401(k) Plans

19,499 topics in this forum

1. Participating Employers, employees and deferrals

   By Pammie57, September 9, 2020
   • 2 replies
   • 800 views
   • 
   • Mike Preston
   • September 10, 2020

2. Maxing Annual Additions Plus Funding Backdoor Roth

   By AJC, September 8, 2020
   • 8 replies
   • 1.9k views
   • 
   • acm_acm
   • September 10, 2020

3. controlled group

   By Lou81, September 8, 2020   

   • controlled group
   • 5 replies
   • 1k views
   • 
   • Belgarath
   • September 10, 2020

4. Inadvertent Error on 404(a)(5) Notice

   By Molgilny89, September 9, 2020
   • 1 reply
   • 963 views
   • 
   • Lou S.
   • September 9, 2020

5. Fixed Match-Amendment to remove

   By justatester, September 3, 2020
   • 8 replies
   • 2.3k views
   • 
   • Luke Bailey
   • September 9, 2020

6. Partner Deferred on Draw and has a loss for SE income

   By Pammie57, September 9, 2020
   • 1 reply
   • 896 views
   • 
   • Belgarath
   • September 9, 2020

7. 402(g) Violation?

   By Joe L, September 9, 2020   

   • 401k
   • testing
   • (and 1 more)

     Tagged with:

     • 401k
     • testing
     • 402(g)
   • 1 reply
   • 963 views
   • 
   • MWeddell
   • September 9, 2020

8. Key employee determination in a short plan year

   By SW77, September 9, 2020
   • 0 replies
   • 620 views
   • 
   • SW77
   • September 9, 2020

9. removal of participating employer who is no longer related

   By WCC, September 8, 2020
   • 3 replies
   • 1.9k views
   • 
   • Bill Presson
   • September 8, 2020

10. Adding Managed Accounts to Plan

    By khn, September 3, 2020
    • 4 replies
    • 873 views
    • 
    • Alonzo Church
    • September 8, 2020

11. No social security number

    By 30Rock, August 26, 2020
    • 4 replies
    • 3.1k views
    • 
    • Peter Gulia
    • September 7, 2020

12. Payback Loan After Default - after 1099R issued

    By Sophia Wang, May 27, 2020
    • 25 replies
    • 16.5k views
    • 
    • Barbara S
    • September 6, 2020

13. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 983 views
    • 
    • Below Ground
    • September 3, 2020

14. Start-up Credit SECURE

    By austin3515, September 3, 2020
    • 5 replies
    • 952 views
    • 
    • RatherBeGolfing
    • September 3, 2020

15. Beginner Question regarding which fund to choose and why it's important?

    By AlohaGuy, August 16, 2020   

    • 401k
    • funds
    • 4 replies
    • 1.7k views
    • 
    • MWeddell
    • September 3, 2020

16. Startup Safe Harbor Non-elective 401(k)

    By Gilmore, September 1, 2020
    • 1 reply
    • 748 views
    • 
    • Gilmore
    • September 1, 2020

17. Related Employer compensation

    By AKconsult, September 1, 2020
    • 1 reply
    • 914 views
    • 
    • Mike Preston
    • September 1, 2020

18. Sole Prop defers on draw, then has zero Sch. C income

    By Belgarath, August 31, 2020
    • 12 replies
    • 1.8k views
    • 
    • Bird
    • September 1, 2020

19. Short plan year, what hours to prorate?

    By BG5150, August 28, 2020
    • 7 replies
    • 1.9k views
    • 
    • Belgarath
    • September 1, 2020

20. MEPS/PEPS

    By austin3515, August 25, 2020
    • 21 replies
    • 3k views
    • 
    • austin3515
    • August 31, 2020

21. 2 Schedule C's - Can you have 2 Plans?

