401(k) Plans

19,499 topics in this forum

1. Full plan year but deferrals start 10/1

   By Pammie57, July 1, 2020
   • 2 replies
   • 978 views
   • 
   • Patricia Neal Jensen
   • July 1, 2020

2. Safe Harbor 401k and Tradional 401k in a Controlled Group

   By timofeo, April 23, 2020
   • 2 replies
   • 824 views
   • 
   • timofeo
   • July 1, 2020

3. Waiver of 10% Early Withdrawal Penalty

   By ldr, June 29, 2020
   • 6 replies
   • 3.3k views
   • 
   • MWeddell
   • July 1, 2020

4. Safe Harbor Match mid-year suspension - notice

   By Belgarath, June 29, 2020
   • 3 replies
   • 1.1k views
   • 
   • Belgarath
   • July 1, 2020

5. ACP Test for Discretionary plus Safe Harbor Match

   By Catch22PGM, June 30, 2020   

   • safe harbor 401k
   • matching
   • (and 1 more)

     Tagged with:

     • safe harbor 401k
     • matching
     • acp test
   • 3 replies
   • 1.2k views
   • 
   • Catch22PGM
   • June 30, 2020

6. Prevailing Wage and ACP Test

   By Catch22PGM, June 26, 2020   

   • david bacon; sca; service contract act
   • safe harbor match
   • (and 1 more)

     Tagged with:

     • david bacon; sca; service contract act
     • safe harbor match
     • acp test
   • 3 replies
   • 1.8k views
   • 
   • Mike Preston
   • June 30, 2020

7. Suspend Safe Harbor for HCEs / Preserve SH

   By austin3515, March 30, 2020
   • 28 replies
   • 5.4k views
   • 
   • Luke Bailey
   • June 30, 2020

8. Relief measures for Safe Harbor Match Plans

   By TPA, April 24, 2020
   • 9 replies
   • 1.8k views
   • 
   • Bill Presson
   • June 29, 2020

9. SECURE Act, RMDs to designed beneficary, and annuity under DC Plan

   By DKE, June 29, 2020
   • 0 replies
   • 701 views
   • 
   • DKE
   • June 29, 2020

10. owner's 401(k) deposits<>contribution - amend or late deposit

    By TPApril, June 26, 2020
    • 2 replies
    • 954 views
    • 
    • TPApril
    • June 26, 2020

11. Third Party Loan to a Solo 401K Plan

    By retirementplanning, June 22, 2020
    • 14 replies
    • 3.6k views
    • 
    • retirementplanning
    • June 25, 2020

12. Mid year SH amendment changing from plan year to per payroll

    By Belgarath, June 23, 2020
    • 7 replies
    • 3k views
    • 
    • Belgarath
    • June 25, 2020

13. Proof of Safe Harbor Notice

    By nancy, June 23, 2020
    • 6 replies
    • 1.6k views
    • 
    • Peter Gulia
    • June 24, 2020

14. Determining Missed Deferral Under EPCRS

    By Lauren0507, June 23, 2020
    • 3 replies
    • 1.1k views
    • 
    • Lauren0507
    • June 24, 2020

15. vesting and coronavirus

    By Scuba 401, June 22, 2020
    • 10 replies
    • 1.3k views
    • 
    • G8Rs
    • June 23, 2020

16. More Prevailing Wage/Davis Bacon Fun

    By justatester, June 22, 2020
    • 1 reply
    • 844 views
    • 
    • Lou S.
    • June 22, 2020

17. CARES Act - Loan Provisions

    By nerd-party-administrator, April 15, 2020
    • 30 replies
    • 4.6k views
    • 
    • Luke Bailey
    • June 21, 2020

18. Off Calendar PY - ADP catchup with no deferrals?

    By Gilmore, June 18, 2020
    • 2 replies
    • 721 views
    • 
    • Gilmore
    • June 19, 2020

19. Company out of business, cannot pay 2019 SH

    By BG5150, June 16, 2020
    • 10 replies
    • 2.3k views
    • 
    • RatherBeGolfing
    • June 19, 2020

20. Participant Education

    By Sharon D., June 17, 2020
    • 2 replies
    • 909 views
    • 
    • Sharon D.
    • June 19, 2020

21. Incorrect vesting on a death benefit

    By Riley Britton, June 14, 2020
    • 15 replies
    • 3.1k views
    • 
    • Kevin C
    • June 18, 2020

22. Missing participant forfeiture reinstatement on plan termination

    By BenefitsBum, June 16, 2020
    • 5 replies
    • 2k views
    • 
    • RatherBeGolfing
    • June 18, 2020

23. Discontinue SH Match, start a non-elective SH?

    By Gilmore, June 17, 2020
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • June 17, 2020

