401(k) Plans

19,337 topics in this forum

1. Retroactively amending for 4% safe harbor

   By BG5150, October 7, 2021
   • 2 replies
   • 827 views
   • 
   • BG5150
   • October 7, 2021

2. Former key - Required Beginning Date

   By Chippy, December 12, 2017
   • 3 replies
   • 827 views
   • 
   • Chippy
   • December 12, 2017

3. Removing Roth Option

   By RestAssured, February 24, 2022
   • 7 replies
   • 827 views
   • 
   • #toomanyrules
   • March 18, 2022

4. plan consolidation

   By thepensionmaven, January 3, 2017
   • 1 reply
   • 827 views
   • 
   • ETA Consulting LLC
   • January 3, 2017

5. Affliated Service Group

   By Chippy, February 26, 2013
   • 0 replies
   • 827 views
   • 
   • Chippy
   • February 26, 2013

6. Roll IRA Into 401(k) Plan

   By Scott50, April 23, 2019
   • 2 replies
   • 827 views
   • 
   • C. B. Zeller
   • April 24, 2019

7. Paycheck Protection Program (2019 Contributions?)

   By Gilmore, April 24, 2020
   • 6 replies
   • 827 views
   • 
   • duckthing
   • April 28, 2020

8. Eligible to Ineligible Category During Year - Safe Harbor

   By EBECatty, December 18, 2020
   • 2 replies
   • 826 views
   • 
   • EBECatty
   • December 18, 2020

9. 401k Accounting for IRA transfer

   By SeanTankarian, February 3, 2015   

   • IRA 401k rollover
   • 1 reply
   • 825 views
   • 
   • QDROphile
   • February 3, 2015

10. Controlled Group - Husband & Wife

    By metsfan026, September 15, 2022
    • 3 replies
    • 825 views
    • 
    • Bill Presson
    • September 15, 2022

11. Profit Sharing Contributions - Deadline

    By Nassau, February 12, 2013
    • 0 replies
    • 825 views
    • 
    • Nassau
    • February 12, 2013

12. 401(a)(4)Testing

    By ratherbereading, February 27, 2025
    • 0 replies
    • 825 views
    • 
    • ratherbereading
    • February 27, 2025

13. Safe Harbor Mid Year Retroactive Amendment

    By susieQ, June 12, 2019
    • 1 reply
    • 825 views
    • 
    • Kevin C
    • June 13, 2019

14. Timing Questions - Roth Employer Contributions

    By AllThingsForGood, January 9, 2025
    • 4 replies
    • 825 views
    • 
    • AllThingsForGood
    • January 9, 2025

15. Deadline for using Money in Erisa Budget/ Excess Revenue Accounts

    By khn, January 6, 2015
    • 0 replies
    • 825 views
    • 
    • khn
    • January 6, 2015

16. Prevailing Wages Issues

    By Senior Pension Admin, July 9, 2025
    • 2 replies
    • 825 views
    • 
    • CuseFan
    • July 9, 2025

17. Schedule C, last year's ee cost

    By Bri, March 28, 2016   

    • self-employed
    • scehdule c.
    • 2 replies
    • 825 views
    • 
    • Bird
    • March 29, 2016

18. What Is ERISA's Bond Requirement

    By steve45, August 24, 2022
    • 4 replies
    • 825 views
    • 
    • RatherBeGolfing
    • August 24, 2022

19. Stock attribution question after death

    By Lou S., January 30, 2014
    • 2 replies
    • 825 views
    • 
    • Lou S.
    • January 31, 2014

20. Payroll Deduction IRA and 401(k) Plan under same employer

    By Rai401k, November 24, 2015
    • 1 reply
    • 824 views
    • 
    • 401king
    • November 24, 2015

21. small plan w/s-h match but no NHCE takers

    By TPApril, June 21, 2019
    • 2 replies
    • 824 views
    • 
    • Tom Poje
    • June 21, 2019

22. Service Based Match Rate Fails BRF Test

    By Earl, May 17, 2019
    • 2 replies
    • 824 views
    • 
    • Earl
    • May 17, 2019

23. compensation

    By cdavis25, January 31, 2018
    • 1 reply
    • 823 views
    • 
    • Luke Bailey
    • February 1, 2018

24. Safe harbor 401(k)

    By Guest Salvador A Mander, October 17, 2011
    • 0 replies
    • 823 views
    • 
    • Guest
    • October 17, 2011

25. What to do with ADP/ACP Refunds - Personal Finance

    By austin3515, March 8, 2021
    • 4 replies
    • 823 views
    • 
    • BG5150
    • March 9, 2021

