401(k) Plans

19,295 topics in this forum

1. Retroactive Safe Harbor for 2020, plan was already a 3% Safe Harbor

   By John Feldt ERPA CPC QPA, February 24, 2021
   • 3 replies
   • 694 views
   • 
   • JustnERPA
   • February 24, 2021

2. K1 Income and Profit Share

   By Bill Henderson, February 14, 2021
   • 8 replies
   • 1.7k views
   • 
   • Jakyasar
   • February 23, 2021

3. Multiple Employer Plan Spin-Off and Testing

   By constance_james, February 20, 2021   

   • multiple employer plan
   • successor plan
   • (and 1 more)

     Tagged with:

     • multiple employer plan
     • successor plan
     • adp
   • 1 reply
   • 979 views
   • 
   • Alonzo Church
   • February 22, 2021

4. Mid-Year Safe Harbor Changes

   By austin3515, January 7, 2021
   • 9 replies
   • 2.6k views
   • 
   • Kevin C
   • February 22, 2021

5. Prevailing Wage Offsets and Testing

   By MICHAEL HATLEE, February 19, 2021
   • 2 replies
   • 592 views
   • 
   • MICHAEL HATLEE
   • February 21, 2021

6. Pooled 401k Accounts

   By JMP, February 19, 2021
   • 4 replies
   • 1.6k views
   • 
   • RatherBeGolfing
   • February 19, 2021

7. Amending today at 4% SHNEc for 2020

   By austin3515, February 19, 2021
   • 2 replies
   • 438 views
   • 
   • austin3515
   • February 19, 2021

8. Partnership/K-1 404 deduction limit

   By ratherbereading, February 17, 2021
   • 5 replies
   • 1.3k views
   • 
   • Luke Bailey
   • February 19, 2021

9. Rollover of Tax-Exempt Combat Pay from TSP to 401(k)

   By ERISA guy, February 18, 2021
   • 2 replies
   • 956 views
   • 
   • ERISA guy
   • February 19, 2021

10. Compensation Question - Part Year or Whole Year?

    By MarZDoates, February 18, 2021
    • 2 replies
    • 500 views
    • 
    • MarZDoates
    • February 18, 2021

11. Disaggregated Plans Testing Method for ADP

    By Vlad401k, February 17, 2021
    • 2 replies
    • 1.1k views
    • 
    • pmacduff
    • February 18, 2021

12. Solo 401(k) - No intention of utilizing

    By MjInvestments, February 15, 2021
    • 16 replies
    • 1.9k views
    • 
    • Luke Bailey
    • February 18, 2021

13. Partial Plan Termination Rules

    By austin3515, March 18, 2020
    • 25 replies
    • 4.4k views
    • 
    • Mike Preston
    • February 18, 2021

14. Retroactive reinstatement of Safe Harbor nonelective - 3% or 4%?

    By Belgarath, February 17, 2021
    • 2 replies
    • 571 views
    • 
    • Belgarath
    • February 17, 2021

15. 401a4 Testing Question

    By Nic Pospiech, February 16, 2021
    • 2 replies
    • 786 views
    • 
    • MWeddell
    • February 17, 2021

16. Who must receive the minimum allocation gateway?

    By stephen20, February 17, 2021
    • 1 reply
    • 1.3k views
    • 
    • BG5150
    • February 17, 2021

17. Refund after Roth conversion

    By BG5150, February 12, 2021
    • 1 reply
    • 564 views
    • 
    • Bri
    • February 16, 2021

18. Missed Match more than 12 months after plan year end

    By Vlad401k, February 8, 2021
    • 10 replies
    • 964 views
    • 
    • Mike Preston
    • February 16, 2021

19. W2 and K1 in a controlled group

    By BG5150, February 12, 2021
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • February 15, 2021

20. Controlled Group - Permissive Aggregation - Plan Termination

    By kdubinski, February 12, 2021
    • 1 reply
    • 665 views
    • 
    • CuseFan
    • February 12, 2021

21. Employee bonus paid out as 401(k) SH Match

    By KdGal, February 11, 2021
    • 2 replies
    • 680 views
    • 
    • KdGal
    • February 12, 2021

22. Is this a safe harbor match formula

    By Santo Gold, February 12, 2021
    • 3 replies
    • 421 views
    • 
    • BG5150
    • February 12, 2021

23. 401(a)(17) Prorated Due to Suspended Discretionary Match?

