401(k) Plans

19,516 topics in this forum

1. Plan Eligibility Change

   By TPA, August 20, 2020
   • 17 replies
   • 2.2k views
   • 
   • TPA
   • August 21, 2020

2. Partial Plan Termination and Rehires

   By Gruegen, August 18, 2020
   • 3 replies
   • 2.4k views
   • 
   • Dave Baker
   • August 20, 2020

3. RMD's

   By ICT_Bob, August 18, 2020   

   • 401k
   • rmds
   • 3 replies
   • 1k views
   • 
   • ESOP Guy
   • August 18, 2020

4. Late deposit during blackout

   By austin3515, August 12, 2020
   • 23 replies
   • 7.5k views
   • 
   • Peter Gulia
   • August 18, 2020

5. Missed Deferral Opportunity - 25% QNEC vs 3 month rolling

   By legort69, April 10, 2018   

   • rolling three-month exception
   • 4 replies
   • 2.6k views
   • 
   • Belgarath
   • August 18, 2020

6. Contingent Trustee for Profit Sharing Plan

   By Stash026, August 10, 2020
   • 7 replies
   • 2.7k views
   • 
   • Mike Preston
   • August 14, 2020

7. Deferrals from Third Party Sick Pay

   By BTG, January 13, 2020
   • 11 replies
   • 12.6k views
   • 
   • dan654083
   • August 14, 2020

8. Top Heavy Allocation to Key Employees

   By NW529, August 10, 2020   

   • 401k
   • top heavy
   • (and 1 more)

     Tagged with:

     • 401k
     • top heavy
     • key employee
   • 16 replies
   • 2.5k views
   • 
   • BG5150
   • August 12, 2020

9. Are 401k's from former employee a problem?

   By Shuo, August 5, 2020
   • 22 replies
   • 11.2k views
   • 
   • MoJo
   • August 12, 2020

10. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 4.2k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

11. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.9k views
    • 
    • MWeddell
    • August 11, 2020

12. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 1.2k views
    • 
    • RatherBeGolfing
    • August 11, 2020

13. One Participant Plan - Family Attribution

    By Will.I.Am, July 31, 2020
    • 3 replies
    • 1.7k views
    • 
    • austin3515
    • August 10, 2020

14. Safe Harbor Mid-Year MERGER

    By JustMe, July 30, 2020
    • 15 replies
    • 8k views
    • 
    • JustMe
    • August 10, 2020

15. Small Corrections in EPCRS

    By austin3515, August 9, 2020
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • August 9, 2020

16. Two Companies/Plans - Shared Employee as Plan Administrator on Both

    By Christina, August 7, 2020
    • 2 replies
    • 1.5k views
    • 
    • Larry Starr
    • August 8, 2020

17. New Safe Company - SH Plan

    By Becky Schwing, July 27, 2020
    • 2 replies
    • 1k views
    • 
    • Kevin C
    • August 7, 2020

18. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 2 replies
    • 1.3k views
    • 
    • Ian
    • August 7, 2020

19. Voluntary After-Tax Employee Contributions

    By emmetttrudy, August 5, 2020
    • 5 replies
    • 1.4k views
    • 
    • Bill Presson
    • August 6, 2020

20. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 1 reply
    • 548 views
    • 
    • Ian
    • August 6, 2020

21. Safe Harbor Plan with Different Definition of Compensation

    By NYHeel, July 29, 2020
    • 14 replies
    • 8.1k views
    • 
    • Bill Presson
    • August 5, 2020

22. Starting and stopping deferrals in a 401k Plan

    By Pammie57, July 29, 2020
    • 15 replies
    • 3.2k views
    • 
    • Belgarath
    • August 5, 2020

23. In Plan Roth Rollovers vs Roth Conversions

    By austin3515, August 2, 2020
    • 4 replies
    • 4.5k views
    • 
    • CarolC
    • August 4, 2020

24. CARES Act loan repayment suspension

    By Ian, August 1, 2020
    • 8 replies
    • 1.3k views
    • 
    • Bird
    • August 4, 2020

25. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 3.5k views
    • 
    • Luke Bailey
    • August 3, 2020

26. Mechanics of updating plan documents with custodians

    By matthny, August 3, 2020
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • August 3, 2020

