401(k) Plans

19,526 topics in this forum

1. Defining the “company” with which a participant meets a last-day condition

   By Peter Gulia, February 2, 2018
   • 11 replies
   • 2.1k views
   • 
   • card
   • February 12, 2018

2. Tax Cut Jobs Act / Hardship

   By austin3515, December 27, 2017
   • 4 replies
   • 1.6k views
   • 
   • austin3515
   • February 10, 2018

3. Eligible SelfEmployment Compensation for Profit Sharing Roth v Pretax

   By gdlfa, February 5, 2018
   • 5 replies
   • 1.8k views
   • 
   • gdlfa
   • February 9, 2018

4. 2 EMPLOYEE RETIREMENT PLAN _ TOP HEAVY

   By RRivera, February 8, 2018   

   • top heavy
   • 2 replies
   • 1.1k views
   • 
   • Tom Poje
   • February 9, 2018

5. Time Frame to pay off loan after participant terminates

   By Pammie57, February 8, 2018
   • 7 replies
   • 4k views
   • 
   • Bird
   • February 9, 2018

6. Possible Spinoff or Successor Plan?

   By hsctpa, February 8, 2018
   • 1 reply
   • 2.2k views
   • 
   • Luke Bailey
   • February 8, 2018

7. BRF testing for vesting

   By 30Rock, February 6, 2018
   • 6 replies
   • 1.9k views
   • 
   • Luke Bailey
   • February 8, 2018

8. ADP testing controlled group

   By JPete, February 8, 2018
   • 12 replies
   • 6.2k views
   • 
   • JPete
   • February 8, 2018

9. Updating 401(k) plan disability benefit claim procedures

   By prototypical, February 5, 2018
   • 13 replies
   • 3.9k views
   • 
   • Luke Bailey
   • February 8, 2018

10. Sec 409A comp eligible for 401k deferrals?

    By Amanda Newell, February 7, 2018   

    • 409a
    • 401k
    • 3 replies
    • 2.1k views
    • 
    • Amanda Newell
    • February 8, 2018

11. 415 Excess Contribution, 401(k) and Safe Harbor Match

    By imchipbrown, January 29, 2018
    • 14 replies
    • 4.7k views
    • 
    • imchipbrown
    • February 8, 2018

12. Safe Harbor as source for Insurance Premium?

    By Kac1214, February 6, 2018   

    • safe harbor
    • insurance premium
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • February 7, 2018

13. Solo 401(k), First 5500, DFVC

    By 401king, February 6, 2018
    • 6 replies
    • 2.3k views
    • 
    • 401king
    • February 7, 2018

14. Are 3% SH plans exempt from Top Heavy

    By BG5150, February 6, 2018
    • 4 replies
    • 1.4k views
    • 
    • Bri
    • February 6, 2018

15. General Test - Same Dollar Amount to Everybody

    By Vlad401k, January 20, 2018
    • 37 replies
    • 7.4k views
    • 
    • austin3515
    • February 6, 2018

16. 1.410(b)-5 Code ABT Question

    By The 402"(G)", February 5, 2018   

    • abt
    • average benefits test
    • (and 1 more)

      Tagged with:

      • abt
      • average benefits test
      • benefit percentages
    • 2 replies
    • 1.3k views
    • 
    • The 402"(G)"
    • February 6, 2018

17. Excluding a NHCE from safe harbor

    By Tom, January 31, 2018
    • 3 replies
    • 3.2k views
    • 
    • ERISA1
    • February 6, 2018

18. Correcting for missed Opportunity for Voluntary After-Tax

    By Loves401(k), February 5, 2018
    • 1 reply
    • 1k views
    • 
    • Madison71
    • February 5, 2018

19. Puerto Rico Compensation

    By Doghouse, February 1, 2018
    • 6 replies
    • 1.5k views
    • 
    • Doghouse
    • February 5, 2018

20. Failing gateway test but passing rate groups and ABT

    By Pixie, February 2, 2018   

    • gateway
    • cross testing
    • 8 replies
    • 2.2k views
    • 
    • BG5150
    • February 5, 2018

21. Statutory Exclusion - Class Change

    By LKSmoke, February 2, 2018
    • 2 replies
    • 1.8k views
    • 
    • 401_noob
    • February 2, 2018

22. Rehire and no records to tell if they had a vested account balance

    By Loves401(k), January 31, 2018
    • 2 replies
    • 1.2k views
    • 
    • CuseFan
    • February 1, 2018

23. Calculating Gross Compensation from W-2 Involving RI-SDI

    By Silver, February 1, 2018   

    • sdi
    • tdi ri-sdi
    • (and 1 more)

      Tagged with:

      • sdi
      • tdi ri-sdi
      • gross compensation
    • 7 replies
    • 3.8k views
    • 
    • CuseFan
    • February 1, 2018

