401(k) Plans

19,318 topics in this forum

1. Rehired Employee - “buy-back” of forfeited amounts

   By Nassau, December 6, 2011
   • 8 replies
   • 3.6k views
   • 
   • masteff
   • December 13, 2011

2. Exceed 415 and 404 Limits

   By Below Ground, March 20, 2009
   • 3 replies
   • 3.6k views
   • 
   • Below Ground
   • March 23, 2009

3. Mandatory ER Contributions

   By Guest hpaine, November 20, 2002
   • 15 replies
   • 3.6k views
   • 
   • JanetM
   • December 4, 2002

4. Spousal Consent Requirements

   By Stash026, July 11, 2017
   • 4 replies
   • 3.6k views
   • 
   • My 2 cents
   • July 11, 2017

5. Transfer of assets to a new 401K plan provider/trustee

   By Guest B12751, January 4, 2002
   • 8 replies
   • 3.6k views
   • 
   • Jon Chambers
   • January 4, 2002

6. Another Top Paid Group Question

   By MarZDoates, August 26, 2014
   • 12 replies
   • 3.6k views
   • 
   • BG5150
   • August 27, 2014

7. Fiscal Year Deferral Limit vs calender year limit

   By Cathy from Chicago, September 2, 2010
   • 4 replies
   • 3.6k views
   • 
   • Tom Poje
   • September 30, 2010

8. Participant Loan Refinance

   By Guest deathbycashcall, January 12, 2011
   • 7 replies
   • 3.6k views
   • 
   • Guest
   • January 13, 2011

9. Excess Annual Additions - 401(k) Refund?

   By Medusa, April 9, 2003
   • 2 replies
   • 3.6k views
   • 
   • Medusa
   • April 10, 2003

10. Safe harbor plan and 410(b) test

    By alexa, March 13, 2003
    • 4 replies
    • 3.6k views
    • 
    • Guest
    • March 13, 2003

11. Highly Compensated Employee Retirement Savings

    By Guest pingilipkr, July 19, 2008
    • 12 replies
    • 3.6k views
    • 
    • masteff
    • August 5, 2008

12. Hardship to purchase land

    By Guest anne1, December 9, 2005
    • 6 replies
    • 3.6k views
    • 
    • GBurns
    • December 23, 2005

13. Don't buy low - You'll lose out? - Newbie

    By Guest jbo, June 29, 2005
    • 26 replies
    • 3.6k views
    • 
    • doombuggy
    • July 8, 2005

14. Fiscal Year 401k / Deferral Limits

    By cheersmate, May 6, 2015   

    • fiscal year
    • maximum limits
    • 2 replies
    • 3.6k views
    • 
    • cheersmate
    • May 6, 2015

15. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 3.6k views
    • 
    • austin3515
    • March 8, 2018

16. Can You Initially Enroll in 401(k) Plan at Zero Percent?

    By Guest Jay345, November 18, 2013
    • 13 replies
    • 3.6k views
    • 
    • Tom Poje
    • November 19, 2013

17. Eligible to Non Eligible Class

    By Lori H, April 4, 2012
    • 10 replies
    • 3.6k views
    • 
    • ESOP Guy
    • August 23, 2013

18. 401(k) deferral deadline for self employed

    By Guest dyoder, September 9, 2003
    • 6 replies
    • 3.6k views
    • 
    • Belgarath
    • December 9, 2004

19. Ex Wives and beneficiary

    By Guest dulan, January 19, 2007
    • 7 replies
    • 3.6k views
    • 
    • Guest
    • January 23, 2007

20. Hardship Withdrawals - new TPA procedure

    By Guest Aust916, May 13, 2010
    • 8 replies
    • 3.6k views
    • 
    • QDROphile
    • May 14, 2010

21. Plan Termination

    By 30Rock, March 20, 2015
    • 6 replies
    • 3.6k views
    • 
    • Lou S.
    • March 20, 2015

22. 401(k) Safe harbor Compensation

    By alexa, February 13, 2003
    • 11 replies
    • 3.6k views
    • 
    • Guest
    • February 25, 2003

23. aggressive "shifting" to pass ADP/ACP

    By Guest MaryMac, November 21, 2002
    • 2 replies
    • 3.6k views
    • 
    • GBurns
    • November 22, 2002

24. 3% SHNEC and Financial Difficulty

    By No Name, March 22, 2005
    • 17 replies
    • 3.6k views
    • 
    • Bird
    • October 27, 2005

25. VFCP Calculator - Late 401k Deposits - 5500 - 5300

    By Guest rps1995, June 24, 2009
    • 0 replies
    • 3.6k views
    • 
    • Guest
    • June 24, 2009

26. 414(s) failure

    By Guest CHRISTA, April 1, 2002
    • 4 replies
    • 3.6k views
    • 
    • John A
    • April 4, 2002

