401(k) Plans

19,362 topics in this forum

1. 1.410(b)-5 Code ABT Question

   By The 402"(G)", February 5, 2018   

   • abt
   • average benefits test
   • (and 1 more)

     Tagged with:

     • abt
     • average benefits test
     • benefit percentages
   • 2 replies
   • 793 views
   • 
   • The 402"(G)"
   • February 6, 2018

2. Excluding a NHCE from safe harbor

   By Tom, January 31, 2018
   • 3 replies
   • 2.6k views
   • 
   • ERISA1
   • February 6, 2018

3. Correcting for missed Opportunity for Voluntary After-Tax

   By Loves401(k), February 5, 2018
   • 1 reply
   • 683 views
   • 
   • Madison71
   • February 5, 2018

4. Puerto Rico Compensation

   By Doghouse, February 1, 2018
   • 6 replies
   • 920 views
   • 
   • Doghouse
   • February 5, 2018

5. Failing gateway test but passing rate groups and ABT

   By Pixie, February 2, 2018   

   • gateway
   • cross testing
   • 8 replies
   • 1.6k views
   • 
   • BG5150
   • February 5, 2018

6. Statutory Exclusion - Class Change

   By LKSmoke, February 2, 2018
   • 2 replies
   • 1.3k views
   • 
   • 401_noob
   • February 2, 2018

7. Rehire and no records to tell if they had a vested account balance

   By Loves401(k), January 31, 2018
   • 2 replies
   • 728 views
   • 
   • CuseFan
   • February 1, 2018

8. Calculating Gross Compensation from W-2 Involving RI-SDI

   By Silver, February 1, 2018   

   • sdi
   • tdi ri-sdi
   • (and 1 more)

     Tagged with:

     • sdi
     • tdi ri-sdi
     • gross compensation
   • 7 replies
   • 2.5k views
   • 
   • CuseFan
   • February 1, 2018

9. compensation

   By cdavis25, January 31, 2018
   • 1 reply
   • 830 views
   • 
   • Luke Bailey
   • February 1, 2018

10. Employer withholding 401K Match?

    By JackT, January 31, 2018
    • 4 replies
    • 1.3k views
    • 
    • Loves401(k)
    • January 31, 2018

11. Employee becomes agency temp, is he employed on the last day?

    By Jim Chad, January 30, 2018
    • 3 replies
    • 841 views
    • 
    • Luke Bailey
    • January 31, 2018

12. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 4.1k views
    • 
    • XTitan
    • January 31, 2018

13. Hardship withdrawal suspension period

    By 401kspeclst, January 29, 2018
    • 7 replies
    • 6k views
    • 
    • MWeddell
    • January 30, 2018

14. participant loans (large minimum)

    By Scuba 401, January 26, 2018
    • 3 replies
    • 818 views
    • 
    • Madison71
    • January 26, 2018

15. After Tax Safe Harbor

    By pixmax, January 24, 2018
    • 3 replies
    • 3.2k views
    • 
    • Bri
    • January 25, 2018

16. 415 Excess Contribution with Employee Deferrals

    By TPA Bob, March 31, 2017
    • 10 replies
    • 2.6k views
    • 
    • imchipbrown
    • January 25, 2018

17. Deferral elections not applied to bonuses

    By AlbanyConsultant, January 24, 2018
    • 5 replies
    • 7.8k views
    • 
    • Madison71
    • January 25, 2018

18. Term EE eligibility

    By wifrbr, January 23, 2018
    • 3 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • January 24, 2018

19. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 665 views
    • 
    • Larry Starr
    • January 24, 2018

20. spin off - trustee to trustee transfer

    By Scuba 401, January 23, 2018
    • 2 replies
    • 910 views
    • 
    • david rigby
    • January 24, 2018

21. Amending Form 5500 in connection to Audit Report - Financial statement section updated to comply standard for Fair value

    By AdKu, January 23, 2018   

    • amend form 5500
    • audit report updated to comply fair value standard
    • 2 replies
    • 1k views
    • 
    • chc93
    • January 24, 2018

22. After tax contributions in small S.H. 401(k)

    By Lori H, January 23, 2018
    • 5 replies
    • 1.5k views
    • 
    • Lori H
    • January 23, 2018

23. Excluded Employee Compensation

    By Vlad401k, January 18, 2018
    • 15 replies
    • 2.4k views
    • 
    • BG5150
    • January 23, 2018

24. Tribal Government Public School

    By oldman63, January 22, 2018
    • 2 replies
    • 645 views
    • 
    • HollyB
    • January 23, 2018

25. Controlled Group Question - Solo 401k

    By Vlad401k, January 19, 2018
    • 4 replies
    • 926 views
    • 
    • Luke Bailey
    • January 22, 2018

26. Reduced QNEC when an election form is misplaced?

    By Jim Chad, January 22, 2018
    • 2 replies
    • 759 views
    • 
    • Jim Chad
    • January 22, 2018

27. 3% Non-Elective Safe Harbor Contributions Effective before deferrals allowed?

