401(k) Plans

19,526 topics in this forum

1. Refund after Roth conversion

   By BG5150, February 12, 2021
   • 1 reply
   • 913 views
   • 
   • Bri
   • February 16, 2021

2. Missed Match more than 12 months after plan year end

   By Vlad401k, February 8, 2021
   • 10 replies
   • 1.7k views
   • 
   • Mike Preston
   • February 16, 2021

3. W2 and K1 in a controlled group

   By BG5150, February 12, 2021
   • 5 replies
   • 1.5k views
   • 
   • BG5150
   • February 15, 2021

4. Controlled Group - Permissive Aggregation - Plan Termination

   By kdubinski, February 12, 2021
   • 1 reply
   • 1k views
   • 
   • CuseFan
   • February 12, 2021

5. Employee bonus paid out as 401(k) SH Match

   By KdGal, February 11, 2021
   • 2 replies
   • 1.5k views
   • 
   • KdGal
   • February 12, 2021

6. Is this a safe harbor match formula

   By Santo Gold, February 12, 2021
   • 3 replies
   • 888 views
   • 
   • BG5150
   • February 12, 2021

7. 401(a)(17) Prorated Due to Suspended Discretionary Match?

   By QualGeek, February 11, 2021
   • 1 reply
   • 983 views
   • 
   • Bird
   • February 12, 2021

8. Non-Participant Loan for Property Purchase

   By Sotired, February 10, 2021
   • 5 replies
   • 1.9k views
   • 
   • Luke Bailey
   • February 12, 2021

9. Targeted QNEC

   By Gilmore, February 10, 2021
   • 2 replies
   • 1.4k views
   • 
   • Gilmore
   • February 12, 2021

10. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • February 11, 2021

11. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1.6k views
    • 
    • C. B. Zeller
    • February 11, 2021

12. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 1.4k views
    • 
    • Luke Bailey
    • February 11, 2021

13. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 1k views
    • 
    • Scuba 401
    • February 11, 2021

14. Ownership and Ability to Contribute

    By coleboy, February 9, 2021
    • 3 replies
    • 1.2k views
    • 
    • Luke Bailey
    • February 11, 2021

15. Triple Stack Match

    By Catch22PGM, February 8, 2021
    • 11 replies
    • 4.6k views
    • 
    • Catch22PGM
    • February 10, 2021

16. NUA

    By Dobber, February 8, 2021
    • 1 reply
    • 674 views
    • 
    • Luke Bailey
    • February 10, 2021

17. Partial Termination and Plan Merger

    By CMC, February 8, 2021
    • 5 replies
    • 1.9k views
    • 
    • EBECatty
    • February 9, 2021

18. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 2k views
    • 
    • RatherBeGolfing
    • February 9, 2021

19. Loan Source restrictions - time for a new recordkeeper?

    By justanotheradmin, February 5, 2021
    • 14 replies
    • 3.5k views
    • 
    • msmith
    • February 8, 2021

20. Paid out terminated employee due SH contribution

    By Basically, February 2, 2021
    • 2 replies
    • 860 views
    • 
    • Basically
    • February 8, 2021

21. Eligible Designated Beneficiary

    By ALS, February 8, 2021
    • 1 reply
    • 806 views
    • 
    • EBECatty
    • February 8, 2021

22. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1.6k views
    • 
    • Peter Gulia
    • February 5, 2021

23. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 1.7k views
    • 
    • david rigby
    • February 5, 2021

24. Terminating a Cycle 3 Plan 2021

    By Benefits Vet, February 5, 2021
    • 1 reply
    • 1.1k views
    • 
    • Bill Presson
    • February 5, 2021

25. Tax Credit & EACA

    By susieQ, February 3, 2021
    • 5 replies
    • 1.8k views
    • 
    • Bird
    • February 5, 2021

26. 401(k) adoption, election - year confusion

    By Rachelk, February 3, 2021
    • 3 replies
    • 1.6k views
    • 
    • Rachelk
    • February 5, 2021