    By JMP, August 25, 2020
    • 3 replies
    • 1k views
    • 
    • Appleby
    • August 31, 2020

22. Eligibility requirements for 401k

    By Pammie57, August 26, 2020
    • 8 replies
    • 1.7k views
    • 
    • Mike Preston
    • August 28, 2020

23. Mid year change to Safe Harbor matching plan - with a twist

    By Belgarath, August 27, 2020
    • 1 reply
    • 1.6k views
    • 
    • Luke Bailey
    • August 27, 2020

24. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 3.6k views
    • 
    • Luke Bailey
    • August 27, 2020

25. SHNE suspend and then reinstate in same plan year

    By DJL, August 13, 2020
    • 3 replies
    • 1.4k views
    • 
    • DJL
    • August 27, 2020

26. Deferrals withheld between MEP and Single Employer Plan

    By Purplemandinga, August 26, 2020
    • 5 replies
    • 1.1k views
    • 
    • Lou S.
    • August 26, 2020

27. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 858 views
    • 
    • RatherBeGolfing
    • August 26, 2020

28. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 894 views
    • 
    • ESOP Guy
    • August 26, 2020

29. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 754 views
    • 
    • MWeddell
    • August 26, 2020

30. Life Insurance in 401k Plan

    By Ahuntingus, August 25, 2020
    • 1 reply
    • 902 views
    • 
    • Bill Presson
    • August 25, 2020

31. Tax withhholding versus 401k deferral on irregular pay

    By Pammie57, August 24, 2020
    • 1 reply
    • 669 views
    • 
    • Bird
    • August 25, 2020

32. Normal retirement age and vesting

    By Pammie57, August 3, 2020
    • 4 replies
    • 1.7k views
    • 
    • Pammie57
    • August 24, 2020

33. Employer match from multiple employers

    By AKconsult, August 21, 2020
    • 1 reply
    • 1.5k views
    • 
    • legort69
    • August 23, 2020

34. Plan Eligibility Change

    By TPA, August 20, 2020
    • 17 replies
    • 2.1k views
    • 
    • TPA
    • August 21, 2020

35. Partial Plan Termination and Rehires

    By Gruegen, August 18, 2020
    • 3 replies
    • 2.3k views
    • 
    • Dave Baker
    • August 20, 2020

36. RMD's

    By ICT_Bob, August 18, 2020   

    • 401k
    • rmds
    • 3 replies
    • 948 views
    • 
    • ESOP Guy
    • August 18, 2020

37. Late deposit during blackout

    By austin3515, August 12, 2020
    • 23 replies
    • 7k views
    • 
    • Peter Gulia
    • August 18, 2020

38. Missed Deferral Opportunity - 25% QNEC vs 3 month rolling

    By legort69, April 10, 2018   

    • rolling three-month exception
    • 4 replies
    • 2.5k views
    • 
    • Belgarath
    • August 18, 2020

39. Contingent Trustee for Profit Sharing Plan

    By Stash026, August 10, 2020
    • 7 replies
    • 2.5k views
    • 
    • Mike Preston
    • August 14, 2020

40. Deferrals from Third Party Sick Pay

    By BTG, January 13, 2020
    • 11 replies
    • 12.3k views
    • 
    • dan654083
    • August 14, 2020

41. Top Heavy Allocation to Key Employees

    By NW529, August 10, 2020   

    • 401k
    • top heavy
    • (and 1 more)

      Tagged with:

      • 401k
      • top heavy
      • key employee
    • 16 replies
    • 2.3k views
    • 
    • BG5150
    • August 12, 2020

42. Are 401k's from former employee a problem?

    By Shuo, August 5, 2020
    • 22 replies
    • 10.9k views
    • 
    • MoJo
    • August 12, 2020

43. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 3.9k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

44. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.8k views
    • 
    • MWeddell
    • August 11, 2020

45. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 1.2k views
    • 
    • RatherBeGolfing
    • August 11, 2020

46. One Participant Plan - Family Attribution

    By Will.I.Am, July 31, 2020
    • 3 replies
    • 1.6k views
    • 
    • austin3515
    • August 10, 2020

47. Safe Harbor Mid-Year MERGER

    By JustMe, July 30, 2020
    • 15 replies
    • 7.8k views
    • 
    • JustMe
    • August 10, 2020

48. Small Corrections in EPCRS

    By austin3515, August 9, 2020
    • 2 replies
    • 1k views
    • 
    • austin3515
    • August 9, 2020

49. Two Companies/Plans - Shared Employee as Plan Administrator on Both

    By Christina, August 7, 2020
    • 2 replies
    • 1.5k views
    • 
    • Larry Starr
    • August 8, 2020

50. New Safe Company - SH Plan

    By Becky Schwing, July 27, 2020
    • 2 replies
    • 955 views
    • 
    • Kevin C
    • August 7, 2020