    By actuarysmith, January 19, 2018
    • 5 replies
    • 1.6k views
    • 
    • Larry Starr
    • January 22, 2018

28. Disc Testing/Acquisition

    By Nancy Pritz, January 18, 2018   

    • discrimination
    • acquisition
    • (and 1 more)

      Tagged with:

      • discrimination
      • acquisition
      • free-pass
    • 2 replies
    • 729 views
    • 
    • Nancy Pritz
    • January 22, 2018

29. Deductibility of Contribution Made in Error

    By Dennis Povloski, January 18, 2018
    • 3 replies
    • 1.6k views
    • 
    • Luke Bailey
    • January 20, 2018

30. Do you have to tell partic if discretionary match is made?

    By BG5150, January 19, 2018
    • 1 reply
    • 632 views
    • 
    • Madison71
    • January 19, 2018

31. "Retired" versus "Quit"

    By ldr, January 17, 2018   

    • contributions
    • retirement
    • (and 1 more)

      Tagged with:

      • contributions
      • retirement
      • coding
    • 23 replies
    • 3.2k views
    • 
    • ESOP Guy
    • January 19, 2018

32. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 969 views
    • 
    • TPApril
    • January 19, 2018

33. Missed Deferrals

    By coleboy, January 17, 2018
    • 4 replies
    • 1.3k views
    • 
    • Mr Bagwell
    • January 18, 2018

34. Unusual question about recouping a forfeiture

    By parks777, January 11, 2018
    • 17 replies
    • 2.4k views
    • 
    • Larry Starr
    • January 18, 2018

35. SHNEC and Compensation

    By coleboy, January 17, 2018
    • 1 reply
    • 2.1k views
    • 
    • Mr Bagwell
    • January 17, 2018

36. Employee leaving Co. for another Co. in Controlled Group QSLOB

    By Phlyers, January 15, 2018
    • 2 replies
    • 2k views
    • 
    • Phlyers
    • January 17, 2018

37. Deferrals not put into chosen funds

    By coleboy, January 11, 2018
    • 5 replies
    • 611 views
    • 
    • Lou S.
    • January 17, 2018

38. Exclusion of Former Shareholders

    By TPA Bob, January 12, 2018
    • 9 replies
    • 1.2k views
    • 
    • Luke Bailey
    • January 17, 2018

39. Single employer plan merging under Multiple Employer plan

    By JoseS, January 15, 2018   

    • termination
    • mergers
    • (and 2 more)

      Tagged with:

      • termination
      • mergers
      • mep
      • 401(k)
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • January 15, 2018

40. Adding New Participating Employer in Fidelity 401(k) Plan

    By Eric Taylor, January 12, 2018
    • 2 replies
    • 3.8k views
    • 
    • ESOP Guy
    • January 15, 2018

41. Does a 401(k) plan provide a disability benefit?

    By Peter Gulia, January 12, 2018   

    • disability; claims procedure
    • 1 reply
    • 764 views
    • 
    • Jim Chad
    • January 12, 2018

42. Profit Share Contribution

    By coleboy, January 12, 2018
    • 7 replies
    • 1.7k views
    • 
    • coleboy
    • January 12, 2018

43. Matching Contribution

    By Stash026, January 11, 2018
    • 7 replies
    • 1.7k views
    • 
    • Luke Bailey
    • January 11, 2018

44. New controlled group companies

    By jpokusa, January 10, 2018   

    • 401(k)
    • participation
    • (and 2 more)

      Tagged with:

      • 401(k)
      • participation
      • participating employers
      • controlled group
    • 6 replies
    • 1.8k views
    • 
    • jpod
    • January 11, 2018

45. Missed Deferral Opportunity - Spans many years

    By Pam S., January 11, 2018
    • 2 replies
    • 824 views
    • 
    • Pam S.
    • January 11, 2018

46. Rehire do we count vested balance in Aftertax or DB?

    By Jim Chad, January 5, 2018
    • 3 replies
    • 611 views
    • 
    • Jim Chad
    • January 9, 2018

47. Tax Cut and Jobs Act - Hardship / Casualty Loss Impact

    By Gruegen, January 4, 2018
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • January 9, 2018

48. May a young child participate in a safe-harbor 401(k) retirement plan?

    By Peter Gulia, January 4, 2018
    • 8 replies
    • 3k views
    • 
    • Larry Starr
    • January 8, 2018

49. Missed deferral election changing from 5% to 2%.

    By Jim Chad, January 5, 2018
    • 1 reply
    • 530 views
    • 
    • ERISAAPPLE
    • January 8, 2018

50. Automatic enrollment in error

    By SusanKD, January 4, 2018
    • 1 reply
    • 857 views
    • 
    • Larry Starr
    • January 6, 2018