27. QSLOB Election - Who is the employer?

    By Trisports, July 30, 2020
    • 1 reply
    • 1.1k views
    • 
    • Bill Presson
    • July 31, 2020

28. CARES Act loan repayments/deemed distribution

    By Ian, July 30, 2020
    • 8 replies
    • 2k views
    • 
    • Ian
    • July 31, 2020

29. Disowning an adult child

    By MAS, July 29, 2020
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • July 30, 2020

30. How do I know if my plan invests a part or all of its assets in a master trust agreement?

    By Will Smith, July 29, 2020
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • July 30, 2020

31. Match formula limit change mid year

    By legort69, July 29, 2020
    • 1 reply
    • 905 views
    • 
    • Bird
    • July 30, 2020

32. PEPs - the new frontier or just a bunch of noise?

    By JustMe, July 28, 2020
    • 7 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • July 30, 2020

33. Amending the definition of Comp for current Plan Year

    By Benefits Vet, July 28, 2020
    • 6 replies
    • 2k views
    • 
    • Luke Bailey
    • July 30, 2020

34. CARES Act CRD repayment w/3-year spread

    By Ian, July 28, 2020
    • 3 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • July 29, 2020

35. Mid-year SEP termination; afterwards open solo 401k

    By jgold0016, July 27, 2020
    • 5 replies
    • 1.4k views
    • 
    • Mike Preston
    • July 28, 2020

36. CRD repayments Notice 2020-50

    By Ian, July 25, 2020
    • 5 replies
    • 1.6k views
    • 
    • Ian
    • July 28, 2020

37. Hardship Amendment - QNEC/QMACs allowed

    By austin3515, June 2, 2020
    • 15 replies
    • 3.4k views
    • 
    • austin3515
    • July 28, 2020

38. Removing Roth in a Safe Harbor Plan

    By cpc0506, July 24, 2020
    • 2 replies
    • 995 views
    • 
    • Gilmore
    • July 25, 2020

39. Missing Signed PPA Restatements Documents - How to handle?

    By Francis, July 14, 2020   

    • ppa
    • 5 replies
    • 1.4k views
    • 
    • Francis
    • July 24, 2020

40. Top Heavy Minimum and Business Unit Sale

    By NW529, July 21, 2020   

    • top heavy
    • 2 replies
    • 872 views
    • 
    • CuseFan
    • July 21, 2020

41. ROBS Exit Strategy

    By Seattle260, November 7, 2019
    • 14 replies
    • 8.9k views
    • 
    • LeadingRetirementSolutions
    • July 21, 2020

42. 5500 and document question on spinoff restatement

    By mattmc82, July 17, 2020
    • 5 replies
    • 2.4k views
    • 
    • Luke Bailey
    • July 20, 2020

43. Sale of goodwill?

    By jmartin, July 17, 2020
    • 3 replies
    • 1k views
    • 
    • Larry Starr
    • July 18, 2020

44. Bank is pushing back on opening account for plan

    By BG5150, July 17, 2020
    • 2 replies
    • 694 views
    • 
    • david rigby
    • July 17, 2020

45. 132(j) Comp and Matching Contributions

    By srhall, July 16, 2020   

    • 401k
    • 132(j)
    • (and 2 more)

      Tagged with:

      • 401k
      • 132(j)
      • match
      • employer contribution
    • 3 replies
    • 738 views
    • 
    • Alonzo Church
    • July 17, 2020

46. How far back would you go to correct late deposits?

    By BG5150, July 16, 2020
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • July 17, 2020

47. Open MEP Form 5500 Filing Requirements

    By JustMe, July 13, 2020
    • 3 replies
    • 2.3k views
    • 
    • Alonzo Church
    • July 15, 2020

48. Secure Act - starting new 3% SH nonelective plan 3 month rule

    By Will.I.Am, July 1, 2020
    • 2 replies
    • 1.5k views
    • 
    • stbennet
    • July 14, 2020

49. Life insurance in 401(k)

    By Scuba 401, July 10, 2020
    • 10 replies
    • 2.4k views
    • 
    • acm_acm
    • July 14, 2020

50. Is my math correct for deduction/415(c)?

    By Jakyasar, June 22, 2020
    • 3 replies
    • 761 views
    • 
    • Jakyasar
    • July 14, 2020