401(k) Plans

19,275 topics in this forum

1. Buying life insurance with plan assets

   By MGOAdmin, April 2, 2020   

   • life insurance
   • 1 reply
   • 709 views
   • 
   • Larry Starr
   • April 2, 2020

2. 401k Deferral or Corrective Contribution or Unallocated Suspense account?

   By cheersmate, October 3, 2022   

   • safe harbor 401k
   • cross tested 401k
   • (and 1 more)

     Tagged with:

     • safe harbor 401k
     • cross tested 401k
     • w-2
   • 4 replies
   • 709 views
   • 
   • Nate S
   • October 7, 2022

3. Estimated inflation adjustments for 2025 limits?

   By Peter Gulia, September 11, 2024
   • 4 replies
   • 709 views
   • 
   • Lois Baker
   • September 13, 2024

4. contribution deadline extended to July 15 for PLLC

   By thepensionmaven, March 24, 2020
   • 4 replies
   • 709 views
   • 
   • Larry Starr
   • March 25, 2020

5. hardship distributions and spousal consent

   By Beemer, July 8, 2016
   • 0 replies
   • 708 views
   • 
   • Beemer
   • July 8, 2016

6. Single Participant Plan and Vol Non-Elective Contributions

   By Earl, July 19, 2016
   • 6 replies
   • 708 views
   • 
   • UtahCPA-APA
   • July 21, 2016

7. 401k Eligibility

   By RP, July 24, 2019
   • 3 replies
   • 707 views
   • 
   • Patricia Neal Jensen
   • July 24, 2019

8. ASG vs. MEP

   By cerickson, July 25, 2019
   • 3 replies
   • 707 views
   • 
   • david rigby
   • July 26, 2019

9. overdeposit of PS - de minimis refund?

   By TPApril, September 17, 2024
   • 8 replies
   • 707 views
   • 
   • Paul I
   • September 19, 2024

10. Catch-Up Contributions

    By Christopher Wilson, January 22, 2022
    • 2 replies
    • 707 views
    • 
    • BG5150
    • January 24, 2022

11. Top Heavy for Partners

    By nancy, February 8, 2022
    • 7 replies
    • 706 views
    • 
    • Luke Bailey
    • February 9, 2022

12. Amend 5500 to reduce profit sharing contribution

    By J King, October 9, 2023
    • 1 reply
    • 706 views
    • 
    • Bird
    • October 9, 2023

13. new payroll company forgot to withhold 401k

    By Old Reliable, February 23, 2022
    • 2 replies
    • 706 views
    • 
    • EBP
    • February 24, 2022

14. "Discrimination within NHCE & HCE"

    By Bruce1, March 6
    • 3 replies
    • 706 views
    • 
    • Artie M
    • March 6

15. rollover of deceased owner's account to spouse

    By thepensionmaven, December 12, 2022
    • 4 replies
    • 706 views
    • 
    • fmsinc
    • December 12, 2022

16. Covered Comp Tables

    By austin3515, February 1, 2022
    • 5 replies
    • 706 views
    • 
    • Bri
    • February 1, 2022

17. How far back would you go to correct late deposits?

    By BG5150, July 16, 2020
    • 5 replies
    • 705 views
    • 
    • BG5150
    • July 17, 2020

18. Using COVID dist to pay off loan

    By ratherbereading, November 19, 2020
    • 5 replies
    • 705 views
    • 
    • Gilmore
    • November 20, 2020

19. where to account for forfeitiures on the 5500?

    By JHalligan, September 29, 2022
    • 2 replies
    • 705 views
    • 
    • JHalligan
    • September 29, 2022

20. Change in Plan Sponsor

    By MGOAdmin, March 20, 2020   

    • plan sponsor
    • sale of business
    • 1 reply
    • 705 views
    • 
    • Bill Presson
    • March 20, 2020

21. Switch from Single Employer to One Participant Plan

    By 401kSteve, September 16, 2020
    • 4 replies
    • 704 views
    • 
    • 401kSteve
    • September 16, 2020

22. super catch-up and plan contribution limit

    By Tom, November 20, 2024
    • 1 reply
    • 704 views
    • 
    • Paul I
    • November 20, 2024

23. Interesting question re mid-year amendment to SH plan

    By Belgarath, September 25, 2019
    • 4 replies
    • 703 views
    • 
    • Larry Starr
    • September 25, 2019

24. Compliance/5500/Plan document software vendors

    By Dan, November 3, 2021
    • 4 replies
    • 703 views
    • 
    • Dan
    • November 9, 2021

25. HCEs and 401(k)

    By BellaBee41, September 10, 2024
    • 2 replies
    • 703 views
    • 
    • EBECatty
    • September 10, 2024

