401(k) Plans

19,468 topics in this forum

1. prior year testing-no match made in prior year

   By cpc0506, September 20, 2017
   • 13 replies
   • 3.4k views
   • 
   • BG5150
   • March 6, 2018

2. Trying to figure missed deferral

   By Loves401(k), March 2, 2018
   • 3 replies
   • 1.8k views
   • 
   • Belgarath
   • March 6, 2018

3. Taking Back Matching Contribution?

   By Vlad401k, March 1, 2018
   • 9 replies
   • 2.4k views
   • 
   • Patricia Neal Jensen
   • March 5, 2018

4. Top Heavy Minimum When Key Defers less than 3%

   By lcollins300, March 1, 2018
   • 4 replies
   • 948 views
   • 
   • Kac1214
   • March 5, 2018

5. Safe Harbor Match Contribution Source

   By KevinMc, March 2, 2018
   • 2 replies
   • 936 views
   • 
   • Tom Poje
   • March 2, 2018

6. ADP / ACP Tests & Match Forfeitures vs. Refund

   By CLE401kGuy, March 1, 2018
   • 3 replies
   • 5.2k views
   • 
   • Tom Poje
   • March 2, 2018

7. 401 K deemed loan

   By teckert, February 23, 2018
   • 15 replies
   • 6.6k views
   • 
   • Bird
   • March 1, 2018

8. non-elective deposited each payroll

   By Chippy, February 28, 2018
   • 2 replies
   • 804 views
   • 
   • Luke Bailey
   • March 1, 2018

9. timing of deposits

   By thepensionmaven, February 27, 2018
   • 4 replies
   • 922 views
   • 
   • Luke Bailey
   • March 1, 2018

10. -11(g) to Integrate at 50% of Wage Base

    By austin3515, February 22, 2018
    • 35 replies
    • 3.1k views
    • 
    • shERPA
    • February 28, 2018

11. Rate of Match

    By Madison71, February 28, 2018
    • 8 replies
    • 1.1k views
    • 
    • mphs77
    • February 28, 2018

12. Distribution Timing Restrictions

    By TybeeGaSun, February 27, 2018
    • 6 replies
    • 1.6k views
    • 
    • Larry Starr
    • February 28, 2018

13. Failed Coverage Test

    By PFranckowiak, February 26, 2018
    • 11 replies
    • 1.7k views
    • 
    • Luke Bailey
    • February 27, 2018

14. fund matching true up... plus lost earnings?

    By WCC, February 23, 2018
    • 6 replies
    • 4.2k views
    • 
    • Luke Bailey
    • February 27, 2018

15. Otherwise excludable

    By cdavis25, February 27, 2018
    • 4 replies
    • 4.1k views
    • 
    • cdavis25
    • February 27, 2018

16. Prior Recordkeeper Not Providing Data for Old QDRO

    By cwallace, February 21, 2018
    • 21 replies
    • 2.8k views
    • 
    • ESOP Guy
    • February 27, 2018

17. First Calendar Year for purposes of RMD

    By jevd, February 23, 2018   

    • rmd
    • 5 replies
    • 1.4k views
    • 
    • card
    • February 27, 2018

18. Top-heavy minimum

    By austin3515, February 24, 2018
    • 3 replies
    • 930 views
    • 
    • PensionPro
    • February 26, 2018

19. Missed Deferral - automatic enrollment

    By Chippy, February 23, 2018
    • 5 replies
    • 1.1k views
    • 
    • 401king
    • February 26, 2018

20. non-union EE now a union EE

    By wifrbr, February 23, 2018
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • February 24, 2018

21. Missed Deferral 2016 and 2017 - still fix?

    By JKW, February 20, 2018
    • 3 replies
    • 784 views
    • 
    • Mike Preston
    • February 23, 2018

22. Maximizing employer contributions / 415 limit

    By Guest tjt169, February 14, 2014
    • 17 replies
    • 6.4k views
    • 
    • Lou S.
    • February 22, 2018

23. Individual class based New Comparability

    By pjb1835, February 21, 2018
    • 11 replies
    • 3.2k views
    • 
    • chc93
    • February 22, 2018

24. Breaks in service while still employed

    By Loves401(k), February 20, 2018
    • 7 replies
    • 1.9k views
    • 
    • CJ Allen
    • February 22, 2018

25. Board Compensation and Individual 401k Plan

    By chriskkelly, February 20, 2018
    • 5 replies
    • 3.3k views
    • 
    • jpod
    • February 22, 2018

26. Related Organizations

    By TPA Bob, February 20, 2018   

    • controlled group
    • affiliated service group
    • 1 reply
    • 588 views
    • 
    • Lou S.
    • February 20, 2018

27. so much for safe harbor, but...

