401(k) Plans

19,275 topics in this forum

1. allocating deferrals to catch-up to make room for PS

   By M Norton, February 13, 2019   

   • catch-up deferrals
   • 2 replies
   • 806 views
   • 
   • M Norton
   • February 13, 2019

2. Late Employer Deposits

   By JKW, April 7, 2017
   • 2 replies
   • 806 views
   • 
   • JKW
   • April 24, 2017

3. Automatic enrollment in error

   By SusanKD, January 4, 2018
   • 1 reply
   • 806 views
   • 
   • Larry Starr
   • January 6, 2018

4. What are the difficulties with 60-something catch-up elective deferrals?

   By Peter Gulia, December 23, 2022
   • 7 replies
   • 806 views
   • 
   • Peter Gulia
   • January 1, 2023

5. PEPs and small TPA firm

   By LMK TPA, May 4, 2022
   • 2 replies
   • 805 views
   • 
   • Bird
   • May 6, 2022

6. Mistake of Fact--what to do about earnings?

   By BG5150, July 16, 2021
   • 2 replies
   • 805 views
   • 
   • Mike Preston
   • July 17, 2021

7. Self employed deposits too much into 401k...Any suggestions for the excess

   By jkharvey, August 3, 2017
   • 4 replies
   • 805 views
   • 
   • ETA Consulting LLC
   • August 8, 2017

8. Top Heavy and Gateway Minimum

   By ConnieStorer, December 27, 2022
   • 3 replies
   • 805 views
   • 
   • Lou S.
   • December 28, 2022

9. Top Heavy Balance Cash/Accrual

   By AmyETPA, February 2, 2024
   • 4 replies
   • 805 views
   • 
   • Bri
   • February 6, 2024

10. When is someone a participant (again)

    By BG5150, August 21, 2012
    • 1 reply
    • 805 views
    • 
    • ETA Consulting LLC
    • August 21, 2012

11. Terminate plan with "ponzi'd assets"

    By Guest JPIngold, June 13, 2013
    • 0 replies
    • 804 views
    • 
    • Guest
    • June 13, 2013

12. QACA - who gets their deferral rate increased?

    By Guest Achilles, December 1, 2011
    • 1 reply
    • 804 views
    • 
    • K2retire
    • December 1, 2011

13. Payroll Deduction IRA and 401(k) Plan under same employer

    By Rai401k, November 24, 2015
    • 1 reply
    • 804 views
    • 
    • 401king
    • November 24, 2015

14. Benefit Plan Audit - EE Responsibilities?

    By NA2020, October 2, 2020
    • 4 replies
    • 804 views
    • 
    • Bob the Swimmer
    • October 5, 2020

15. Profit Sharing Contributions - Deadline

    By Nassau, February 12, 2013
    • 0 replies
    • 803 views
    • 
    • Nassau
    • February 12, 2013

16. Employer Stock Restricted to Current Employees Only?

    By kmhaab, October 25, 2018
    • 5 replies
    • 803 views
    • 
    • QDROphile
    • October 29, 2018

17. ADP Testing Compensation

    By MarZDoates, September 14, 2018
    • 2 replies
    • 803 views
    • 
    • msmith
    • September 14, 2018

18. Deadline for using Money in Erisa Budget/ Excess Revenue Accounts

    By khn, January 6, 2015
    • 0 replies
    • 803 views
    • 
    • khn
    • January 6, 2015

19. Roth 401k

    By Guest jim williams, October 5, 2010
    • 1 reply
    • 803 views
    • 
    • Guest
    • October 5, 2010

20. ACP Test for Discretionary plus Safe Harbor Match

    By Catch22PGM, June 30, 2020   

    • safe harbor 401k
    • matching
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • matching
      • acp test
    • 3 replies
    • 803 views
    • 
    • Catch22PGM
    • June 30, 2020

21. Postponement of 402(g) corrective distributions

    By buckaroo, March 30, 2021
    • 1 reply
    • 803 views
    • 
    • Lou S.
    • March 30, 2021

22. Non-Elective Contribution for HCE Only

    By Coleboy1, July 12, 2022
    • 12 replies
    • 802 views
    • 
    • Bird
    • July 14, 2022

23. ADP/ACP question

    By roy819, April 21
    • 0 replies
    • 802 views
    • 
    • roy819
    • April 21

24. Qualified Individual - Reduced Hours

    By Gilmore, April 7, 2020
    • 4 replies
    • 801 views
    • 
    • Larry Starr
    • April 7, 2020