26. Members of Excluded Class - Top Heavy Test

    By Vlad401k, June 6, 2018
    • 3 replies
    • 703 views
    • 
    • Luke Bailey
    • June 7, 2018

27. Safe harbor nonelective contribution - employee meets eligibility requirements mid year

    By gdlfa, July 6, 2016
    • 1 reply
    • 702 views
    • 
    • Bill Presson
    • July 6, 2016

28. One Employer - 2 Plans?

    By 401kSteve, September 30, 2020
    • 5 replies
    • 702 views
    • 
    • Bob the Swimmer
    • October 2, 2020

29. Barely a participant - Top Heavy Minimum

    By TPApril, May 18, 2023
    • 3 replies
    • 702 views
    • 
    • CuseFan
    • May 23, 2023

30. EPCRS - Revenue Procedure 2019--19

    By Belgarath, May 21, 2019
    • 1 reply
    • 701 views
    • 
    • Doc Ument
    • May 23, 2019

31. 403(b) and safe harbor 401(k) plan

    By R. Butler, June 22, 2016
    • 2 replies
    • 701 views
    • 
    • R. Butler
    • June 23, 2016

32. Death Benefit Received By Spouse When Both Spouses Have an Account Balance in Same Qualified Employer 401K Plan

    By Dawn Marlar, July 14, 2022
    • 2 replies
    • 701 views
    • 
    • bito'money
    • July 18, 2022

33. Unpaid military intern

    By pensionam, April 14, 2020
    • 1 reply
    • 701 views
    • 
    • Larry Starr
    • April 14, 2020

34. PS allocation condition beyond plan year end?

    By WCC, January 3, 2024
    • 2 replies
    • 701 views
    • 
    • CuseFan
    • January 3, 2024

35. failed adp test and statutory exclusions

    By Lou81, November 21, 2019
    • 2 replies
    • 701 views
    • 
    • Larry Starr
    • November 21, 2019

36. Off PYE with Fiscal Tax filing - deadline?

    By 401KsRme, June 29, 2023
    • 3 replies
    • 701 views
    • 
    • Jakyasar
    • June 30, 2023

37. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 701 views
    • 
    • justanotheradmin
    • March 11, 2019

38. Failed coverage, no fail-safe

    By BG5150, March 3, 2017
    • 3 replies
    • 701 views
    • 
    • Tom Poje
    • March 6, 2017

39. QMAC

    By dmb, December 16, 2020
    • 1 reply
    • 701 views
    • 
    • Bri
    • December 17, 2020

40. Late deposits to a Solo K

    By Nic Pospiech, November 30, 2023   

    • solo k
    • late contribution
    • 3 replies
    • 701 views
    • 
    • Nic Pospiech
    • December 4, 2023

41. 2022 5500 not filed and without audit report

    By Tom, February 15, 2024
    • 2 replies
    • 700 views
    • 
    • Lois Baker
    • February 16, 2024

42. Exceeded 402g limit - timing of return

    By cpc0506, December 20, 2018
    • 1 reply
    • 700 views
    • 
    • ETA Consulting LLC
    • December 20, 2018

43. Gains for late deposits included on the adp/acp test

    By ratherbereading, April 28, 2021   

    • late deposits; earnings; adp/acp test
    • 5 replies
    • 700 views
    • 
    • ratherbereading
    • April 28, 2021

44. ADP/ACP Test

    By Lou81, February 2, 2023   

    • statutory exclusions
    • 2 replies
    • 700 views
    • 
    • Lou81
    • February 2, 2023

45. Roth Catchups for HPIs and In Plan Roth Rollovers

    By Pam Shoup, June 9
    • 1 reply
    • 700 views
    • 
    • RatherBeGolfing
    • June 10

46. Discretionary Match

    By khn, January 21
    • 3 replies
    • 700 views
    • 
    • Artie M
    • January 23

47. new plan, terminated employees

    By gregburst, August 5, 2016
    • 1 reply
    • 700 views
    • 
    • Lou S.
    • August 5, 2016

48. Safe harbor, Top Heavy, multiple plans and a Union

    By Craig Garner, August 17, 2021
    • 0 replies
    • 699 views
    • 
    • Craig Garner
    • August 17, 2021

49. To meet coverage and non-discrimination, must all provisions be the same?

    By Peter Gulia, August 26, 2016   

    • coverage; safe-harbor
    • 4 replies
    • 699 views
    • 
    • Peter Gulia
    • August 26, 2016

50. How to correct failed match coverage test?

    By BG5150, April 27, 2022
    • 1 reply
    • 699 views
    • 
    • Bri
    • April 27, 2022