401(k) Plans

19,451 topics in this forum

1. Coverage Failure, no correction action needed?

   By John Feldt ERPA CPC QPA, March 12, 2018   

   • 410(b)
   • qnec
   • (and 2 more)

     Tagged with:

     • 410(b)
     • qnec
     • coverage
     • 0% nhce deferral
   • 7 replies
   • 3.2k views
   • 
   • Kevin C
   • March 15, 2018

2. owner w/0 hrs, max pay

   By TPApril, March 2, 2018
   • 12 replies
   • 945 views
   • 
   • Patricia Neal Jensen
   • March 14, 2018

3. ADP Test Failure - not enough in 401(k) Account due to Loan

   By Towanda, March 12, 2018
   • 7 replies
   • 2.4k views
   • 
   • Tom Poje
   • March 14, 2018

4. ADP Refund for deceased participant

   By buckaroo, March 10, 2014
   • 2 replies
   • 3k views
   • 
   • jpod
   • March 14, 2018

5. Related employers, Safe Harbor/Profit Sharing allocation, 414s test

   By MLML, March 13, 2018
   • 1 reply
   • 781 views
   • 
   • Kevin C
   • March 13, 2018

6. 401(k) Plans for Loans Only?

   By coleboy, March 12, 2018
   • 9 replies
   • 1.5k views
   • 
   • Mike Preston
   • March 12, 2018

7. Deducted too much pretax

   By Loves401(k), March 9, 2018
   • 7 replies
   • 2.3k views
   • 
   • Luke Bailey
   • March 12, 2018

8. Is corrective QNEC counted in 402(g) limit?

   By Loves401(k), March 7, 2018
   • 4 replies
   • 5.1k views
   • 
   • CJ Allen
   • March 12, 2018

9. late deposit of safe harbor match

   By thepensionmaven, March 6, 2018
   • 15 replies
   • 3.4k views
   • 
   • BG5150
   • March 9, 2018

10. QACA Amendment

    By 30Rock, March 8, 2018
    • 7 replies
    • 1.4k views
    • 
    • stephen
    • March 9, 2018

11. Is this eligibiltiy for 401(k) ok?

    By BG5150, March 9, 2018
    • 5 replies
    • 843 views
    • 
    • Belgarath
    • March 9, 2018

12. Safe Harbor to prior year term?

    By jmartin, March 1, 2018
    • 15 replies
    • 3.2k views
    • 
    • Tom Poje
    • March 9, 2018

13. terminating of safe harbor mid year

    By Scuba 401, March 9, 2018
    • 1 reply
    • 718 views
    • 
    • EBECatty
    • March 9, 2018

14. ACP test

    By cdavis25, March 8, 2018
    • 3 replies
    • 781 views
    • 
    • BG5150
    • March 9, 2018

15. Compensation for ADP/ACP Test

    By pam@bbm, March 6, 2018
    • 7 replies
    • 6k views
    • 
    • Tom Poje
    • March 9, 2018

16. Related Money Purchase Rollover in 401(k) Profit Sharing Plan

    By CLE401kGuy, January 16, 2014
    • 8 replies
    • 1.7k views
    • 
    • Bird
    • March 9, 2018

17. Epcrs Correction for 3% SH with Non Safe Harbor Match

    By Mr Bagwell, March 8, 2018   

    • epcrs
    • sh non elective
    • (and 1 more)

      Tagged with:

      • epcrs
      • sh non elective
      • match
    • 3 replies
    • 1.2k views
    • 
    • Madison71
    • March 9, 2018

18. Controlled Group - Attribution

    By Vlad401k, March 8, 2018
    • 4 replies
    • 649 views
    • 
    • Vlad401k
    • March 8, 2018

19. Corrective Contributions and 402(g) Limit

    By Guest pcohen, August 20, 2008
    • 4 replies
    • 4k views
    • 
    • Loves401(k)
    • March 8, 2018

20. 402g Limit exceeded where QNEC is used to fund missed contributions

    By legort69, May 31, 2016
    • 6 replies
    • 5.1k views
    • 
    • Loves401(k)
    • March 8, 2018

21. Multiple employer

    By cdavis25, March 8, 2018
    • 2 replies
    • 944 views
    • 
    • CuseFan
    • March 8, 2018

22. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 4.1k views
    • 
    • austin3515
    • March 8, 2018

23. Incorrect Matching contribution due to falsified payroll

    By Monica Barnard, March 7, 2018
    • 1 reply
    • 624 views
    • 
    • shERPA
    • March 7, 2018

24. eligibility

    By thepensionmaven, February 20, 2018
    • 2 replies
    • 627 views
    • 
    • thepensionmaven
    • March 7, 2018

