401(k) Plans

19,334 topics in this forum

1. Is there a way around match limits?

   By Guest kg78, December 9, 2008
   • 8 replies
   • 1.5k views
   • 
   • GMK
   • December 10, 2008

2. Exclusions from Compensation in Plan Document

   By metsfan026, January 20, 2022
   • 8 replies
   • 989 views
   • 
   • metsfan026
   • January 21, 2022

3. Spousal Consent + RMD

   By metsfan026, March 23, 2022
   • 8 replies
   • 4.2k views
   • 
   • bito'money
   • March 28, 2022

4. Loan default

   By Guest 401kWorker, December 13, 2002
   • 8 replies
   • 5.2k views
   • 
   • austin3515
   • December 15, 2002

5. KYC Requirements for high volume small 401(k) Plans

   By Guest bankcompliancemanager, January 30, 2009
   • 8 replies
   • 5.2k views
   • 
   • Guest
   • February 4, 2009

6. Practical Problem

   By austin3515, September 1, 2010
   • 8 replies
   • 1.5k views
   • 
   • rcline46
   • September 3, 2010

7. Can employer prepay a contribution? Idea: put it into a segregated emp

   By Guest LisaA, February 3, 2003
   • 8 replies
   • 2.4k views
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   • Larry M
   • February 4, 2003

8. 401k safe harbor nonunion/union

   By MURPHY, January 28, 2025
   • 8 replies
   • 1.1k views
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   • Bri
   • January 30, 2025

9. 401k forced distribution to pay child support

   By Guest jani, July 3, 2006
   • 8 replies
   • 3.9k views
   • 
   • Locust
   • July 19, 2006

10. Diversification Notice

    By PMC, November 17, 2006
    • 8 replies
    • 2k views
    • 
    • blue
    • November 30, 2006

11. ADP/ACP test question

    By Guest Theresa, February 16, 2000
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • February 22, 2000

12. Weighted Average Rate of Return

    By Guest mouellette, March 4, 2005
    • 8 replies
    • 2.2k views
    • 
    • Guest
    • March 4, 2005

13. Cost of Living Adjustments for 2001

    By Guest Laura, October 18, 2000
    • 8 replies
    • 3k views
    • 
    • Guest
    • December 11, 2000

14. Safe Harbor Taxable Fringe Benefit

    By austin3515, April 30, 2020
    • 8 replies
    • 1.9k views
    • 
    • Luke Bailey
    • May 1, 2020

15. Interest on Late Profit Sharing Plans

    By Stash026, March 22, 2021
    • 8 replies
    • 888 views
    • 
    • C. B. Zeller
    • April 16, 2021

16. Plan Rebalancing

    By TRDriver, September 21, 2021
    • 8 replies
    • 909 views
    • 
    • chc93
    • September 23, 2021

17. RMD Calculations - Are Receivables Included?

    By metsfan026, October 21, 2022
    • 8 replies
    • 2.2k views
    • 
    • Riley Britton
    • October 25, 2022

18. How do you obtain compensation info?

    By Lori H, March 16, 2010
    • 8 replies
    • 1.8k views
    • 
    • Jim Chad
    • March 19, 2010

19. Corrective Distributions on the SAR

    By cpc0506, March 5, 2018   

    • sar
    • 8 replies
    • 1.1k views
    • 
    • Belgarath
    • March 7, 2018

20. Options/Requirements for Balances <$10

    By Guest lhead7601, July 7, 2003
    • 8 replies
    • 1.6k views
    • 
    • david rigby
    • July 10, 2003

21. termination and rehire

    By Guest koolkidd, August 15, 2003
    • 8 replies
    • 2.2k views
    • 
    • ccassetty
    • August 15, 2003

22. RMD for Fiscal Year End plan

    By K-t-F, February 7, 2006
    • 8 replies
    • 9.9k views
    • 
    • WDIK
    • February 13, 2006

23. Failed ADP Test

    By goldtpa, October 27, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • October 28, 2010

24. Late Discretionary Matching Contribution

    By ratherbereading, August 15, 2017   

    • late match
    • 8 replies
    • 2.2k views
    • 
    • TPAJake
    • August 17, 2017

25. Vesting and plan merger

    By 30Rock, November 21, 2023
    • 8 replies
    • 2.1k views
    • 
    • 30Rock
    • November 27, 2023

