401(k) Plans

19,362 topics in this forum

1. How to correct failed match coverage test?

   By BG5150, April 27, 2022
   • 1 reply
   • 764 views
   • 
   • Bri
   • April 27, 2022

2. Carryover of Deferral Elections to QACA? Uniformity Requirement an issue?

   By casey72, April 26, 2022
   • 0 replies
   • 431 views
   • 
   • casey72
   • April 26, 2022

3. excess deferral deadline

   By Rayofsunshine, April 18, 2022
   • 2 replies
   • 633 views
   • 
   • Rayofsunshine
   • April 26, 2022

4. Application of Last Day of Employment Rule for Self-Employed Partner in Profit Sharing Plan

   By 401 Chaos, March 31, 2022
   • 14 replies
   • 1.4k views
   • 
   • 401 Chaos
   • April 21, 2022

5. Statements for Terminated Unvested Participants

   By metsfan026, April 20, 2022
   • 8 replies
   • 917 views
   • 
   • Lou S.
   • April 20, 2022

6. Force-Out of Small Balances

   By Catch22PGM, March 30, 2022   

   • distribution
   • force-out distribution
   • (and 1 more)

     Tagged with:

     • distribution
     • force-out distribution
     • forfeiture
   • 11 replies
   • 2.8k views
   • 
   • BG5150
   • April 19, 2022

7. Rollover to an IRA of balance over $5000 - spousal consent???

   By Pammie57, April 14, 2022
   • 5 replies
   • 1.6k views
   • 
   • Bird
   • April 18, 2022

8. Ineligible employee contributions

   By wifrbr, April 14, 2022
   • 1 reply
   • 528 views
   • 
   • Bri
   • April 14, 2022

9. SOLO K Requirement Question

   By Pammie57, April 12, 2022
   • 10 replies
   • 1.7k views
   • 
   • Jakyasar
   • April 14, 2022

10. All Stock Purchase of Company With Safe Harbor 401k By Company With No Pre-Existing 401k

    By MeetMeInTheBackdoorRoth, April 14, 2022   

    • 401k
    • safe harbor
    • (and 4 more)

      Tagged with:

      • 401k
      • safe harbor
      • secure act
      • conversion
      • merger
      • eligibility
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • April 14, 2022

11. IRS Questioning Vesting

    By SSRRS, April 5, 2022
    • 12 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2022

12. Resuming deferrals after 6 month break after hardship

    By ldr, April 8, 2022   

    • hardship
    • 7 replies
    • 1.1k views
    • 
    • ldr
    • April 14, 2022

13. Interest on Late Safe Harbor Contributions

    By metsfan026, April 13, 2022
    • 15 replies
    • 3.4k views
    • 
    • RatherBeGolfing
    • April 13, 2022

14. Loan Correction

    By khn, April 11, 2022
    • 2 replies
    • 688 views
    • 
    • jsample
    • April 11, 2022

15. Adding Union Employees to the 401(k) Plan - Audit issue

    By HarleyBabe, April 7, 2022
    • 3 replies
    • 927 views
    • 
    • Bill Presson
    • April 8, 2022

16. Coverage Testing - Controlled Group

    By 52626, April 7, 2022
    • 2 replies
    • 675 views
    • 
    • C. B. Zeller
    • April 7, 2022

17. Final 5500 for terminated large plan

    By Pammie57, April 5, 2022
    • 5 replies
    • 912 views
    • 
    • CuseFan
    • April 6, 2022

18. Eligibility change - 30 day waiting period?

    By Jakyasar, April 3, 2022
    • 6 replies
    • 1.3k views
    • 
    • Jakyasar
    • April 5, 2022

19. Compensation For An S-Corp

    By metsfan026, April 5, 2022
    • 3 replies
    • 2k views
    • 
    • Dare Johnson
    • April 5, 2022

20. Controlled group--different SH's? and/or match?

    By BG5150, November 20, 2019
    • 13 replies
    • 4.7k views
    • 
    • casey72
    • April 4, 2022

21. Mid-year change from SH Match to 3% NE?

    By Sue B, April 4, 2022
    • 1 reply
    • 502 views
    • 
    • C. B. Zeller
    • April 4, 2022

22. Excluding 1099 Employees

    By metsfan026, March 31, 2022
    • 6 replies
    • 1.3k views
    • 
    • rocknrolls2
    • April 1, 2022

23. Excluded compensation in Safe Harbor plan

    By Penflyer, March 31, 2022
    • 4 replies
    • 1.1k views
    • 
    • Nate S
    • April 1, 2022

24. US Based Employer With Employees In PR

    By 401kFun, March 29, 2022
    • 3 replies
    • 1.1k views
    • 
    • Jean Karlo
    • April 1, 2022

25. Controlled Group Question

    By metsfan026, March 31, 2022
    • 5 replies
    • 681 views
    • 
    • C. B. Zeller
    • March 31, 2022

26. 3% safe harbor for union employees

    By jkharvey, November 7, 2000
    • 7 replies
    • 2.8k views
    • 
    • Noah
    • March 31, 2022

27. NY Mandated Retirement Plan

    By metsfan026, March 31, 2022
    • 3 replies
    • 783 views
    • 
    • CuseFan
    • March 31, 2022

28. 402(g) Excess in ADP test?

