401(k) Plans

19,275 topics in this forum

1. Plan Termination

   By 30Rock, March 20, 2015
   • 6 replies
   • 3.5k views
   • 
   • Lou S.
   • March 20, 2015

2. aggressive "shifting" to pass ADP/ACP

   By Guest MaryMac, November 21, 2002
   • 2 replies
   • 3.5k views
   • 
   • GBurns
   • November 22, 2002

3. Existing Loan & Plan Termination

   By metsfan026, March 18, 2024
   • 5 replies
   • 3.5k views
   • 
   • Lou S.
   • March 18, 2024

4. Rollover of Traditional IRA including Nondeductible Contributions

   By austin3515, May 19, 2022
   • 9 replies
   • 3.5k views
   • 
   • JOH
   • May 23, 2022

5. Top Heavy - Different Eligibility for EE vs. ER Contributions

   By Guest Ted Kowalchuk, CFP, CFS,, March 20, 2006
   • 1 reply
   • 3.5k views
   • 
   • Tom Poje
   • March 20, 2006

6. Is $1,000 Automatic Distribution Threshhold a Protected Benefit?

   By kgr12, December 4, 2009
   • 2 replies
   • 3.5k views
   • 
   • BG5150
   • December 4, 2009

7. Spin Off of 401k Assets

   By Guest RS Vatalaro, December 21, 1999
   • 2 replies
   • 3.5k views
   • 
   • Guest
   • December 29, 1999

8. Direct phone number for IRS Retirement Plans?

   By billfgrady, December 8, 2003
   • 2 replies
   • 3.5k views
   • 
   • Guest
   • December 8, 2003

9. Time taking aim at 401k plans

   By J Simmons, October 11, 2009
   • 23 replies
   • 3.5k views
   • 
   • GMK
   • October 14, 2009

10. Mid-year changes to safe-harbor plans

    By Peter Gulia, January 29, 2016   

    • 1.401(k)-3; 1.401(m)-3
    • 12 replies
    • 3.5k views
    • 
    • ERISA newbie
    • February 4, 2016

11. In-Plan Roth Conversion - Terminated Participants

    By blue, December 2, 2010
    • 6 replies
    • 3.5k views
    • 
    • mbozek
    • December 3, 2010

12. Plan Amendment timing

    By Guest hyper, April 17, 2006
    • 10 replies
    • 3.5k views
    • 
    • namealreadyinuse
    • August 14, 2006

13. Audit Triggers

    By Guest Laura, July 12, 2001
    • 10 replies
    • 3.5k views
    • 
    • AndyH
    • July 17, 2001

14. 2nd loan requirements

    By Beccyboo, May 17, 2018
    • 11 replies
    • 3.5k views
    • 
    • ratherbereading
    • May 21, 2018

15. Controlled group coverage testing

    By Cheryl S, December 6, 2019
    • 6 replies
    • 3.5k views
    • 
    • Kevin C
    • December 6, 2019

16. Transfer of assets to a new 401K plan provider/trustee

    By Guest B12751, January 4, 2002
    • 8 replies
    • 3.5k views
    • 
    • Jon Chambers
    • January 4, 2002

17. hardship withdrawals

    By Guest zimmer, October 16, 1998
    • 11 replies
    • 3.5k views
    • 
    • Guest
    • October 22, 1998

18. 410(b)(6)(C) Transition Rules

    By R. Butler, March 4, 2003
    • 4 replies
    • 3.5k views
    • 
    • R. Butler
    • March 7, 2003

19. No matching on Roth?

    By ch1719, September 22, 2016
    • 13 replies
    • 3.5k views
    • 
    • My 2 cents
    • September 22, 2016

20. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 3.5k views
    • 
    • austin3515
    • March 8, 2018

21. Oh my Lord can someone please call Congress and tell them to stop???

    By austin3515, January 4, 2024
    • 27 replies
    • 3.5k views
    • 
    • DPSRich
    • January 6, 2024

22. Minor Children and 401k Eligibility

    By JH1, November 5, 2014
    • 4 replies
    • 3.5k views
    • 
    • Tom Poje
    • November 5, 2014

23. Amendment period

    By Guest Theresa Irvin, February 11, 1999
    • 10 replies
    • 3.5k views
    • 
    • Alonzo
    • July 31, 2000

24. Forfeitures used to reduce future employer contributions

    By Guest SuperMan, November 22, 1999
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • December 18, 2008

