401(k) Plans

19,317 topics in this forum

1. Participating employer wants separate plan, is it a new plan for Prior Year testing purposes?

   By Flyboyjohn, December 2, 2015
   • 0 replies
   • 574 views
   • 
   • Flyboyjohn
   • December 2, 2015

2. Enrolling into 401K after years of service

   By Benefits 101, December 16, 2020
   • 2 replies
   • 574 views
   • 
   • Benefits 101
   • December 16, 2020

3. Top Heavy Minimum Contribution

   By metsfan026, March 1, 2024
   • 3 replies
   • 573 views
   • 
   • Lou S.
   • March 1, 2024

4. HCE compensation based on current year

   By AdKu, November 22, 2016
   • 2 replies
   • 573 views
   • 
   • AdKu
   • December 1, 2016

5. Safe Harbor Nonelective & HCE exclusion

   By AdKu, March 13, 2017
   • 2 replies
   • 573 views
   • 
   • Bird
   • March 14, 2017

6. QACA Match - formula not being capped

   By Spencer, April 11, 2025
   • 0 replies
   • 573 views
   • 
   • Spencer
   • April 11, 2025

7. Definition of Matched Contributions

   By Below Ground, May 15, 2017   

   • problems of merging
   • 2 replies
   • 572 views
   • 
   • Below Ground
   • May 18, 2017

8. 401k Plan

   By Egold, January 21, 2020
   • 2 replies
   • 572 views
   • 
   • Below Ground
   • January 22, 2020

9. Participant Notices

   By Becky Schwing, June 4, 2020
   • 2 replies
   • 572 views
   • 
   • Larry Starr
   • June 4, 2020

10. Related Company and Compensation for ADP Test

    By Tom, February 7, 2023
    • 1 reply
    • 572 views
    • 
    • Bill Presson
    • February 7, 2023

11. Safe Harbor Plan - Salary Deferral Election

    By kdubinski, May 3, 2017
    • 1 reply
    • 572 views
    • 
    • ETA Consulting LLC
    • May 3, 2017

12. 2023 Profit Sharing contribution made to 2024 PEP

    By Keith Lowery, April 8, 2024
    • 1 reply
    • 571 views
    • 
    • Bri
    • April 9, 2024

13. Affect on late deposit of PS on 415 in a pooled plan

    By BG5150, February 7, 2017
    • 3 replies
    • 571 views
    • 
    • K2
    • February 8, 2017

14. State Retirement Systems/5500

    By MjInvestments, June 1, 2017   

    • 5500
    • 2 replies
    • 571 views
    • 
    • CuseFan
    • June 1, 2017

15. Who decides which long-term-part-time employees are eligible?

    By Peter Gulia, September 1, 2023
    • 1 reply
    • 571 views
    • 
    • Paul I
    • September 1, 2023

16. Escrow Payments

    By ERISA-Bubs, October 2, 2019
    • 1 reply
    • 571 views
    • 
    • Larry Starr
    • October 3, 2019

17. Plan Takeover/Merger - Beneficiary info carryforward - best practice

    By legort69, November 13, 2025
    • 3 replies
    • 571 views
    • 
    • Paul I
    • November 14, 2025

18. Amend Mid-Year to Reduce Safe Harbor 401(k) Match Contributions

    By §#$%!, August 26, 2019
    • 1 reply
    • 571 views
    • 
    • C. B. Zeller
    • August 26, 2019

19. Fixed Match limit

    By ejohnke, November 27, 2024
    • 3 replies
    • 571 views
    • 
    • Gina Alsdorf
    • November 29, 2024

20. Refund after Roth conversion

    By BG5150, February 12, 2021
    • 1 reply
    • 571 views
    • 
    • Bri
    • February 16, 2021

21. 2 Owners, 3 Companies, 3 plans

    By Zoey, February 19, 2019
    • 6 replies
    • 570 views
    • 
    • Zoey
    • February 19, 2019

22. Best payroll start date for contributions

    By TPApril, February 16, 2017
    • 4 replies
    • 570 views
    • 
    • Bill Presson
    • February 16, 2017

23. Nonqualified IRA funds rolled into 401(k) Plan

    By 401(k)athryn, December 1, 2016   

    • 401(k)
    • nonqualified
    • (and 1 more)

      Tagged with:

      • 401(k)
      • nonqualified
      • rollover
    • 1 reply
    • 570 views
    • 
    • 401king
    • December 1, 2016

24. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2, 2025
    • 3 replies
    • 570 views
    • 
    • MATRIX
    • October 3, 2025

