401(k) Plans

19,275 topics in this forum

1. New plan with mid-year effective date for deferrals

   By cathyw, September 27, 2018
   • 5 replies
   • 780 views
   • 
   • MarZDoates
   • October 1, 2018

2. Affiliated Service Group

   By austin3515, February 17, 2020
   • 4 replies
   • 780 views
   • 
   • austin3515
   • February 18, 2020

3. Participation Rates - Salary vs Hourly

   By Gilmore, September 5, 2014
   • 0 replies
   • 779 views
   • 
   • Gilmore
   • September 5, 2014

4. Top Heavy Test - In-Service History after a participant terms

   By CLE401kGuy, May 30, 2014
   • 1 reply
   • 779 views
   • 
   • Lou S.
   • May 30, 2014

5. ADP Testing - Mandatory Aggregation

   By 415 Limit, March 1, 2024
   • 1 reply
   • 779 views
   • 
   • CuseFan
   • March 4, 2024

6. Amending from Plan Year Match to Per Payroll Mid-Year

   By Hayden Taylor, April 23, 2020
   • 2 replies
   • 779 views
   • 
   • MWeddell
   • September 15, 2020

7. Missed Deferrals and Confirmation of Corrections

   By 30Rock, March 6, 2018
   • 0 replies
   • 779 views
   • 
   • 30Rock
   • March 6, 2018

8. Repaying a 401k Loan with a Rollover

   By DHarris41, November 19, 2021
   • 1 reply
   • 779 views
   • 
   • QDROphile
   • November 19, 2021

9. Failed ACP test correction needed but match not funded

   By Tom, March 4
   • 4 replies
   • 778 views
   • 
   • jsample
   • March 5

10. 401K Control Group and New Acquisitions Participation in 401K Plan w/match

    By 401kCotttage, October 22, 2021
    • 3 replies
    • 778 views
    • 
    • John Feldt ERPA CPC QPA
    • October 26, 2021

11. Summary Annual Report (SAR)

    By Nassau, March 7, 2011
    • 0 replies
    • 777 views
    • 
    • Nassau
    • March 7, 2011

12. 401k Medical Hardship Reimbursement

    By JY36, June 2, 2019
    • 5 replies
    • 777 views
    • 
    • JY36
    • June 4, 2019

13. 401k and ESOP plan

    By TH 401k, May 19
    • 3 replies
    • 777 views
    • 
    • jsample
    • May 20

14. Timing Questions - Roth Employer Contributions

    By AllThingsForGood, January 9
    • 4 replies
    • 777 views
    • 
    • AllThingsForGood
    • January 9

15. Late deferral penalty for 2020 and 2021

    By Jakyasar, October 13, 2022
    • 10 replies
    • 777 views
    • 
    • Jakyasar
    • October 13, 2022

16. Contribution Allocation waivers

    By tjw572, January 30, 2020
    • 2 replies
    • 777 views
    • 
    • K2
    • February 1, 2020

17. Amending Form 5500

    By metsfan026, October 1, 2021
    • 4 replies
    • 777 views
    • 
    • BG5150
    • October 1, 2021

18. PS after Tax Return Filed but before Due Date

    By cheersmate, December 7, 2016   

    • Annual Additions
    • Deduction Carryover
    • (and 2 more)

      Tagged with:

      • Annual Additions
      • Deduction Carryover
      • Profit Sharing
      • Safe Harbor
    • 2 replies
    • 777 views
    • 
    • cheersmate
    • December 9, 2016

19. Recharacterizing deferrals as profit sharing?

    By Mleech, February 14
    • 4 replies
    • 777 views
    • 
    • Mleech
    • February 15

20. Is 0% considered a deferral election?

    By Susan S., June 6, 2019
    • 2 replies
    • 776 views
    • 
    • Susan S.
    • June 7, 2019

21. Investment Performance Presentation

    By MjInvestments, May 26, 2017   

    • investments
    • 5 replies
    • 776 views
    • 
    • Peter Gulia
    • May 26, 2017

22. Cashing out 401k

    By Hartek, April 29, 2024
    • 4 replies
    • 776 views
    • 
    • ratherbereading
    • April 29, 2024

23. Secure 2.0 and ACA Question

    By Gadgetfreak, March 6, 2024
    • 4 replies
    • 776 views
    • 
    • EMoney
    • March 7, 2024

24. Re-Hire Prohibition - How Long

    By LSU2020, May 20, 2022
    • 4 replies
    • 776 views
    • 
    • LSU2020
    • July 15, 2022