27. 1099-R Question for CARES Act

    By Stash026, January 28, 2021
    • 6 replies
    • 1.9k views
    • 
    • KTBS5827
    • February 4, 2021

28. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1.6k views
    • 
    • Lou S.
    • February 4, 2021

29. HCE Aggregation in both US 401(k) and Puerto Rico Plan

    By compliancecrazy, February 4, 2021
    • 0 replies
    • 740 views
    • 
    • compliancecrazy
    • February 4, 2021

30. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • February 4, 2021

31. Employer Withheld Too Much 401k - correction required?

    By cheersmate, February 2, 2021   

    • 401k correction
    • employer withheld too much
    • 6 replies
    • 2.1k views
    • 
    • cheersmate
    • February 3, 2021

32. Missed match for HCE

    By BG5150, February 3, 2021
    • 2 replies
    • 1.5k views
    • 
    • CuseFan
    • February 3, 2021

33. PLAN TERMINATION WITH LIFE INSURANCE

    By Riley Britton, February 2, 2021
    • 10 replies
    • 1.9k views
    • 
    • Bird
    • February 3, 2021

34. Irrevocable Waiver

    By Catch22PGM, February 1, 2021   

    • irrevocable election
    • waiver
    • 11 replies
    • 3.6k views
    • 
    • ESOP Guy
    • February 3, 2021

35. Recognition of Service

    By Ahuntingus, February 1, 2021
    • 9 replies
    • 2.3k views
    • 
    • Ahuntingus
    • February 2, 2021

36. Compensation Limit- Contributions Post Tax

    By coleboy, February 1, 2021
    • 7 replies
    • 3.6k views
    • 
    • Luke Bailey
    • February 2, 2021

37. 401(k) limit between 2 Plans

    By Vlad401k, February 1, 2021
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • February 1, 2021

38. ...

    By Griswold, January 27, 2021
    • 13 replies
    • 3k views
    • 
    • Luke Bailey
    • January 30, 2021

39. No Beneficiary Designation- distribute to estate

    By Kat, January 28, 2021
    • 1 reply
    • 946 views
    • 
    • FORMER ESQ.
    • January 30, 2021

40. PPP2 2020 PS deposited in 2021 - can include?

    By TPApril, January 22, 2021
    • 1 reply
    • 1.2k views
    • 
    • vacat
    • January 30, 2021

41. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 4k views
    • 
    • vacat
    • January 30, 2021

42. ADP Test and Refunds

    By ratherbereading, January 28, 2021
    • 7 replies
    • 2.1k views
    • 
    • Mike Preston
    • January 28, 2021

43. Auto-escalate mid plan year tied to salary increases?

    By Steamboat, January 25, 2021
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • January 28, 2021

44. Treatment/correction of excess employer contribution to profit sharing plan coordinated with DB Cash Balance Plan

    By CubsFanAZ, January 26, 2021
    • 10 replies
    • 3.4k views
    • 
    • Mike Preston
    • January 28, 2021

45. IS top-heavy minimum required for this situation?

    By PLHart, January 27, 2021
    • 1 reply
    • 1k views
    • 
    • Lou S.
    • January 27, 2021

46. ADP fails, refunds, then doesnt fail. What about 5330?

    By BG5150, January 27, 2021
    • 1 reply
    • 1.1k views
    • 
    • C. B. Zeller
    • January 27, 2021

47. Discovered Mistake After Rollover

    By sam248, December 27, 2020
    • 9 replies
    • 2.8k views
    • 
    • Lou S.
    • January 27, 2021

48. Controlled Group and Family Attribution

    By Tom, January 26, 2021
    • 2 replies
    • 1.7k views
    • 
    • FORMER ESQ.
    • January 27, 2021

49. Only employee with a balance, 0% vested

    By Logan401, January 25, 2021
    • 9 replies
    • 1.4k views
    • 
    • Logan401
    • January 27, 2021

50. 1099-R Question

    By Stash026, January 26, 2021
    • 5 replies
    • 1.4k views
    • 
    • david rigby
    • January 27, 2021