25. Excess Deferral

    By mmustafa, March 2, 2018
    • 7 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 7, 2018

26. From an LLP to a PC

    By ratherbereading, March 6, 2018
    • 3 replies
    • 791 views
    • 
    • Larry Starr
    • March 7, 2018

27. Corrective Distributions on the SAR

    By cpc0506, March 5, 2018   

    • sar
    • 8 replies
    • 1.2k views
    • 
    • Belgarath
    • March 7, 2018

28. Is default at the end of the 5 year loan period or the end of the grace period if later?

    By 30Rock, March 2, 2018
    • 12 replies
    • 2.8k views
    • 
    • Bird
    • March 7, 2018

29. Missed Deferrals and Confirmation of Corrections

    By 30Rock, March 6, 2018
    • 0 replies
    • 877 views
    • 
    • 30Rock
    • March 6, 2018

30. Coverage transition grace period for control group

    By ESI2015, March 5, 2018
    • 3 replies
    • 1.9k views
    • 
    • msmith
    • March 6, 2018

31. Safe Harbor Plans and 410(b)

    By ERISAAPPLE, March 4, 2018
    • 12 replies
    • 4.3k views
    • 
    • Mike Preston
    • March 6, 2018

32. Change to Definition of Disability

    By 7806akp, March 5, 2018   

    • is it a change to vesting schedule under 411(a)(10)?
    • 2 replies
    • 1.5k views
    • 
    • 7806akp
    • March 6, 2018

33. Merger/Acquisition where one corp sponsors a SIMPLE-IRA

    By Belgarath, March 6, 2018
    • 4 replies
    • 3.2k views
    • 
    • Belgarath
    • March 6, 2018

34. prior year testing-no match made in prior year

    By cpc0506, September 20, 2017
    • 13 replies
    • 3.4k views
    • 
    • BG5150
    • March 6, 2018

35. Trying to figure missed deferral

    By Loves401(k), March 2, 2018
    • 3 replies
    • 1.8k views
    • 
    • Belgarath
    • March 6, 2018

36. Taking Back Matching Contribution?

    By Vlad401k, March 1, 2018
    • 9 replies
    • 2.4k views
    • 
    • Patricia Neal Jensen
    • March 5, 2018

37. Top Heavy Minimum When Key Defers less than 3%

    By lcollins300, March 1, 2018
    • 4 replies
    • 911 views
    • 
    • Kac1214
    • March 5, 2018

38. Safe Harbor Match Contribution Source

    By KevinMc, March 2, 2018
    • 2 replies
    • 921 views
    • 
    • Tom Poje
    • March 2, 2018

39. ADP / ACP Tests & Match Forfeitures vs. Refund

    By CLE401kGuy, March 1, 2018
    • 3 replies
    • 5.2k views
    • 
    • Tom Poje
    • March 2, 2018

40. 401 K deemed loan

    By teckert, February 23, 2018
    • 15 replies
    • 6.2k views
    • 
    • Bird
    • March 1, 2018

41. non-elective deposited each payroll

    By Chippy, February 28, 2018
    • 2 replies
    • 772 views
    • 
    • Luke Bailey
    • March 1, 2018

42. timing of deposits

    By thepensionmaven, February 27, 2018
    • 4 replies
    • 883 views
    • 
    • Luke Bailey
    • March 1, 2018

43. -11(g) to Integrate at 50% of Wage Base

    By austin3515, February 22, 2018
    • 35 replies
    • 3k views
    • 
    • shERPA
    • February 28, 2018

44. Rate of Match

    By Madison71, February 28, 2018
    • 8 replies
    • 1.1k views
    • 
    • mphs77
    • February 28, 2018

45. Distribution Timing Restrictions

    By TybeeGaSun, February 27, 2018
    • 6 replies
    • 1.5k views
    • 
    • Larry Starr
    • February 28, 2018

46. Failed Coverage Test

    By PFranckowiak, February 26, 2018
    • 11 replies
    • 1.6k views
    • 
    • Luke Bailey
    • February 27, 2018

47. fund matching true up... plus lost earnings?

    By WCC, February 23, 2018
    • 6 replies
    • 4.1k views
    • 
    • Luke Bailey
    • February 27, 2018

48. Otherwise excludable

    By cdavis25, February 27, 2018
    • 4 replies
    • 4k views
    • 
    • cdavis25
    • February 27, 2018

49. Prior Recordkeeper Not Providing Data for Old QDRO

    By cwallace, February 21, 2018
    • 21 replies
    • 2.7k views
    • 
    • ESOP Guy
    • February 27, 2018

50. First Calendar Year for purposes of RMD

    By jevd, February 23, 2018   

    • rmd
    • 5 replies
    • 1.4k views
    • 
    • card
    • February 27, 2018