    By BG5150, February 25, 2022
    • 5 replies
    • 1.7k views
    • 
    • Melissa2115
    • March 31, 2022

29. merger of off calendar year safe harbor into calendar year safe harbor and transition period

    By 30Rock, March 30, 2022
    • 6 replies
    • 855 views
    • 
    • 30Rock
    • March 30, 2022

30. 401(k) true-up -- include pre-participation compensation?

    By Sum_Guy, March 29, 2022
    • 10 replies
    • 4.3k views
    • 
    • Nate S
    • March 30, 2022

31. Loan Corrections

    By austin3515, March 30, 2022
    • 1 reply
    • 384 views
    • 
    • austin3515
    • March 30, 2022

32. Sole Proprietor has a loss

    By Egold, March 28, 2022
    • 4 replies
    • 922 views
    • 
    • Egold
    • March 29, 2022

33. Spousal Consent + RMD

    By metsfan026, March 23, 2022
    • 8 replies
    • 4.3k views
    • 
    • bito'money
    • March 28, 2022

34. Mid-year amendment to vesting provisions in QACA

    By Belgarath, March 28, 2022
    • 0 replies
    • 319 views
    • 
    • Belgarath
    • March 28, 2022

35. What's the Max PS contribution for...

    By RayJJohnsonJr, March 23, 2022
    • 3 replies
    • 975 views
    • 
    • RayJJohnsonJr
    • March 25, 2022

36. Who's The Employer?

    By AmyETPA, March 23, 2022
    • 1 reply
    • 512 views
    • 
    • CuseFan
    • March 24, 2022

37. auto enrollment to pretax or Roth

    By WCC, March 22, 2022
    • 3 replies
    • 687 views
    • 
    • Peter Gulia
    • March 24, 2022

38. Participating Employer, Controlled Group, Income from all Employers & SHNEC - HELP!

    By JGordon, March 22, 2022
    • 2 replies
    • 549 views
    • 
    • Bill Presson
    • March 23, 2022

39. Self Directed Brokerage / FBO Accounts / Lifetime Income Disclosures

    By austin3515, March 22, 2022
    • 2 replies
    • 675 views
    • 
    • austin3515
    • March 22, 2022

40. Profit Sharing Contributions Exceeding Annual Additions Limit Across Multiple Employers

    By 401 Chaos, March 22, 2022
    • 2 replies
    • 1.3k views
    • 
    • Nate S
    • March 22, 2022

41. Deferrals start 7/1, PY is full year--calc match?

    By BG5150, March 22, 2022
    • 1 reply
    • 429 views
    • 
    • Nate S
    • March 22, 2022

42. SoloK plan and Participating Employers

    By cpc0506, March 13, 2022
    • 3 replies
    • 791 views
    • 
    • Nate S
    • March 22, 2022

43. Very wealthy doctor

    By rblum50, March 18, 2022
    • 7 replies
    • 948 views
    • 
    • Nate S
    • March 22, 2022

44. 402g Excess - Withholding Requirement on Small excess

    By Gilmore, March 18, 2022
    • 3 replies
    • 739 views
    • 
    • Gilmore
    • March 21, 2022

45. Paying fees on behalf of plan

    By Molgilny89, March 21, 2022
    • 1 reply
    • 697 views
    • 
    • Peter Gulia
    • March 21, 2022

46. Lifetime Income Illustration - SECURE Act

    By RSPGH18, March 21, 2022
    • 1 reply
    • 779 views
    • 
    • Peter Gulia
    • March 21, 2022

47. Removing Roth Option

    By RestAssured, February 24, 2022
    • 7 replies
    • 859 views
    • 
    • #toomanyrules
    • March 18, 2022

48. Assets from suspense account inadvertantly transferred to Employer

    By Renee H, March 14, 2022
    • 7 replies
    • 1.3k views
    • 
    • Renee H
    • March 17, 2022

49. Mistake In Fact Duplicate Deposit

    By AmyETPA, March 15, 2022
    • 3 replies
    • 1.5k views
    • 
    • Doc Ument
    • March 17, 2022

50. Coverage Testing - No wages paid during plan year.

    By 52626, March 15, 2022
    • 3 replies
    • 788 views
    • 
    • Nate S
    • March 16, 2022