401(k) Plans

19,319 topics in this forum

1. ADP and Residual Compensation

   By Stevo-PDX, March 10, 2015   

   • ADP Test
   • 4 replies
   • 3k views
   • 
   • TPApril
   • April 14, 2016

2. Safe Harbor 401(k)nonelective contribution satisfied in money purchase

   By Guest Bill Mulkern, February 16, 1999
   • 11 replies
   • 2k views
   • 
   • Mike Preston
   • April 12, 2016

3. Loan

   By cdavis25, April 7, 2016
   • 11 replies
   • 1.7k views
   • 
   • 401_noob
   • April 12, 2016

4. Delay in transferring assets from an orphaned SDA

   By mwagner003, April 11, 2016   

   • self-directed account
   • SDA
   • (and 1 more)

     Tagged with:

     • self-directed account
     • SDA
     • trading window
   • 2 replies
   • 1k views
   • 
   • BG5150
   • April 12, 2016

5. When is earned income deemed paid for safe harbor 401(k) purposes?

   By Doghouse, April 11, 2016   

   • earned income
   • when
   • (and 3 more)

     Tagged with:

     • earned income
     • when
     • safe harbor
     • partner
     • partnership
   • 3 replies
   • 1k views
   • 
   • Lou S.
   • April 11, 2016

6. Sole Proprietor with 401(k) Plan

   By jukeboy56, April 11, 2016
   • 1 reply
   • 627 views
   • 
   • ETA Consulting LLC
   • April 11, 2016

7. Payroll Vendor erroneously stopped HCE 401k+catch-up at $18k

   By cheersmate, March 4, 2016   

   • 401k correction
   • safe harbor
   • (and 1 more)

     Tagged with:

     • 401k correction
     • safe harbor
     • 401k safe harbor
   • 3 replies
   • 1.4k views
   • 
   • BeginnersLuck
   • April 10, 2016

8. Deemed Loan that EE continued to pay on 5500

   By Alex Daisy, April 6, 2016
   • 1 reply
   • 747 views
   • 
   • Bird
   • April 7, 2016

9. compensation conundrum

   By K2retire, April 5, 2016
   • 6 replies
   • 1.5k views
   • 
   • K2retire
   • April 6, 2016

10. Inherited IRA

    By Pension RC, April 1, 2016
    • 2 replies
    • 945 views
    • 
    • QDROphile
    • April 1, 2016

11. Safe Harbor Match including Roth deferrals

    By thepensionmaven, April 1, 2016
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 1, 2016

12. old DC-1 and DC-2 books for sale?

    By justanotheradmin, March 31, 2016
    • 0 replies
    • 780 views
    • 
    • justanotheradmin
    • March 31, 2016

13. Owners over 70 1/2

    By CJS07, March 31, 2016   

    • RMD and continuing
    • 2 replies
    • 1.1k views
    • 
    • Lou S.
    • March 31, 2016

14. Loans from Roth 401k

    By austin3515, March 31, 2016
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • March 31, 2016

15. Coverage Failure

    By jpod, March 22, 2016
    • 14 replies
    • 3.2k views
    • 
    • jpod
    • March 29, 2016

16. Client Retention Rates / Attrition

    By buecker, March 29, 2016   

    • Client Retention
    • Client Attrition
    • 0 replies
    • 900 views
    • 
    • buecker
    • March 29, 2016

17. Schedule C, last year's ee cost

    By Bri, March 28, 2016   

    • self-employed
    • scehdule c.
    • 2 replies
    • 820 views
    • 
    • Bird
    • March 29, 2016

18. Employee contributions to HSA, NOT through 125 plan

    By Belgarath, March 28, 2016
    • 2 replies
    • 709 views
    • 
    • Belgarath
    • March 28, 2016

19. Owner Contributing to SEP

    By coleboy, March 18, 2016
    • 4 replies
    • 854 views
    • 
    • Earl
    • March 26, 2016

20. Pull out in 2016 from HCEs account wrongly deposited Employer Discretionary Contribution in 2015

    By AdKu, March 24, 2016   

    • Employer Discretionary Contri
    • Wrongly allocated PS to HCE
    • (and 1 more)

      Tagged with:

      • Employer Discretionary Contri
      • Wrongly allocated PS to HCE
      • Pulling out of HCEs accounts
    • 3 replies
    • 782 views
    • 
    • My 2 cents
    • March 24, 2016

21. Should I file a Sched H or 5500-SF? - Count of BOY participants

    By Bruddah Kimo, March 23, 2016
    • 7 replies
    • 818 views
    • 
    • My 2 cents
    • March 24, 2016

22. sole proprietor - 1099 income

    By Alex Daisy, March 24, 2016
    • 5 replies
    • 1.5k views
    • 
    • jpod
    • March 24, 2016

23. missed deferrals, or opportunistic employee

    By K2retire, March 23, 2016
    • 12 replies
    • 1.6k views
    • 
    • jpod
    • March 24, 2016