25. Amend a Final 5500-EZ?

    By cowdogman, April 9, 2019
    • 2 replies
    • 801 views
    • 
    • cowdogman
    • April 11, 2019

26. 1099-R Question

    By austin3515, January 19, 2015
    • 1 reply
    • 801 views
    • 
    • chc93
    • January 20, 2015

27. Limiting loan amount and repayment period

    By cpc0506, August 22, 2022
    • 5 replies
    • 801 views
    • 
    • CuseFan
    • August 24, 2022

28. Disadvantage of ADP Refunds

    By austin3515, March 10, 2017
    • 10 replies
    • 801 views
    • 
    • austin3515
    • March 10, 2017

29. Audited Plan last year (2021) but under 120 balances. Is one required this year?

    By Pensions2020, April 20, 2023
    • 4 replies
    • 800 views
    • 
    • Paul I
    • April 20, 2023

30. QACA Safe Harbor Matching Contribution

    By mming, June 26
    • 1 reply
    • 800 views
    • 
    • Lou S.
    • June 26

31. 5305-SEP to one-participant 401k with "mega backdoor roth"

    By wqpziy, February 8, 2020
    • 1 reply
    • 800 views
    • 
    • Bird
    • February 10, 2020

32. 401(k) and SIMPLE IRA - one participant, two employers

    By M Norton, January 6, 2011
    • 0 replies
    • 799 views
    • 
    • M Norton
    • January 6, 2011

33. Removing Auto Enrollment Feature

    By kpickering, July 26, 2019
    • 0 replies
    • 799 views
    • 
    • kpickering
    • July 26, 2019

34. Safe Harbor Mid Year Retroactive Amendment

    By susieQ, June 12, 2019
    • 1 reply
    • 799 views
    • 
    • Kevin C
    • June 13, 2019

35. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 799 views
    • 
    • Bird
    • March 14, 2016

36. $300,000 fine 5500ez

    By flowersarenice, September 28, 2021
    • 2 replies
    • 799 views
    • 
    • flowersarenice
    • September 29, 2021

37. Long Term Part Time Employee

    By Dougsbpc, February 27
    • 3 replies
    • 798 views
    • 
    • CuseFan
    • February 27

38. Staff Employer Contributions Sitting in Owner's Account

    By ratherbereading, May 17, 2018   

    • employer allocations
    • 10 replies
    • 798 views
    • 
    • Larry Starr
    • May 21, 2018

39. Late deferrals interest for people who left a long time ago

    By BG5150, March 12, 2020
    • 5 replies
    • 798 views
    • 
    • BG5150
    • March 16, 2020

40. Extended Periods for Plan Loan Offsets

    By Madison71, January 4, 2018
    • 0 replies
    • 798 views
    • 
    • Madison71
    • January 4, 2018

41. Elect Def Failures (RP 2015-28)

    By austin3515, January 2, 2016
    • 0 replies
    • 798 views
    • 
    • austin3515
    • January 2, 2016

42. Controlled Group - Husband & Wife

    By metsfan026, September 15, 2022
    • 3 replies
    • 797 views
    • 
    • Bill Presson
    • September 15, 2022

43. multiple safe harbor matching formulas

    By dmb, November 18, 2015
    • 1 reply
    • 797 views
    • 
    • Lou S.
    • November 18, 2015

44. Loan Repayments not setup in Payroll - Self Correction Under IRB 2008-50?

    By Guest cke66edy, February 17, 2011
    • 0 replies
    • 797 views
    • 
    • Guest
    • February 17, 2011

45. Secure Act adding SH NEC

    By justatester, June 17, 2020
    • 3 replies
    • 797 views
    • 
    • C. B. Zeller
    • June 17, 2020

46. 3% Nonelective SH with QACA

    By DavidO, January 28
    • 3 replies
    • 797 views
    • 
    • Bill Presson
    • January 28

47. Can benefitslink start a section for disclosures to employers?

    By Jim Chad, September 24, 2011
    • 1 reply
    • 797 views
    • 
    • Guest
    • November 23, 2011

48. 414(s) and preparticipation compensation

    By LIBERTYKID, May 25, 2016
    • 0 replies
    • 797 views
    • 
    • LIBERTYKID
    • May 25, 2016

49. Suspending SH Election, Adopt 3% Nonelective by Year-End Under SECURE

    By Danny CPA, March 31, 2020
    • 5 replies
    • 797 views
    • 
    • Gilmore
    • April 1, 2020

50. Code C - box 12 W-2

    By thepensionmaven, June 27, 2022
    • 4 replies
    • 796 views
    • 
    • thepensionmaven
    • June 29, 2022