401(k) Plans

19,499 topics in this forum

1. Why not allow everyone in for elective deferrals?

   By Peter Gulia, February 22, 2021   

   • long-term part-time employee
   • 14 replies
   • 2.7k views
   • 
   • Planit 401k
   • February 26, 2021

2. RMD Fail

   By Plan Doc, September 30, 2020
   • 6 replies
   • 1.7k views
   • 
   • JulesInCNY
   • February 25, 2021

3. Exclude commissions on match

   By Lou81, February 23, 2021   

   • compensation exclusion
   • 2 replies
   • 1.4k views
   • 
   • Alonzo Church
   • February 25, 2021

4. Engagement Letter for 401(k) Plan Audit

   By Eric Taylor, February 24, 2021
   • 2 replies
   • 2.5k views
   • 
   • Eric Taylor
   • February 25, 2021

5. S-Corp Shareholder Compensation

   By ac, January 14, 2013
   • 8 replies
   • 14.1k views
   • 
   • ERISAGal
   • February 24, 2021

6. Top Heavy and Safe Harbor

   By coleboy, February 24, 2021
   • 2 replies
   • 677 views
   • 
   • coleboy
   • February 24, 2021

7. Entry Date Compensation of $0

   By Vlad401k, February 22, 2021
   • 3 replies
   • 1.1k views
   • 
   • C. B. Zeller
   • February 24, 2021

8. Retroactive Safe Harbor for 2020, plan was already a 3% Safe Harbor

   By John Feldt ERPA CPC QPA, February 24, 2021
   • 3 replies
   • 981 views
   • 
   • JustnERPA
   • February 24, 2021

9. K1 Income and Profit Share

   By Bill Henderson, February 14, 2021
   • 8 replies
   • 2.8k views
   • 
   • Jakyasar
   • February 23, 2021

10. Multiple Employer Plan Spin-Off and Testing

    By constance_james, February 20, 2021   

    • multiple employer plan
    • successor plan
    • (and 1 more)

      Tagged with:

      • multiple employer plan
      • successor plan
      • adp
    • 1 reply
    • 1.6k views
    • 
    • Alonzo Church
    • February 22, 2021

11. Mid-Year Safe Harbor Changes

    By austin3515, January 7, 2021
    • 9 replies
    • 3.3k views
    • 
    • Kevin C
    • February 22, 2021

12. Prevailing Wage Offsets and Testing

    By MICHAEL HATLEE, February 19, 2021
    • 2 replies
    • 855 views
    • 
    • MICHAEL HATLEE
    • February 21, 2021

13. Pooled 401k Accounts

    By JMP, February 19, 2021
    • 4 replies
    • 2k views
    • 
    • RatherBeGolfing
    • February 19, 2021

14. Amending today at 4% SHNEc for 2020

    By austin3515, February 19, 2021
    • 2 replies
    • 630 views
    • 
    • austin3515
    • February 19, 2021

15. Partnership/K-1 404 deduction limit

    By ratherbereading, February 17, 2021
    • 5 replies
    • 1.8k views
    • 
    • Luke Bailey
    • February 19, 2021

16. Rollover of Tax-Exempt Combat Pay from TSP to 401(k)

    By ERISA guy, February 18, 2021
    • 2 replies
    • 1.7k views
    • 
    • ERISA guy
    • February 19, 2021

17. Compensation Question - Part Year or Whole Year?

    By MarZDoates, February 18, 2021
    • 2 replies
    • 894 views
    • 
    • MarZDoates
    • February 18, 2021

18. Disaggregated Plans Testing Method for ADP

    By Vlad401k, February 17, 2021
    • 2 replies
    • 1.5k views
    • 
    • pmacduff
    • February 18, 2021

19. Solo 401(k) - No intention of utilizing

    By MjInvestments, February 15, 2021
    • 16 replies
    • 3.3k views
    • 
    • Luke Bailey
    • February 18, 2021

20. Partial Plan Termination Rules

    By austin3515, March 18, 2020
    • 25 replies
    • 6.2k views
    • 
    • Mike Preston
    • February 18, 2021

21. Retroactive reinstatement of Safe Harbor nonelective - 3% or 4%?

    By Belgarath, February 17, 2021
    • 2 replies
    • 837 views
    • 
    • Belgarath
    • February 17, 2021