24. Automatic Enrollment

    By John Feldt ERPA CPC QPA, March 23, 2016   

    • Automatic Enrollment
    • default deferral
    • (and 4 more)

      Tagged with:

      • Automatic Enrollment
      • default deferral
      • negative election
      • VCP
      • Self-correction
      • SCP
    • 7 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 23, 2016

25. Meeting a safe harbor using several plans

    By Peter Gulia, March 23, 2016   

    • safe harbor; controlled group
    • 4 replies
    • 717 views
    • 
    • Peter Gulia
    • March 23, 2016

26. ER Contrib missed tax deadline

    By CJS07, March 23, 2016
    • 5 replies
    • 1.2k views
    • 
    • Lou S.
    • March 23, 2016

27. SS# Detector

    By austin3515, March 22, 2016
    • 3 replies
    • 654 views
    • 
    • austin3515
    • March 22, 2016

28. Partnerships- Limitations Years

    By coleboy, March 22, 2016
    • 3 replies
    • 614 views
    • 
    • My 2 cents
    • March 22, 2016

29. Roth Conversion Timing

    By Dougsbpc, March 22, 2016
    • 1 reply
    • 748 views
    • 
    • Belgarath
    • March 22, 2016

30. No more determination letters...

    By austin3515, July 23, 2015
    • 19 replies
    • 2.5k views
    • 
    • TPApril
    • March 21, 2016

31. When does distribution occur?

    By DLavigne, March 17, 2016
    • 4 replies
    • 1.6k views
    • 
    • Peter Gulia
    • March 21, 2016

32. Bad Asset - Correction

    By justanotheradmin, March 18, 2016
    • 4 replies
    • 695 views
    • 
    • justanotheradmin
    • March 18, 2016

33. top heavy - ownership

    By JKW, March 18, 2016
    • 3 replies
    • 858 views
    • 
    • Tom Poje
    • March 18, 2016

34. Back-sweep of Participants who are contributing

    By tuna524, March 17, 2016
    • 2 replies
    • 1.5k views
    • 
    • tuna524
    • March 17, 2016

35. ADP Refunds

    By 401_noob, March 11, 2016   

    • ADP
    • 3 replies
    • 2.4k views
    • 
    • 401_noob
    • March 16, 2016

36. 40k to MEP

    By Earl, March 15, 2016
    • 7 replies
    • 1.3k views
    • 
    • Earl
    • March 16, 2016

37. What is a Reasonable Business Classification?

    By austin3515, March 14, 2016
    • 24 replies
    • 3k views
    • 
    • DMcGovern
    • March 16, 2016

38. Forfeiture release date issue

    By cpc0506, April 3, 2010
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • March 15, 2016

39. terminated employee in Safe harbor plan with deferrals effective 10/1/15

    By cpc0506, March 15, 2016
    • 3 replies
    • 1.9k views
    • 
    • Mike Preston
    • March 15, 2016

40. Reference Book? IRC?

    By justanotheradmin, March 14, 2016
    • 7 replies
    • 955 views
    • 
    • justanotheradmin
    • March 15, 2016

41. When are deferrals a catch-up contribution?

    By cheersmate, March 15, 2016   

    • 401k
    • deferrals
    • (and 3 more)

      Tagged with:

      • 401k
      • deferrals
      • recharacterization 401k
      • catch up contributions
      • 415 limits
    • 3 replies
    • 2.1k views
    • 
    • Lou S.
    • March 15, 2016

42. Integrated PS formula--can the excess percentage be 0%?

    By jjaatirs, March 15, 2016
    • 2 replies
    • 737 views
    • 
    • Tom Poje
    • March 15, 2016

43. DOL guidance re recordkeeper searches

    By benefitsguru, March 15, 2016
    • 0 replies
    • 764 views
    • 
    • benefitsguru
    • March 15, 2016

44. Switching Safe Harbor Types Under New Rules

    By PensionPro, March 7, 2016
    • 10 replies
    • 2.4k views
    • 
    • PensionPro
    • March 14, 2016

45. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 812 views
    • 
    • Bird
    • March 14, 2016

46. Due on Sale clause

    By Jim Chad, March 14, 2016
    • 1 reply
    • 586 views
    • 
    • Peter Gulia
    • March 14, 2016

47. Forfeiture of Matching Contributions Due to Failed ADP Test

    By Guest Lentils, November 11, 2014
    • 7 replies
    • 6.4k views
    • 
    • Tom Poje
    • March 14, 2016

48. leased employees vs. 6-month eligibility

    By AlbanyConsultant, March 11, 2016
    • 1 reply
    • 896 views
    • 
    • Belgarath
    • March 11, 2016

49. Precious metals

    By Jim Chad, March 11, 2016
    • 1 reply
    • 586 views
    • 
    • Belgarath
    • March 11, 2016

50. Form 990 T

    By 52626, March 11, 2016
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • March 11, 2016