25. 401k deferral

    By Gary, September 8, 2010
    • 8 replies
    • 3.5k views
    • 
    • QDROphile
    • September 10, 2010

26. Payroll advance - and repayment issues

    By Guest MaryMac, October 18, 2006
    • 4 replies
    • 3.5k views
    • 
    • Guest
    • October 19, 2006

27. Changes in deferral pescentages - how often is OK?

    By Guest sallie, August 20, 2004
    • 6 replies
    • 3.5k views
    • 
    • Guest
    • August 24, 2004

28. What does ADP stand for?

    By BG5150, April 1, 2008
    • 3 replies
    • 3.5k views
    • 
    • dmwe
    • April 10, 2008

29. Employer withholding 401K info

    By Guest mel63129, June 25, 2008
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • June 27, 2008

30. Catch up in excess of 100% of compensation

    By Jakyasar, December 27, 2019
    • 19 replies
    • 3.5k views
    • 
    • Jakyasar
    • April 22, 2020

31. investment options in 401k

    By Guest lip, April 23, 2008
    • 16 replies
    • 3.5k views
    • 
    • Guest
    • April 28, 2008

32. QNEC to Satisfy Failed ADP Test

    By Guest ELS, September 21, 1999
    • 2 replies
    • 3.5k views
    • 
    • MWeddell
    • September 21, 1999

33. prior year ACP testing when zero match in prior year

    By Guest DIGMYDOG, November 25, 2003
    • 13 replies
    • 3.5k views
    • 
    • Brian Gallagher
    • January 23, 2004

34. Form 5500-SF Part II Line 5(a)-(e)

    By AdKu, April 9, 2019
    • 15 replies
    • 3.5k views
    • 
    • AdKu
    • April 20, 2021

35. 1099 income

    By Scuba 401, October 6, 2010
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • November 24, 2010

36. Employees Opted Out

    By Guest mikeboard, June 19, 2008
    • 13 replies
    • 3.5k views
    • 
    • austin3515
    • June 23, 2008

37. Investment Losses and 415 Refunds

    By Guest Luis G, January 8, 1999
    • 8 replies
    • 3.5k views
    • 
    • John A
    • March 29, 2001

38. Vesting service when predecessor plan exists

    By Guest JoeActuary, October 23, 2001
    • 4 replies
    • 3.5k views
    • 
    • QDROphile
    • October 25, 2001

39. De Minimis Corrections for Late Deferral/Loan Repayments

    By LANDO, January 16, 2013
    • 13 replies
    • 3.5k views
    • 
    • LANDO
    • January 24, 2013

40. Newly Established Profit Sharing Plan--Need to Fund w/ $1.00?

    By Guest aciepluch, December 29, 2004
    • 16 replies
    • 3.5k views
    • 
    • Blinky the 3-eyed Fish
    • January 4, 2005

41. Ideal maximum 401(k) contribution rate

    By Guest planman, May 29, 2002
    • 10 replies
    • 3.5k views
    • 
    • MWeddell
    • May 30, 2002

42. Puerto Rico 401(k) Plans

    By Guest okz, April 1, 2003
    • 3 replies
    • 3.5k views
    • 
    • E as in ERISA
    • April 2, 2003

43. State Levy on 401(k) Account?

    By CJS07, January 21, 2013   

    • State of Massachusetts
    • 4 replies
    • 3.5k views
    • 
    • Mike Preston
    • January 21, 2013

44. Employer stated a 401k on offer letter but has not provided. What are the employees rights?

    By Donna W, May 10, 2021
    • 3 replies
    • 3.5k views
    • 
    • Luke Bailey
    • May 11, 2021

45. QACA

    By Guest JWB19, November 17, 2009
    • 5 replies
    • 3.5k views
    • 
    • Kevin C
    • November 18, 2009

46. Market Value Adjustment on stable value

    By Guest newport, December 30, 2010
    • 1 reply
    • 3.5k views
    • 
    • Guest
    • January 10, 2011

47. Correcting ACP with ADP Shift

    By Below Ground, January 24, 2007
    • 2 replies
    • 3.5k views
    • 
    • Below Ground
    • January 28, 2007

48. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • January 24, 2001

49. Match based on incorrect compensation

    By oldman, August 30, 2012
    • 7 replies
    • 3.5k views
    • 
    • 12AX7
    • September 6, 2012

50. Automatic Enrollment

    By Guest terric, April 19, 2006
    • 11 replies
    • 3.5k views
    • 
    • Lou S.
    • November 6, 2013