401(k) Plans

19,275 topics in this forum

1. ACP Failure-Participant died-money in spouse account

   By justatester, October 12, 2022
   • 1 reply
   • 353 views
   • 
   • Luke Bailey
   • October 21, 2022

2. Secure 2.0 - 100% tax credit for new plans - effective date

   By TPApril, December 20, 2022
   • 1 reply
   • 353 views
   • 
   • Bill Presson
   • December 20, 2022

3. SECURE 2.0 Employer Contribution Credit

   By justanotheradmin, February 29, 2024
   • 0 replies
   • 352 views
   • 
   • justanotheradmin
   • February 29, 2024

4. Correcting a Late ACP Testing Failure

   By KMMB, September 17, 2019
   • 0 replies
   • 351 views
   • 
   • KMMB
   • September 17, 2019

5. Removing QACA

   By Robin Wilson, December 14, 2020
   • 0 replies
   • 350 views
   • 
   • Robin Wilson
   • December 14, 2020

6. Participant Took Coronavirus-Related Distribution in 2020, Tax Spread over 3 Years; Can Repayment of Amount Otherwise Taxed Be Deducted?

   By rocknrolls2, February 26, 2022
   • 2 replies
   • 348 views
   • 
   • C. B. Zeller
   • February 28, 2022

7. Incorrect payout

   By PFranckowiak, July 20, 2017
   • 1 reply
   • 347 views
   • 
   • ESOP Guy
   • July 20, 2017

8. HCE Aggregation in both US 401(k) and Puerto Rico Plan

   By compliancecrazy, February 4, 2021
   • 0 replies
   • 347 views
   • 
   • compliancecrazy
   • February 4, 2021

9. Leaving PEO, starting single ER plan, what happens to QACA?

   By Kac1214, October 7, 2021
   • 1 reply
   • 346 views
   • 
   • Kac1214
   • October 8, 2021

10. 404 Cushion amount and 415 limit Comp limit

    By Kingpin, June 12, 2019   

    • 415 limit
    • cushion amount
    • 0 replies
    • 345 views
    • 
    • Kingpin
    • June 12, 2019

11. Eligibility Question

    By Below Ground, February 2, 2023
    • 3 replies
    • 345 views
    • 
    • Below Ground
    • February 2, 2023

12. Long term Disabilty

    By Dave401k, January 22, 2024
    • 0 replies
    • 344 views
    • 
    • Dave401k
    • January 22, 2024

13. Cash buyout of Life Ins included as compensation?

    By kmhaab, January 19, 2017
    • 0 replies
    • 344 views
    • 
    • kmhaab
    • January 19, 2017

14. 6/30 FISCAL YR, HAD SIMPLE WANTS SH401K

    By cheersmate, March 10, 2019   

    • simple plan
    • 401k plan
    • (and 1 more)

      Tagged with:

      • simple plan
      • 401k plan
      • overlapping plans deduction considerations
    • 0 replies
    • 342 views
    • 
    • cheersmate
    • March 10, 2019

15. Which early-out distribution amounts are inflation-adjusted?

    By Peter Gulia, November 26, 2024
    • 0 replies
    • 341 views
    • 
    • Peter Gulia
    • November 26, 2024

16. Tax credits for a new plan even though we have an existing plan

    By Mikerbpm, January 10, 2023
    • 1 reply
    • 340 views
    • 
    • C. B. Zeller
    • January 10, 2023

17. Deferrals Not Resumed after a Leave of Absence

    By MNO, January 27, 2020
    • 0 replies
    • 340 views
    • 
    • MNO
    • January 27, 2020

18. 414 Compensation testing

    By PFranckowiak, November 12, 2019
    • 0 replies
    • 339 views
    • 
    • PFranckowiak
    • November 12, 2019

19. Fiscal year plan (1/31/24) overcontributes before end of plan year.

    By Fibonacci, December 24, 2024
    • 0 replies
    • 339 views
    • 
    • Fibonacci
    • December 24, 2024

20. Safe harbor 401(k) sponsor acquires a SIMPLE IRA sponsor

    By Tom, September 18, 2024
    • 1 reply
    • 339 views
    • 
    • Lou S.
    • September 18, 2024

21. First year Top Heavy and catch-up

    By NW529, December 15, 2020
    • 0 replies
    • 339 views
    • 
    • NW529
    • December 15, 2020
22. Sale of business

    Topic was moved to forum Operating a TPA or Consulting Firm

23. Messy situation

    By Belgarath, February 15, 2023
    • 2 replies
    • 337 views
    • 
    • Belgarath
    • February 16, 2023

