401(k) Plans

19,319 topics in this forum

1. Secure 2.0 and ACA Question

   By Gadgetfreak, March 6, 2024
   • 4 replies
   • 811 views
   • 
   • EMoney
   • March 7, 2024

2. Overpayments and Other Plan Errors

   By Madison71, October 9, 2018
   • 5 replies
   • 811 views
   • 
   • Kevin C
   • October 9, 2018

3. affliated service group 101?

   By pmacduff, August 3, 2023
   • 9 replies
   • 811 views
   • 
   • Bill Presson
   • August 4, 2023

4. Control Group question

   By mkaufman, September 6, 2021   

   • control group
   • solo 401k
   • 2 replies
   • 810 views
   • 
   • mkaufman
   • September 18, 2021

5. HCE's limited to 4.5% deferral. An HCE that termed deferred 28%. How to correct ADP test?

   By Jim Chad, November 1, 2024
   • 3 replies
   • 810 views
   • 
   • Jim Chad
   • November 5, 2024

6. Extended Periods for Plan Loan Offsets

   By Madison71, January 4, 2018
   • 0 replies
   • 810 views
   • 
   • Madison71
   • January 4, 2018

7. 401(k) SH change prior to plan year

   By Guest AP914, December 19, 2012
   • 2 replies
   • 810 views
   • 
   • Guest
   • December 19, 2012

8. 414(s) and preparticipation compensation

   By LIBERTYKID, May 25, 2016
   • 0 replies
   • 810 views
   • 
   • LIBERTYKID
   • May 25, 2016

9. 1099-R Question

   By austin3515, January 19, 2015
   • 1 reply
   • 810 views
   • 
   • chc93
   • January 20, 2015

10. Repaying a 401k Loan with a Rollover

    By DHarris41, November 19, 2021
    • 1 reply
    • 810 views
    • 
    • QDROphile
    • November 19, 2021

11. Elect Def Failures (RP 2015-28)

    By austin3515, January 2, 2016
    • 0 replies
    • 810 views
    • 
    • austin3515
    • January 2, 2016

12. 401(k) and SIMPLE IRA - one participant, two employers

    By M Norton, January 6, 2011
    • 0 replies
    • 809 views
    • 
    • M Norton
    • January 6, 2011

13. Participation Rates - Salary vs Hourly

    By Gilmore, September 5, 2014
    • 0 replies
    • 809 views
    • 
    • Gilmore
    • September 5, 2014

14. multiple safe harbor matching formulas

    By dmb, November 18, 2015
    • 1 reply
    • 809 views
    • 
    • Lou S.
    • November 18, 2015

15. Plan Termination and Employer Contributions

    By Chippy, February 21, 2019
    • 2 replies
    • 809 views
    • 
    • Tom Poje
    • February 22, 2019

16. eligibility question

    By Tom, July 10, 2025
    • 3 replies
    • 809 views
    • 
    • Sabbir Hossain Khan
    • July 12, 2025

17. Is there a common practice for the threshold of HCE's and when you should think about Top Heavy

    By dragondon, May 22, 2023
    • 5 replies
    • 809 views
    • 
    • BG5150
    • May 24, 2023

18. Loan Repayments not setup in Payroll - Self Correction Under IRB 2008-50?

    By Guest cke66edy, February 17, 2011
    • 0 replies
    • 808 views
    • 
    • Guest
    • February 17, 2011

19. "Late Safe harbor Notice" consequences?

    By BG5150, December 13, 2022
    • 4 replies
    • 808 views
    • 
    • RatherBeGolfing
    • December 15, 2022

20. Auto enrollment cessation

    By Dave N, January 19, 2024
    • 3 replies
    • 808 views
    • 
    • Dave N
    • January 20, 2024

21. Service Based Match Rate Fails BRF Test

    By Earl, May 17, 2019
    • 2 replies
    • 808 views
    • 
    • Earl
    • May 17, 2019

22. Restrictions on After-tax contributions that are matched

    By Nassau, March 9, 2016
    • 1 reply
    • 807 views
    • 
    • Mike Preston
    • March 9, 2016

23. Timing Questions - Roth Employer Contributions

    By AllThingsForGood, January 9, 2025
    • 4 replies
    • 807 views
    • 
    • AllThingsForGood
    • January 9, 2025

24. small plan w/s-h match but no NHCE takers

    By TPApril, June 21, 2019
    • 2 replies
    • 807 views
    • 
    • Tom Poje
    • June 21, 2019

25. general question - allowed to contribute for 2017 now & wants corrected w2?