    By Bri, February 19, 2018
    • 3 replies
    • 785 views
    • 
    • Bri
    • February 20, 2018

28. compensation for calculation of safe harbor match

    By thepensionmaven, February 19, 2018
    • 4 replies
    • 1k views
    • 
    • BG5150
    • February 20, 2018

29. Using SS Retirement Age as Testing Age

    By austin3515, January 27, 2017
    • 7 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 20, 2018

30. Past SAR's to Lost Participant now found

    By Loves401(k), February 19, 2018
    • 2 replies
    • 897 views
    • 
    • ERISAAPPLE
    • February 19, 2018

31. Must the first day of a plan year be an entry date?

    By BG5150, December 4, 2015
    • 11 replies
    • 3.4k views
    • 
    • MWeddell
    • February 19, 2018

32. QJSA Spousal Consent in DC Plans

    By ERISAAPPLE, February 15, 2018   

    • spousal consent
    • 2012-3
    • (and 1 more)

      Tagged with:

      • spousal consent
      • 2012-3
      • qjsa
    • 6 replies
    • 2.5k views
    • 
    • Bird
    • February 19, 2018

33. safe harbor non-elective contribution

    By thepensionmaven, February 14, 2018
    • 4 replies
    • 672 views
    • 
    • 401king
    • February 16, 2018

34. solo 401k

    By Raj, February 15, 2018
    • 2 replies
    • 855 views
    • 
    • imchipbrown
    • February 15, 2018

35. Correcting Safe Harbor Plan

    By Madison71, February 12, 2018
    • 14 replies
    • 2.8k views
    • 
    • Luke Bailey
    • February 14, 2018

36. Roth Buy Back

    By Mr Bagwell, February 12, 2018   

    • roth
    • buy back
    • (and 1 more)

      Tagged with:

      • roth
      • buy back
      • basis
    • 13 replies
    • 2.1k views
    • 
    • Luke Bailey
    • February 14, 2018

37. Beneficiary - Spousal Consent

    By khn, February 14, 2018
    • 3 replies
    • 1.6k views
    • 
    • Peter Gulia
    • February 14, 2018

38. Including Owner taking Draw (no W-2) in ADP Testing?

    By lcollins300, February 12, 2018   

    • adp
    • 14 replies
    • 3.7k views
    • 
    • Luke Bailey
    • February 14, 2018

39. 401(k) Safe Harbor Match Controlled Group

    By TPA2015, February 12, 2018   

    • 401(k)
    • controlled group
    • (and 1 more)

      Tagged with:

      • 401(k)
      • controlled group
      • safe harbor
    • 3 replies
    • 1.6k views
    • 
    • Luke Bailey
    • February 14, 2018

40. Early entry of soon-to-be HCE

    By Flyboyjohn, February 7, 2018
    • 23 replies
    • 4.3k views
    • 
    • Larry Starr
    • February 13, 2018

41. Form 5330 - Excise Tax Deductibility for Federal and CA Return

    By khidalgo, February 13, 2018
    • 0 replies
    • 690 views
    • 
    • khidalgo
    • February 13, 2018

42. First time 5500 ez for a 15 year old account

    By Raj, February 12, 2018
    • 3 replies
    • 738 views
    • 
    • Tom Poje
    • February 12, 2018

43. Defining the “company” with which a participant meets a last-day condition

    By Peter Gulia, February 2, 2018
    • 11 replies
    • 1.8k views
    • 
    • card
    • February 12, 2018

44. Tax Cut Jobs Act / Hardship

    By austin3515, December 27, 2017
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • February 10, 2018

45. Eligible SelfEmployment Compensation for Profit Sharing Roth v Pretax

    By gdlfa, February 5, 2018
    • 5 replies
    • 1.4k views
    • 
    • gdlfa
    • February 9, 2018

46. 2 EMPLOYEE RETIREMENT PLAN _ TOP HEAVY

    By RRivera, February 8, 2018   

    • top heavy
    • 2 replies
    • 802 views
    • 
    • Tom Poje
    • February 9, 2018

47. Time Frame to pay off loan after participant terminates

    By Pammie57, February 8, 2018
    • 7 replies
    • 3.6k views
    • 
    • Bird
    • February 9, 2018

48. Possible Spinoff or Successor Plan?

    By hsctpa, February 8, 2018
    • 1 reply
    • 1.9k views
    • 
    • Luke Bailey
    • February 8, 2018

49. BRF testing for vesting

    By 30Rock, February 6, 2018
    • 6 replies
    • 1.5k views
    • 
    • Luke Bailey
    • February 8, 2018

50. ADP testing controlled group

    By JPete, February 8, 2018
    • 12 replies
    • 5.6k views
    • 
    • JPete
    • February 8, 2018