401(k) Plans

19,337 topics in this forum

1. Hardship Distribution - Services Completed

   By 52626, April 29, 2024
   • 0 replies
   • 410 views
   • 
   • 52626
   • April 29, 2024

2. 80/120 Rule

   By BPG916, January 14
   • 4 replies
   • 409 views
   • 
   • david rigby
   • January 15

3. Department of Labor Wage and Hour Division FLSA Back Wages

   By jkharvey, July 10, 2023
   • 0 replies
   • 409 views
   • 
   • jkharvey
   • July 10, 2023

4. Exclude Non-U.S. Source Income from Compensation

   By EBECatty, November 12, 2020
   • 0 replies
   • 408 views
   • 
   • EBECatty
   • November 12, 2020

5. Forfeiture Allocation of PS funds

   By 52626, July 11, 2022
   • 1 reply
   • 408 views
   • 
   • Lou S.
   • July 11, 2022

6. Bottom Up QNEC

   By Vlad401k, February 27, 2017
   • 1 reply
   • 408 views
   • 
   • Kevin C
   • February 27, 2017

7. State paid leave laws

   By R. Butler, March 25, 2023
   • 0 replies
   • 407 views
   • 
   • R. Butler
   • March 25, 2023

8. QLAC

   By cathyw, March 3, 2017
   • 0 replies
   • 407 views
   • 
   • cathyw
   • March 3, 2017

9. Still time for loan payment suspensions?

   By Gilmore, December 1, 2020
   • 0 replies
   • 406 views
   • 
   • Gilmore
   • December 1, 2020

10. Data Loss Prevention / MimeCast

    By austin3515, October 16, 2020
    • 0 replies
    • 406 views
    • 
    • austin3515
    • October 16, 2020

11. SECURE 2.0 Employer Contribution Credit

    By justanotheradmin, February 29, 2024
    • 0 replies
    • 405 views
    • 
    • justanotheradmin
    • February 29, 2024

12. Safe harbor Change

    By coleboy, January 28, 2019
    • 1 reply
    • 405 views
    • 
    • C. B. Zeller
    • January 28, 2019

13. Plan configuration question - is this a master trust?

    By letsgoisles89, August 20, 2024
    • 1 reply
    • 404 views
    • 
    • Gina Alsdorf
    • August 21, 2024

14. New Company Formed - Distributional event?

    By tylerb172, November 29, 2018
    • 1 reply
    • 403 views
    • 
    • Luke Bailey
    • November 30, 2018

15. Contributions to the solo 401(k) for a QJV with a full-time W-2 job

    By ill, February 26, 2024
    • 0 replies
    • 402 views
    • 
    • ill
    • February 26, 2024

16. About long-term part-time employees, interpreting Internal Revenue Code § 401(k)(2)(D)(ii) and § 401(k)(15)

    By Peter Gulia, June 14, 2023
    • 2 replies
    • 402 views
    • 
    • Peter Gulia
    • June 14, 2023

17. Establish End of the Year 401(k) Plan

    By rblum50, December 19, 2022
    • 2 replies
    • 402 views
    • 
    • rblum50
    • December 19, 2022

18. MEP plan - different match?

    By jmartin, August 27, 2021
    • 0 replies
    • 400 views
    • 
    • jmartin
    • August 27, 2021

19. K-1 Elig Plan Comp Calc for Limited Partner (LP)

    By B_17, August 13, 2024
    • 0 replies
    • 399 views
    • 
    • B_17
    • August 13, 2024

20. When is 401(k) plan considered liquidated with installment sale of a plan asset?

    By Tom, June 8, 2023
    • 1 reply
    • 399 views
    • 
    • Lou S.
    • June 8, 2023

21. IRS Approved Nonbank Trustees

    By C. Walker, September 27, 2017
    • 1 reply
    • 399 views
    • 
    • Flyboyjohn
    • September 27, 2017

22. Time to Declare Matching Contribution Percent

    By toolegit, December 6, 2018
    • 1 reply
    • 398 views
    • 
    • austin3515
    • December 8, 2018

23. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 397 views
    • 
    • Bird
    • March 24, 2017

24. 401k Plan began and terminated in 2020

    By Pammie57, July 23, 2021
    • 1 reply
    • 397 views
    • 
    • Lou S.
    • July 23, 2021

25. Key Employee and Family Attribution

    By Tom, March 16, 2023
    • 1 reply
    • 396 views
    • 
    • Bri
    • March 16, 2023

