401(k) Plans

19,275 topics in this forum

1. Deemed nonelective contributions to a 401(k) Plan

   By Christopher Wilson, April 29, 2021
   • 1 reply
   • 589 views
   • 
   • Bird
   • April 29, 2021

2. Enhanced to Basic Match - Mid Year

   By TN CPA, April 15, 2020
   • 2 replies
   • 589 views
   • 
   • Lou S.
   • April 15, 2020

3. Overpayment and excess deferrals

   By BellaBee41, October 13
   • 2 replies
   • 588 views
   • 
   • BellaBee41
   • October 14

4. Compensation and controlled group

   By Chippy, November 2, 2017
   • 1 reply
   • 588 views
   • 
   • ETA Consulting LLC
   • November 2, 2017

5. CARES Act - Loan Question

   By Stash026, April 1, 2020
   • 2 replies
   • 588 views
   • 
   • RAH401(k)
   • April 2, 2020

6. Amend PSP into SHMatching 401k 99 days prior to year end

   By cheersmate, October 21, 2024
   • 2 replies
   • 587 views
   • 
   • cheersmate
   • October 21, 2024

7. failure to implement deferral election SH nonelective plan

   By dyepsen, March 20, 2018
   • 1 reply
   • 586 views
   • 
   • Madison71
   • March 21, 2018

8. Effective Date of Restatement on Transfer

   By Purplemandinga, July 5, 2018
   • 1 reply
   • 586 views
   • 
   • Bird
   • July 6, 2018

9. Form 5300 for ASG Determination?

   By Susan S., December 15, 2016
   • 0 replies
   • 586 views
   • 
   • Susan S.
   • December 15, 2016

10. Question Re: One Employer, Two Plans

    By Stash026, May 21, 2020
    • 3 replies
    • 586 views
    • 
    • MWeddell
    • May 27, 2020

11. Safe Harbor testing issues

    By AndyH, April 8, 2020
    • 3 replies
    • 586 views
    • 
    • Luke Bailey
    • May 1, 2020

12. Coverage Testing Multiple Plans When Employees Transfer

    By PensionPro, July 8, 2019
    • 1 reply
    • 586 views
    • 
    • CuseFan
    • July 9, 2019

13. What year 5330?

    By BG5150, November 2, 2020
    • 3 replies
    • 586 views
    • 
    • Luke Bailey
    • November 4, 2020

14. Prevailing Wage Offsets and Testing

    By MICHAEL HATLEE, February 19, 2021
    • 2 replies
    • 585 views
    • 
    • MICHAEL HATLEE
    • February 21, 2021

15. Remove Roth mid-year for SH plan?

    By BG5150, June 24, 2022
    • 6 replies
    • 585 views
    • 
    • MWeddell
    • July 8, 2022

16. Timing of Amendment for Change to Match

    By metsfan026, November 3
    • 2 replies
    • 584 views
    • 
    • Ilene Ferenczy
    • November 4

17. Safe Harbor Mid year Amendments

    By 52626, July 21, 2016
    • 1 reply
    • 584 views
    • 
    • Lou S.
    • July 21, 2016

18. Safe Harbor Plan with Relaxed Entry for 401k

    By CLE401kGuy, April 10, 2019
    • 4 replies
    • 583 views
    • 
    • justanotheradmin
    • April 10, 2019

19. Missed Deferral Opportunity - mid year correction or max out option

    By legort69, May 3, 2022
    • 3 replies
    • 583 views
    • 
    • C. B. Zeller
    • May 5, 2022

20. Safe Harbor status and impermissible hardship

    By 30Rock, April 6, 2017
    • 4 replies
    • 583 views
    • 
    • 30Rock
    • April 7, 2017

21. Does EPCRS require calculating and depositing "earnings on earnings" for missed contributions?

    By ERISA guy, June 12
    • 2 replies
    • 583 views
    • 
    • Artie M
    • June 16

22. Distributable event triggered due to warehouse closure?

    By PINO, July 2, 2019
    • 3 replies
    • 583 views
    • 
    • Bri
    • July 2, 2019

23. RMD from New Plan - required or not?

    By ldr, December 5, 2018   

    • rmd
    • new plan
    • 2 replies
    • 583 views
    • 
    • ldr
    • December 5, 2018

24. Real Estate deposits in a 401(k)

    By Inquiring Mind, January 11, 2023
    • 3 replies
    • 582 views
    • 
    • Lou S.
    • January 11, 2023

25. immediate participation when dates don't gel

    By TPApril, September 28, 2022
    • 3 replies
    • 582 views
    • 
    • TPApril
    • September 28, 2022

