Fee to use ? Is form 5530 Required?

    By Ken_BenefitScape, February 25, 2022
    • 1 reply
    • 674 views
    • 
    • EBP
    • February 25, 2022

16. 401(k) Plan Transferred to PEP

    By WBTPA, January 5, 2024
    • 1 reply
    • 674 views
    • 
    • Paul I
    • January 5, 2024

17. Plan amended during Plan year to stop safe harbor match -how does that affect Top Heavy?

    By Pammie57, October 10, 2019
    • 2 replies
    • 674 views
    • 
    • Lou S.
    • October 10, 2019

18. Missed deferral opportunity

    By BG5150, May 25, 2022
    • 3 replies
    • 674 views
    • 
    • Luke Bailey
    • May 27, 2022

19. Vesting Service Question

    By LostInPension, January 4, 2021
    • 5 replies
    • 673 views
    • 
    • Luke Bailey
    • January 7, 2021

20. 3% nonelective safe harbor notice

    By Tom, October 16, 2025
    • 2 replies
    • 673 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16, 2025

21. Implementing Student Loan Repayment Benefit

    By Flyboyjohn, December 26, 2018
    • 1 reply
    • 673 views
    • 
    • Larry Starr
    • December 26, 2018

22. Student Loan Repayment Programs

    By austin3515, September 19, 2017
    • 3 replies
    • 673 views
    • 
    • Catsby
    • September 20, 2017

23. counted for ADP test or not

    By thepensionmaven, February 8, 2016
    • 2 replies
    • 673 views
    • 
    • Tom Poje
    • February 9, 2016

24. Correcting deferral percentage

    By Bobp, July 27, 2016
    • 0 replies
    • 673 views
    • 
    • Bobp
    • July 27, 2016

25. Removing Participating Employer as of Purchase Date

    By khn, January 5
    • 8 replies
    • 672 views
    • 
    • Artie M
    • January 7

26. Safe harbor nonelective, eligibility requirements based on service different than deferrals

    By Belgarath, May 6, 2022
    • 3 replies
    • 672 views
    • 
    • Mr Bagwell
    • May 6, 2022

27. proposed mid-year amendment to safe harbor enhanced match allocation

    By Roxie99, July 16, 2021
    • 3 replies
    • 672 views
    • 
    • Gilmore
    • July 28, 2021

28. Paying fees on behalf of plan

    By Molgilny89, March 21, 2022
    • 1 reply
    • 672 views
    • 
    • Peter Gulia
    • March 21, 2022

29. Mid Year HCE Safe Harbor Inclusion?

    By Gilmore, February 25, 2021
    • 1 reply
    • 671 views
    • 
    • MWeddell
    • March 1, 2021

30. ADP Test in Error

    By ConnieStorer, April 12, 2019
    • 2 replies
    • 671 views
    • 
    • ConnieStorer
    • April 12, 2019

31. Roth deferrals deducted by CPA on Sole Prop tax return

    By Tom, January 16, 2025
    • 0 replies
    • 671 views
    • 
    • Tom
    • January 16, 2025

32. QACA Missed Deferral Issue

    By 52626, July 25, 2024
    • 1 reply
    • 671 views
    • 
    • JRN
    • July 25, 2024

33. Secure 2.0 tax credits for safe harbor 401(K)

    By Newyorksba, August 2, 2024
    • 1 reply
    • 671 views
    • 
    • Peter Gulia
    • August 4, 2024

34. IRS Pension Plan Burden Survey

    By austin3515, May 7, 2019
    • 4 replies
    • 670 views
    • 
    • loserson
    • May 8, 2019

35. Sole props deferral election after year end

    By Jakyasar, November 22, 2024
    • 2 replies
    • 670 views
    • 
    • Jakyasar
    • November 23, 2024

36. Overpayment and excess deferrals

    By BellaBee41, October 13, 2025
    • 2 replies
    • 669 views
    • 
    • BellaBee41
    • October 14, 2025

37. ND testing - Catch up contributions

    By Tracy, April 4, 2019
    • 3 replies
    • 669 views
    • 
    • imchipbrown
    • April 5, 2019

38. Tax deductible and plan termination with no eligible compensation

    By tghooper, November 15, 2019
    • 3 replies
    • 669 views
    • 
    • tghooper
    • November 15, 2019

39. Coverage Testing

    By Catch22PGM, March 30, 2021   

    • control group
    • average benefits test
    • (and 3 more)

      Tagged with:

      • control group
      • average benefits test
      • ratio percentage
      • aggregation group
      • benefits rights and features
    • 2 replies
    • 669 views
    • 
    • Catch22PGM
    • March 31, 2021

40. New single member 401(k) for 2020, Still time?

    By K-t-F, August 19, 2021
    • 8 replies
    • 668 views
    • 
    • Ilene Ferenczy
    • August 20, 2021

41. New 401k Plan?

    By B. Geiger, April 11, 2024
    • 3 replies
    • 668 views
    • 
    • Peter Gulia
    • April 12, 2024

42. controlled group 5500 filing requirement

    By Tom, April 30, 2025
    • 2 replies
    • 668 views
    • 
    • Artie M
    • May 1, 2025

43. RMD - Sole Spouse Beneficiary

    By M_2015, August 23, 2023
    • 0 replies
    • 668 views
    • 
    • M_2015
    • August 23, 2023

44. LLC to S-Corp and Plan Amendment?

    By throwawaymycpa, June 19, 2019
    • 1 reply
    • 668 views
    • 
    • justanotheradmin
    • June 19, 2019

45. Automatic Rollovers

    By ratherbereading, September 21, 2016
    • 2 replies
    • 668 views
    • 
    • TPAJake
    • September 21, 2016

46. Transition period over safe harbor and non-safe harbor plan

    By Rayofsunshine, December 20, 2023
    • 2 replies
    • 667 views
    • 
    • Rayofsunshine
    • December 20, 2023

47. Another ECPRS Retroactive Eligibility Amendment question

    By RatherBeGolfing, April 5, 2017
    • 2 replies
    • 667 views
    • 
    • RatherBeGolfing
    • April 7, 2017

48. Loan from Roth accounts

    By Ian, October 30, 2025
    • 3 replies
    • 667 views
    • 
    • Artie M
    • October 31, 2025

49. Multiple Business Owner Plan Participation

    By coleboy, March 7, 2019
    • 3 replies
    • 667 views
    • 
    • Luke Bailey
    • March 7, 2019

50. SH Match... Top Heavy

    By Basically, January 30, 2024
    • 3 replies
    • 667 views
    • 
    • Basically
    • February 1, 2024