401(k) Plans

19,275 topics in this forum

1. New participants post stock deal - use plan year comp or prorated comp for QACA SH match?

   By ts5555, August 19, 2021
   • 0 replies
   • 543 views
   • 
   • ts5555
   • August 19, 2021

2. Testing & 5500 for plan with brokerage and vendor accounts

   By user001, June 12
   • 4 replies
   • 543 views
   • 
   • user001
   • June 12

3. Auto Enroll Requirement under SECURE 2.O

   By FishOn, November 12, 2024
   • 1 reply
   • 543 views
   • 
   • Paul I
   • November 12, 2024

4. Short Plan Year - Match correction

   By Gilmore, August 9, 2018
   • 2 replies
   • 543 views
   • 
   • Gilmore
   • August 10, 2018

5. Discretionary match--how discretionary?

   By BG5150, November 20, 2018
   • 2 replies
   • 543 views
   • 
   • Kevin C
   • November 21, 2018

6. EE in plan out of country

   By Becky Schwing, December 13, 2019
   • 3 replies
   • 543 views
   • 
   • Larry Starr
   • December 13, 2019

7. Stat EE and gateway min

   By buckaroo, December 23, 2019
   • 0 replies
   • 543 views
   • 
   • buckaroo
   • December 23, 2019

8. Employer used PPP money to pay Christmas bonuses

   By RayJJohnsonJr, October 10, 2021
   • 2 replies
   • 542 views
   • 
   • RayJJohnsonJr
   • October 10, 2021

9. Control Group Issues

   By LWEBSTER, March 26, 2018
   • 2 replies
   • 542 views
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   • LWEBSTER
   • March 28, 2018

10. Compliance Testing for a Co-Op

    By metsfan026, December 12, 2024
    • 1 reply
    • 542 views
    • 
    • Peter Gulia
    • December 12, 2024

11. not meeting eligibility due to COVID hour reduction

    By AlbanyConsultant, January 14, 2021
    • 1 reply
    • 542 views
    • 
    • FORMER ESQ.
    • January 15, 2021

12. Compensation exclusions

    By hileman, June 1, 2017
    • 3 replies
    • 542 views
    • 
    • CuseFan
    • June 1, 2017

13. Loan taken which exceeds borrowing limitation

    By Tom, September 13, 2023
    • 2 replies
    • 542 views
    • 
    • Peter Gulia
    • September 13, 2023

14. Basis for related match to FF from failed ADP

    By cdavis25, December 14, 2015
    • 1 reply
    • 542 views
    • 
    • cdavis25
    • December 14, 2015

15. IRS Finally Relaxes Forfeitures for Safe Harbor Plans

    By austin3515, January 18, 2017
    • 3 replies
    • 542 views
    • 
    • RatherBeGolfing
    • January 18, 2017

16. Multiple K-1s, net negative, can owner defer from positive K-1?

    By 401(k)athryn, September 13, 2018
    • 1 reply
    • 541 views
    • 
    • Bird
    • September 17, 2018

17. Control Group

    By pixmax, May 1, 2019
    • 4 replies
    • 541 views
    • 
    • Luke Bailey
    • May 3, 2019

18. Amending SH Nonelective plan with "maybe" notice

    By Belgarath, August 18, 2017
    • 1 reply
    • 541 views
    • 
    • CuseFan
    • August 18, 2017

19. Fair Market Value every year for EZ filers?

    By Brenda Wren, August 15, 2024
    • 3 replies
    • 540 views
    • 
    • CuseFan
    • August 16, 2024

20. Fiduciary's Individual Investments Track Those of Plan as to Which He/She is a Fiduciary

    By Yesrod5, October 16, 2019
    • 2 replies
    • 540 views
    • 
    • CuseFan
    • October 17, 2019

21. Electronic Distribution of Fund Change Notice

    By 52626, March 8, 2017
    • 1 reply
    • 540 views
    • 
    • RatherBeGolfing
    • March 8, 2017

22. Vesting for part time employees (Secure Act)

    By Pixie, June 3, 2022
    • 2 replies
    • 539 views
    • 
    • Pam Shoup
    • June 6, 2022

23. Control Group Compliance Issue

    By Chipwood 24, June 28, 2022
    • 5 replies
    • 538 views
    • 
    • Barry Levy
    • June 29, 2022

24. Summary Plan Description Delivery Requirements

    By Brigid, September 23, 2019
    • 1 reply
    • 538 views
    • 
    • Bird
    • September 23, 2019

25. Construction company, employees terminating then coming back.

    By Basically, September 20, 2022
    • 1 reply
    • 538 views
    • 
    • QDROphile
    • September 20, 2022