26. ERISA Preemption of State Legislation Prohibiting Investments tied to Chinese/Foreign Adversaries

    By ERISAQuestions1234, April 10
    • 1 reply
    • 582 views
    • 
    • Peter Gulia
    • April 10

27. Hardship Withdrawal vs. Loan for First Time Home buyers

    By Pammie57, March 17, 2017
    • 1 reply
    • 582 views
    • 
    • Belgarath
    • March 17, 2017

28. Employee Fund Allocations

    By coleboy, March 1, 2021
    • 3 replies
    • 581 views
    • 
    • EPCRSGuru
    • March 2, 2021

29. Partners & K- 1 Earnings

    By coleboy, April 12, 2018
    • 3 replies
    • 581 views
    • 
    • Larry Starr
    • April 12, 2018

30. Ineligible Employees allowed to Defer

    By 52626, December 20, 2019
    • 1 reply
    • 581 views
    • 
    • Luke Bailey
    • December 21, 2019

31. ERISA Bond, Best Practices

    By Bruce1, October 8, 2024
    • 4 replies
    • 580 views
    • 
    • Gina Alsdorf
    • October 9, 2024

32. 401-k Plan Merger

    By KevinMc, December 6, 2024
    • 2 replies
    • 580 views
    • 
    • Artie M
    • December 10, 2024

33. QACA using 3% nonelective safe harbor, mid-year amendment to remove safe harbor

    By Belgarath, June 18, 2021
    • 4 replies
    • 580 views
    • 
    • Belgarath
    • June 21, 2021

34. 401k auto enroll permissible withdrawals - in ADP test?

    By pmacduff, December 21, 2021
    • 1 reply
    • 580 views
    • 
    • C. B. Zeller
    • December 21, 2021

35. ABT with US and PR plan

    By justatester, July 8, 2016
    • 0 replies
    • 580 views
    • 
    • justatester
    • July 8, 2016

36. Should have been a multiple employer plan

    By gc@chimentowebb.com, February 21, 2023
    • 1 reply
    • 580 views
    • 
    • Paul I
    • February 28, 2023

37. Correcting missed 401k deferrals

    By Will J, October 31, 2022
    • 1 reply
    • 580 views
    • 
    • justanotheradmin
    • October 31, 2022

38. 408(b)(2) Disclosure Requirement - Pooled Fund

    By metsfan026, May 24, 2023
    • 4 replies
    • 580 views
    • 
    • Paul I
    • May 25, 2023

39. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 579 views
    • 
    • Tom
    • March 13, 2023

40. Ftwilliam

    By nerd-party-administrator, February 27, 2020
    • 3 replies
    • 579 views
    • 
    • JackS
    • February 27, 2020

41. missed deferral incorrect correction

    By K2retire, April 3, 2018   

    • qnec
    • wrong compensation definition
    • 1 reply
    • 579 views
    • 
    • Luke Bailey
    • April 4, 2018

42. Secure 2.0 Section 603 - striking subparagraph (c)

    By WCC, January 25, 2023
    • 3 replies
    • 579 views
    • 
    • Lois Baker
    • January 26, 2023

43. IS top-heavy minimum required for this situation?

    By PLHart, January 27, 2021
    • 1 reply
    • 579 views
    • 
    • Lou S.
    • January 27, 2021

44. Owners Safe Harbor Match

    By Pammie57, September 24, 2020
    • 4 replies
    • 578 views
    • 
    • John Feldt ERPA CPC QPA
    • September 25, 2020

45. 410b

    By TH 401k, January 16
    • 1 reply
    • 578 views
    • 
    • Bri
    • January 16

46. Exclude from testing if Term <501 hours

    By Tom, March 18, 2024
    • 3 replies
    • 578 views
    • 
    • Tom
    • March 20, 2024

47. Group under Code Section 414 or Independent

    By TPA Bob, August 22, 2017
    • 1 reply
    • 578 views
    • 
    • CuseFan
    • August 23, 2017

48. Schedule C Employer Contribution Limit

    By Bruce1, July 31, 2024
    • 3 replies
    • 578 views
    • 
    • Bill Presson
    • August 9, 2024

49. Participant or not

    By msmith, January 5, 2023
    • 5 replies
    • 578 views
    • 
    • Lou S.
    • January 9, 2023

50. Clawbacks and 401(k) Plans

    By 401kology, March 16, 2023   

    • clawback
    • 401k
    • 0 replies
    • 576 views
    • 
    • 401kology
    • March 16, 2023