24. compensation

    By cdavis25, January 31, 2018
    • 1 reply
    • 1.1k views
    • 
    • Luke Bailey
    • February 1, 2018

25. Employer withholding 401K Match?

    By JackT, January 31, 2018
    • 4 replies
    • 1.9k views
    • 
    • Loves401(k)
    • January 31, 2018

26. Employee becomes agency temp, is he employed on the last day?

    By Jim Chad, January 30, 2018
    • 3 replies
    • 1.2k views
    • 
    • Luke Bailey
    • January 31, 2018

27. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 5.4k views
    • 
    • XTitan
    • January 31, 2018

28. Hardship withdrawal suspension period

    By 401kspeclst, January 29, 2018
    • 7 replies
    • 7.2k views
    • 
    • MWeddell
    • January 30, 2018

29. participant loans (large minimum)

    By Scuba 401, January 26, 2018
    • 3 replies
    • 1.2k views
    • 
    • Madison71
    • January 26, 2018

30. After Tax Safe Harbor

    By pixmax, January 24, 2018
    • 3 replies
    • 3.7k views
    • 
    • Bri
    • January 25, 2018

31. 415 Excess Contribution with Employee Deferrals

    By TPA Bob, March 31, 2017
    • 10 replies
    • 3.5k views
    • 
    • imchipbrown
    • January 25, 2018

32. Deferral elections not applied to bonuses

    By AlbanyConsultant, January 24, 2018
    • 5 replies
    • 9.2k views
    • 
    • Madison71
    • January 25, 2018

33. Term EE eligibility

    By wifrbr, January 23, 2018
    • 3 replies
    • 1.4k views
    • 
    • Patricia Neal Jensen
    • January 24, 2018

34. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • January 24, 2018

35. spin off - trustee to trustee transfer

    By Scuba 401, January 23, 2018
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • January 24, 2018

36. Amending Form 5500 in connection to Audit Report - Financial statement section updated to comply standard for Fair value

    By AdKu, January 23, 2018   

    • amend form 5500
    • audit report updated to comply fair value standard
    • 2 replies
    • 1.5k views
    • 
    • chc93
    • January 24, 2018

37. After tax contributions in small S.H. 401(k)

    By Lori H, January 23, 2018
    • 5 replies
    • 2.1k views
    • 
    • Lori H
    • January 23, 2018

38. Excluded Employee Compensation

    By Vlad401k, January 18, 2018
    • 15 replies
    • 3.4k views
    • 
    • BG5150
    • January 23, 2018

39. Tribal Government Public School

    By oldman63, January 22, 2018
    • 2 replies
    • 933 views
    • 
    • HollyB
    • January 23, 2018

40. Controlled Group Question - Solo 401k

    By Vlad401k, January 19, 2018
    • 4 replies
    • 1.4k views
    • 
    • Luke Bailey
    • January 22, 2018

41. Reduced QNEC when an election form is misplaced?

    By Jim Chad, January 22, 2018
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • January 22, 2018

42. 3% Non-Elective Safe Harbor Contributions Effective before deferrals allowed?

    By actuarysmith, January 19, 2018
    • 5 replies
    • 2.2k views
    • 
    • Larry Starr
    • January 22, 2018

43. Disc Testing/Acquisition

    By Nancy Pritz, January 18, 2018   

    • discrimination
    • acquisition
    • (and 1 more)

      Tagged with:

      • discrimination
      • acquisition
      • free-pass
    • 2 replies
    • 1.2k views
    • 
    • Nancy Pritz
    • January 22, 2018

44. Deductibility of Contribution Made in Error

    By Dennis Povloski, January 18, 2018
    • 3 replies
    • 2k views
    • 
    • Luke Bailey
    • January 20, 2018

45. Do you have to tell partic if discretionary match is made?

    By BG5150, January 19, 2018
    • 1 reply
    • 923 views
    • 
    • Madison71
    • January 19, 2018

46. "Retired" versus "Quit"

    By ldr, January 17, 2018   

    • contributions
    • retirement
    • (and 1 more)

      Tagged with:

      • contributions
      • retirement
      • coding
    • 23 replies
    • 5.3k views
    • 
    • ESOP Guy
    • January 19, 2018

47. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 1.3k views
    • 
    • TPApril
    • January 19, 2018

48. Missed Deferrals

    By coleboy, January 17, 2018
    • 4 replies
    • 1.6k views
    • 
    • Mr Bagwell
    • January 18, 2018

49. Unusual question about recouping a forfeiture

    By parks777, January 11, 2018
    • 17 replies
    • 3.4k views
    • 
    • Larry Starr
    • January 18, 2018

50. SHNEC and Compensation

    By coleboy, January 17, 2018
    • 1 reply
    • 2.4k views
    • 
    • Mr Bagwell
    • January 17, 2018