27. Top Heavy Determination

    By Guest Jodi, October 8, 1998
    • 1 reply
    • 3.6k views
    • 
    • Tom Poje
    • October 8, 1998

28. Late Deposits

    By Randy Watson, May 23, 2006
    • 15 replies
    • 3.6k views
    • 
    • Kirk Maldonado
    • June 14, 2006

29. Controlled Group - Testing & Allocations

    By Guest Chris May, February 13, 2003
    • 11 replies
    • 3.6k views
    • 
    • RTK
    • February 14, 2003

30. Form 5500-SF Part II Line 5(a)-(e)

    By AdKu, April 9, 2019
    • 15 replies
    • 3.6k views
    • 
    • AdKu
    • April 20, 2021

31. Otherwise Excludable HCEs on ADP Test

    By ratherbereading, March 8, 2016   

    • ADP test
    • Excludable employees
    • (and 1 more)

      Tagged with:

      • ADP test
      • Excludable employees
      • Excludable HCEs
    • 2 replies
    • 3.6k views
    • 
    • Tom Poje
    • March 8, 2016

32. What does ADP stand for?

    By BG5150, April 1, 2008
    • 3 replies
    • 3.6k views
    • 
    • dmwe
    • April 10, 2008

33. Is this cutting back a protected benefit?

    By Jim Chad, September 10, 2008
    • 17 replies
    • 3.6k views
    • 
    • Kevin C
    • September 11, 2008

34. Highly Compensated Employee

    By Guest Rutager, August 22, 2008
    • 10 replies
    • 3.6k views
    • 
    • K2retire
    • August 23, 2008

35. 401K Plan for Nanny?

    By ERISA13, May 9, 2011
    • 5 replies
    • 3.6k views
    • 
    • Guest
    • May 10, 2011

36. Adding New Participating Employer in Fidelity 401(k) Plan

    By Eric Taylor, January 12, 2018
    • 2 replies
    • 3.6k views
    • 
    • ESOP Guy
    • January 15, 2018

37. LTPT rules - anniversary year vs. plan year or calendar year

    By Tom, October 4, 2023
    • 6 replies
    • 3.6k views
    • 
    • C. B. Zeller
    • October 6, 2023

38. Can CPA audit fees be paid from the plan's assets if the plan sponsor

    By Guest Lisa Flagg, November 8, 2000
    • 11 replies
    • 3.6k views
    • 
    • Guest
    • December 31, 2001

39. Sole Proprietor Salary Deferral

    By Below Ground, March 7, 2007
    • 9 replies
    • 3.6k views
    • 
    • Below Ground
    • March 9, 2007

40. safe harbor 401k plan

    By Oh so SIMPLE, June 30, 2009
    • 4 replies
    • 3.6k views
    • 
    • J Simmons
    • July 2, 2009

41. 401k Loan Amount - What is the max for me?

    By sarathesmith2, February 24, 2019
    • 6 replies
    • 3.6k views
    • 
    • card
    • February 26, 2019

42. Plan Mergers/Safe Harbor Election

    By KevinMc, April 11, 2024
    • 11 replies
    • 3.6k views
    • 
    • Peter Gulia
    • April 12, 2024

43. Investment Losses and 415 Refunds

    By Guest Luis G, January 8, 1999
    • 8 replies
    • 3.6k views
    • 
    • John A
    • March 29, 2001

44. Non-elective Safe Harbor

    By Dazednconfused, October 2, 2009
    • 6 replies
    • 3.6k views
    • 
    • Guest
    • October 5, 2009

45. hardship withdrawals

    By Guest zimmer, October 16, 1998
    • 11 replies
    • 3.6k views
    • 
    • Guest
    • October 22, 1998

46. Is $1,000 Automatic Distribution Threshhold a Protected Benefit?

    By kgr12, December 4, 2009
    • 2 replies
    • 3.6k views
    • 
    • BG5150
    • December 4, 2009

47. Default payment by employer.

    By Maureen Lilly, March 12, 2020
    • 15 replies
    • 3.6k views
    • 
    • Maureen Lilly
    • March 19, 2020

48. 401k Qualification/Passive Income Only

    By Guest John Comelately, November 30, 2006
    • 6 replies
    • 3.6k views
    • 
    • namealreadyinuse
    • December 1, 2006

49. Top Heavy - Different Eligibility for EE vs. ER Contributions

    By Guest Ted Kowalchuk, CFP, CFS,, March 20, 2006
    • 1 reply
    • 3.6k views
    • 
    • Tom Poje
    • March 20, 2006

50. EPCRS, corrected part loan: treatment of now incorrect 1099R

    By QP_Guy, June 12, 2019
    • 9 replies
    • 3.6k views
    • 
    • RatherBeGolfing
    • August 6, 2019