24. Deferral Debacle

    By Pammie57, July 26, 2017
    • 1 reply
    • 336 views
    • 
    • Belgarath
    • July 26, 2017

25. Merging a SH Plan with a Non-SH Plan (What to look out for?)

    By Chris123, March 9, 2021
    • 0 replies
    • 336 views
    • 
    • Chris123
    • March 9, 2021

26. Changing QACA percentage mid-year

    By cpc0506, August 26, 2022
    • 0 replies
    • 336 views
    • 
    • cpc0506
    • August 26, 2022

27. Auto Enrollment Trends

    By TPApril, September 21, 2023
    • 0 replies
    • 335 views
    • 
    • TPApril
    • September 21, 2023

28. PYE for Participating Employer Different from PEP PYE

    By RatherBeGolfing, July 19, 2024
    • 0 replies
    • 335 views
    • 
    • RatherBeGolfing
    • July 19, 2024

29. ADP Testing Question (prior year subgroups)

    By roy819, October 14, 2024
    • 0 replies
    • 334 views
    • 
    • roy819
    • October 14, 2024

30. Employer contribution tax credit SECURE 2.0, Form 8881

    By justanotheradmin, February 22, 2024
    • 0 replies
    • 334 views
    • 
    • justanotheradmin
    • February 22, 2024

31. Open Enrollment

    By 401Karina, December 13, 2022
    • 1 reply
    • 334 views
    • 
    • Lou S.
    • December 13, 2022

32. Controlled Group w Different Entry Dates

    By Teresa F., October 14, 2020
    • 0 replies
    • 334 views
    • 
    • Teresa F.
    • October 14, 2020

33. Control Group to Multiple ER plan

    By doombuggy, May 8, 2019   

    • control groups
    • multiple employer plan
    • 0 replies
    • 333 views
    • 
    • doombuggy
    • May 8, 2019

34. restatement (or secures act amendment) before Plan Merger?

    By mattmc82, November 24, 2021
    • 0 replies
    • 333 views
    • 
    • mattmc82
    • November 24, 2021

35. Flexible Discretionary Match - allocation groups and plan document

    By Tom, November 8, 2022
    • 0 replies
    • 333 views
    • 
    • Tom
    • November 8, 2022

36. Looking for an advisor for my 401(k) startup

    By Shuo, January 9, 2021
    • 0 replies
    • 332 views
    • 
    • Shuo
    • January 9, 2021

37. Contribution Calculation Template

    By Indu, November 10, 2022
    • 0 replies
    • 331 views
    • 
    • Indu
    • November 10, 2022

38. COVID - Notices

    By Scuba 401, September 24, 2020
    • 0 replies
    • 331 views
    • 
    • Scuba 401
    • September 24, 2020

39. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6
    • 2 replies
    • 330 views
    • 
    • Interested Party
    • November 7

40. affiliated service group

    By Scuba 401, January 24, 2019
    • 1 reply
    • 330 views
    • 
    • Scuba 401
    • January 24, 2019

41. Plan Termination

    By Dobber, April 2, 2020
    • 0 replies
    • 329 views
    • 
    • Dobber
    • April 2, 2020

42. Catchup and ADP Test

    By pixmax, February 22, 2023
    • 1 reply
    • 329 views
    • 
    • Bri
    • February 22, 2023

43. Safe Harbor to fix Top-Heavy (9/30 plan year end)

    By JHalligan, September 1, 2022
    • 1 reply
    • 329 views
    • 
    • Lou S.
    • September 1, 2022

44. Vesting Schedule with Merging Plans

    By 401kAllTheWay, January 28, 2023
    • 1 reply
    • 328 views
    • 
    • Lou S.
    • January 30, 2023

45. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15
    • 5 replies
    • 327 views
    • 
    • jsample
    • Wednesday at 09:12 PM

46. Takeover plan was not tested last year

    By ilovetotest, August 16, 2023
    • 1 reply
    • 326 views
    • 
    • Belgarath
    • August 16, 2023

47. Assumption of sponsorship to-do items

    By olemissfan, September 17, 2021
    • 1 reply
    • 325 views
    • 
    • Lou S.
    • September 17, 2021

48. NUA

    By Dobber, February 8, 2021
    • 1 reply
    • 325 views
    • 
    • Luke Bailey
    • February 10, 2021

49. Eligibility service requirements cut off

    By dragondon, January 4, 2023
    • 1 reply
    • 323 views
    • 
    • justanotheradmin
    • January 4, 2023

50. Percentage of plans with 3(38) vs 3(21)?

    By Getholmes, January 30, 2019
    • 2 replies
    • 323 views
    • 
    • imchipbrown
    • January 31, 2019