25. 401(k) plan + SEP, and nondiscrimination testing

    By AndrewZ, April 3, 2017
    • 0 replies
    • 569 views
    • 
    • AndrewZ
    • April 3, 2017

26. New, small plans have to be auto enroll--for how long?

    By BG5150, August 24, 2023
    • 3 replies
    • 569 views
    • 
    • Peter Gulia
    • August 25, 2023

27. Terminated employees, business, and 401k plan. SEP IRA?

    By spiritrider, September 21, 2017
    • 1 reply
    • 569 views
    • 
    • CuseFan
    • September 21, 2017

28. Control Group

    By pixmax, May 1, 2019
    • 4 replies
    • 569 views
    • 
    • Luke Bailey
    • May 3, 2019

29. Another suspend safe harbor question - sorry

    By Gilmore, March 26, 2020
    • 2 replies
    • 569 views
    • 
    • Gilmore
    • March 26, 2020

30. RMDs and Taxes

    By ratherbereading, November 20, 2024
    • 1 reply
    • 569 views
    • 
    • Lou S.
    • November 20, 2024

31. Missed deferrals in final payroll of 2018

    By 30Rock, December 27, 2018
    • 3 replies
    • 568 views
    • 
    • RPAS
    • December 28, 2018

32. sponsor 401(k) and SEP at same time?

    By M Norton, August 15, 2019
    • 1 reply
    • 568 views
    • 
    • CuseFan
    • August 19, 2019

33. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15, 2025
    • 5 replies
    • 568 views
    • 
    • jsample
    • November 19, 2025

34. Death of Sole Proprietor

    By ac, July 26, 2022
    • 1 reply
    • 567 views
    • 
    • Peter Gulia
    • July 26, 2022

35. Qualified birth under SECURE - withholding question

    By bzorc, December 14, 2022
    • 3 replies
    • 567 views
    • 
    • bzorc
    • December 15, 2022

36. Adoption Agreement Limits Roth to 50% of Comp

    By roundlou, May 18, 2023
    • 4 replies
    • 567 views
    • 
    • Peter Gulia
    • May 19, 2023

37. Cares Act and Secure Act - Amendments required by?

    By 401KsRme, October 15, 2025
    • 1 reply
    • 566 views
    • 
    • Lou S.
    • October 15, 2025

38. Plan sponsor becomes CG later in the year

    By Jakyasar, May 7, 2023
    • 2 replies
    • 566 views
    • 
    • Calavera
    • May 8, 2023

39. Patriot Act - Qualified plan - Brokerage Account - Trustee SSN?

    By jmartin, November 20, 2021
    • 1 reply
    • 566 views
    • 
    • Peter Gulia
    • November 20, 2021

40. Mega backdoor Roth that actually works... now what?

    By AlbanyConsultant, March 21, 2023
    • 1 reply
    • 564 views
    • 
    • CuseFan
    • March 21, 2023

41. 401-k Plan Audits

    By KevinMc, August 25, 2023
    • 1 reply
    • 564 views
    • 
    • C. B. Zeller
    • August 25, 2023

42. New Company - short plan year

    By Gilmore, December 28, 2018
    • 2 replies
    • 564 views
    • 
    • Gilmore
    • December 28, 2018

43. Multiemployer Plan - Change in Contract Holder - Does That Participants Eligible for Distribution?

    By MEP, December 13, 2022
    • 5 replies
    • 564 views
    • 
    • MEP
    • January 4, 2023

44. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

    By Jen Preston, February 16, 2023
    • 2 replies
    • 564 views
    • 
    • CuseFan
    • February 17, 2023

45. Black out notice returned

    By Lou81, March 28, 2024
    • 2 replies
    • 564 views
    • 
    • Lou81
    • April 1, 2024

46. CPA just called and said he wants to add a Safe Harbor Feature to his existing KPlan

    By CharlesLeggette, January 30, 2017   

    • safe
    • 2 replies
    • 563 views
    • 
    • austin3515
    • January 31, 2017

47. Help with 415 Limit

    By MD-Benefits Guy, August 22, 2024
    • 1 reply
    • 563 views
    • 
    • Bri
    • August 22, 2024

48. Safe Harbor Notice

    By Earl, April 13, 2018
    • 2 replies
    • 563 views
    • 
    • Earl
    • April 22, 2018

49. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 563 views
    • 
    • Scuba 401
    • February 11, 2021

50. 5500 Compliance Questions for Terminated Plan

    By A.C., April 10, 2024
    • 1 reply
    • 562 views
    • 
    • C. B. Zeller
    • April 10, 2024