26. Key Employee Question

    By Guest jefe96, February 11, 2005
    • 8 replies
    • 1.5k views
    • 
    • austin3515
    • February 12, 2005

27. Hardship Withdrawals - new TPA procedure

    By Guest Aust916, May 13, 2010
    • 8 replies
    • 3.6k views
    • 
    • QDROphile
    • May 14, 2010

28. employee deferral BEFORE plan adoption

    By tpacpa, August 11, 2014   

    • 401(k)
    • 8 replies
    • 1.9k views
    • 
    • tpacpa
    • August 12, 2014

29. Change in Allocation Formula

    By Guest amm19, November 6, 2002
    • 8 replies
    • 1.6k views
    • 
    • KJohnson
    • November 8, 2002

30. New Comparability Plan

    By Guest AJM 34, October 1, 2007
    • 8 replies
    • 3.1k views
    • 
    • austin3515
    • October 3, 2007

31. 401k match contributions condition

    By Santo Gold, August 17, 2022
    • 8 replies
    • 1.2k views
    • 
    • BG5150
    • August 18, 2022

32. Late Contributions

    By Guest moorhan, September 5, 2001
    • 8 replies
    • 2.7k views
    • 
    • R. Butler
    • September 5, 2001

33. Son as Financial Advisor

    By Zoey, June 19, 2017
    • 8 replies
    • 2k views
    • 
    • Zoey
    • June 20, 2017

34. Changing EIN Number

    By Stash026, October 1, 2018
    • 8 replies
    • 2.2k views
    • 
    • jpod
    • October 2, 2018

35. Defaulted loans

    By ratherbereading, May 20, 2021   

    • loan default; deemed distribution
    • 8 replies
    • 1.1k views
    • 
    • BG5150
    • May 21, 2021

36. Owner of 2 businesses, not control group... Simple and 401k in same year

    By K-t-F, July 30, 2004
    • 8 replies
    • 1.7k views
    • 
    • K-t-F
    • August 4, 2004

37. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

    By Guest Tara Curran, August 22, 2000
    • 8 replies
    • 5.5k views
    • 
    • Richard Anderson
    • February 7, 2001

38. plan expenses

    By Guest Betsy Oakey, September 28, 2006
    • 8 replies
    • 1.7k views
    • 
    • SteveH
    • September 28, 2006

39. Integration Level for Mid-Year New Entrant

    By Jed Macy, January 26, 2012
    • 8 replies
    • 2k views
    • 
    • austin3515
    • February 10, 2012

40. 401(k) Funds To Fund A New C Corp

    By Guest scottyd, August 2, 2007
    • 8 replies
    • 3.1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 6, 2007

41. 415 limit met, ok to reduce ps contrib to hce?

    By Guest jc1457, January 7, 2008
    • 8 replies
    • 1.5k views
    • 
    • QDROphile
    • January 8, 2008

42. Employee Salary Deferral Contribution Deadline for Solo 401(k)

    By Guest marco100, December 21, 2012
    • 8 replies
    • 16.5k views
    • 
    • Bird
    • February 8, 2019

43. precious metals in 401(k) Plan?

    By Jim Chad, August 12, 2014
    • 8 replies
    • 2.3k views
    • 
    • R. Butler
    • August 13, 2014

44. Profit Sharing Declared bu Not Funded

    By austin3515, December 14, 2015
    • 8 replies
    • 1.1k views
    • 
    • austin3515
    • December 15, 2015

45. Employer Cannot Fund SH Match

    By Dougsbpc, August 13, 2014
    • 8 replies
    • 1.2k views
    • 
    • BG5150
    • August 14, 2014

46. control group

    By S- Milwaukee, September 29, 2016   

    • failing combined testing.
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 4, 2016

47. Former employee has significant loss after funds changed without notic

    By Guest KGibson, December 4, 2000
    • 8 replies
    • 2.1k views
    • 
    • Erik Read
    • December 14, 2000

48. 2002 Inflation Adjusted Amounts Set Yet?

    By Alf, November 30, 2001
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • December 13, 2001

49. Safe harbor matching plan with discretionary contributions

    By Belgarath, September 29, 2016
    • 8 replies
    • 1.7k views
    • 
    • austin3515
    • October 6, 2016

50. Can a compnay cash out a 401(k) with unfinished paperwork?

    By Guest Michael Anderson, February 21, 2003
    • 8 replies
    • 1.4k views
    • 
    • RCK
    • February 21, 2003