401(k) Plans

19,275 topics in this forum

1. SH match when none paid

   By Cynchbeast, March 30, 2020
   • 9 replies
   • 1.2k views
   • 
   • BG5150
   • April 3, 2020

2. Suspend Safe Harbor for HCEs / Preserve SH

   By austin3515, March 30, 2020
   • 28 replies
   • 4.2k views
   • 
   • Luke Bailey
   • June 30, 2020

3. Removing auto enroll and auto-esclate from a 401k Plan

   By betsy, March 30, 2020
   • 1 reply
   • 1.9k views
   • 
   • Gilmore
   • March 31, 2020

4. Dual Eligibility - New Plan waiver of eligibility requirements

   By JustMe, March 30, 2020
   • 10 replies
   • 1.3k views
   • 
   • JustMe
   • April 2, 2020

5. CARES Act

   By Ian, March 29, 2020
   • 37 replies
   • 2.5k views
   • 
   • Belgarath
   • April 1, 2020

6. 401k Interim Valuation

   By Ballangen, March 27, 2020   

   • 401k
   • interim
   • (and 1 more)

     Tagged with:

     • 401k
     • interim
     • valuation
   • 2 replies
   • 671 views
   • 
   • JackS
   • March 30, 2020

7. Missed deferrals

   By Cynchbeast, March 26, 2020
   • 2 replies
   • 476 views
   • 
   • Cynchbeast
   • March 29, 2020

8. Another suspend safe harbor question - sorry

   By Gilmore, March 26, 2020
   • 2 replies
   • 555 views
   • 
   • Gilmore
   • March 26, 2020

9. Paid leaves under FMLA/ and now FFCRA

   By austin3515, March 26, 2020
   • 11 replies
   • 3.9k views
   • 
   • Dave Baker
   • March 31, 2020

10. SECURE ACT no safe harbor notices after 12/31/2019

    By thepensionmaven, March 26, 2020
    • 3 replies
    • 692 views
    • 
    • thepensionmaven
    • March 26, 2020

11. Fidelity paid benefits to wrong beneficiary - how to resolve?

    By radublu, March 25, 2020
    • 29 replies
    • 13.1k views
    • 
    • Luke Bailey
    • April 17, 2020

12. Suspending the SH Match

    By coleboy, March 25, 2020
    • 13 replies
    • 1.5k views
    • 
    • Bird
    • March 30, 2020

13. Excess Deferral unrelated plans and ADP Refund

    By legort69, March 25, 2020
    • 2 replies
    • 735 views
    • 
    • NJ Mike
    • March 31, 2020

14. Pending Divorce; Form Standing Order, No QDRO

    By ERISAlaw, March 24, 2020
    • 7 replies
    • 2k views
    • 
    • QDROphile
    • March 25, 2020

15. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

    By 401 Chaos, March 24, 2020
    • 6 replies
    • 2.1k views
    • 
    • 403bear
    • June 14, 2020

16. contribution deadline extended to July 15 for PLLC

    By thepensionmaven, March 24, 2020
    • 4 replies
    • 709 views
    • 
    • Larry Starr
    • March 25, 2020

17. Retroactive Safe Harbor Amendment

    By Purplemandinga, March 24, 2020
    • 11 replies
    • 2.8k views
    • 
    • C. B. Zeller
    • March 25, 2020

18. PS Alloc based on Years of Service

    By jmartin, March 23, 2020
    • 3 replies
    • 796 views
    • 
    • BG5150
    • March 24, 2020

19. Corona Virus and 401k Deferrals

    By mjf06241972, March 22, 2020
    • 2 replies
    • 679 views
    • 
    • Larry Starr
    • March 23, 2020

20. Change in Plan Sponsor

    By MGOAdmin, March 20, 2020   

    • plan sponsor
    • sale of business
    • 1 reply
    • 704 views
    • 
    • Bill Presson
    • March 20, 2020

21. 2019 ADP testing deadline

    By 30Rock, March 20, 2020
    • 9 replies
    • 1k views
    • 
    • Peter Gulia
    • March 24, 2020

22. Top Heavy Safe Harbor Match

    By PFranckowiak, March 19, 2020
    • 6 replies
    • 942 views
    • 
    • Belgarath
    • March 20, 2020

23. Furloughs and layoffs

    By austin3515, March 19, 2020
    • 3 replies
    • 1.3k views
    • 
    • BTG
    • March 24, 2020

24. Discontinuing Safe Harbor Contributions

    By austin3515, March 18, 2020
    • 8 replies
    • 2.6k views
    • 
    • RatherBeGolfing
    • March 20, 2020