24. Secure Act adding SH NEC

    By justatester, June 17, 2020
    • 3 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • June 17, 2020

25. Form 5330 Excise Tax on late ADP Corrections

    By justatester, June 15, 2020
    • 4 replies
    • 1.2k views
    • 
    • justatester
    • June 15, 2020

26. Off Calendar PY - Catchup and ADP Refunds

    By Gilmore, June 10, 2020
    • 9 replies
    • 2.4k views
    • 
    • Gilmore
    • June 15, 2020

27. Excise Tax paid on Form 5330

    By AJ North, June 12, 2020
    • 2 replies
    • 1.1k views
    • 
    • AJ North
    • June 15, 2020

28. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

    By 401 Chaos, March 24, 2020
    • 6 replies
    • 2.7k views
    • 
    • 403bear
    • June 14, 2020

29. SH implemented at mid year

    By Jakyasar, April 27, 2020
    • 5 replies
    • 2.2k views
    • 
    • Dan
    • June 12, 2020

30. New PPP 24 Week Period

    By austin3515, June 11, 2020
    • 6 replies
    • 1.3k views
    • 
    • Larry Starr
    • June 11, 2020

31. QSLOBs

    By Dawn Hafner, December 10, 2001
    • 1 reply
    • 2.3k views
    • 
    • MWeddell
    • June 11, 2020

32. requiring prior YOS in a startup plan - records sketchy

    By AlbanyConsultant, June 11, 2020
    • 0 replies
    • 576 views
    • 
    • AlbanyConsultant
    • June 11, 2020

33. Hardship Withdrawal due to pandemic

    By sb0828, June 10, 2020
    • 8 replies
    • 2.9k views
    • 
    • Peter Gulia
    • June 11, 2020

34. Client Withheld Too Much 401k

    By austin3515, June 5, 2020
    • 11 replies
    • 3.3k views
    • 
    • Larry Starr
    • June 10, 2020

35. Entry Date

    By mjf06241972, June 9, 2020
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • June 9, 2020

36. EACA amendment to ACA mid year

    By bmore1147, June 6, 2020
    • 4 replies
    • 3.2k views
    • 
    • bmore1147
    • June 9, 2020

37. QDROs next step

    By Chiswick, June 9, 2020
    • 1 reply
    • 843 views
    • 
    • Larry Starr
    • June 9, 2020

38. Deferrals from bonus question

    By BG5150, June 8, 2020
    • 10 replies
    • 3.4k views
    • 
    • Larry Starr
    • June 9, 2020

39. Partnership dissolving, new partnership forming - What separation or severance rules apply?

    By JustMe, June 9, 2020
    • 0 replies
    • 611 views
    • 
    • JustMe
    • June 9, 2020

40. Former safe harbor plan vesting change

    By jas55, June 8, 2020
    • 2 replies
    • 850 views
    • 
    • Lou S.
    • June 8, 2020

41. Late safe habor/profit sharing

    By Chris DeMay, June 8, 2020   

    • vcp
    • 1 reply
    • 748 views
    • 
    • Bird
    • June 8, 2020

42. CARES Act Qualified Individual

    By Lolo, April 14, 2020
    • 16 replies
    • 3.1k views
    • 
    • spiritrider
    • June 6, 2020

43. deferral deduction from which business, partnership or corporation?

    By AJC, June 3, 2020
    • 6 replies
    • 2.3k views
    • 
    • AJC
    • June 5, 2020

44. Berman v. Estee Lauder

    By justanotheradmin, June 4, 2020
    • 2 replies
    • 1.4k views
    • 
    • Patty
    • June 5, 2020

45. Plan Deferral Limit when Flat dollar exceed pay

    By mattmc82, June 5, 2020
    • 2 replies
    • 970 views
    • 
    • Bird
    • June 5, 2020

46. Match doesn't start until 3%

    By Just Tri, June 3, 2020
    • 6 replies
    • 1.1k views
    • 
    • Luke Bailey
    • June 4, 2020

47. Participant Notices

    By Becky Schwing, June 4, 2020
    • 2 replies
    • 812 views
    • 
    • Larry Starr
    • June 4, 2020

48. Funding of 401(k) using PPP loan 1 2

    By rblum50, May 8, 2020   

    • ppp
    • loan
    • (and 2 more)

      Tagged with:

      • ppp
      • loan
      • 401(k)
      • contributions
    • 93 replies
    • 12.7k views
    • 
    • Larry Starr
    • June 4, 2020

49. Covid loan and distribution

    By goldtpa, June 3, 2020
    • 2 replies
    • 897 views
    • 
    • Larry Starr
    • June 4, 2020

50. Top Heavy/Safe Harbor

    By Stash026, June 3, 2020
    • 1 reply
    • 690 views
    • 
    • Mike Preston
    • June 4, 2020