26. Solo 401(k) Deduction

    By bzorc, February 28, 2020
    • 1 reply
    • 396 views
    • 
    • AndyH
    • February 28, 2020

27. QSLOB company do we count hours for discretionary non-elective

    By Jim Chad, November 14, 2017
    • 1 reply
    • 396 views
    • 
    • Jim Chad
    • November 14, 2017

28. Adding 3% Safe Harbor--notice needed first time?

    By BG5150, November 23, 2021
    • 1 reply
    • 395 views
    • 
    • mattmc82
    • November 24, 2021

29. Incorrect Deferral % - Overage

    By Purplemandinga, March 22, 2019
    • 1 reply
    • 394 views
    • 
    • Luke Bailey
    • March 22, 2019

30. Exclusion of otherwise eligbile ee

    By austin3515, January 8, 2017
    • 0 replies
    • 393 views
    • 
    • austin3515
    • January 8, 2017

31. Historical corrections for 5500's & late 401k

    By TPApril, April 24, 2017
    • 0 replies
    • 393 views
    • 
    • TPApril
    • April 24, 2017

32. Safe Harbor Plan - Exclude HCEs beginning of the year

    By Vlad401k, February 6
    • 3 replies
    • 393 views
    • 
    • Kevin C
    • Sunday at 02:51 PM

33. Rollover Withdrawal from Retirement Plan

    By mjf06241972, October 28, 2019
    • 1 reply
    • 393 views
    • 
    • 401king
    • October 28, 2019

34. plan terminated before VFCP amount put in

    By stan evans, September 28, 2019
    • 0 replies
    • 392 views
    • 
    • stan evans
    • September 28, 2019

35. HCE limit increase & change from 135K to 150K

    By TPApril, February 29, 2024
    • 0 replies
    • 391 views
    • 
    • TPApril
    • February 29, 2024

36. Plan Effective date for newly unrelated entities

    By JustMe, November 9, 2020
    • 0 replies
    • 390 views
    • 
    • JustMe
    • November 9, 2020

37. Failed 414s test in safe harbor plan

    By 30Rock, December 17, 2025
    • 3 replies
    • 390 views
    • 
    • Kevin C
    • January 11

38. Top Heavy - only 401k contribs

    By TPApril, March 20, 2023
    • 2 replies
    • 390 views
    • 
    • TPApril
    • March 20, 2023

39. Payroll-based SH match timing question--off calendar

    By BG5150, September 20, 2023
    • 1 reply
    • 390 views
    • 
    • Bri
    • September 25, 2023

40. Question Posed in other topic and no one answered - involves AFG and other options for HCES rather than participating in plan

    By HarleyBabe, February 2, 2023
    • 1 reply
    • 389 views
    • 
    • Paul I
    • February 8, 2023

41. sole proprietor and partnership with frozen DB plan and a DC plan

    By R. Butler, August 29, 2018
    • 0 replies
    • 387 views
    • 
    • R. Butler
    • August 29, 2018

42. Notice for SIMPLE to 401(k) mid-year replacement

    By justanotheradmin, June 11, 2024
    • 0 replies
    • 386 views
    • 
    • justanotheradmin
    • June 11, 2024

43. Off Calendar Safe Harbor Startup

    By Gilmore, November 13, 2020
    • 1 reply
    • 385 views
    • 
    • Jim Chad
    • November 16, 2020

44. Correcting a Late ACP Testing Failure

    By KMMB, September 17, 2019
    • 0 replies
    • 384 views
    • 
    • KMMB
    • September 17, 2019

45. ADP Corrective Distributions and Top Heavy Balances

    By justatester, December 10, 2025
    • 1 reply
    • 383 views
    • 
    • Bri
    • December 11, 2025

46. Automatic Enrollment under SECURE 2.0

    By sb0828, June 15, 2023
    • 1 reply
    • 383 views
    • 
    • RatherBeGolfing
    • June 15, 2023

47. Deadline for profit sharing if short plan year follows

    By Mr401k, November 19, 2019
    • 1 reply
    • 383 views
    • 
    • Luke Bailey
    • November 20, 2019

48. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 383 views
    • 
    • 401king
    • March 15, 2019

49. Correcting ADP test under EPCRS-5330?

    By BG5150, June 16, 2021
    • 0 replies
    • 382 views
    • 
    • BG5150
    • June 16, 2021

50. Eligibility Question

    By Below Ground, February 2, 2023
    • 3 replies
    • 381 views
    • 
    • Below Ground
    • February 2, 2023