    By Erica23, April 16, 2018
    • 11 replies
    • 807 views
    • 
    • Tom Poje
    • April 17, 2018

26. Valid Document or Not

    By cpc0506, November 5, 2012
    • 1 reply
    • 807 views
    • 
    • MoJo
    • November 5, 2012

27. Missed Loan Payment

    By 52626, August 23, 2016
    • 1 reply
    • 806 views
    • 
    • Belgarath
    • August 24, 2016

28. Separate Trust Agreements

    By Stevo-PDX, July 27, 2012
    • 0 replies
    • 806 views
    • 
    • Stevo-PDX
    • July 27, 2012

29. Compensation Used for Safe Harbor Match

    By metsfan026, March 10, 2025
    • 3 replies
    • 806 views
    • 
    • jsample
    • March 11, 2025

30. Can benefitslink start a section for disclosures to employers?

    By Jim Chad, September 24, 2011
    • 1 reply
    • 806 views
    • 
    • Guest
    • November 23, 2011

31. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k, August 7, 2025
    • 3 replies
    • 806 views
    • 
    • CuseFan
    • August 7, 2025

32. Differing Match Rates for NHCEs in QACA

    By Guest gaham, January 31, 2012
    • 0 replies
    • 806 views
    • 
    • Guest
    • January 31, 2012

33. QNEC

    By bzorc, July 9, 2020
    • 2 replies
    • 805 views
    • 
    • austin3515
    • July 10, 2020

34. Short Plan Year

    By cdavis25, February 5, 2013
    • 1 reply
    • 805 views
    • 
    • rcline46
    • February 5, 2013

35. Loans and Bankrupcy

    By 52626, April 14, 2016
    • 2 replies
    • 805 views
    • 
    • Lou S.
    • April 14, 2016

36. 401k Medical Hardship Reimbursement

    By JY36, June 2, 2019
    • 5 replies
    • 805 views
    • 
    • JY36
    • June 4, 2019

37. Self-Employed and true-ups

    By JustnERPA, February 15, 2019
    • 4 replies
    • 805 views
    • 
    • Luke Bailey
    • February 25, 2019

38. Can the Reallocation of Transferred DB Surplus in DCP be over and above the 25% Deduction Limitation?

    By cheersmate, January 13, 2021   

    • 404 deduction limitation
    • transferred db surplus reallocation
    • 5 replies
    • 805 views
    • 
    • cheersmate
    • January 14, 2021

39. Triggering 3(21) fiduciary responsibility

    By Mleech, November 5, 2025
    • 3 replies
    • 805 views
    • 
    • Peter Gulia
    • November 7, 2025

40. PS Contribution for Eligible Participant

    By Dazednconfused, April 7, 2010
    • 0 replies
    • 805 views
    • 
    • Dazednconfused
    • April 7, 2010

41. Weird Vesting Rule

    By austin3515, July 27, 2021
    • 11 replies
    • 805 views
    • 
    • Bill Presson
    • July 27, 2021

42. Solo 401(k)

    By Dobber, August 30, 2022
    • 3 replies
    • 805 views
    • 
    • Dobber
    • August 30, 2022

43. Top Heavy Test - In-Service History after a participant terms

    By CLE401kGuy, May 30, 2014
    • 1 reply
    • 804 views
    • 
    • Lou S.
    • May 30, 2014

44. Safe Harbor Match

    By thepensionmaven, July 25, 2017   

    • elapsed time calculation
    • 6 replies
    • 804 views
    • 
    • thepensionmaven
    • July 30, 2017

45. Missed Deferral Opportunity

    By FishOn, September 12, 2023
    • 2 replies
    • 804 views
    • 
    • FishOn
    • September 12, 2023

46. Contribution Allocation waivers

    By tjw572, January 30, 2020
    • 2 replies
    • 804 views
    • 
    • K2
    • February 1, 2020

47. Compensation

    By ABeach, December 22, 2020
    • 2 replies
    • 804 views
    • 
    • Cardscrazy
    • December 24, 2020

48. CG Employer never adopted the plan, but participated

    By BG5150, December 28, 2020
    • 2 replies
    • 804 views
    • 
    • MWeddell
    • December 28, 2020

49. What information must you include in determination letter request re plan-to-plan transfer

    By Guest BL333, March 4, 2010
    • 0 replies
    • 803 views
    • 
    • Guest
    • March 4, 2010

50. Guaranteed Annuity Contracts and "Insured"

    By jkharvey, June 19, 2012
    • 2 replies
    • 803 views
    • 
    • Guest
    • June 20, 2012