22. 401a4 Testing Question

    By Nic Pospiech, February 16, 2021
    • 2 replies
    • 1.1k views
    • 
    • MWeddell
    • February 17, 2021

23. Who must receive the minimum allocation gateway?

    By stephen20, February 17, 2021
    • 1 reply
    • 1.7k views
    • 
    • BG5150
    • February 17, 2021

24. Refund after Roth conversion

    By BG5150, February 12, 2021
    • 1 reply
    • 810 views
    • 
    • Bri
    • February 16, 2021

25. Missed Match more than 12 months after plan year end

    By Vlad401k, February 8, 2021
    • 10 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 16, 2021

26. W2 and K1 in a controlled group

    By BG5150, February 12, 2021
    • 5 replies
    • 1.3k views
    • 
    • BG5150
    • February 15, 2021

27. Controlled Group - Permissive Aggregation - Plan Termination

    By kdubinski, February 12, 2021
    • 1 reply
    • 947 views
    • 
    • CuseFan
    • February 12, 2021

28. Employee bonus paid out as 401(k) SH Match

    By KdGal, February 11, 2021
    • 2 replies
    • 1.4k views
    • 
    • KdGal
    • February 12, 2021

29. Is this a safe harbor match formula

    By Santo Gold, February 12, 2021
    • 3 replies
    • 716 views
    • 
    • BG5150
    • February 12, 2021

30. 401(a)(17) Prorated Due to Suspended Discretionary Match?

    By QualGeek, February 11, 2021
    • 1 reply
    • 826 views
    • 
    • Bird
    • February 12, 2021

31. Non-Participant Loan for Property Purchase

    By Sotired, February 10, 2021
    • 5 replies
    • 1.7k views
    • 
    • Luke Bailey
    • February 12, 2021

32. Targeted QNEC

    By Gilmore, February 10, 2021
    • 2 replies
    • 1.2k views
    • 
    • Gilmore
    • February 12, 2021

33. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 1.1k views
    • 
    • Lou S.
    • February 11, 2021

34. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1.4k views
    • 
    • C. B. Zeller
    • February 11, 2021

35. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 1.2k views
    • 
    • Luke Bailey
    • February 11, 2021

36. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 809 views
    • 
    • Scuba 401
    • February 11, 2021

37. Ownership and Ability to Contribute

    By coleboy, February 9, 2021
    • 3 replies
    • 1.1k views
    • 
    • Luke Bailey
    • February 11, 2021

38. Triple Stack Match

    By Catch22PGM, February 8, 2021
    • 11 replies
    • 4.4k views
    • 
    • Catch22PGM
    • February 10, 2021

39. NUA

    By Dobber, February 8, 2021
    • 1 reply
    • 566 views
    • 
    • Luke Bailey
    • February 10, 2021

40. Partial Termination and Plan Merger

    By CMC, February 8, 2021
    • 5 replies
    • 1.8k views
    • 
    • EBECatty
    • February 9, 2021

41. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • February 9, 2021

42. Loan Source restrictions - time for a new recordkeeper?

    By justanotheradmin, February 5, 2021
    • 14 replies
    • 3.2k views
    • 
    • msmith
    • February 8, 2021

43. Paid out terminated employee due SH contribution

    By Basically, February 2, 2021
    • 2 replies
    • 686 views
    • 
    • Basically
    • February 8, 2021

44. Eligible Designated Beneficiary

    By ALS, February 8, 2021
    • 1 reply
    • 722 views
    • 
    • EBECatty
    • February 8, 2021

45. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 5, 2021

46. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 1.6k views
    • 
    • david rigby
    • February 5, 2021

47. Terminating a Cycle 3 Plan 2021

    By Benefits Vet, February 5, 2021
    • 1 reply
    • 929 views
    • 
    • Bill Presson
    • February 5, 2021

48. Tax Credit & EACA

    By susieQ, February 3, 2021
    • 5 replies
    • 1.6k views
    • 
    • Bird
    • February 5, 2021

49. 401(k) adoption, election - year confusion

    By Rachelk, February 3, 2021
    • 3 replies
    • 1.4k views
    • 
    • Rachelk
    • February 5, 2021

50. 1099-R Question for CARES Act

    By Stash026, January 28, 2021
    • 6 replies
    • 1.7k views
    • 
    • KTBS5827
    • February 4, 2021