25. Employer Reimbursement of Brokerage Account Expenses

    By ERISAGal, March 18, 2020   

    • 401k
    • fees
    • (and 2 more)

      Tagged with:

      • 401k
      • fees
      • brokerage accts
      • contribution requirements
    • 0 replies
    • 495 views
    • 
    • ERISAGal
    • March 18, 2020

26. Client Guidance in Difficult Times

    By katie58, March 18, 2020
    • 7 replies
    • 874 views
    • 
    • jsample
    • March 18, 2020

27. Discretionary Match

    By katie58, March 18, 2020
    • 1 reply
    • 627 views
    • 
    • BG5150
    • March 18, 2020

28. Partial Plan Termination Rules

    By austin3515, March 18, 2020
    • 25 replies
    • 4.4k views
    • 
    • Mike Preston
    • February 18, 2021

29. Employer Mistake

    By ML54220, March 17, 2020
    • 3 replies
    • 566 views
    • 
    • Bird
    • March 18, 2020

30. 415 and Self-employed

    By BG5150, March 17, 2020
    • 0 replies
    • 321 views
    • 
    • BG5150
    • March 17, 2020

31. Annual pooled account statements (when markets have changed)

    By TPApril, March 16, 2020
    • 16 replies
    • 2k views
    • 
    • Mike Preston
    • April 2, 2020

32. ADP Refunds

    By Kathy Bittle, March 15, 2020
    • 2 replies
    • 858 views
    • 
    • Luke Bailey
    • April 7, 2020

33. Employer missed 401k deductions in 2019

    By newemployee401k, March 15, 2020
    • 10 replies
    • 12.3k views
    • 
    • newemployee401k
    • March 17, 2020

34. Employee status-terminated awaiting payment

    By Miquiztli, March 15, 2020
    • 3 replies
    • 2.8k views
    • 
    • Larry Starr
    • March 16, 2020

35. Student Loan

    By JustMe, March 13, 2020
    • 2 replies
    • 761 views
    • 
    • JustMe
    • March 16, 2020

36. Question on safe harbor plans

    By tron, March 13, 2020
    • 1 reply
    • 860 views
    • 
    • C. B. Zeller
    • March 13, 2020

37. Late deferrals interest for people who left a long time ago

    By BG5150, March 12, 2020
    • 5 replies
    • 798 views
    • 
    • BG5150
    • March 16, 2020

38. CEO receives 1099 compensation

    By nerd-party-administrator, March 12, 2020
    • 7 replies
    • 3.4k views
    • 
    • Luke Bailey
    • April 7, 2020

39. Merge 401(k) Plan into Simple IRA Plan

    By Logan401, March 12, 2020
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 12, 2020

40. Default payment by employer.

    By Maureen Lilly, March 12, 2020
    • 15 replies
    • 3.4k views
    • 
    • Maureen Lilly
    • March 19, 2020

41. Penalty for Y/E match funded after March 15 fails ACP

    By legort69, March 12, 2020
    • 1 reply
    • 464 views
    • 
    • Bri
    • March 12, 2020

42. Unterminate plan termination

    By TA, March 12, 2020
    • 2 replies
    • 824 views
    • 
    • david rigby
    • March 12, 2020

43. Mid-year Safe Harbor Amendment - Compensation

    By WesleyT, March 11, 2020
    • 0 replies
    • 414 views
    • 
    • WesleyT
    • March 11, 2020

44. Adjust ADP Refunds for "Gap Period"

    By austin3515, March 11, 2020
    • 7 replies
    • 1.5k views
    • 
    • Mike Preston
    • March 13, 2020

45. Terminating a PEO 401k for one adopting Er

    By austin3515, March 10, 2020
    • 4 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • March 12, 2020

46. Self Employed maximum contribution/SE tax

    By shERPA, March 10, 2020
    • 2 replies
    • 680 views
    • 
    • shERPA
    • March 10, 2020

47. QNEC for plan that uses prior year testing method

    By nerd-party-administrator, March 10, 2020
    • 5 replies
    • 2.7k views
    • 
    • BG5150
    • March 13, 2020

48. SECURE Birth or Adoption Distribution

    By Gruegen, March 10, 2020
    • 4 replies
    • 1.3k views
    • 
    • BTG
    • March 13, 2020

49. HCE late deferral

    By nerd-party-administrator, March 9, 2020
    • 3 replies
    • 691 views
    • 
    • BG5150
    • March 11, 2020

50. 50% Owner lists 0 hours but compensation on census

    By jsample, March 9, 2020
    • 4 replies
    • 1k views
    • 
    • jsample
    • March 9, 2020