25. Eligibility Description

    By Good401(k), September 25, 2017   

    • eligibility
    • 3 replies
    • 776 views
    • 
    • Good401(k)
    • September 26, 2017

26. Excess Deferrals

    By thepensionmaven, September 27, 2016
    • 2 replies
    • 776 views
    • 
    • Tom Poje
    • September 29, 2016

27. controlled groups revisited

    By pmacduff, September 24, 2019
    • 3 replies
    • 775 views
    • 
    • Bill Presson
    • September 24, 2019

28. Can the Reallocation of Transferred DB Surplus in DCP be over and above the 25% Deduction Limitation?

    By cheersmate, January 13, 2021   

    • 404 deduction limitation
    • transferred db surplus reallocation
    • 5 replies
    • 775 views
    • 
    • cheersmate
    • January 14, 2021

29. Recordkeepers and 5558 filings

    By Chomper, June 6, 2018   

    • 5558
    • 4 replies
    • 775 views
    • 
    • RatherBeGolfing
    • June 8, 2018

30. affliated service group 101?

    By pmacduff, August 3, 2023
    • 9 replies
    • 775 views
    • 
    • Bill Presson
    • August 4, 2023

31. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 775 views
    • 
    • Lou S.
    • February 11, 2021

32. Schedule D-Form 5500

    By ratherbereading, June 3, 2019
    • 2 replies
    • 774 views
    • 
    • ratherbereading
    • June 4, 2019

33. Partial Plan Termination with Short Plan Year

    By pixmax, November 8, 2016
    • 3 replies
    • 774 views
    • 
    • david rigby
    • November 8, 2016

34. Missed Deferral Opportunity

    By Lou81, May 13, 2022
    • 1 reply
    • 774 views
    • 
    • BeachBum
    • May 13, 2022

35. Deferrals in a two Employer Plan

    By ewatson12, July 13, 2016
    • 5 replies
    • 774 views
    • 
    • ewatson12
    • July 14, 2016

36. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 774 views
    • 
    • BG5150
    • January 8, 2019

37. Missed Deferral Opportunity - Spans many years

    By Pam S., January 11, 2018
    • 2 replies
    • 774 views
    • 
    • Pam S.
    • January 11, 2018

38. Cycle 3 Discretionary Match Communication

    By Patricia Neal Jensen, September 20, 2021
    • 1 reply
    • 774 views
    • 
    • Doc Ument
    • September 28, 2021

39. owner w/0 hrs, max pay

    By TPApril, March 2, 2018
    • 12 replies
    • 774 views
    • 
    • Patricia Neal Jensen
    • March 14, 2018

40. Feel like I'm getting played

    By Berto, June 3, 2024
    • 2 replies
    • 773 views
    • 
    • Luke Bailey
    • June 4, 2024

41. Safe Harbor Contribution Question

    By metsfan026, August 16, 2021
    • 3 replies
    • 773 views
    • 
    • Belgarath
    • August 16, 2021

42. In-plan Roth conversion.

    By Guest Thornton, February 4, 2014   

    • Fully Vested?
    • 1 reply
    • 773 views
    • 
    • masteff
    • February 4, 2014

43. Investment Free for all?!

    By justanotheradmin, May 15, 2020
    • 6 replies
    • 773 views
    • 
    • Luke Bailey
    • May 18, 2020

44. Control Group - Restaurants

    By coleboy, May 19, 2017
    • 6 replies
    • 773 views
    • 
    • ESOP Guy
    • May 19, 2017

45. Minimum Age

    By John Feldt ERPA CPC QPA, December 8, 2017   

    • fishing
    • age minimum
    • 9 replies
    • 773 views
    • 
    • Peter Gulia
    • December 11, 2017

46. What to do with ADP/ACP Refunds - Personal Finance

    By austin3515, March 8, 2021
    • 4 replies
    • 773 views
    • 
    • BG5150
    • March 9, 2021

47. Open architechture

    By Jim Chad, February 27, 2014
    • 1 reply
    • 773 views
    • 
    • ACox
    • February 27, 2014

48. Deducted Contribution in 2018 / Never Funded

    By austin3515, January 22, 2020
    • 14 replies
    • 773 views
    • 
    • david rigby
    • January 23, 2020

49. Lost earnings on 401k for late pay?

    By TPApril, July 31, 2017
    • 1 reply
    • 773 views
    • 
    • RatherBeGolfing
    • July 31, 2017

50. small plan w/s-h match but no NHCE takers

    By TPApril, June 21, 2019
    • 2 replies
    • 773 views
    • 
    • Tom Poje
    • June 21, 2019