26. Contribution Limitation

    By KevinMc, November 14, 2016
    • 1 reply
    • 538 views
    • 
    • Lou S.
    • November 14, 2016

27. Missed Deferral Opportunity

    By JKW, August 15, 2018
    • 1 reply
    • 538 views
    • 
    • Bri
    • August 16, 2018

28. Black out notice returned

    By Lou81, March 28, 2024
    • 2 replies
    • 538 views
    • 
    • Lou81
    • April 1, 2024

29. 3% nonelective safe harbor notice

    By Tom, October 16
    • 2 replies
    • 537 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16

30. Mega backdoor Roth that actually works... now what?

    By AlbanyConsultant, March 21, 2023
    • 1 reply
    • 537 views
    • 
    • CuseFan
    • March 21, 2023

31. SAFE HARBOR ELIGIBILITY

    By ANONY0611, March 24, 2023   

    • safe habor
    • safe-harbor
    • (and 2 more)

      Tagged with:

      • safe habor
      • safe-harbor
      • eligiblity
      • retroactive
    • 1 reply
    • 537 views
    • 
    • C. B. Zeller
    • March 24, 2023

32. Contributing to Wholly Owned Subsidiary

    By khn, October 22, 2024
    • 0 replies
    • 537 views
    • 
    • khn
    • October 22, 2024

33. Employee Retention Credit

    By AlbanyConsultant, January 25, 2023
    • 2 replies
    • 537 views
    • 
    • AlbanyConsultant
    • December 26, 2023

34. SECURE 2.0 Employer contribution credit

    By justanotheradmin, August 28, 2023
    • 2 replies
    • 537 views
    • 
    • PhilyK
    • August 28, 2023

35. Safe Harbor nonelective with after-tax contributions

    By Scuba 401, June 15, 2017
    • 4 replies
    • 537 views
    • 
    • spiritrider
    • June 16, 2017

36. QDRO - Electronic Copy

    By austin3515, April 24, 2018
    • 2 replies
    • 537 views
    • 
    • MoJo
    • April 24, 2018

37. Employee Termination Date

    By justatester, May 31, 2024
    • 2 replies
    • 536 views
    • 
    • david rigby
    • May 31, 2024

38. 402(g) refund after 4/15 but has IRS extension

    By BG5150, August 23, 2023
    • 1 reply
    • 536 views
    • 
    • C. B. Zeller
    • August 23, 2023

39. Ransomware / Missed Deferrals

    By TPA Bob, May 6, 2019   

    • ransomware
    • missed deferrals
    • 0 replies
    • 536 views
    • 
    • TPA Bob
    • May 6, 2019

40. A ridiculous situation

    By Belgarath, September 28, 2023
    • 2 replies
    • 536 views
    • 
    • Belgarath
    • September 29, 2023

41. Controlled Group question

    By Tom, September 7, 2022
    • 4 replies
    • 535 views
    • 
    • Tom
    • September 12, 2022

42. ACP Test - One-to-One Correction Method

    By KMMB, September 18, 2019
    • 1 reply
    • 535 views
    • 
    • Kevin C
    • September 18, 2019

43. 415 DC Limit for mid-yr new participant

    By TPApril, September 26, 2020
    • 3 replies
    • 535 views
    • 
    • Lou S.
    • September 28, 2020

44. 401(k) limit between 2 Plans

    By Vlad401k, February 1, 2021
    • 3 replies
    • 535 views
    • 
    • CuseFan
    • February 1, 2021

45. Can a Hardship Distribution be Returned within 3 Years if Partic is CARES "Qual Indiv"?

    By cheersmate, July 7, 2020   

    • cares act tax
    • cares act qualified individual
    • 2 replies
    • 535 views
    • 
    • cheersmate
    • July 7, 2020

46. HCEs not receiving regular employer match

    By Rose, March 9, 2022
    • 2 replies
    • 534 views
    • 
    • BG5150
    • March 9, 2022

47. Spinoff Plan Enrollment Forms

    By AbsolutelyOkayPossibly, December 4, 2020
    • 1 reply
    • 534 views
    • 
    • Luke Bailey
    • December 10, 2020

48. Who gets the match?

    By BG5150, January 17, 2017
    • 2 replies
    • 534 views
    • 
    • BG5150
    • January 20, 2017

49. Crediting Service in Plans with Service-Based Exclusions

    By 401 Chaos, May 18, 2018
    • 1 reply
    • 533 views
    • 
    • CuseFan
    • May 18, 2018

50. Forfeiture Account Use

    By khn, October 24
    • 3 replies
    • 533 views
    • 
    • Pam Shoup
    • October 27