    By QualGeek, February 11, 2021
    • 1 reply
    • 511 views
    • 
    • Bird
    • February 12, 2021

24. Non-Participant Loan for Property Purchase

    By katdmin, February 10, 2021
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • February 12, 2021

25. Targeted QNEC

    By Gilmore, February 10, 2021
    • 2 replies
    • 981 views
    • 
    • Gilmore
    • February 12, 2021

26. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 786 views
    • 
    • Lou S.
    • February 11, 2021

27. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1k views
    • 
    • C. B. Zeller
    • February 11, 2021

28. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 762 views
    • 
    • Luke Bailey
    • February 11, 2021

29. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 540 views
    • 
    • Scuba 401
    • February 11, 2021

30. Ownership and Ability to Contribute

    By coleboy, February 9, 2021
    • 3 replies
    • 863 views
    • 
    • Luke Bailey
    • February 11, 2021

31. Triple Stack Match

    By Catch22PGM, February 8, 2021
    • 11 replies
    • 2.5k views
    • 
    • Catch22PGM
    • February 10, 2021

32. NUA

    By Dobber, February 8, 2021
    • 1 reply
    • 333 views
    • 
    • Luke Bailey
    • February 10, 2021

33. Partial Termination and Plan Merger

    By CMC, February 8, 2021
    • 5 replies
    • 1.3k views
    • 
    • EBECatty
    • February 9, 2021

34. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • February 9, 2021

35. Loan Source restrictions - time for a new recordkeeper?

    By justanotheradmin, February 5, 2021
    • 14 replies
    • 1.8k views
    • 
    • msmith
    • February 8, 2021

36. Paid out terminated employee due SH contribution

    By K-t-F, February 2, 2021
    • 2 replies
    • 445 views
    • 
    • K-t-F
    • February 8, 2021

37. Eligible Designated Beneficiary

    By ALS, February 8, 2021
    • 1 reply
    • 462 views
    • 
    • EBECatty
    • February 8, 2021

38. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1k views
    • 
    • Peter Gulia
    • February 5, 2021

39. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 925 views
    • 
    • david rigby
    • February 5, 2021

40. Terminating a Cycle 3 Plan 2021

    By Benefits Vet, February 5, 2021
    • 1 reply
    • 597 views
    • 
    • Bill Presson
    • February 5, 2021

41. Tax Credit & EACA

    By susieQ, February 3, 2021
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • February 5, 2021

42. 401(k) adoption, election - year confusion

    By Rachelk, February 3, 2021
    • 3 replies
    • 722 views
    • 
    • Rachelk
    • February 5, 2021

43. 1099-R Question for CARES Act

    By Stash026, January 28, 2021
    • 6 replies
    • 1.4k views
    • 
    • KTBS5827
    • February 4, 2021

44. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1k views
    • 
    • Lou S.
    • February 4, 2021

45. HCE Aggregation in both US 401(k) and Puerto Rico Plan

    By compliancecrazy, February 4, 2021
    • 0 replies
    • 358 views
    • 
    • compliancecrazy
    • February 4, 2021

46. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 1.9k views
    • 
    • Luke Bailey
    • February 4, 2021

47. Employer Withheld Too Much 401k - correction required?

    By cheersmate, February 2, 2021   

    • 401k correction
    • employer withheld too much
    • 6 replies
    • 1.3k views
    • 
    • cheersmate
    • February 3, 2021

48. Missed match for HCE

    By BG5150, February 3, 2021
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • February 3, 2021

49. PLAN TERMINATION WITH LIFE INSURANCE

    By Riley Britton, February 2, 2021
    • 10 replies
    • 1.1k views
    • 
    • Bird
    • February 3, 2021

50. Irrevocable Waiver

    By Catch22PGM, February 1, 2021   

    • irrevocable election
    • waiver
    • 11 replies
    • 2.5k views
    • 
    • ESOP Guy
    • February 3, 2021