26. 403(b) deferral test/refund

    By mlp0816, June 4, 2014
    • 1 reply
    • 823 views
    • 
    • austin3515
    • June 5, 2014

27. father owns business, son over age 21 only employee

    By jeanh, July 15, 2024
    • 5 replies
    • 823 views
    • 
    • Peter Gulia
    • July 17, 2024

28. managing revenue sharing

    By Guest MBERISA, July 7, 2010
    • 0 replies
    • 823 views
    • 
    • Guest
    • July 7, 2010

29. Plan Mergers/Controlled Group

    By KevinMc, October 2, 2024
    • 1 reply
    • 823 views
    • 
    • MDCPA
    • October 3, 2024

30. Participation Rates - Salary vs Hourly

    By Gilmore, September 5, 2014
    • 0 replies
    • 822 views
    • 
    • Gilmore
    • September 5, 2014

31. Working with Nationwide

    By drakecohen, September 23, 2022
    • 4 replies
    • 822 views
    • 
    • hr for me
    • September 27, 2022

32. Controlled Group or not

    By cpc0506, December 27, 2010
    • 1 reply
    • 822 views
    • 
    • Tom Poje
    • December 27, 2010

33. Can the Reallocation of Transferred DB Surplus in DCP be over and above the 25% Deduction Limitation?

    By cheersmate, January 13, 2021   

    • 404 deduction limitation
    • transferred db surplus reallocation
    • 5 replies
    • 821 views
    • 
    • cheersmate
    • January 14, 2021

34. Repaying a 401k Loan with a Rollover

    By DHarris41, November 19, 2021
    • 1 reply
    • 821 views
    • 
    • QDROphile
    • November 19, 2021

35. Uni K for SCorp

    By Pammie57, October 28, 2020
    • 4 replies
    • 821 views
    • 
    • imchipbrown
    • October 29, 2020

36. Plan Termination and Employer Contributions

    By Chippy, February 21, 2019
    • 2 replies
    • 820 views
    • 
    • Tom Poje
    • February 22, 2019

37. Excess Deferrals - taxable in prior year, but 1099-R for which year

    By TPApril, March 10, 2021
    • 3 replies
    • 820 views
    • 
    • Lou S.
    • March 11, 2021

38. Is Some PEP trust account information private?

    By With Appreciation...., September 25, 2023
    • 2 replies
    • 820 views
    • 
    • Luke Bailey
    • September 26, 2023

39. When is someone a participant (again)

    By BG5150, August 21, 2012
    • 1 reply
    • 820 views
    • 
    • ETA Consulting LLC
    • August 21, 2012

40. Post Severance Comp

    By austin3515, March 24, 2014
    • 1 reply
    • 819 views
    • 
    • austin3515
    • March 24, 2014

41. Terminate plan with "ponzi'd assets"

    By Guest JPIngold, June 13, 2013
    • 0 replies
    • 819 views
    • 
    • Guest
    • June 13, 2013

42. 2019 missed deferral - failure to implement

    By justanotheradmin, April 19, 2023
    • 2 replies
    • 819 views
    • 
    • Paul I
    • April 21, 2023

43. Avoiding the Top-Heavy Mininum - Cash Flow Constraints

    By austin3515, March 19, 2025
    • 2 replies
    • 819 views
    • 
    • austin3515
    • March 19, 2025

44. Disadvantage of ADP Refunds

    By austin3515, March 10, 2017
    • 10 replies
    • 819 views
    • 
    • austin3515
    • March 10, 2017

45. 404a disclsure for brokerage account - Stocks?

    By Jim Chad, July 11, 2012
    • 0 replies
    • 819 views
    • 
    • Jim Chad
    • July 11, 2012

46. Self-Employed and true-ups

    By JustnERPA, February 15, 2019
    • 4 replies
    • 818 views
    • 
    • Luke Bailey
    • February 25, 2019

47. Plan Mergers/Controlled Group

    By KevinMc, January 8, 2024
    • 3 replies
    • 818 views
    • 
    • KevinMc
    • January 8, 2024

48. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 818 views
    • 
    • Bird
    • March 14, 2016

49. Compensation after termination

    By Lou81, September 22, 2025
    • 1 reply
    • 818 views
    • 
    • ratherbereading
    • September 22, 2025

50. Extended Periods for Plan Loan Offsets

    By Madison71, January 4, 2018
    • 0 replies
    • 818 views
    • 
    • Madison71
    • January 4, 2018